PAYO · Payoneer Global Inc.
Payoneer Global Inc (PAYO)
What's happening
- PAYO is up 0.35% today, trading at $7.17. — Live quote
- It's trading within 3% of its 52-week high ($7.19). (Finnhub fundamentals)
- Volume today (93,734) is well below its 3-month average of 4,703,630. (Finnhub fundamentals)
- Reports earnings on 2026-11-11, 20 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $-0.01 actual vs. $0.06 estimated (-117.0%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (13 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $1.73B | $1.58B | $2.14B | $2.67B | $3.01B |
| P/E | 34.16 | 21.36 | 22.35 | 23.43 | 24.35 |
| Price/Sales | 1.62 | 1.52 | 2.08 | 2.69 | 3.13 |
| Price/Book | 2.65 | 2.39 | 2.85 | 3.47 | 4.01 |
| EV/Revenue | 1.30 | 1.19 | 1.62 | 2.19 | 2.58 |
| EV/EBITDA | 7.49 | 6.48 | 8.71 | — | — |
| ROE | 7.76% | 11.19% | 12.76% | 14.80% | 16.46% |
| ROA | 0.58% | 0.86% | 1.17% | 1.41% | 1.64% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 6.1% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is +19.6%. Finnhub market metrics ↗
Potential concerns
- Net profit margin is 6.8%. Finnhub fundamentals ↗
- Latest SEC filing is Form 4, filed 2026-10-19; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on PAYO
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $274.3M | $261.6M | $270.9M | $260.6M | $246.6M | $248.3M | $239.5M | $228.2M |
| Operating income | $16.9M | $30.0M | $36.3M | $30.1M | $29.3M | $35.2M | $46.3M | $38.4M |
| Net income | -$2.4M | $19.6M | $14.1M | $19.5M | $20.6M | $41.6M | $32.4M | $29.0M |
| EPS (diluted) | $-0.01 | $0.06 | $0.04 | $0.05 | $0.05 | $0.11 | $0.09 | $0.08 |
| EPS (basic) | $-0.01 | $0.06 | $0.04 | $0.05 | $0.06 | $0.12 | $0.09 | $0.08 |
| Operating margin | $6 | $11 | $13 | $12 | $12 | $14 | $19 | $17 |
| Net margin | -$1 | $7 | $5 | $7 | $8 | $17 | $14 | $13 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $8.76B | $8.60B | $8.96B | $8.21B | $8.11B | $7.55B | $7.93B | $7.05B |
| Total liabilities | $8.11B | $7.94B | $8.25B | $7.45B | $7.34B | $6.80B | $7.21B | $6.32B |
| Stockholders' equity | $653.5M | $659.1M | $704.4M | $750.5M | $770.9M | $750.7M | $724.8M | $727.9M |
| Total current assets | $7.96B | $7.72B | $8.11B | $7.40B | $7.21B | $6.71B | $7.10B | $6.25B |
| Total current liabilities | $7.94B | $7.76B | $8.08B | $7.31B | $7.21B | $6.73B | $7.13B | $6.26B |
| Cash & equivalents | $346.3M | $339.4M | $415.5M | $479.4M | $497.1M | $524.1M | $497.5M | $534.2M |
| Accounts receivable | $13.3M | $12.6M | $10.4M | $14.4M | $13.9M | $9.4M | $11.9M | $13.5M |
| Other current assets | $86.5M | $84.0M | $90.7M | $83.6M | $77.2M | $70.8M | $88.2M | $78.9M |
| Property, plant & equipment | $46.6M | $39.7M | $32.4M | $20.6M | $17.9M | $17.1M | $16.1M | $14.5M |
| Goodwill | $86.1M | $86.2M | $77.8M | $77.8M | $77.8M | $77.8M | $77.8M | $76.1M |
| Intangible assets | $215.4M | $214.4M | $208.1M | $205.9M | $203.9M | $104.7M | $102.4M | $99.9M |
| Other non-current assets | $31.0M | $35.7M | $33.8M | $29.4M | $37.1M | $35.1M | $30.2M | $17.6M |
| Accrued liabilities | $18.1M | $16.2M | $17.4M | $15.1M | $13.6M | $14.1M | $14.7M | — |
| Deferred revenue (current) | $10.1M | $7.3M | $5.4M | — | — | — | — | — |
| Short-term debt | — | — | — | — | — | — | — | — |
| Other current liabilities | $138.9M | $124.6M | $144.6M | $145.7M | $132.0M | $119.7M | $129.6M | — |
| Long-term debt | — | — | — | — | — | — | — | — |
| Other non-current liabilities | $148.6M | $151.6M | $143.4M | $121.6M | $106.2M | $67.0M | $73.0M | $59.2M |
| Common stock & paid-in capital | $4.2M | $4.2M | $4.1M | $4.1M | $4.0M | $4.0M | $4.0M | $3.9M |
| Retained earnings | $196.3M | $198.7M | $179.2M | $160.1M | $146.0M | $126.5M | $106.0M | $87.8M |
| Accumulated other comprehensive income (loss) | -$25.3M | -$13.1M | -$6.3M | -$1.3M | $4.6M | -$3.9M | -$12.6M | $10.5M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $61.2M | $51.8M | $54.9M | $54.2M | $70.7M | $53.7M | $45.9M | $50.1M |
| Investing cash flow | $111.3M | -$60.9M | -$49.0M | -$35.9M | -$85.5M | -$48.0M | -$147.2M | -$848.8M |
| Financing cash flow | $130.0M | -$385.7M | $701.0M | $34.8M | $404.7M | -$402.4M | $864.7M | $6.5M |
| Free cash flow | $50.2M | $41.7M | $40.3M | $49.2M | $68.1M | $49.0M | $42.1M | $48.5M |
| Capital expenditures | $11.0M | $10.1M | $14.6M | $5.0M | $2.6M | $4.7M | $3.7M | $1.6M |
| Depreciation & amortization | $21.2M | $18.9M | $51.2M | $16.1M | $15.6M | $14.4M | $37.9M | $13.5M |
| Share-based compensation | $19.5M | $18.5M | $16.5M | $17.8M | $20.1M | $18.8M | $18.6M | $17.4M |
| Deferred income taxes | — | — | -$17.4M | — | — | — | -$22.6M | — |
| Change in accounts receivable | $624.0K | $2.2M | -$3.9M | $447.0K | $4.5M | -$2.6M | -$1.6M | $2.7M |
| Purchases of investments | $137.0M | $80.4M | $94.5M | $78.8M | $201.0M | $72.0M | $188.1M | $516.5M |
| Sales/maturities of investments | — | — | $148.0M | — | $116.0M | $64.5M | $172.0M | — |
| Share repurchases | $17.7M | $75.0M | $78.6M | $45.3M | $32.0M | $17.8M | $17.1M | $21.8M |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | — | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $1.05B | $977.7M | $831.1M | $627.6M | $473.4M |
| Operating income | $124.7M | $149.0M | $103.6M | -$22.2M | -$30.2M |
| Net income | $73.2M | $121.2M | $93.3M | -$12.0M | -$34.0M |
| EPS (diluted) | $0.19 | $0.31 | $0.24 | $-0.03 | $-0.33 |
| EPS (basic) | $0.20 | $0.34 | $0.26 | $-0.03 | $-0.33 |
| Operating margin | $12 | $15 | $12 | -$4 | -$6 |
| Net margin | $7 | $12 | $11 | -$2 | -$7 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $8.96B | $7.93B | $7.28B | $6.59B | $5.08B |
| Total liabilities | $8.25B | $7.21B | $6.62B | $6.05B | $4.59B |
| Stockholders' equity | $704.4M | $724.8M | $664.3M | $545.3M | $487.1M |
| Total current assets | $8.11B | $7.10B | $7.11B | $6.47B | $4.96B |
| Total current liabilities | $8.08B | $7.13B | $6.54B | $5.98B | $4.50B |
| Cash & equivalents | $415.5M | $497.5M | $617.0M | $543.3M | $465.9M |
| Accounts receivable | $10.4M | $11.9M | $8.0M | $12.9M | $13.8M |
| Other current assets | $90.7M | $88.2M | $40.7M | $36.3M | $25.0M |
| Property, plant & equipment | $32.4M | $16.1M | $15.5M | $14.4M | $12.1M |
| Goodwill | $77.8M | $77.8M | $19.9M | $19.9M | $21.1M |
| Intangible assets | $208.1M | $102.4M | $76.3M | $45.4M | $37.5M |
| Other non-current assets | $33.8M | $30.2M | $16.0M | $12.0M | $13.5M |
| Accrued liabilities | $17.4M | $14.7M | $12.4M | $10.0M | $10.7M |
| Short-term debt | — | — | — | — | — |
| Other current liabilities | $144.6M | $129.6M | $117.5M | $97.3M | $79.4M |
| Long-term debt | — | — | $18.4M | $16.1M | $13.7M |
| Other non-current liabilities | $143.4M | $73.0M | $49.9M | $29.8M | $20.3M |
| Common stock & paid-in capital | $4.1M | $4.0M | $3.7M | $3.5M | $3.4M |
| Retained earnings | $179.2M | $106.0M | -$15.2M | -$108.5M | -$94.1M |
| Accumulated other comprehensive income (loss) | -$6.3M | -$12.6M | -$176.0K | -$176.0K | $2.3M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $233.5M | $176.9M | $159.5M | $84.0M | $20.0M |
| Investing cash flow | -$218.3M | -$1.96B | -$44.3M | $5.7M | $10.2M |
| Financing cash flow | $738.0M | $427.8M | $512.0M | $1.46B | $1.40B |
| Free cash flow | $206.6M | $168.7M | $151.0M | $73.5M | $13.1M |
| Capital expenditures | $26.9M | $8.2M | $8.5M | $10.5M | $6.9M |
| Depreciation & amortization | $65.6M | $47.3M | $27.8M | $20.9M | $18.0M |
| Share-based compensation | $73.1M | $64.8M | $65.8M | $52.1M | $37.0M |
| Deferred income taxes | -$17.4M | -$22.6M | -$11.1M | $731.0K | -$1.2M |
| Change in accounts receivable | -$1.5M | -$337.0K | -$4.9M | -$964.0K | -$3.9M |
| Purchases of investments | $446.3M | $1.44B | — | — | — |
| Sales/maturities of investments | $328.5M | $277.0M | — | — | — |
| Share repurchases | $173.6M | $137.5M | $55.4M | — | — |
| Debt issued | — | — | — | — | $17.4M |
| Debt repaid | — | — | — | — | $43.8M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding PAYO as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-05-18 to 2026-10-16
Recent transactions
- Insiders have net sold 25,000 shares over the last 182 days, across 0 purchases and 1 sale.
- Most recent: Ordonez Beatrice (Chief Financial Officer) — Tax withholding of 60,485 shares on 2026-10-16.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Ordonez Beatrice | Chief Financial Officer | Tax withholding | 2026-10-16 | 60,485 |
| Caplan John | Chief Executive Officer | Tax withholding | 2026-08-20 | 6,936 |
| Goldman Tsafi | Chief Legal & Governance Ofcr. | Tax withholding | 2026-08-20 | 1,652 |
| Goldman Amir | Director | Gift | 2026-06-22 | 500,000 |
| PATSLEY PAMELA H | Director | Grant / award | 2026-06-10 | 31,298 |
| Morgan Susanna | Director | Grant / award | 2026-06-10 | 31,298 |
| Williams Rich | Director | Grant / award | 2026-06-10 | 31,298 |
| Caro del Castillo Sharda | Director | Grant / award | 2026-06-10 | 31,298 |
| Eilam Barak | Director | Grant / award | 2026-06-10 | 31,298 |
| Marshall Christopher P | Director | Grant / award | 2026-06-10 | 31,298 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-16 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 60,485 | $7.12 |
| 2026-08-20 | Caplan John | Chief Executive Officer | Tax withholding | 6,936 | $7.09 |
| 2026-08-20 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 3,303 | $7.09 |
| 2026-08-20 | Goldman Tsafi | Chief Legal & Governance Ofcr. | Tax withholding | 1,652 | $7.09 |
| 2026-08-19 | Caplan John | Chief Executive Officer | Tax withholding | 34,563 | $7.10 |
| 2026-08-17 | Caplan John | Chief Executive Officer | Tax withholding | 25,873 | $7.13 |
| 2026-08-17 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 12,321 | $7.13 |
| 2026-08-17 | Goldman Tsafi | Chief Legal & Governance Ofcr | Tax withholding | 6,160 | $7.13 |
| 2026-08-14 | Goldman Tsafi | Chief Legal & Governance Ofcr. | Tax withholding | 17,282 | $7.13 |
| 2026-08-13 | Goldman Tsafi | Chief Legal & Governance Ofcr. | Tax withholding | 10,369 | $7.14 |
| 2026-08-13 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 24,194 | $7.14 |
| 2026-07-16 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 60,485 | $7.09 |
| 2026-06-22 | Goldman Amir | Director | Gift | 500,000 | $0.00 |
| 2026-06-15 | Ordonez Beatrice | Chief Financial Officer | Open market sale | 25,000 | $7.01 |
| 2026-06-10 | PATSLEY PAMELA H | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Morgan Susanna | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Williams Rich | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Caro del Castillo Sharda | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Eilam Barak | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Goldman Amir | Director | Grant / award | 31,298 | $0.00 |
| 2026-06-10 | Marshall Christopher P | Director | Grant / award | 31,298 | $0.00 |
| 2026-05-26 | Caplan John | Chief Executive Officer | Tax withholding | 69,125 | $4.94 |
| 2026-05-20 | Caplan John | Chief Executive Officer | Tax withholding | 34,563 | $4.80 |
| 2026-05-20 | Caplan John | Chief Executive Officer | Tax withholding | 6,935 | $4.96 |
| 2026-05-20 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 3,303 | $4.96 |
| 2026-05-20 | Goldman Tsafi | Chief Legal & Governance Ofcr | Tax withholding | 1,652 | $4.96 |
| 2026-05-18 | Ordonez Beatrice | Chief Financial Officer | Tax withholding | 12,321 | $4.60 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 05:16 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-19 | 4 | 2026-10-16 | View on SEC.gov → |
| 2026-10-08 | 8-K | 2026-10-02 | View on SEC.gov → |
| 2026-09-14 | 8-K | 2026-09-14 | View on SEC.gov → |
| 2026-09-08 | 8-K | 2026-09-08 | View on SEC.gov → |
| 2026-08-21 | 4 | 2026-08-19 | View on SEC.gov → |
| 2026-08-21 | 4 | 2026-08-20 | View on SEC.gov → |
| 2026-08-21 | 4 | 2026-08-20 | View on SEC.gov → |
| 2026-08-18 | 4 | 2026-08-17 | View on SEC.gov → |
| 2026-08-18 | 4 | 2026-08-17 | View on SEC.gov → |
| 2026-08-18 | 4 | 2026-08-17 | View on SEC.gov → |
| 2026-08-17 | 4 | 2026-08-14 | View on SEC.gov → |
| 2026-08-14 | 4 | 2026-08-13 | View on SEC.gov → |
Recent news
Headlines about PAYO (Payoneer Global Inc.). Links open the publisher — we don’t host full articles.
-
Form 4 Payoneer Global Inc: Beatrice Ordonez (CFO) For: 16 October
Investing.com UK · 2026-10-20 -
The CFO at Payoneer (PAYO) had 60,485 shares withheld for taxes, not sold on the open market.
Stock Titan · 2026-10-19 -
PAYO Oct 2026 7.000 call (PAYO261016C00007000) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-16 -
How Payoneer Global Inc. (PAYO) Affects Rotational Strategy Timing
Stock Traders Daily · 2026-10-15 -
Payoneer Global Inc. (PAYO) Stock Forecasts
Yahoo Finance · 2026-10-15 -
Payoneer Checkout Launches in Singapore, Helping Businesses Turn Global Demand into Revenue
Yahoo · 2026-10-15 -
Payoneer Canada Registers as a Payment Service Provider, Further Strengthening Payoneer's Global Regulatory Infrastructure
Yahoo · 2026-10-13 -
Sector Update: Consumer Stocks Decline Late Afternoon
Yahoo Finance · 2026-09-30
No headlines in this category right now — try “All”.