HBIA · Hills Bancorp Of Iowa
What's happening
- HBIA is up 0.02% today, trading at $46.76. — Live quote
- Reports earnings on 2026-11-09, 18 days away. (Finnhub earnings calendar)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-08-31. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 28.4% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 29.9%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -9.1%. Finnhub market metrics ↗
- Latest SEC filing is Form 4, filed 2026-10-13; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on HBIA
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Net income | $26.0M | $21.9M | $12.9M | $18.7M | $14.4M | $12.2M | $12.3M | $12.1M |
| EPS (diluted) | $1.49 | $2.50 | $1.46 | $1.05 | $1.61 | $1.35 | $1.35 | $1.33 |
| EPS (basic) | $1.49 | $2.50 | $1.46 | $1.05 | $1.61 | $1.35 | $1.35 | $1.33 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $4.80B | $4.67B | $4.65B | $4.65B | $4.61B | $4.56B | $4.59B | $4.44B |
| Total liabilities | $4.17B | $4.07B | $4.05B | $4.07B | $4.04B | $4.02B | $4.05B | $3.90B |
| Stockholders' equity | $568.9M | $545.6M | $548.2M | $531.2M | $511.2M | $493.6M | $492.7M | $494.2M |
| Cash & equivalents | $42.1M | $56.1M | $42.1M | $47.2M | $52.5M | $105.2M | $123.4M | $54.3M |
| Property, plant & equipment | $36.8M | $37.2M | $36.0M | $35.9M | $35.9M | $35.7M | $35.9M | $35.5M |
| Goodwill | $2.5M | $2.5M | $2.5M | $2.5M | $2.5M | $2.5M | $2.5M | $2.5M |
| Short-term debt | $297.3M | $380.2M | $586.9M | $588.7M | $391.4M | $0 | $546.6M | $322.7M |
| Retained earnings | $666.2M | $640.2M | $629.1M | $614.6M | $601.7M | $583.0M | $578.9M | $567.9M |
| Accumulated other comprehensive income (loss) | -$7.9M | -$8.2M | -$1.3M | -$9.2M | -$22.0M | -$26.2M | -$27.3M | -$18.0M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $22.0M | $21.2M | $22.6M | $22.7M | $8.5M | $15.0M | $11.2M | $25.2M |
| Investing cash flow | -$129.4M | -$18.2M | $1.3M | -$57.6M | -$78.4M | $11.0M | -$105.0M | -$67.2M |
| Financing cash flow | $93.4M | $11.0M | -$29.0M | $29.6M | $17.2M | -$44.2M | $162.9M | $62.0M |
| Free cash flow | $21.7M | $20.5M | $20.8M | $22.1M | $7.7M | $14.6M | $9.6M | $23.9M |
| Capital expenditures | $311.0K | $615.0K | $1.8M | $661.0K | $755.0K | $468.0K | $1.6M | $1.3M |
| Share-based compensation | $13.0K | $12.0K | $12.0K | $12.0K | $7.0K | $5.0K | $5.0K | $5.0K |
| Deferred income taxes | $1.6M | $1.3M | $7.0M | -$455.0K | -$8.3M | -$793.0K | $466.0K | $132.0K |
| Purchases of investments | $106.7M | $39.8M | $69.6M | $66.5M | $85.8M | $28.2M | $257.5M | $157.0M |
| Sales/maturities of investments | $0 | $134.0K | $99.0M | $39.7M | $0 | $0 | $129.8M | $0 |
| Dividends paid | $0 | $10.8M | $0 | $0 | $0 | $10.3M | $0 | $1.0K |
| Share repurchases | $1.4M | $3.1M | $4.5M | $3.6M | $5.1M | $2.4M | $1.8M | $6.0M |
| Debt issued | $190.0M | $0 | — | $0 | $25.0M | $280.0M | — | $0 |
| Tax withholding on stock comp | — | — | $111.0K | — | — | — | $56.0K | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Net income | $60.5M | $47.6M | $38.2M | $47.8M | $48.1M |
| EPS (diluted) | $6.81 | $5.26 | $4.16 | $5.15 | $5.16 |
| EPS (basic) | $6.82 | $5.26 | $4.16 | $5.15 | $5.16 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $4.65B | $4.59B | $4.34B | $3.98B | $4.04B |
| Total liabilities | $4.05B | $4.05B | $3.83B | $3.50B | $3.56B |
| Stockholders' equity | $548.2M | $492.7M | $470.3M | $428.3M | $438.4M |
| Cash & equivalents | $42.1M | $123.4M | $59.5M | $36.6M | $781.9M |
| Property, plant & equipment | $36.0M | $35.9M | $34.2M | $33.5M | $34.3M |
| Goodwill | $2.5M | $2.5M | $2.5M | $2.5M | $2.5M |
| Short-term debt | $586.9M | $546.6M | $219.0M | — | — |
| Retained earnings | $629.1M | $578.9M | $541.3M | $512.8M | $474.4M |
| Accumulated other comprehensive income (loss) | -$1.3M | -$27.3M | -$27.2M | -$41.1M | $1.5M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $68.8M | $55.5M | $52.8M | $56.5M | $85.1M |
| Investing cash flow | -$123.7M | -$190.4M | -$332.0M | -$731.6M | -$102.2M |
| Financing cash flow | -$26.4M | $198.7M | $302.0M | -$70.1M | $224.8M |
| Free cash flow | $65.1M | $51.0M | $49.8M | $54.5M | $83.6M |
| Capital expenditures | $3.7M | $4.5M | $3.0M | $1.9M | $1.5M |
| Share-based compensation | $36.0K | $23.0K | $25.0K | $25.0K | $25.0K |
| Deferred income taxes | -$2.5M | $176.0K | -$1.9M | -$1.3M | $971.0K |
| Purchases of investments | $250.2M | $542.8M | $100.6M | $359.0M | $245.4M |
| Sales/maturities of investments | $99.0M | $129.8M | $509.0K | $0 | $0 |
| Dividends paid | $10.3M | $10.1M | $9.7M | $9.3M | $8.8M |
| Share repurchases | $15.6M | $12.9M | $7.7M | $7.9M | $3.6M |
| Tax withholding on stock comp | $111.0K | $56.0K | $0 | $0 | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding HBIA as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2024-07-03 to 2026-10-09
Recent transactions
- Insiders have net neither bought nor sold, net, 0 shares over the last 182 days, across 1 purchase and 1 sale.
- Most recent: Phelan John W (Director) — Open market sale of 1,000 shares on 2026-10-09.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Phelan John W | Director | Open market sale | 2026-10-09 | 1,000 |
| Slattery Thomas M. | Director | Open market purchase | 2026-10-09 | 1,000 |
| Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 2026-10-02 | 56 |
| Shileny Lisa A | President and CEO | Grant / award | 2026-10-02 | 56 |
| Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 2026-10-02 | 56 |
| Nelson Kenza Bemis | SVP, General Counsel | Grant / award | 2026-10-02 | 42 |
| FINER TIMOTHY D | SVP, Director of Comml Banking | Grant / award | 2026-01-13 | 400 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-09 | Phelan John W | Director | Open market sale | 1,000 | $47.00 |
| 2026-10-09 | Slattery Thomas M. | Director | Open market purchase | 1,000 | $47.00 |
| 2026-10-02 | Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 56 | $40.50 |
| 2026-10-02 | Shileny Lisa A | President and CEO | Grant / award | 56 | $40.50 |
| 2026-10-02 | Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 56 | $40.50 |
| 2026-10-02 | Nelson Kenza Bemis | SVP, General Counsel | Grant / award | 42 | $40.50 |
| 2026-07-02 | Shileny Lisa A | President and CEO | Grant / award | 57 | $39.37 |
| 2026-07-02 | Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 57 | $39.37 |
| 2026-07-02 | Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 57 | $39.37 |
| 2026-07-02 | Nelson Kenza Bemis | SVP, General Counsel | Grant / award | 50 | $39.37 |
| 2026-04-01 | Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 31 | $73.35 |
| 2026-04-01 | Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 31 | $73.35 |
| 2026-04-01 | Shileny Lisa A | President and CEO | Grant / award | 31 | $73.35 |
| 2026-01-13 | FINER TIMOTHY D | SVP, Director of Comml Banking | Grant / award | 400 | $81.50 |
| 2025-07-03 | Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 33 | $67.50 |
| 2025-07-03 | Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 33 | $67.50 |
| 2025-07-03 | Shileny Lisa A | President and CEO | Grant / award | 33 | $67.50 |
| 2025-04-03 | Shileny Lisa A | President and CEO | Grant / award | 35 | $64.80 |
| 2025-04-03 | Globokar Brian R. | SVP, Dr of Trust & Wealth Mgmt | Grant / award | 35 | $64.80 |
| 2025-04-03 | Roetlin Anthony V | SVP Chief Financial Officer | Grant / award | 35 | $64.80 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 06:17 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-13 | 4 | 2026-10-09 | View on SEC.gov → |
| 2026-10-13 | 4 | 2026-10-09 | View on SEC.gov → |
| 2026-10-06 | 4 | 2026-10-02 | View on SEC.gov → |
| 2026-10-06 | 4 | 2026-10-02 | View on SEC.gov → |
| 2026-10-06 | 4 | 2026-10-02 | View on SEC.gov → |
| 2026-10-06 | 4 | 2026-10-02 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-07-06 | 4 | 2026-07-02 | View on SEC.gov → |
| 2026-07-06 | 4 | 2026-07-02 | View on SEC.gov → |
| 2026-07-06 | 4 | 2026-07-02 | View on SEC.gov → |
| 2026-07-06 | 4 | 2026-07-02 | View on SEC.gov → |
| 2026-05-20 | 8-K | 2026-05-15 | View on SEC.gov → |
Recent news
Headlines about HBIA (Hills Bancorp Of Iowa). Links open the publisher — we don’t host full articles.