LOCO · El Pollo Loco Holdings, Inc.
El Pollo Loco Holdings Inc (LOCO)
What's happening
- LOCO is down 4.13% today, trading at $15.07. — Live quote
- Volume today (14,979) is well below its 3-month average of 258,919. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.30 actual vs. $0.28 estimated (+5.7%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-09-01 (12 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jul '26 | Apr '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $512.0M | $419.5M | $295.8M | $319.8M | $303.8M |
| P/E | 14.45 | 14.93 | 11.32 | 12.11 | 12.05 |
| Price/Book | 1.61 | 1.39 | 1.05 | 1.17 | 1.14 |
| EV/EBITDA | 7.55 | 7.65 | 6.00 | — | — |
| ROE | 11.17% | 9.29% | 9.24% | 9.63% | 9.49% |
| ROA | 5.73% | 4.61% | 4.34% | 4.42% | 4.27% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 3.0% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is +77.2%. Finnhub market metrics ↗
Potential concerns
- Net profit margin is 7.0%. Finnhub fundamentals ↗
- Latest SEC filing is Form 4, filed 2026-10-20; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on LOCO
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jul '26 | Apr '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Operating income | $18.7M | $12.2M | $11.5M | $11.3M | $9.0M | $10.1M | $12.3M | $9.7M |
| Net income | $12.8M | $8.2M | $7.4M | $7.1M | $5.5M | $6.2M | $7.6M | $5.9M |
| EPS (diluted) | $0.43 | $0.27 | $0.25 | $0.24 | $0.19 | $0.21 | $0.25 | $0.19 |
| EPS (basic) | $0.43 | $0.28 | $0.25 | $0.24 | $0.19 | $0.21 | $0.25 | $0.19 |
Balance sheet
| Line item | Jul '26 | Apr '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $618.8M | $609.1M | $606.6M | $602.7M | $596.8M | $590.5M | $592.0M | $590.0M |
| Total liabilities | $301.7M | $306.6M | $315.6M | $319.8M | $322.6M | $324.8M | $331.3M | $334.8M |
| Stockholders' equity | $317.0M | $302.5M | $291.1M | $282.9M | $274.2M | $265.7M | $260.7M | $255.2M |
| Total current assets | $34.3M | $25.9M | $25.6M | $28.5M | $26.8M | $23.8M | $19.9M | $23.5M |
| Total current liabilities | $84.5M | $75.6M | $79.1M | $69.8M | $76.8M | $74.8M | $75.7M | $75.6M |
| Cash & equivalents | $13.3M | $3.9M | $6.2M | $10.9M | $9.0M | $4.3M | $2.5M | $7.9M |
| Accounts receivable | — | — | — | — | — | — | — | — |
| Inventory | $1.7M | $1.7M | $1.8M | $1.7M | $1.7M | $1.9M | $1.9M | $1.9M |
| Other current assets | $792.0K | $859.0K | $782.0K | $1.1M | $1.1M | $1.1M | $680.0K | — |
| Property, plant & equipment | $99.7M | $97.2M | $97.0M | $88.9M | $86.8M | $84.4M | $86.1M | $85.0M |
| Goodwill | $248.7M | $248.7M | $248.7M | $248.7M | $248.7M | $248.7M | $248.7M | $248.7M |
| Other non-current assets | $5.7M | $5.7M | $4.0M | $3.5M | $3.2M | $3.1M | $3.1M | $3.1M |
| Accounts payable | $18.8M | $9.6M | $15.7M | $10.8M | $15.3M | $11.8M | $12.1M | $8.5M |
| Deferred revenue (current) | $5.3M | $5.2M | $5.6M | $4.8M | $4.8M | $4.7M | $5.1M | $4.5M |
| Other current liabilities | $47.3M | $49.5M | $45.7M | $18.9M | $14.9M | $15.4M | $15.9M | $23.3M |
| Long-term debt | $30.0M | $44.0M | $51.0M | $61.0M | $69.0M | $73.0M | $71.0M | $76.0M |
| Other non-current liabilities | $5.6M | $5.6M | $5.6M | $6.1M | $6.2M | $6.1M | $6.2M | $6.2M |
| Common stock & paid-in capital | $304.0K | $304.0K | $299.0K | $299.0K | $299.0K | $300.0K | $298.0K | $299.0K |
| Retained earnings | $64.5M | $51.7M | $43.6M | $37.0M | $29.7M | $22.6M | $18.9M | $33.7M |
| Accumulated other comprehensive income (loss) | — | — | — | — | — | — | — | — |
Cash flow
| Line item | Jul '26 | Apr '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $31.7M | $13.0M | $13.9M | $15.3M | $14.1M | $4.7M | $5.6M | $13.0M |
| Investing cash flow | -$8.5M | -$10.2M | -$8.8M | -$5.4M | -$5.0M | -$3.4M | -$4.5M | -$3.9M |
| Financing cash flow | -$13.9M | -$5.1M | -$9.7M | -$8.0M | -$4.4M | $493.0K | -$6.5M | -$11.7M |
| Free cash flow | $23.3M | $2.8M | $5.1M | $9.9M | $9.1M | $1.3M | $1.1M | $9.1M |
| Capital expenditures | $8.5M | $10.2M | $8.8M | $5.4M | $5.0M | $3.4M | $4.5M | $3.9M |
| Depreciation & amortization | $4.2M | $4.3M | $12.1M | $4.0M | $3.9M | $3.9M | $11.9M | $4.0M |
| Share-based compensation | $1.6M | $1.3M | $2.6M | $1.4M | $1.7M | $1.0M | $3.0M | $1.1M |
| Deferred income taxes | $1.5M | $1.3M | -$1.3M | $4.8M | -$659.0K | -$1.4M | -$3.1M | $70.0K |
| Change in inventory | $40.0K | -$117.0K | $74.0K | $8.0K | -$122.0K | -$88.0K | $87.0K | $109.0K |
| Change in accounts payable | $9.7M | -$6.4M | $5.5M | -$4.6M | $3.7M | $173.0K | $2.1M | -$2.9M |
| Share repurchases | — | — | -$1.0K | $0 | $68.0K | $1.8M | $1.3M | $1.1M |
| Tax withholding on stock comp | — | — | $246.0K | $56.0K | $334.0K | $101.0K | $228.0K | $64.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | $42.0M | $41.2M | $39.8M | $30.1M | $41.3M |
| Net income | $26.5M | $25.7M | $25.6M | $20.8M | $29.1M |
| EPS (diluted) | $0.90 | $0.86 | $0.74 | $0.57 | $0.80 |
| EPS (basic) | $0.91 | $0.86 | $0.75 | $0.57 | $0.81 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Nov '23 | Dec '22 |
|---|---|---|---|---|---|
| Total assets | $606.6M | $592.0M | $592.3M | — | $597.2M |
| Total liabilities | $315.6M | $331.3M | $341.6M | — | $316.1M |
| Stockholders' equity | $291.1M | $260.7M | $250.7M | — | $281.1M |
| Total current assets | $25.6M | $19.9M | $25.1M | — | $37.4M |
| Total current liabilities | $79.1M | $75.7M | $72.6M | — | $68.5M |
| Cash & equivalents | $6.2M | $2.5M | $7.3M | $7.3M | $20.5M |
| Accounts receivable | — | — | — | — | — |
| Inventory | $1.8M | $1.9M | $1.9M | — | $2.4M |
| Other current assets | $782.0K | $680.0K | $296.0K | — | — |
| Property, plant & equipment | $97.0M | $86.1M | $84.0M | — | $78.6M |
| Goodwill | $248.7M | $248.7M | $248.7M | — | $248.7M |
| Other non-current assets | $4.0M | $3.1M | $3.0M | — | $2.9M |
| Accounts payable | $15.7M | $12.1M | $12.5M | — | $12.7M |
| Deferred revenue (current) | $5.6M | $5.1M | $4.9M | — | $4.7M |
| Other current liabilities | $21.0M | $15.9M | $18.4M | — | $15.1M |
| Long-term debt | $51.0M | $71.0M | $84.0M | — | $66.0M |
| Other non-current liabilities | $5.6M | $6.2M | $6.4M | — | $5.9M |
| Common stock & paid-in capital | $299.0K | $298.0K | $313.0K | — | $370.0K |
| Retained earnings | $43.6M | $18.9M | $14.0M | — | -$11.6M |
| Accumulated other comprehensive income (loss) | — | — | $0 | — | $126.0K |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $48.1M | $46.8M | $40.7M | $38.5M | $52.1M |
| Investing cash flow | -$22.6M | -$18.9M | -$13.4M | -$18.9M | -$12.5M |
| Financing cash flow | -$21.7M | -$32.6M | -$40.4M | -$29.2M | -$22.8M |
| Free cash flow | $25.4M | $27.7M | $19.4M | $18.6M | $35.1M |
| Capital expenditures | $22.6M | $19.1M | $21.3M | $19.9M | $17.0M |
| Depreciation & amortization | $16.0M | $15.7M | $15.2M | $14.4M | $15.2M |
| Share-based compensation | $5.4M | $3.9M | $3.0M | $3.5M | $3.2M |
| Deferred income taxes | $1.4M | -$2.9M | $906.0K | $4.6M | $957.0K |
| Change in inventory | -$128.0K | $27.0K | -$531.0K | $125.0K | $218.0K |
| Change in accounts payable | $4.8M | -$544.0K | -$4.0M | $4.0M | $2.5M |
| Share repurchases | $1.8M | $20.6M | $59.2M | — | $0 |
| Tax withholding on stock comp | $737.0K | $440.0K | $243.0K | $322.0K | $705.0K |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding LOCO as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-12-31 to 2026-10-16
Recent transactions
- Insiders have net sold 594,852 shares over the last 182 days, across 0 purchases and 21 sales.
- Most recent: BIGLARI, SARDAR (10% owner) — Open market sale of 25,556 shares on 2026-10-16.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| BIGLARI, SARDAR | 10% owner | Open market sale | 2026-10-16 | 25,556 |
| Fils Ira | CHIEF FINANCIAL OFFICER | Tax withholding | 2026-08-23 | 7,213 |
| Williams Elizabeth Goodman | Chief Executive Officer | Tax withholding | 2026-05-29 | 10,523 |
| Wright Robert D. | Reporting person | Grant / award | 2026-03-17 | 8,258 |
| DAVILA TANA | Reporting person | Grant / award | 2026-03-17 | 8,258 |
| GARRIDO FRANK | Reporting person | Grant / award | 2026-03-17 | 8,258 |
| Gonzalez Deborah | Reporting person | Grant / award | 2026-03-17 | 8,258 |
| Faginas Cody Nancy | Reporting person | Grant / award | 2026-03-17 | 8,258 |
| BABB DOUGLAS J | Reporting person | Grant / award | 2026-03-17 | 12,012 |
| Taylor Joseph G | Reporting person | Grant / award | 2026-03-17 | 8,258 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-16 | BIGLARI, SARDAR | 10% owner | Open market sale | 25,556 | $16.50 |
| 2026-08-23 | Fils Ira | CHIEF FINANCIAL OFFICER | Tax withholding | 7,213 | $16.03 |
| 2026-08-07 | BIGLARI, SARDAR | 10% owner | Open market sale | 550 | $17.06 |
| 2026-08-07 | BIGLARI, SARDAR | 10% owner | Open market sale | 550 | $17.06 |
| 2026-08-05 | BIGLARI, SARDAR | 10% owner | Open market sale | 40,000 | $16.90 |
| 2026-08-05 | BIGLARI, SARDAR | 10% owner | Open market sale | 40,000 | $16.90 |
| 2026-08-03 | BIGLARI, SARDAR | 10% owner | Open market sale | 10,000 | $16.73 |
| 2026-08-03 | BIGLARI, SARDAR | 10% owner | Open market sale | 10,000 | $16.73 |
| 2026-07-30 | BIGLARI, SARDAR | 10% owner | Open market sale | 273 | $16.70 |
| 2026-07-30 | BIGLARI, SARDAR | 10% owner | Open market sale | 273 | $16.70 |
| 2026-07-29 | BIGLARI, SARDAR | 10% owner | Open market sale | 3,306 | $16.71 |
| 2026-07-29 | BIGLARI, SARDAR | 10% owner | Open market sale | 3,305 | $16.71 |
| 2026-07-17 | BIGLARI, SARDAR | 10% owner | Open market sale | 11,000 | $16.71 |
| 2026-07-16 | BIGLARI, SARDAR | 10% owner | Open market sale | 2,749 | $16.70 |
| 2026-07-15 | BIGLARI, SARDAR | 10% owner | Open market sale | 6,533 | $16.71 |
| 2026-07-14 | BIGLARI, SARDAR | 10% owner | Open market sale | 1,211 | $16.73 |
| 2026-07-13 | BIGLARI, SARDAR | 10% owner | Open market sale | 75,000 | $16.74 |
| 2026-07-02 | BIGLARI, SARDAR | 10% owner | Open market sale | 9,525 | $16.92 |
| 2026-07-01 | BIGLARI, SARDAR | 10% owner | Open market sale | 132,421 | $17.27 |
| 2026-06-30 | BIGLARI, SARDAR | 10% owner | Open market sale | 22,600 | $16.91 |
| 2026-06-29 | BIGLARI, SARDAR | 10% owner | Open market sale | 100,000 | $16.58 |
| 2026-06-26 | BIGLARI, SARDAR | 10% owner | Open market sale | 100,000 | $16.75 |
| 2026-05-29 | Fils Ira | CHIEF FINANCIAL OFFICER | Tax withholding | 2,144 | $13.95 |
| 2026-05-29 | Williams Elizabeth Goodman | Chief Executive Officer | Tax withholding | 10,523 | $13.95 |
| 2026-05-09 | Fils Ira | CHIEF FINANCIAL OFFICER | Tax withholding | 2,476 | $14.00 |
| 2026-03-17 | Wright Robert D. | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | DAVILA TANA | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | GARRIDO FRANK | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | Gonzalez Deborah | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | Faginas Cody Nancy | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | BABB DOUGLAS J | Reporting person | Grant / award | 12,012 | $0.00 |
| 2026-03-17 | Taylor Joseph G | Reporting person | Grant / award | 8,258 | $0.00 |
| 2026-03-17 | Fils Ira | CHIEF FINANCIAL OFFICER | Grant / award | 15,015 | $0.00 |
| 2026-03-17 | Williams Elizabeth Goodman | Chief Executive Officer | Grant / award | 53,804 | $0.00 |
| 2026-03-11 | Fils Ira | CHIEF FINANCIAL OFFICER | Tax withholding | 2,296 | $11.10 |
| 2026-03-11 | Williams Elizabeth Goodman | Chief Executive Officer | Tax withholding | 12,272 | $11.10 |
| 2025-12-31 | Williams Elizabeth Goodman | Chief Executive Officer | Grant / award | 42,818 | $0.00 |
| 2025-12-31 | Williams Elizabeth Goodman | Chief Executive Officer | Tax withholding | 7,682 | $10.50 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 07:48 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-20 | 4 | 2026-10-16 | View on SEC.gov → |
| 2026-09-25 | 8-K | 2026-09-21 | View on SEC.gov → |
| 2026-08-25 | 4 | 2026-08-23 | View on SEC.gov → |
| 2026-08-11 | 4 | 2026-08-07 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-07-01 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-08-05 | 4 | 2026-08-03 | View on SEC.gov → |
| 2026-07-31 | 4 | 2026-07-29 | View on SEC.gov → |
| 2026-07-21 | 4 | 2026-07-17 | View on SEC.gov → |
| 2026-07-16 | 4 | 2026-07-14 | View on SEC.gov → |
| 2026-07-14 | 4 | 2026-07-13 | View on SEC.gov → |
| 2026-07-06 | 4 | 2026-07-01 | View on SEC.gov → |
Recent news
Headlines about LOCO (El Pollo Loco Holdings, Inc.). Links open the publisher — we don’t host full articles.
-
Heavy rain triggers minor landslips; Bilaspur-Tirunelveli Superfast Express loco derails at Parassala in Keralam
The Hindu · 2026-10-22 -
El Pollo Loco Holdings, Inc. (LOCO) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-22 -
El Pollo Loco and Papa John's shares plummet, what you need to know
Yahoo Finance · 2026-10-21 -
Follow in loco parentis: Govt tells schools to act as students’ guardians
The Times of India · 2026-10-21 -
3 Profitable Stocks We Keep Off Our Radar
Yahoo Finance · 2026-10-21 -
Emergency mode for the loco pilot - Hydrogen train science: Leak detectors, flame sensors and automatic fuel cut-off, how Railways has made Jind-Sonipat hydrogen train safer
The Economic Times · 2026-10-21 -
Form 4 El Pollo Loco Holdings Inc: Sardar Biglari, (10% Owner) For: 16 October
Investing.com Nigeria · 2026-10-21 -
El Pollo Loco eyes New York, Chipotle hits a milestone, and Crumbl starts to crumble
Nation’s Restaurant News · 2026-10-21
No headlines in this category right now — try “All”.