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NODK · NI Holdings, Inc.
NASDAQ NMS - GLOBAL MARKET - Real Time Price • USD
$14.59
-0.17
(-1.15%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE
$14.59
$14.59
$14.64
52-WEEK RANGE
$14.59
$12.37
$16.70
What's happening
- NODK is down 1.15% today, trading at $14.59. — Live quote
- Volume today (1,071) is well below its 3-month average of 27,460. (Finnhub fundamentals)
- Reports earnings on 2026-11-11, 20 days away. (Finnhub earnings calendar)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Performance Overview (Trailing returns vs S&P 500 benchmark)
YTD RETURN
NODK
+10.90%
vs S&P 500
-1.87%
1-YEAR RETURN
NODK
+8.94%
vs S&P 500
-5.62%
6-MONTH RETURN
NODK
+13.81%
3-MONTH RETURN
NODK
-7.00%
Earnings Trends (Quarterly EPS Actual vs Estimate)
2023-01-26 (Q4 2022)
$0.04
Est. $—
Valuation Measures & Ratios
Enterprise Value4$247.2M
Forward P/E5—
PEG Ratio60.10
Price / Sales (TTM1)1.13
Price / Book71.29
EV4 / Revenue0.93
EV4 / EBITDA26.39
Profit Margin2.96%
Operating Margin3.29%
Return on Equity (ROE8)3.18%
Return on Assets (ROA9)1.50%
Avg Volume (3M)27,460
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $234.5M | $266.8M | $283.4M | $272.5M | $298.6M |
| P/E | -220.58 | 50.82 | -28.45 | -9.76 | -31.61 |
| Price/Sales | 0.83 | 0.94 | 0.91 | 0.84 | 0.93 |
| Price/Book | 0.94 | 1.07 | — | 1.12 | 1.18 |
| EV/Revenue | 0.66 | 0.75 | 0.83 | 0.67 | 0.75 |
| ROE | -0.43% | 2.10% | — | -11.47% | -3.72% |
| ROA | -0.20% | 1.07% | -1.83% | -4.50% | -1.80% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Shares Short94,384
Change from Prior Settlement+5.52%
% of Float—
Days to Cover (Short Ratio)2.50
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Events
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
Loading chart…
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
No reviewed peer group is available for this symbol.
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Trailing 52-week price return is +8.9%. Finnhub market metrics ↗
- Latest SEC filing is Form 8-K, filed 2026-08-07; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Revenue growth is -9.0% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 3.0%. Finnhub fundamentals ↗
- Trailing P/E is 38.1, a high price relative to reported earnings. Finnhub fundamentals ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on NODK
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $70.2M | $59.6M | $76.6M | $76.1M | $71.4M | $89.0M | $87.8M | $74.5M |
| Gross profit | $16.6M | $31.8M | $15.7M | $6.4M | $29.0M | $18.2M | $15.8M | $29.7M |
| Net income | $146.0K | $12.5M | -$1.7M | -$12.1M | $6.5M | -$2.7M | -$19.6M | $6.4M |
| EPS (diluted) | $0.01 | $0.60 | $-0.08 | $-0.57 | $0.31 | $-0.13 | $-0.94 | $0.30 |
| EPS (basic) | $0.01 | $0.60 | $-0.08 | $-0.57 | $0.31 | $-0.13 | $-0.94 | $0.31 |
| Net margin | $0 | $21 | -$2 | -$16 | $9 | -$3 | -$22 | $9 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $543.1M | $492.1M | $506.0M | $543.8M | $620.1M | $525.4M | $526.5M | $559.9M |
| Total liabilities | $293.8M | $241.9M | $265.7M | $300.0M | $376.7M | $271.4M | $281.9M | $318.5M |
| Stockholders' equity | $249.4M | $250.2M | $240.3M | — | $243.3M | $254.0M | $244.6M | — |
| Cash & equivalents | $51.6M | $57.7M | $51.7M | $24.7M | $56.8M | $57.2M | $50.9M | $39.1M |
| Marketable securities (current) | — | — | $500.0K | — | — | — | $500.0K | — |
| Property, plant & equipment | $6.5M | $6.6M | $6.8M | $7.2M | $7.4M | $7.4M | $7.5M | $7.5M |
| Goodwill | — | — | — | — | — | — | — | $2.6M |
| Intangible assets | — | — | — | — | — | — | — | — |
| Other non-current assets | $14.0M | $11.9M | $12.1M | $11.2M | $11.2M | $11.2M | $11.1M | — |
| Accrued liabilities | — | — | — | — | — | — | — | — |
| Long-term debt | $2.4M | $2.4M | $2.4M | $2.4M | — | — | $2.4M | $2.4M |
| Common stock & paid-in capital | $230.0K | $230.0K | $230.0K | $230.0K | $230.0K | $230.0K | $230.0K | $230.0K |
| Retained earnings | $203.6M | $203.5M | $191.1M | $194.2M | $195.9M | $208.0M | $201.6M | $191.7M |
| Accumulated other comprehensive income (loss) | -$12.4M | -$12.5M | -$10.6M | -$11.5M | -$14.5M | -$15.7M | -$18.2M | -$11.6M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $912.0K | -$1.9M | $13.2M | -$44.8M | $6.4M | $9.9M | $21.7M | -$18.0M |
| Investing cash flow | -$5.6M | $8.9M | $15.2M | $13.9M | -$6.8M | -$3.5M | -$9.9M | $9.1M |
| Financing cash flow | -$1.4M | -$1.1M | -$1.4M | -$1.2M | -$32.0K | -$157.0K | -$30.0K | -$3.4M |
| Free cash flow | $893.0K | -$1.9M | $13.2M | -$44.8M | $6.2M | $9.9M | $21.5M | -$18.1M |
| Capital expenditures | $19.0K | $42.0K | $0 | $35.0K | $162.0K | $20.0K | $214.0K | $147.0K |
| Depreciation & amortization | — | — | — | $175.0K | $171.0K | $173.0K | — | $186.0K |
| Share-based compensation | $372.0K | $293.0K | -$200.0K | $304.0K | $244.0K | $480.0K | -$284.0K | -$614.0K |
| Deferred income taxes | -$682.0K | $1.2M | -$27.0K | $115.0K | -$769.0K | -$683.0K | $36.0K | $2.4M |
| Purchases of investments | $27.2M | $3.7M | $424.0K | $2.7M | $16.1M | $7.6M | $15.9M | $14.4M |
| Sales/maturities of investments | — | — | — | — | — | — | — | — |
| Other investing activities | — | — | — | — | — | — | — | — |
| Dividends paid | — | — | $6.7M | — | — | — | $8.3M | — |
| Share repurchases | — | — | — | — | — | — | — | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $285.1M | $325.2M | $304.0M | $267.8M | $324.0M |
| Gross profit | $69.9M | $102.6M | $105.6M | $30.0M | $83.2M |
| Net income | -$10.4M | -$6.1M | -$5.5M | -$53.1M | $8.4M |
| EPS (diluted) | $-0.50 | $-0.29 | $-0.26 | $-2.49 | $0.39 |
| EPS (basic) | $-0.50 | $-0.29 | $-0.26 | $-2.49 | $0.39 |
| Net margin | -$4 | -$2 | -$2 | -$20 | $3 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $506.0M | $526.5M | $654.9M | $614.2M | $651.8M |
| Total liabilities | $265.7M | $281.9M | $404.5M | $361.0M | $304.4M |
| Stockholders' equity | — | — | — | — | — |
| Cash & equivalents | $51.7M | $50.9M | $41.0M | $47.0M | $70.6M |
| Marketable securities (current) | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K |
| Property, plant & equipment | $6.8M | $7.5M | $9.9M | $9.8M | $9.9M |
| Goodwill | — | — | $2.6M | $9.4M | $9.4M |
| Other non-current assets | $12.1M | $11.1M | $10.9M | — | — |
| Accrued liabilities | — | — | $23.2M | $22.1M | $13.1M |
| Long-term debt | $2.4M | $2.4M | $2.4M | — | — |
| Common stock & paid-in capital | $230.0K | $230.0K | $230.0K | $230.0K | $230.0K |
| Retained earnings | $191.1M | $201.6M | $208.4M | $214.1M | $267.2M |
| Accumulated other comprehensive income (loss) | -$10.6M | -$18.2M | -$21.4M | -$29.3M | $5.2M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | -$15.3M | $38.5M | $51.0M | -$15.3M | $29.2M |
| Investing cash flow | $18.8M | -$4.5M | -$8.8M | $25.0M | -$48.2M |
| Financing cash flow | -$2.8M | -$3.6M | -$7.5M | -$18.3M | -$11.5M |
| Free cash flow | -$15.5M | $37.5M | $50.4M | -$16.2M | $28.4M |
| Capital expenditures | $217.0K | $991.0K | $661.0K | $878.0K | $739.0K |
| Depreciation & amortization | — | — | — | $708.0K | $694.0K |
| Share-based compensation | $828.0K | $238.0K | $1.4M | -$40.0K | $2.4M |
| Deferred income taxes | -$1.4M | $1.9M | -$1.9M | -$3.8M | -$1.3M |
| Purchases of investments | $26.8M | $62.6M | $56.3M | $47.6M | $128.5M |
| Sales/maturities of investments | — | — | — | $78.0M | $73.0M |
| Other investing activities | — | — | — | — | -$901.0K |
| Dividends paid | $6.7M | $8.3M | — | — | — |
| Share repurchases | — | — | — | $4.2M | $4.3M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding NODK as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Institutional ownership is not available for this symbol right now.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-03-03 to 2026-05-20
Recent transactions
- Most recent: Devlin William Russell (Director) — Grant / award of 5,015 shares on 2026-05-20.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Purchases (open market)0 sh(0 txns)
Sales (open market)0 sh(0 txns)
Net Shares+0
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Devlin William Russell | Director | Grant / award | 2026-05-20 | 5,015 |
| Stende Dave L. | Director | Grant / award | 2026-05-20 | 5,015 |
| Aasmundstad Eric K. | Director | Grant / award | 2026-05-20 | 5,015 |
| Kaldor Dana John | Director | Grant / award | 2026-05-20 | 5,015 |
| Missling Jeffrey R. | Director | Grant / award | 2026-05-20 | 5,015 |
| Mathew Prakash | Director | Grant / award | 2026-05-20 | 5,015 |
| Thomas Callie Jean | Director | Grant / award | 2026-05-20 | 5,015 |
| Maki Matthew James | Chief Financial Officer | Grant / award | 2026-03-02 | 22,700 |
| Launer Cindy | Chief Executive Officer | Grant / award | 2026-03-02 | 56,000 |
| Elfstrand Kevin Douglas | Chief Accounting Officer | Grant / award | 2026-03-02 | 9,300 |
| Duncan Douglas Alan | Chief Information Officer | Grant / award | 2026-03-02 | 11,100 |
| Espegard Duaine | Director | Grant / award | 2025-05-21 | 3,924 |
| Daggett Seth C. | Chief Executive Officer | Tax withholding | 2025-03-03 | 2,313 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-05-20 | Devlin William Russell | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Stende Dave L. | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Aasmundstad Eric K. | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Kaldor Dana John | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Missling Jeffrey R. | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Mathew Prakash | Director | Grant / award | 5,015 | $0.00 |
| 2026-05-20 | Thomas Callie Jean | Director | Grant / award | 5,015 | $0.00 |
| 2026-03-02 | Maki Matthew James | Chief Financial Officer | Grant / award | 22,700 | $0.00 |
| 2026-03-02 | Launer Cindy | Chief Executive Officer | Grant / award | 56,000 | $0.00 |
| 2026-03-02 | Elfstrand Kevin Douglas | Chief Accounting Officer | Grant / award | 9,300 | $0.00 |
| 2026-03-02 | Duncan Douglas Alan | Chief Information Officer | Grant / award | 11,100 | $0.00 |
| 2026-03-01 | Maki Matthew James | Chief Financial Officer | Tax withholding | 1,588 | $13.28 |
| 2026-03-01 | Elfstrand Kevin Douglas | Chief Accounting Officer | Tax withholding | 479 | $13.28 |
| 2026-02-28 | Maki Matthew James | Chief Financial Officer | Tax withholding | 2,471 | $13.28 |
| 2026-02-28 | Elfstrand Kevin Douglas | Chief Accounting Officer | Tax withholding | 873 | $13.28 |
| 2026-02-03 | Maki Matthew James | Chief Financial Officer | Tax withholding | 119 | $13.57 |
| 2026-01-02 | Maki Matthew James | Chief Financial Officer | Tax withholding | 115 | $13.27 |
| 2025-12-01 | Maki Matthew James | Chief Financial Officer | Tax withholding | 111 | $13.32 |
| 2025-12-01 | Launer Cindy | Chief Executive Officer | Grant / award | 14,076 | $0.00 |
| 2025-05-21 | Stende Dave L. | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Missling Jeffrey R. | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Mathew Prakash | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Launer Cindy | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Espegard Duaine | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Devlin William Russell | Director | Grant / award | 3,924 | $0.00 |
| 2025-05-21 | Aasmundstad Eric K. | Director | Grant / award | 3,924 | $0.00 |
| 2025-03-03 | Maki Matthew James | Chief Financial Officer | Tax withholding | 999 | $14.24 |
| 2025-03-03 | Maki Matthew James | Chief Financial Officer | Grant / award | 25,559 | $0.00 |
| 2025-03-03 | Daggett Seth C. | Chief Executive Officer | Tax withholding | 2,313 | $14.24 |
| 2025-03-03 | Daggett Seth C. | Chief Executive Officer | Grant / award | 47,457 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 09:15 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-08-07 | 8-K | 2026-08-07 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-05-26 | 8-K | 2026-05-19 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-21 | 4 | 2026-05-20 | View on SEC.gov → |
| 2026-05-08 | 8-K | 2026-05-08 | View on SEC.gov → |
| 2026-05-08 | 10-Q | 2026-03-31 | View on SEC.gov → |
Recent news
Headlines about NODK (NI Holdings, Inc.). Links open the publisher — we don’t host full articles.
-
Zacks Initiates Coverage of NI Holdings With Neutral Recommendation
Yahoo Finance · 2026-10-06 -
NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026
Yahoo Finance · 2026-08-07 -
AM Best Affirms Credit Ratings of Members of Nodak Insurance Group and NI Holdings, Inc.
Yahoo Finance · 2026-06-16 -
NI Holdings, Inc. Reports Results for First Quarter Ended March 31, 2026
Yahoo Finance · 2026-05-08 -
NI Holdings reports Q4 results
Seeking Alpha · 2026-03-06 -
NI Holdings, Inc. Reports Results for Fourth Quarter and Year Ended December 31, 2025
Yahoo Finance · 2026-03-06 -
NI Holdings, Inc. Reports Results for Third Quarter Ended September 30, 2025
Yahoo Finance · 2025-11-07 -
The past five years for NI Holdings (NASDAQ:NODK) investors has not been profitable
Yahoo Finance · 2025-10-31
No headlines in this category right now — try “All”.