PAYS · Paysign, Inc.

NASDAQ NMS - GLOBAL MARKET - Real Time Price • USD

Paysign Inc (PAYS)

NASDAQ NMS - GLOBAL MARKET Financial Services
Move probability → Options chain →
$15.61 +0.43 (+2.87%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE $15.61
$15.03 $15.83
52-WEEK RANGE $15.61
$3.08 $16.15

What's happening

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$871.2M
P/E (TTM1)55.11
EPS2 (TTM)$0.26
Div Yield—
Beta30.88
Volume27,959
Open15.05
Prev Close15.18
Bid / Ask13.07 / 0.00
Next Earnings 2026-11-09

Analyst Recommendations

Strong buy 4 Buy 6 Hold 1 Sell 0 Strong sell 0

Aggregate ratings for 2026-10-01 (11 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
PAYS +195.34%
vs S&P 500 +182.56%
1-YEAR RETURN
PAYS +170.16%
vs S&P 500 +155.60%
6-MONTH RETURN
PAYS +160.45%
3-MONTH RETURN
PAYS +69.38%

Valuation Measures & Ratios

Enterprise Value4$841.9M
Forward P/E533.03
PEG Ratio60.54
Price / Sales (TTM1)8.64
Price / Book77.61
EV4 / Revenue8.36
EV4 / EBITDA31.78
Profit Margin15.67%
Operating Margin17.01%
Return on Equity (ROE8)30.13%
Return on Assets (ROA9)5.66%
Avg Volume (3M)739,160
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $502.4M $357.2M $348.9M $499.9M $110.2M
P/E 31.80 30.72 45.75 81.85 21.91
Price/Sales 5.18 4.09 4.68 7.43 1.79
Price/Book 8.35 6.49 7.62 11.84 2.81
EV/Revenue 5.24 4.16 4.79 7.55 1.95
EV/EBITDA 19.54 17.36 25.71 — —
ROE 26.26% 21.14% 16.67% 14.47% 12.81%
ROA 4.98% 3.72% 3.64% 3.15% 2.45%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short2,268,605
Change from Prior Settlement+10.35%
% of Float—
Days to Cover (Short Ratio)2.96

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

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Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

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Starter sets
Trend
Oscillators
Volume/volatility
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History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

  • Trailing P/E is 55.1, a high price relative to reported earnings. Finnhub fundamentals ↗
  • Latest SEC filing is Form 4, filed 2026-10-14; review it for current changes and risks. SEC EDGAR ↗

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $28.3M $28.0M $21.6M $19.1M $18.6M $15.3M $14.3M $13.2M
Gross profit $17.9M $18.2M $12.2M $11.8M $11.7M $8.5M $7.6M $6.9M
Operating income $7.0M $6.7M $1.6M $1.4M $2.5M $689.8K $125.7K -$258.4K
Net income $6.8M $5.4M $2.2M $1.4M $2.6M $1.4M $697.1K $309.1K
EPS (diluted) $0.11 $0.09 $0.04 $0.02 $0.05 $0.03 $0.01 $0.01
EPS (basic) $0.12 $0.10 $0.04 $0.03 $0.05 $0.03 $0.01 $0.01

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $317.0M $312.7M $276.3M $209.5M $193.9M $205.1M $179.0M $167.0M
Total liabilities $256.8M $257.7M $227.8M $163.8M $151.7M $165.8M $148.6M $138.5M
Stockholders' equity $60.2M $55.0M $48.5M $45.8M $42.2M $39.3M $30.4M $28.5M
Total current assets $283.0M $277.4M $240.1M $171.3M $158.7M $167.2M $158.8M $147.5M
Total current liabilities $248.4M $248.1M $216.3M $152.1M $143.3M $155.7M $146.1M $135.9M
Cash & equivalents — — — — — — — —

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $1.3M $18.8M $48.1M $6.8M $3.6M -$6.0M $14.3M -$20.2M
Investing cash flow -$1.4M -$2.1M -$1.7M -$2.2M -$1.8M -$4.4M -$2.4M -$2.4M
Financing cash flow -$2.9M -$2.2M $0 $69.1K $591.5K -$375.8K -$134.6K -$355.7K
Free cash flow $1.2M $18.5M $47.5M $6.3M $3.6M -$6.1M $14.2M -$20.3M
Capital expenditures $103.2K $266.5K $590.6K $453.6K $86.3K $78.7K $116.7K $122.0K
Depreciation & amortization $2.3M $2.6M $4.4M $2.2M $2.1M $1.8M $4.7M $1.6M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding PAYS as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Institutional ownership is not available for this symbol right now.

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-03-19 to 2026-10-09

Recent transactions

  • Insiders have net sold 687,808 shares over the last 182 days, across 0 purchases and 15 sales.
  • Most recent: Newcomer Mark (CEO) — Open market sale of 50,000 shares on 2026-10-09.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)687,808 sh(15 txns)
Net Shares-687,808

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Newcomer MarkCEOOpen market sale2026-10-0950,000
Herman Joan MEVP, OperationsOpen market sale2026-09-1638,900
Ngo Michael CChief Innovation OfficerOpen market sale2026-09-0979,925
Baker Jeffery BradfordChief Financial OfficerOpen market sale2026-08-1235,000
Triplett Dennis LDirectorOption exercise2026-08-0420,000
NEWMAN JEFFREY BDirectorOption exercise2026-08-0420,000
Mina Bruce ADirectorOption exercise2026-08-0420,000
HENRY DANIEL RDirectorOption exercise2026-08-0420,000
Cunningham Bradley KramerChief Technology OfficerTax withholding2026-07-3122,430
Strobo RobertChief Legal OfficerOption exercise2026-07-3164,000
Lanford Matthew LouisChief Payments OfficerOption exercise2026-07-3164,000
Turner Matthew BakerPRES., PATIENT AFFORDABILITYTax withholding2026-05-2250,681

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-10-09Newcomer MarkCEOOpen market sale 50,000$15.34
2026-09-16Herman Joan MEVP, OperationsOpen market sale 38,900$11.74
2026-09-15Herman Joan MEVP, OperationsOpen market sale 21,004$12.38
2026-09-09Ngo Michael CChief Innovation OfficerOpen market sale 79,925$12.74
2026-09-08Ngo Michael CChief Innovation OfficerOpen market sale 70,075$12.85
2026-08-12Baker Jeffery BradfordChief Financial OfficerOpen market sale 35,000$12.62
2026-08-06Newcomer MarkCEOOpen market sale 150,000$11.88
2026-08-04Triplett Dennis LDirectorOption exercise 20,000$0.00
2026-08-04NEWMAN JEFFREY BDirectorOption exercise 20,000$0.00
2026-08-04Mina Bruce ADirectorOption exercise 20,000$0.00
2026-08-04HENRY DANIEL RDirectorOption exercise 20,000$0.00
2026-07-31Cunningham Bradley KramerChief Technology OfficerTax withholding 22,430$8.96
2026-07-31Newcomer MarkCEOOption exercise 150,000$0.00
2026-07-31Newcomer MarkCEOTax withholding 59,025$8.96
2026-07-31Strobo RobertChief Legal OfficerOption exercise 64,000$0.00
2026-07-31Strobo RobertChief Legal OfficerTax withholding 25,184$8.96
2026-07-31Herman Joan MEVP, EFT OperationsOption exercise 36,000$0.00
2026-07-31Herman Joan MEVP, EFT OperationsTax withholding 13,780$8.96
2026-07-31Baker Jeffery BradfordChief Financial OfficerOption exercise 64,000$0.00
2026-07-31Baker Jeffery BradfordChief Financial OfficerTax withholding 28,506$8.96
2026-07-31Lanford Matthew LouisChief Payments OfficerOption exercise 64,000$0.00
2026-07-31Lanford Matthew LouisChief Payments OfficerTax withholding 25,185$8.96
2026-07-29Newcomer MarkCEOOpen market sale 50,000$9.38
2026-07-16Herman Joan MEVP, OperationsOpen market sale 28,000$8.69
2026-07-15Herman Joan MEVP, OperationsOpen market sale 31,904$8.60
2026-06-30Cunningham Bradley KramerChief Technology OfficerTax withholding 11,579$8.19
2026-06-26Herman Joan MEVP, OperationsOpen market sale 100,000$8.01
2026-06-11Mina Bruce ADirectorOpen market sale 10,000$7.09
2026-06-01Cunningham Bradley KramerChief Technology OfficerOpen market sale 3,000$7.80
2026-06-01Mina Bruce ADirectorOpen market sale 10,000$7.10
2026-05-29Cunningham Bradley KramerChief Technology OfficerOpen market sale 10,000$7.30
2026-05-29Baker Jeffery BradfordChief Financial OfficerTax withholding 44,541$7.27
2026-05-22Turner Matthew BakerPRES., PATIENT AFFORDABILITYTax withholding 50,681$6.72
2026-05-18Cunningham Bradley KramerChief Technology OfficerTax withholding 12,369$5.87
2026-05-08Triplett Dennis LDirectorGrant / award 20,000$0.00
2026-05-08NEWMAN JEFFREY BDirectorGrant / award 20,000$0.00
2026-05-08Mina Bruce ADirectorGrant / award 20,000$0.00
2026-05-08HENRY DANIEL RDirectorGrant / award 20,000$0.00
2026-03-31Ngo Michael CChief Innovation OfficerTax withholding 38,664$5.90
2026-02-03Turner Matthew BakerPRES., PATIENT AFFORDABILITYOpen market sale 15,057$4.16
2025-11-13Turner Matthew BakerPRES., PATIENT AFFORDABILITYGrant / award 233,333$0.00
2025-11-13Baker Jeffery BradfordChief Financial OfficerGrant / award 200,000$0.00
2025-03-19Ngo Michael CChief Innovation OfficerGrant / award 2,500,000$0.00
2025-03-19Ngo Michael CChief Innovation OfficerGrant / award 500,000$0.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-22 07:49 UTC

FiledFormReport periodOfficial filing
2026-10-1442026-10-09 View on SEC.gov →
2026-09-1742026-09-15 View on SEC.gov →
2026-09-1042026-09-08 View on SEC.gov →
2026-09-0842025-03-19 View on SEC.gov →
2026-09-0442025-11-13 View on SEC.gov →
2026-09-0442026-05-18 View on SEC.gov →
2026-08-1442026-08-12 View on SEC.gov →
2026-08-0742026-08-06 View on SEC.gov →
2026-08-0642026-08-04 View on SEC.gov →
2026-08-0642026-08-04 View on SEC.gov →
2026-08-0642026-08-04 View on SEC.gov →
2026-08-0642026-08-04 View on SEC.gov →

Headlines about PAYS (Paysign, Inc.). Links open the publisher — we don’t host full articles.

SEC filings ↓

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