ONIT · Onity Group Inc.
Onity Group Inc (ONIT)
What's happening
- ONIT is down 2.35% today, trading at $25.35. — Live quote
- It's trading within 3% of its 52-week low ($24.86). (Finnhub fundamentals)
- Volume today (3,252) is well below its 3-month average of 81,840. (Finnhub fundamentals)
- Reports earnings on 2026-11-10, 19 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $-1.53 actual vs. $0.98 estimated (-256.8%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (9 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $310.6M | $404.2M | $368.6M | $338.6M | $288.2M |
| P/E | 8.65 | 5.78 | 4.40 | 4.49 | 3.43 |
| Price/Sales | 0.28 | 0.38 | 0.35 | 0.34 | 0.29 |
| EV/Revenue | 1.97 | 2.25 | 2.17 | 2.32 | 1.69 |
| ROA | 0.29% | 0.39% | 0.52% | 0.46% | 0.52% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 14.7% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 12.3%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -31.2%. Finnhub market metrics ↗
- Latest SEC filing is Form 8-K, filed 2026-10-20; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on ONIT
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $282.9M | $294.3M | $280.3M | $246.6M | $249.8M | $265.7M | $246.4M | $239.1M |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | -$11.9M | $7.6M | $18.7M | $21.5M | $22.1M | $21.4M | $10.5M | $30.1M |
| EPS (diluted) | $-1.53 | $0.74 | $2.03 | $2.40 | $2.50 | $2.65 | $1.33 | $3.74 |
| EPS (basic) | $-1.53 | $0.78 | $2.19 | $2.55 | $2.68 | $2.72 | $1.34 | $3.91 |
| Net margin | -$4 | $3 | $7 | $9 | $9 | $8 | $4 | $13 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $12.35B | $17.74B | $16.17B | $16.11B | $16.53B | $16.26B | $16.44B | $13.23B |
| Total liabilities | $11.69B | $17.06B | $15.49B | $15.56B | $16.00B | $15.75B | $15.94B | $12.76B |
| Stockholders' equity | — | — | $627.9M | — | — | — | $442.9M | — |
| Cash & equivalents | $196.6M | $182.5M | $180.5M | $172.8M | $194.3M | $178.0M | $184.8M | $201.6M |
| Accounts receivable | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $11.0M | $11.3M | $10.8M | $9.8M | $9.7M | $10.8M | $11.0M | $11.7M |
| Goodwill | — | — | — | — | — | — | — | — |
| Intangible assets | $1.9M | $2.1M | $2.4M | $2.7M | $2.9M | $3.1M | $3.3M | $4.0M |
| Accrued liabilities | $68.5M | $59.1M | $84.8M | $60.7M | $54.8M | $47.0M | $78.4M | $61.4M |
| Short-term debt | $2.06B | $2.19B | $1.22B | $2.06B | $2.20B | $1.58B | $1.05B | $1.36B |
| Long-term debt | — | — | — | — | — | — | — | — |
| Common stock & paid-in capital | $100.0K | $100.0K | $100.0K | $100.0K | $100.0K | $100.0K | $100.0K | $100.0K |
| Retained earnings | $65.6M | $78.5M | $71.9M | -$55.3M | -$74.0M | -$95.5M | -$117.6M | -$89.6M |
| Accumulated other comprehensive income (loss) | -$700.0K | -$100.0K | -$100.0K | $1.4M | $1.3M | $1.3M | $1.2M | $200.0K |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$516.1M | -$1.59B | -$230.6M | $229.5M | -$598.8M | -$148.1M | -$218.0M | $19.2M |
| Investing cash flow | $424.0M | $390.0M | $519.7M | $441.3M | $466.7M | $419.8M | $187.1M | $85.8M |
| Financing cash flow | $177.8M | $1.24B | -$295.8M | -$656.1M | $151.8M | -$300.4M | $16.3M | -$74.2M |
| Free cash flow | -$516.9M | -$1.59B | -$232.5M | $228.8M | -$598.8M | -$148.4M | -$218.5M | $19.1M |
| Capital expenditures | $800.0K | $100.0K | $1.9M | $700.0K | $0 | $300.0K | $500.0K | $100.0K |
| Depreciation & amortization | $1.1M | $1.1M | $1.1M | $1.0M | $1.1M | $1.2M | $1.3M | $1.3M |
| Share-based compensation | $2.9M | $1.7M | $1.7M | $1.7M | $2.1M | $2.1M | $2.1M | $900.0K |
| Deferred income taxes | — | — | -$120.6M | — | — | — | -$200.0K | — |
| Other investing activities | — | — | $0 | — | — | — | -$400.0K | — |
| Share repurchases | $5.9M | $6.1M | — | — | $0 | $0 | — | — |
| Other financing activities | — | — | — | — | — | — | — | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $1.07B | $976.0M | $1.07B | $953.9M | $1.05B |
| Operating income | — | — | — | — | — |
| Net income | $189.5M | $33.9M | -$63.7M | $25.7M | $18.1M |
| EPS (diluted) | $21.46 | $4.13 | $-8.34 | $2.85 | $1.93 |
| EPS (basic) | $23.07 | $4.28 | $-8.34 | $2.97 | $2.00 |
| Net margin | $18 | $3 | -$6 | $3 | $2 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $16.17B | $16.44B | $12.51B | $12.40B | $12.15B |
| Total liabilities | $15.49B | $15.94B | $12.11B | $11.94B | $11.67B |
| Stockholders' equity | $627.9M | $442.9M | $401.8M | — | — |
| Cash & equivalents | $180.5M | $184.8M | $201.6M | $208.0M | $192.8M |
| Accounts receivable | — | — | — | — | — |
| Property, plant & equipment | $10.8M | $11.0M | $13.1M | $20.2M | $13.7M |
| Goodwill | — | — | — | — | — |
| Intangible assets | $2.4M | $3.3M | $6.2M | $14.7M | $14.3M |
| Accrued liabilities | $84.8M | $78.4M | $67.5M | $75.9M | $104.9M |
| Short-term debt | $1.22B | $1.05B | $710.6M | $702.7M | $1.09B |
| Long-term debt | — | — | — | — | — |
| Common stock & paid-in capital | $100.0K | $100.0K | $100.0K | $100.0K | $100.0K |
| Retained earnings | $71.9M | -$117.6M | -$151.6M | -$87.9M | -$113.6M |
| Accumulated other comprehensive income (loss) | -$100.0K | $1.2M | -$1.2M | -$2.5M | -$2.4M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | -$748.0M | -$573.8M | $10.4M | $173.2M | -$468.4M |
| Investing cash flow | $1.85B | $401.3M | -$100.3M | -$149.1M | -$1.01B |
| Financing cash flow | -$1.10B | $182.9M | $70.8M | -$13.4M | $1.38B |
| Free cash flow | -$750.9M | -$574.6M | $8.2M | $167.7M | -$471.7M |
| Capital expenditures | $2.9M | $800.0K | $2.2M | $5.5M | $3.3M |
| Depreciation & amortization | $4.4M | $5.4M | $7.0M | $10.5M | $10.3M |
| Share-based compensation | $7.6M | $7.8M | $9.7M | $4.6M | $4.7M |
| Deferred income taxes | -$120.6M | -$200.0K | -$400.0K | $700.0K | $200.0K |
| Other investing activities | $0 | -$400.0K | -$100.0K | -$200.0K | -$200.0K |
| Share repurchases | — | — | $0 | $50.0M | $0 |
| Other financing activities | — | — | $0 | $0 | -$500.0K |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding ONIT as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-03-29 to 2026-08-23
Recent transactions
- Most recent: Wessel Aulene (Chief Accounting Officer) — Option exercise of 1,844 shares on 2026-08-23.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Wessel Aulene | Chief Accounting Officer | Option exercise | 2026-08-23 | 1,844 |
| O'Neil Sean Bradley | EVP & Chief Financial Officer | Option exercise | 2026-06-13 | 12,887 |
| Bowers Alan J | Director | Grant / award | 2026-05-19 | 3,627 |
| Busquet Jacques J | Director | Grant / award | 2026-05-19 | 3,627 |
| Merkle Claudia J | Director | Grant / award | 2026-05-19 | 3,627 |
| STEIN KEVIN | Director | Grant / award | 2026-05-19 | 3,627 |
| Wade Aaron D | EVP & Chief Inv. Officer | Option exercise | 2026-04-03 | 5,852 |
| Anderson Scott William | EVP & Chief Servicing Officer | Option exercise | 2026-04-03 | 11,706 |
| Evans Jenna D. | Chief Risk & Compliance | Option exercise | 2026-04-03 | 3,414 |
| Peach James Andrew | EVP & Chief Lending Officer | Option exercise | 2026-04-03 | 2,479 |
| ZELENY DENNIS | EVP & Chief Admin Officer | Option exercise | 2026-04-03 | 11,706 |
| Messina Glen A. | President and CEO | Option exercise | 2026-04-03 | 78,043 |
| Samarias Joseph J | EVP & Chief Legal Officer | Option exercise | 2026-04-03 | 5,852 |
| Bradfield Richard J. | EVP, Strategic Initiatives | Option exercise | 2026-03-29 | 1,754 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-08-23 | Wessel Aulene | Chief Accounting Officer | Option exercise | 1,844 | — |
| 2026-08-23 | Wessel Aulene | Chief Accounting Officer | Disposition to issuer | 1,844 | — |
| 2026-06-13 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Option exercise | 12,887 | — |
| 2026-06-13 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Tax withholding | 5,071 | $36.63 |
| 2026-05-19 | Bowers Alan J | Director | Grant / award | 3,627 | $0.00 |
| 2026-05-19 | Busquet Jacques J | Director | Grant / award | 3,627 | $0.00 |
| 2026-05-19 | Merkle Claudia J | Director | Grant / award | 3,627 | $0.00 |
| 2026-05-19 | STEIN KEVIN | Director | Grant / award | 3,627 | $0.00 |
| 2026-04-03 | Wade Aaron D | EVP & Chief Inv. Officer | Option exercise | 5,852 | — |
| 2026-04-03 | Wade Aaron D | EVP & Chief Inv. Officer | Tax withholding | 2,977 | $39.67 |
| 2026-04-03 | Wade Aaron D | EVP & Chief Inv. Officer | Option exercise | 1,753 | — |
| 2026-04-03 | Wade Aaron D | EVP & Chief Inv. Officer | Tax withholding | 892 | $39.67 |
| 2026-04-03 | Anderson Scott William | EVP & Chief Servicing Officer | Option exercise | 11,706 | — |
| 2026-04-03 | Anderson Scott William | EVP & Chief Servicing Officer | Tax withholding | 4,606 | $39.67 |
| 2026-04-03 | Anderson Scott William | EVP & Chief Servicing Officer | Option exercise | 3,506 | — |
| 2026-04-03 | Anderson Scott William | EVP & Chief Servicing Officer | Tax withholding | 1,380 | $39.67 |
| 2026-04-03 | Evans Jenna D. | Chief Risk & Compliance | Option exercise | 3,414 | — |
| 2026-04-03 | Evans Jenna D. | Chief Risk & Compliance | Tax withholding | 1,485 | $39.67 |
| 2026-04-03 | Evans Jenna D. | Chief Risk & Compliance | Option exercise | 1,023 | — |
| 2026-04-03 | Evans Jenna D. | Chief Risk & Compliance | Tax withholding | 445 | $39.67 |
| 2026-04-03 | Peach James Andrew | EVP & Chief Lending Officer | Option exercise | 2,479 | — |
| 2026-04-03 | Peach James Andrew | EVP & Chief Lending Officer | Disposition to issuer | 2,479 | — |
| 2026-04-03 | Peach James Andrew | EVP & Chief Lending Officer | Option exercise | 743 | — |
| 2026-04-03 | Peach James Andrew | EVP & Chief Lending Officer | Disposition to issuer | 743 | — |
| 2026-04-03 | ZELENY DENNIS | EVP & Chief Admin Officer | Option exercise | 11,706 | — |
| 2026-04-03 | ZELENY DENNIS | EVP & Chief Admin Officer | Tax withholding | 4,606 | $39.67 |
| 2026-04-03 | ZELENY DENNIS | EVP & Chief Admin Officer | Option exercise | 3,506 | — |
| 2026-04-03 | ZELENY DENNIS | EVP & Chief Admin Officer | Tax withholding | 1,380 | $39.67 |
| 2026-04-03 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Option exercise | 12,683 | — |
| 2026-04-03 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Tax withholding | 4,991 | $39.67 |
| 2026-04-03 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Option exercise | 3,799 | — |
| 2026-04-03 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Tax withholding | 1,495 | $39.67 |
| 2026-04-03 | Messina Glen A. | President and CEO | Option exercise | 78,043 | — |
| 2026-04-03 | Messina Glen A. | President and CEO | Tax withholding | 30,710 | $39.67 |
| 2026-04-03 | Messina Glen A. | President and CEO | Option exercise | 23,376 | — |
| 2026-04-03 | Messina Glen A. | President and CEO | Tax withholding | 9,198 | $39.67 |
| 2026-04-03 | Samarias Joseph J | EVP & Chief Legal Officer | Option exercise | 5,852 | — |
| 2026-04-03 | Samarias Joseph J | EVP & Chief Legal Officer | Tax withholding | 2,303 | $39.67 |
| 2026-04-03 | Samarias Joseph J | EVP & Chief Legal Officer | Option exercise | 1,753 | — |
| 2026-04-03 | Samarias Joseph J | EVP & Chief Legal Officer | Tax withholding | 690 | $39.67 |
| 2026-03-29 | Samarias Joseph J | EVP & Chief Legal Officer | Option exercise | 1,913 | — |
| 2026-03-29 | Samarias Joseph J | EVP & Chief Legal Officer | Tax withholding | 753 | $37.54 |
| 2026-03-29 | Peach James Andrew | EVP & Chief Lending Officer | Option exercise | 1,531 | — |
| 2026-03-29 | Peach James Andrew | EVP & Chief Lending Officer | Tax withholding | 665 | $37.54 |
| 2026-03-29 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Option exercise | 4,146 | — |
| 2026-03-29 | O'Neil Sean Bradley | EVP & Chief Financial Officer | Tax withholding | 1,631 | $37.54 |
| 2026-03-29 | ZELENY DENNIS | EVP & Chief Admin. Officer | Option exercise | 3,827 | — |
| 2026-03-29 | ZELENY DENNIS | EVP & Chief Admin. Officer | Tax withholding | 1,506 | $37.54 |
| 2026-03-29 | Anderson Scott William | EVP & Chief Servicing Officer | Option exercise | 3,827 | — |
| 2026-03-29 | Anderson Scott William | EVP & Chief Servicing Officer | Tax withholding | 1,506 | $37.54 |
| 2026-03-29 | Bradfield Richard J. | EVP, Strategic Initiatives | Option exercise | 1,754 | — |
| 2026-03-29 | Bradfield Richard J. | EVP, Strategic Initiatives | Tax withholding | 871 | $37.54 |
| 2026-03-29 | Messina Glen A. | President and CEO | Option exercise | 25,513 | — |
| 2026-03-29 | Messina Glen A. | President and CEO | Tax withholding | 10,039 | $37.54 |
| 2026-03-29 | Wade Aaron D | EVP & Chief Inv. Officer | Option exercise | 2,057 | — |
| 2026-03-29 | Wade Aaron D | EVP & Chief Inv. Officer | Tax withholding | 1,047 | $37.54 |
| 2026-03-29 | Evans Jenna D. | Chief Risk & Compliance | Option exercise | 1,435 | — |
| 2026-03-29 | Evans Jenna D. | Chief Risk & Compliance | Tax withholding | 624 | $37.54 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-21 23:06 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-20 | 8-K | 2026-10-20 | View on SEC.gov → |
| 2026-08-25 | 4 | 2026-08-23 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-07-01 | 8-K | 2026-06-30 | View on SEC.gov → |
| 2026-06-15 | 4 | 2026-06-13 | View on SEC.gov → |
| 2026-06-02 | 8-K | 2026-05-28 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-19 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-19 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-19 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-19 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-19 | View on SEC.gov → |
Recent news
Headlines about ONIT (Onity Group Inc.). Links open the publisher — we don’t host full articles.
-
Onity Group (ONIT) Seeks Legal Clarity on NY Mortgage Servicing Fees Amid Regulatory Ambiguity
GuruFocus · 2026-10-20 -
Onity Group Seeks Court Clarity on New York Mortgage Servicing Fee Rule
Yahoo · 2026-10-20 -
Onity Group Seeks Judicial Clarification of New York Mortgage Servicing Regulation, Issues Statement
Yahoo · 2026-10-20 -
BTIG cuts target to USD 45.00 for Onity Group stock
AD HOC NEWS · 2026-10-20 -
Onity Group stock fell 4.05 percent to USD 25.59 on October 16, 2026
AD HOC NEWS · 2026-10-17 -
ONIT Jan 2027 75.000 call (ONIT270115C00075000) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-17 -
Onity Group (NYSE:ONIT) Stock Rating Upgraded by Wall Street Zen
MarketBeat · 2026-10-17 -
(ONIT) Price Dynamics and Execution-Aware Positioning
Stock Traders Daily · 2026-10-16
No headlines in this category right now — try “All”.