KINS · Kingstone Companies, Inc.
Kingstone Companies Inc (KINS)
What's happening
- KINS is up 1.14% today, trading at $19.57. — Live quote
- Volume today (4,161) is well below its 3-month average of 107,890. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $1.04 actual vs. $0.97 estimated (+7.3%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (7 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $280.1M | $209.5M | $213.0M | $219.0M | $235.5M |
| P/E | 8.81 | 10.37 | 6.46 | 8.22 | 14.02 |
| Price/Sales | 1.20 | 0.96 | 1.07 | 1.22 | 1.44 |
| Price/Book | 2.17 | 1.83 | 1.98 | 2.31 | 2.87 |
| EV/Revenue | 1.22 | 0.98 | 1.09 | 1.24 | 1.47 |
| ROE | 24.61% | 17.64% | 30.64% | 28.07% | 20.44% |
| ROA | 6.65% | 4.34% | 7.70% | 6.77% | 4.36% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 25.9% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 14.8%. Finnhub fundamentals ↗
- Trailing 52-week price return is +31.1%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 8-K, filed 2026-10-16; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on KINS
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $65.9M | $59.8M | $55.7M | $52.3M | $50.5M | $40.8M | $36.5M | $35.8M |
| Net income | $15.5M | -$5.8M | $10.9M | $11.3M | $3.9M | $7.0M | $4.5M | $1.4M |
| EPS (diluted) | $1.05 | $-0.40 | $0.74 | $0.78 | $0.27 | $0.55 | $0.37 | $0.12 |
| EPS (basic) | $1.07 | $-0.40 | $0.77 | $0.81 | $0.29 | $0.61 | $0.41 | $0.13 |
| Net margin | $23 | -$10 | $20 | $22 | $8 | $17 | $12 | $4 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $477.9M | $465.3M | $453.4M | $428.6M | $393.4M | $385.4M | $374.9M | $347.0M |
| Total liabilities | $348.8M | $350.8M | $330.7M | $320.9M | $298.5M | $303.2M | $308.2M | $287.3M |
| Stockholders' equity | $129.2M | $114.5M | $122.7M | $107.7M | $94.9M | $82.2M | $66.7M | $59.7M |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $8.2M | $8.0M | $7.9M | $7.9M | $7.9M | $7.9M | $9.3M | $9.3M |
| Intangible assets | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K |
| Short-term debt | $1.3M | $1.3M | $1.3M | $1.3M | $1.3M | $1.2M | $6.8M | $856.6K |
| Long-term debt | $2.5M | $2.8M | $3.1M | $3.5M | $3.8M | $4.1M | $4.3M | $16.4M |
| Common stock & paid-in capital | $160.2K | $160.1K | $159.2K | $156.7K | $156.6K | $152.8K | $144.5K | $138.2K |
| Retained earnings | $42.8M | $28.1M | $34.6M | $20.5M | $10.4M | -$873.2K | -$4.8M | -$10.2M |
| Accumulated other comprehensive income (loss) | -$8.5M | -$8.1M | -$6.1M | -$6.7M | -$8.9M | -$10.0M | -$12.2M | -$9.0M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $28.7M | $8.7M | $22.8M | $25.9M | $9.3M | $17.9M | $23.0M | $21.7M |
| Investing cash flow | -$21.8M | -$8.2M | -$36.5M | -$31.9M | -$12.7M | -$11.8M | -$26.0M | $393.8K |
| Financing cash flow | -$1.4M | -$1.3M | -$898.3K | -$1.0M | -$381.5K | $2.8M | -$2.0M | -$548.7K |
| Free cash flow | $27.8M | $7.9M | $22.1M | $25.3M | $8.7M | $17.0M | $22.4M | $21.0M |
| Capital expenditures | $908.2K | $835.8K | $714.6K | $652.5K | $577.0K | $863.5K | $598.2K | $700.5K |
| Share-based compensation | $645.9K | $654.0K | $241.3K | $430.2K | $471.9K | $339.0K | $476.5K | $359.2K |
| Deferred income taxes | $938.9K | -$1.6M | -$217.7K | $388.4K | -$246.5K | -$125.8K | $1.2M | $2.1M |
| Purchases of investments | — | — | — | — | — | — | — | $45.5M |
| Sales/maturities of investments | — | — | $0 | — | — | — | $4.4M | — |
| Other investing activities | — | — | — | — | — | — | — | — |
| Dividends paid | — | — | — | — | — | — | — | — |
| Share repurchases | $291.8K | — | — | — | $0 | — | — | — |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | — | — |
| Tax withholding on stock comp | — | — | — | — | — | — | — | $952.7K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $214.9M | $155.1M | $144.2M | $130.2M | $161.2M |
| Net income | $40.8M | $18.4M | -$6.2M | -$22.5M | -$7.4M |
| EPS (diluted) | $2.88 | $1.48 | $-0.57 | $-2.12 | $-0.70 |
| EPS (basic) | $2.93 | $1.60 | $-0.57 | $-2.12 | $-0.70 |
| Net margin | $19 | $12 | -$4 | -$17 | -$5 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $453.4M | $374.9M | $317.6M | $320.3M | $331.3M |
| Total liabilities | $330.7M | $308.2M | $283.1M | $284.2M | $255.6M |
| Stockholders' equity | $122.7M | $66.7M | $34.5M | $36.2M | $75.7M |
| Cash & equivalents | — | — | $9.0M | $12.0M | $24.3M |
| Property, plant & equipment | $7.9M | $9.3M | $9.4M | $10.5M | $9.3M |
| Intangible assets | $500.0K | $500.0K | $500.0K | $500.0K | $500.0K |
| Short-term debt | $1.3M | $6.8M | $19.6M | — | — |
| Long-term debt | $3.1M | $4.3M | $5.7M | $25.2M | — |
| Common stock & paid-in capital | $159.2K | $144.5K | $122.5K | $121.7K | $119.6K |
| Retained earnings | $34.6M | -$4.8M | -$23.1M | -$16.9M | $6.9M |
| Accumulated other comprehensive income (loss) | -$6.1M | -$12.2M | -$12.3M | -$16.0M | $1.8M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $75.9M | $57.9M | -$11.3M | -$915.5K | $24.3M |
| Investing cash flow | -$92.9M | -$35.3M | $9.5M | -$5.9M | -$15.9M |
| Financing cash flow | $506.1K | -$3.0M | -$1.1M | -$5.5M | -$3.6M |
| Free cash flow | $73.1M | $55.6M | -$13.2M | -$5.5M | $19.8M |
| Capital expenditures | $2.8M | $2.3M | $1.8M | $4.6M | $4.5M |
| Share-based compensation | $1.5M | $1.4M | $832.6K | $1.4M | $1.9M |
| Deferred income taxes | -$201.5K | $4.9M | -$1.2M | -$5.4M | -$2.2M |
| Sales/maturities of investments | $0 | $4.4M | $99.9K | $19.4M | — |
| Other investing activities | — | — | — | — | — |
| Dividends paid | — | — | $0 | $1.3M | $1.7M |
| Share repurchases | — | — | — | $0 | $1.7M |
| Debt issued | — | — | — | — | — |
| Debt repaid | — | — | — | — | — |
| Tax withholding on stock comp | — | — | — | — | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding KINS as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-01-26 to 2026-08-25
Recent transactions
- Insiders have net bought 44,502 shares over the last 182 days, across 4 purchases and 0 sales.
- Most recent: Patten Randy L (CFO, VP and Treasurer) — Tax withholding of 5,309 shares on 2026-08-25.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Patten Randy L | CFO, VP and Treasurer | Tax withholding | 2026-08-25 | 5,309 |
| Chen Minlei | Chief Actuary and Senior VP | Tax withholding | 2026-06-18 | 1,202 |
| Newgarden Thomas | Reporting person | Open market purchase | 2026-05-29 | 8,000 |
| Yankus William L | Reporting person | Open market sale | 2026-04-16 | 13,500 |
| BRODSKY VICTOR J | Chief Accounting Officer | Tax withholding | 2026-04-15 | 2,453 |
| Golden Meryl S. | CEO, President | Grant / award | 2026-01-09 | 40,000 |
| Singh Manmohan | Reporting person | Grant / award | 2026-01-02 | 7,011 |
| Pasricha Pranav | Reporting person | Grant / award | 2026-01-02 | 7,011 |
| Tupper Floyd R | Reporting person | Grant / award | 2026-01-02 | 3,149 |
| D'Andre Carla | Reporting person | Gift | 2025-05-16 | 2,907 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-08-25 | Patten Randy L | CFO, VP and Treasurer | Tax withholding | 5,309 | $20.09 |
| 2026-06-18 | Chen Minlei | Chief Actuary and Senior VP | Tax withholding | 1,202 | $15.89 |
| 2026-05-29 | Newgarden Thomas | Reporting person | Open market purchase | 8,000 | $14.99 |
| 2026-05-28 | Newgarden Thomas | Reporting person | Open market purchase | 6,000 | $15.50 |
| 2026-05-13 | Newgarden Thomas | Reporting person | Open market purchase | 15,201 | $14.36 |
| 2026-05-12 | Newgarden Thomas | Reporting person | Open market purchase | 15,301 | $14.52 |
| 2026-04-16 | Yankus William L | Reporting person | Open market sale | 13,500 | $18.00 |
| 2026-04-15 | BRODSKY VICTOR J | Chief Accounting Officer | Tax withholding | 2,453 | $16.61 |
| 2026-03-03 | Chen Minlei | Chief Actuary and Senior VP | Grant / award | 8,624 | $0.00 |
| 2026-03-03 | Chen Minlei | Chief Actuary and Senior VP | Tax withholding | 1,512 | $16.53 |
| 2026-03-03 | Patten Randy L | CFO, VP and Treasurer | Grant / award | 3,126 | $0.00 |
| 2026-03-03 | Patten Randy L | CFO, VP and Treasurer | Tax withholding | 435 | $16.53 |
| 2026-03-03 | BRODSKY VICTOR J | Chief Accounting Officer | Grant / award | 6,083 | $0.00 |
| 2026-03-03 | BRODSKY VICTOR J | Chief Accounting Officer | Tax withholding | 845 | $16.53 |
| 2026-01-09 | Golden Meryl S. | CEO, President | Grant / award | 40,000 | $0.00 |
| 2026-01-02 | Golden Meryl S. | CEO, President | Tax withholding | 7,735 | $16.83 |
| 2026-01-02 | Singh Manmohan | Reporting person | Grant / award | 7,011 | $0.00 |
| 2026-01-02 | Yankus William L | Reporting person | Grant / award | 3,149 | $0.00 |
| 2026-01-02 | Pasricha Pranav | Reporting person | Grant / award | 7,011 | $0.00 |
| 2026-01-02 | Tupper Floyd R | Reporting person | Grant / award | 3,149 | $0.00 |
| 2026-01-02 | Newgarden Thomas | Reporting person | Grant / award | 3,149 | $0.00 |
| 2025-12-31 | Golden Meryl S. | CEO, President | Grant / award | 1,663 | $12.78 |
| 2025-08-25 | Patten Randy L | CFO, VP and Treasurer | Grant / award | 43,290 | $0.00 |
| 2025-08-19 | Pasricha Pranav | Reporting person | Grant / award | 1,536 | $0.00 |
| 2025-06-18 | Chen Minlei | Chief Actuary and Senior VP | Grant / award | 10,000 | $0.00 |
| 2025-05-27 | Newgarden Thomas | Reporting person | Open market purchase | 12,500 | $16.77 |
| 2025-05-22 | Golden Meryl S. | CEO, President | Grant / award | 5,000 | $15.93 |
| 2025-05-21 | Newgarden Thomas | Reporting person | Open market purchase | 11,000 | $16.11 |
| 2025-05-16 | D'Andre Carla | Reporting person | Gift | 2,907 | $0.00 |
| 2025-05-16 | D'Andre Carla | Reporting person | Open market sale | 5,000 | $17.47 |
| 2025-04-15 | BRODSKY VICTOR J | Chief Accounting Officer | Grant / award | 15,000 | $0.00 |
| 2025-03-03 | Chen Minlei | Chief Actuary and Senior VP | Grant / award | 10,935 | $0.00 |
| 2025-01-26 | Chen Minlei | Chief Actuary, Senior VP | Option exercise | 3,334 | $2.25 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 08:17 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-16 | 8-K | 2026-10-16 | View on SEC.gov → |
| 2026-08-26 | 4 | 2026-08-25 | View on SEC.gov → |
| 2026-08-24 | 8-K | 2026-08-18 | View on SEC.gov → |
| 2026-08-07 | 8-K | 2026-08-05 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-07-23 | 8-K | 2026-07-23 | View on SEC.gov → |
| 2026-07-16 | 8-K | 2026-07-16 | View on SEC.gov → |
| 2026-06-23 | 4 | 2026-06-18 | View on SEC.gov → |
| 2026-06-01 | 4 | 2026-05-28 | View on SEC.gov → |
| 2026-05-20 | 8-K | 2026-05-19 | View on SEC.gov → |
| 2026-05-13 | 4 | 2026-05-12 | View on SEC.gov → |
Recent news
Headlines about KINS (Kingstone Companies, Inc.). Links open the publisher — we don’t host full articles.
-
Kingstone: Less Reinsurance Means More Earnings And More Volatility
Seeking Alpha · 2026-10-22 -
Kingstone: Less Reinsurance Means More Earnings And More Volatility (NASDAQ:KINS)
Seeking Alpha · 2026-10-22 -
Kingstone Companies raises quarterly dividend to $0.06 per share
scanx.trade · 2026-10-17 -
Kingstone Schedules Third Quarter 2026 Earnings Release and Conference Call
Yahoo · 2026-10-16 -
The Technical Signals Behind (KINS) That Institutions Follow
Stock Traders Daily · 2026-10-16 -
Kingstone appoints Deloitte auditor. Kingstone Companies stock is valued at USD 271.64 million - ad-hoc-news.de
ad-hoc-news.de · 2026-10-15 -
Kingstone Companies to Participate in Upcoming Investor Events
Yahoo Finance · 2026-09-22 -
Kingstone (KINS) Q2 2026 Earnings Call Transcript
Yahoo Finance · 2026-08-14
No headlines in this category right now — try “All”.