UNH · UNITEDHEALTH GROUP INCORPORATED (Delaware)

NEW YORK STOCK EXCHANGE, INC. - Real Time Price • USD

UnitedHealth Group Inc (UNH)

NEW YORK STOCK EXCHANGE, INC. Health Care
Move probability → Options chain →
$416.86 -2.61 (-0.62%)
● At close: October 21 at 4:00:00 PM EDT
$416.59 -0.41 (-0.10%)
🌆 After-Hours: 6:58:20 PM EDT
DAY'S RANGE $416.86
$415.08 $421.35
52-WEEK RANGE $416.86
$255.97 $461.62

What's happening

  • UNH is down 0.62% today, trading at $416.86. — Live quote
  • Volume today (242,017) is well below its 3-month average of 5,488,270. (Finnhub fundamentals)
  • Last quarter's EPS beat estimates: $4.69 actual vs. $4.18 estimated (+12.2%). (Finnhub earnings history)

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$375.88B
P/E (TTM1)23.76
EPS2 (TTM)$17.52
Div Yield1.37%
Beta30.54
Volume242,017
Open421.29
Prev Close419.47
Bid / Ask399.73 / 444.03
Next Earnings 2027-01-25 (after market close)

Analyst Recommendations

Strong buy 8 Buy 18 Hold 7 Sell 0 Strong sell 0

Aggregate ratings for 2026-10-01 (33 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
UNH +27.01%
vs S&P 500 +14.23%
1-YEAR RETURN
UNH +15.03%
vs S&P 500 +0.47%
6-MONTH RETURN
UNH +32.51%
3-MONTH RETURN
UNH -3.92%

Valuation Measures & Ratios

Enterprise Value4$423.20B
Forward P/E517.09
PEG Ratio61.48
Price / Sales (TTM1)0.84
Price / Book73.16
EV4 / Revenue0.94
EV4 / EBITDA15.20
Profit Margin3.53%
Operating Margin5.25%
Return on Equity (ROE8)16.10%
Return on Assets (ROA9)5.10%
Avg Volume (3M)5,488,270
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $374.87B $243.34B $304.99B $274.90B $462.05B
P/E 21.40 13.28 16.85 13.77 30.49
Price/Sales 0.84 0.55 0.70 0.65 1.13
EV/Revenue 0.93 0.64 0.80 0.76 1.23
ROA 5.66% 5.86% 5.74% 6.47% 4.89%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short15,950,438
Change from Prior Settlement+20.69%
% of Float—
Days to Cover (Short Ratio)3.28

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

Drag horizontally to zoom into a section; use Reset view to restore all observations.

Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

Add lines over the price chart or a panel below it. Your choices are saved on this device.

Starter sets
Trend
Oscillators
Volume/volatility
Loading chart…

History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $112.03B $111.72B $113.16B $111.62B $109.58B $100.82B $98.86B $99.80B
Operating income $7.99B $8.99B $4.32B $5.15B $9.12B $8.71B $7.88B $7.93B
Net income $5.48B $6.28B $2.35B $3.41B $6.29B $6.05B $4.22B -$1.41B
EPS (diluted) $6.04 $6.90 $2.59 $3.74 $6.85 $6.51 $4.54 $-1.53
EPS (basic) $6.06 $6.92 $2.59 $3.76 $6.90 $6.56 $4.58 $-1.53
Operating margin $7 $8 $4 $5 $8 $9 $8 $8

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $309.73B $312.64B $309.58B $315.27B $308.57B $309.79B $298.28B $299.31B
Total liabilities $203.78B $207.32B $207.88B $209.46B $203.79B $204.62B $195.69B $194.85B
Stockholders' equity — — — — — — — —
Total current assets $86.86B $91.13B $90.58B $95.07B $93.70B $96.28B $85.78B $92.26B
Total current liabilities $111.82B $114.12B $114.90B $115.53B $110.78B $113.47B $103.77B $101.56B
Cash & equivalents $28.59B $28.00B $24.36B $27.21B $28.60B $30.72B $25.31B $32.40B

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $11.05B $8.91B $1.11B $5.95B $7.19B $5.46B $2.37B $13.95B
Investing cash flow -$1.80B -$2.45B -$2.61B -$4.56B -$1.44B -$74.0M -$1.12B -$5.65B
Financing cash flow -$8.62B -$2.99B -$1.03B -$2.77B -$7.95B $99.0M -$8.34B -$2.21B
Free cash flow $10.25B $8.15B $160.0M $5.05B $6.30B $4.56B $1.46B $12.95B
Capital expenditures $799.0M $763.0M $948.0M $890.0M $886.0M $898.0M $912.0M $991.0M
Share-based compensation $276.0M $348.0M $176.0M $223.0M $197.0M $375.0M $187.0M $237.0M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding UNH as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Source: Business Quant SEC Form 13F · report period 2026-06-30 · 31 filers

Held by These Filers60.0%
Shares Outstanding902,000,000
FilerSharesValue% OutQtr ChangeFiled
BlackRock, Inc. 76,863,061 $31.95B 8.52% +4.6% 2026-08-07
VANGUARD CAPITAL MANAGEMENT LLC 59,311,525 $24.65B 6.58% +0.7% 2026-06-30
State Street Corp 45,633,267 $18.97B 5.06% +0.7% 2026-08-07
Capital World Investors 29,887,932 $12.42B 3.31% +7.6% 2026-08-07
FMR LLC 27,992,995 $11.63B 3.10% +132.9% 2026-08-13
VANGUARD PORTFOLIO MANAGEMENT LLC 24,483,234 $10.18B 2.71% +1.9% 2026-06-30
PRICE T ROWE ASSOCIATES INC /MD/ 23,153,813 $9.6M 2.57% +10.9% 2026-08-14
GEODE CAPITAL MANAGEMENT, LLC 21,751,937 $9.01B 2.41% -4.5% 2026-08-12
Jpmorgan Chase & Co 20,246,047 $8.50B 2.24% +6.0% 2026-08-12
CHARLES SCHWAB INVESTMENT MANAGEMENT INC 19,830,588 $8.24B 2.20% -4.7% 2026-08-14
Sixth Street Partners Management Company, L.P. 19,830,588 $8.24B 2.20% +0.0% 2026-08-13
Morgan Stanley 14,795,456 $6.15B 1.64% -1.1% 2026-08-11
NORGES BANK 12,736,973 $5.29B 1.41% +0.0% 2026-08-12
Bank of New York Mellon Corp 10,704,994 $4.45B 1.19% +6.1% 2026-08-06
WELLINGTON MANAGEMENT GROUP LLP 10,675,175 $4.44B 1.18% +5.8% 2026-08-14
Capital Research Global Investors 10,534,177 $4.38B 1.17% -38.4% 2026-08-07
Bank Of America Corp /De/ 9,735,874 $4.05B 1.08% -16.9% 2026-08-14
Fisher Asset Management, LLC 9,082,269 $3.77B 1.01% +73.4% 2026-08-04
DODGE & COX 9,072,258 $3.77B 1.01% -4.2% 2026-08-13
Northern Trust Corp 8,761,055 $3.64B 0.97% -0.2% 2026-08-12
Franklin Templeton Inc 8,643,789 $3.59B 0.96% +52.3% 2026-08-04
Corient Private Wealth LP 8,451,751 $245.5M 0.94% +1444.5% 2026-08-12
Capital International Investors 7,789,028 $3.24B 0.86% -13.5% 2026-08-07
ALLIANCEBERNSTEIN L.P. 7,669,420 $2.08B 0.85% +19.0% 2026-08-14
Goldman Sachs Group Inc 6,974,132 $2.90B 0.77% -11.0% 2026-08-14

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-08-21 to 2026-10-01

Recent transactions

  • Insiders have net sold 1,169 shares over the last 182 days, across 0 purchases and 1 sale.
  • Most recent: Noseworthy John H (Director) — Grant / award of 240 shares on 2026-10-01.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)1,169 sh(1 txns)
Net Shares-1,169

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Noseworthy John HDirectorGrant / award2026-10-01240
MONTGOMERY RICE VALERIE MDDirectorGrant / award2026-10-01257
MCNABB FREDERICK WILLIAM IIIDirectorGrant / award2026-10-01291
Gottlieb ScottDirectorGrant / award2026-10-01257
Gil KristenDirectorGrant / award2026-10-01240
GARCIA PAUL RDirectorGrant / award2026-10-01155
FLYNN TIMOTHY PATRICKDirectorGrant / award2026-10-01262
Baker Charles D.DirectorGrant / award2026-10-01257
Stankiewicz Dennis AndrewChief Accounting OfficerGrant / award2026-09-2251
Zaetta Christopher REVP & Chief Legal OfficerGrant / award2026-09-2267
HEMSLEY STEPHEN JCEO, UHGGrant / award2026-09-2250
Conway Patrick HughChief Executive Officer, OptumGrant / award2026-09-2291
DeVeydt Wayne SChief Financial OfficerGrant / award2026-09-22106
Noel Timothy JohnChief Executive Officer, UHCGrant / award2026-09-2284
McSweeney ErinEVP & Chief People OfficerGrant / award2026-09-2253

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-10-01Noseworthy John HDirectorGrant / award 240$0.00
2026-10-01MONTGOMERY RICE VALERIE MDDirectorGrant / award 257$0.00
2026-10-01MCNABB FREDERICK WILLIAM IIIDirectorGrant / award 291$0.00
2026-10-01Gottlieb ScottDirectorGrant / award 257$0.00
2026-10-01Gil KristenDirectorGrant / award 240$0.00
2026-10-01GARCIA PAUL RDirectorGrant / award 155$0.00
2026-10-01GARCIA PAUL RDirectorGrant / award 103$0.00
2026-10-01FLYNN TIMOTHY PATRICKDirectorGrant / award 262$0.00
2026-10-01Baker Charles D.DirectorGrant / award 257$0.00
2026-09-22MCNABB FREDERICK WILLIAM IIIDirectorGrant / award 57$0.00
2026-09-22Stankiewicz Dennis AndrewChief Accounting OfficerGrant / award 51$0.00
2026-09-22Baker Charles D.DirectorGrant / award 15$0.00
2026-09-22FLYNN TIMOTHY PATRICKDirectorGrant / award 68$0.00
2026-09-22Noseworthy John HDirectorGrant / award 46$0.00
2026-09-22Gottlieb ScottDirectorGrant / award 5$0.00
2026-09-22Zaetta Christopher REVP & Chief Legal OfficerGrant / award 67$0.00
2026-09-22HEMSLEY STEPHEN JCEO, UHGGrant / award 50$0.00
2026-09-22MONTGOMERY RICE VALERIE MDDirectorGrant / award 47$0.00
2026-09-22GARCIA PAUL RDirectorGrant / award 16$0.00
2026-09-22Gil KristenDirectorGrant / award 10$0.00
2026-09-22Conway Patrick HughChief Executive Officer, OptumGrant / award 91$0.00
2026-09-22DeVeydt Wayne SChief Financial OfficerGrant / award 106$0.00
2026-09-22Noel Timothy JohnChief Executive Officer, UHCGrant / award 84$0.00
2026-09-22McSweeney ErinEVP & Chief People OfficerGrant / award 53$0.00
2026-09-02DeVeydt Wayne SChief Financial OfficerTax withholding 1,209$399.66
2026-08-21Conway Patrick HughChief Executive Officer, OptumOpen market sale 1,169$390.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-21 23:14 UTC

FiledFormReport periodOfficial filing
2026-10-138-K2026-10-13 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-10-0542026-10-01 View on SEC.gov →
2026-09-2442026-09-22 View on SEC.gov →
2026-09-2442026-09-22 View on SEC.gov →
2026-09-2442026-09-22 View on SEC.gov →

Headlines about UNH (UNITEDHEALTH GROUP INCORPORATED (Delaware)). Links open the publisher — we don’t host full articles.

SEC filings ↓

← Back to the full dashboard · My watchlist