UNH · UNITEDHEALTH GROUP INCORPORATED (Delaware)

NEW YORK STOCK EXCHANGE, INC. - Real Time Price • USD

UnitedHealth Group Inc (UNH)

NEW YORK STOCK EXCHANGE, INC. Health Care
Options chain →
$399.58 +3.21 (+0.81%)
At close: September 2 at 4:00:00 PM EDT
$399.10 -0.55 (-0.14%)
🌅 Pre-Market: 8:37:55 AM EDT
DAY'S RANGE $399.58
$396.68 $401.06
52-WEEK RANGE $399.58
$255.97 $461.62

What's happening

  • UNH is up 0.81% today, trading at $399.58. — Live quote
  • Volume today (158,402) is well below its 3-month average of 5,915,320. (Finnhub fundamentals)
  • Last quarter's EPS beat estimates: $6.38 actual vs. $4.95 estimated (+28.8%). (Finnhub earnings history)

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$357.82B
P/E (TTM1)25.63
EPS2 (TTM)$15.55
Div Yield1.37%
Beta30.53
Volume158,402
Open399.43
Prev Close396.37
Bid / Ask378.22 / 0.00
Next Earnings 2026-10-26 (before market open)

Analyst Recommendations

Strong buy 8 Buy 19 Hold 7 Sell 0 Strong sell 0

Aggregate ratings for 2026-09-01 (34 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
UNH +21.07%
vs S&P 500 +8.86%
1-YEAR RETURN
UNH +29.81%
vs S&P 500 +10.95%
6-MONTH RETURN
UNH +36.28%
3-MONTH RETURN
UNH +5.75%

Valuation Measures & Ratios

Enterprise Value4$403.76B
Forward P/E519.67
PEG Ratio62.39
Price / Sales (TTM1)0.80
Price / Book73.61
EV4 / Revenue0.90
EV4 / EBITDA15.76
Profit Margin3.14%
Operating Margin4.74%
Return on Equity (ROE8)14.40%
Return on Assets (ROA9)4.53%
Avg Volume (3M)5,915,320
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $377.18B $244.83B $306.86B $276.60B $464.90B
P/E 21.53 13.36 16.95 13.85 30.68
Price/Sales 0.84 0.55 0.71 0.66 1.14
EV/Revenue 0.93 0.65 0.81 0.76 1.24
ROA 5.66% 5.86% 5.74% 6.47% 4.89%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E and PEG aren't shown here — both need historical analyst-consensus estimates, which no free source provides; see the current-period figures above instead.

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short15,461,857
Change from Prior Settlement+2.50%
% of Float
Days to Cover (Short Ratio)3.84

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-08-14. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

Drag horizontally to zoom into a section; use Reset view to restore all observations.

Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Signals describe daily price patterns—not the company’s value and not a recommendation to buy or sell. Read several together; no single indicator predicts what happens next. “Overbought” and “oversold” are conditions, not promises of a reversal.

Indicators None active

Add lines over the price chart or a panel below it. Your choices are saved on this device.

Starter sets
Trend
Oscillators
Volume/volatility
Loading chart…

Free IEX historical data only goes back to ~2021 — 5Y/Full show whatever's actually available, not a promise of that much history. Indicators are computed client-side from these same price bars; earnings markers ("E") come from Finnhub's free tier (~last 4 quarters + next upcoming) — older quarters aren't available. The move-highlight dots are a heuristic (|% change| vs rolling volatility) with a best-effort headline lookup, not a claim of causation.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $112.03B $111.72B $113.16B $111.62B $109.58B $100.82B $98.86B $99.80B
Operating income $7.99B $8.99B $4.32B $5.15B $9.12B $8.71B $7.88B $7.93B
Net income $5.48B $6.28B $2.35B $3.41B $6.29B $6.05B $4.22B -$1.41B
EPS (diluted) $6.04 $6.90 $2.59 $3.74 $6.85 $6.51 $4.54 $-1.53
EPS (basic) $6.06 $6.92 $2.59 $3.76 $6.90 $6.56 $4.58 $-1.53
Operating margin $7 $8 $4 $5 $8 $9 $8 $8

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $309.73B $312.64B $309.58B $315.27B $308.57B $309.79B $298.28B $299.31B
Total liabilities $203.78B $207.32B $207.88B $209.46B $203.79B $204.62B $195.69B $194.85B
Stockholders' equity
Total current assets $86.86B $91.13B $90.58B $95.07B $93.70B $96.28B $85.78B $92.26B
Total current liabilities $111.82B $114.12B $114.90B $115.53B $110.78B $113.47B $103.77B $101.56B
Cash & equivalents $28.59B $28.00B $24.36B $27.21B $28.60B $30.72B $25.31B $32.40B

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $11.05B $8.91B $1.11B $5.95B $7.19B $5.46B $2.37B $13.95B
Investing cash flow -$1.80B -$2.45B -$2.61B -$4.56B -$1.44B -$74.0M -$1.12B -$5.65B
Financing cash flow -$8.62B -$2.99B -$1.03B -$2.77B -$7.95B $99.0M -$8.34B -$2.21B
Free cash flow $10.25B $8.15B $160.0M $5.05B $6.30B $4.56B $1.46B $12.95B
Capital expenditures $799.0M $763.0M $948.0M $890.0M $886.0M $898.0M $912.0M $991.0M
Share-based compensation $276.0M $348.0M $176.0M $223.0M $197.0M $375.0M $187.0M $237.0M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding UNH as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Source: Business Quant SEC Form 13F · report period 2026-06-30 · 31 filers

Held by These Filers60.0%
Shares Outstanding902,000,000
FilerSharesValue% OutQtr ChangeFiled
BlackRock, Inc. 76,863,061 $31.95B 8.52% +4.6% 2026-08-07
VANGUARD CAPITAL MANAGEMENT LLC 59,311,525 $24.65B 6.58% +0.7% 2026-06-30
State Street Corp 45,633,267 $18.97B 5.06% +0.7% 2026-08-07
Capital World Investors 29,887,932 $12.42B 3.31% +7.6% 2026-08-07
FMR LLC 27,992,995 $11.63B 3.10% +132.9% 2026-08-13
VANGUARD PORTFOLIO MANAGEMENT LLC 24,483,234 $10.18B 2.71% +1.9% 2026-06-30
PRICE T ROWE ASSOCIATES INC /MD/ 23,153,813 $9.6M 2.57% +10.9% 2026-08-14
GEODE CAPITAL MANAGEMENT, LLC 21,751,937 $9.01B 2.41% -4.5% 2026-08-12
Jpmorgan Chase & Co 20,246,047 $8.50B 2.24% +6.0% 2026-08-12
CHARLES SCHWAB INVESTMENT MANAGEMENT INC 19,830,588 $8.24B 2.20% -4.7% 2026-08-14
Sixth Street Partners Management Company, L.P. 19,830,588 $8.24B 2.20% +0.0% 2026-08-13
Morgan Stanley 14,795,456 $6.15B 1.64% -1.1% 2026-08-11
NORGES BANK 12,736,973 $5.29B 1.41% +0.0% 2026-08-12
Bank of New York Mellon Corp 10,704,994 $4.45B 1.19% +6.1% 2026-08-06
WELLINGTON MANAGEMENT GROUP LLP 10,675,175 $4.44B 1.18% +5.8% 2026-08-14
Capital Research Global Investors 10,534,177 $4.38B 1.17% -38.4% 2026-08-07
Bank Of America Corp /De/ 9,735,874 $4.05B 1.08% -16.9% 2026-08-14
Fisher Asset Management, LLC 9,082,269 $3.77B 1.01% +73.4% 2026-08-04
DODGE & COX 9,072,258 $3.77B 1.01% -4.2% 2026-08-13
Northern Trust Corp 8,761,055 $3.64B 0.97% -0.2% 2026-08-12
Franklin Resources Inc 8,643,789 $3.59B 0.96% +52.3% 2026-08-04
Corient Private Wealth LP 8,451,751 $245.5M 0.94% +1444.5% 2026-08-12
Capital International Investors 7,789,028 $3.24B 0.86% -13.5% 2026-08-07
ALLIANCEBERNSTEIN L.P. 7,669,420 $2.08B 0.85% +19.0% 2026-08-14
Goldman Sachs Group Inc 6,974,132 $2.90B 0.77% -11.0% 2026-08-14

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-06-23 to 2026-08-21

Recent transactions

  • Insiders have net sold 1,669 shares over the last 182 days, across 0 purchases and 2 sales.
  • Most recent: Conway Patrick Hugh (Chief Executive Officer, Optum) — Open market sale of 1,169 shares on 2026-08-21.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)1,669 sh(2 txns)
Net Shares-1,669

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Conway Patrick HughChief Executive Officer, OptumOpen market sale2026-08-211,169
Stankiewicz Dennis AndrewChief Accounting OfficerTax withholding2026-08-11233
Noseworthy John HDirectorGrant / award2026-07-01206
MONTGOMERY RICE VALERIE MDDirectorGrant / award2026-07-01220
MCNABB FREDERICK WILLIAM IIIDirectorGrant / award2026-07-01250
Gottlieb ScottDirectorGrant / award2026-07-01210
Gil KristenDirectorGrant / award2026-07-01206
GARCIA PAUL RDirectorGrant / award2026-07-01132
FLYNN TIMOTHY PATRICKDirectorGrant / award2026-07-01225
Baker Charles D.DirectorGrant / award2026-07-01220
McSweeney ErinEVP & Chief People OfficerGrant / award2026-06-2348
Noel Timothy JohnChief Executive Officer, UHCGrant / award2026-06-2376
Zaetta Christopher REVP & Chief Legal OfficerGrant / award2026-06-2361
DeVeydt Wayne SChief Financial OfficerGrant / award2026-06-23112
HEMSLEY STEPHEN JCEO, UHGGrant / award2026-06-2346

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-08-21Conway Patrick HughChief Executive Officer, OptumOpen market sale 1,169$390.00
2026-08-11Stankiewicz Dennis AndrewChief Accounting OfficerTax withholding 233$402.19
2026-08-05Conway Patrick HughChief Executive Officer, OptumOpen market sale 500$410.00
2026-07-01Noseworthy John HDirectorGrant / award 206$0.00
2026-07-01MONTGOMERY RICE VALERIE MDDirectorGrant / award 220$0.00
2026-07-01MCNABB FREDERICK WILLIAM IIIDirectorGrant / award 250$0.00
2026-07-01Gottlieb ScottDirectorGrant / award 210$0.00
2026-07-01Gil KristenDirectorGrant / award 206$0.00
2026-07-01GARCIA PAUL RDirectorGrant / award 132$0.00
2026-07-01GARCIA PAUL RDirectorGrant / award 88$0.00
2026-07-01FLYNN TIMOTHY PATRICKDirectorGrant / award 225$0.00
2026-07-01Baker Charles D.DirectorGrant / award 220$0.00
2026-06-23McSweeney ErinEVP & Chief People OfficerGrant / award 48$0.00
2026-06-23Noseworthy John HDirectorGrant / award 41$0.00
2026-06-23GARCIA PAUL RDirectorGrant / award 13$0.00
2026-06-23MONTGOMERY RICE VALERIE MDDirectorGrant / award 41$0.00
2026-06-23Gil KristenDirectorGrant / award 8$0.00
2026-06-23Gottlieb ScottDirectorGrant / award 3$0.00
2026-06-23Conway Patrick HughChief Executive Officer, OptumGrant / award 82$0.00
2026-06-23Noel Timothy JohnChief Executive Officer, UHCGrant / award 76$0.00
2026-06-23Zaetta Christopher REVP & Chief Legal OfficerGrant / award 61$0.00
2026-06-23DeVeydt Wayne SChief Financial OfficerGrant / award 112$0.00
2026-06-23HEMSLEY STEPHEN JCEO, UHGGrant / award 46$0.00
2026-06-23Stankiewicz Dennis AndrewChief Accounting OfficerGrant / award 51$0.00
2026-06-23Baker Charles D.DirectorGrant / award 13$0.00
2026-06-23MCNABB FREDERICK WILLIAM IIIDirectorGrant / award 50$0.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-09-03 11:41 UTC

FiledFormReport periodOfficial filing
2026-08-2542026-08-21 View on SEC.gov →
2026-08-1342026-08-11 View on SEC.gov →
2026-08-1010-Q2026-06-30 View on SEC.gov →
2026-08-0742026-08-05 View on SEC.gov →
2026-07-168-K2026-07-16 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →
2026-07-0642026-07-01 View on SEC.gov →

Headlines about UNH (UNITEDHEALTH GROUP INCORPORATED (Delaware)). Links open the publisher — we don’t host full articles.

SEC filings ↓

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