FNF · Fidelity National Financial, Inc.
Fidelity National Financial Inc (FNF)
What's happening
- FNF is up 0.30% today, trading at $40.62. — Live quote
- Volume today (160,542) is well below its 3-month average of 2,057,080. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $1.39 actual vs. $1.35 estimated (+3.1%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (10 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $12.42B | $12.24B | $15.06B | $14.01B | $16.36B |
| P/E | 10.64 | 12.72 | 15.29 | 15.02 | 18.12 |
| Price/Sales | 0.83 | 0.90 | 1.08 | 1.07 | 1.28 |
| Price/Book | 1.67 | 1.69 | 1.80 | 1.77 | 2.07 |
| EV/Revenue | 0.88 | 1.04 | 1.14 | 1.15 | 1.27 |
| ROE | 15.66% | 13.26% | 11.79% | 11.80% | 11.44% |
| ROA | 1.02% | 0.86% | 0.92% | 0.91% | 0.92% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 10.5% on the provider's reported measure. Finnhub fundamentals ↗
- Latest SEC filing is Form 4, filed 2026-10-02; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Net profit margin is 5.0%. Finnhub fundamentals ↗
- Trailing 52-week price return is -25.4%. Finnhub market metrics ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on FNF
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.05B | $3.23B | $4.03B | $3.63B | $2.73B | $3.60B | $3.16B | $3.30B |
| Net income | $288.0M | $243.0M | $358.0M | $278.0M | $83.0M | $266.0M | $306.0M | $248.0M |
| EPS (diluted) | $1.08 | $0.90 | $1.33 | $1.02 | $0.30 | $0.97 | $1.12 | $0.91 |
| EPS (basic) | $1.08 | $0.90 | $1.33 | $1.02 | $0.30 | $0.98 | $1.13 | $0.92 |
| Net margin | $7 | $8 | $9 | $8 | $3 | $7 | $10 | $8 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $114.53B | $111.50B | $109.01B | $106.64B | $102.33B | $98.21B | $95.26B | $94.67B |
| Total liabilities | $105.72B | $102.78B | $100.04B | $97.30B | $93.51B | $89.41B | $86.73B | $85.77B |
| Stockholders' equity | $7.45B | $7.25B | $7.42B | $8.36B | $7.91B | $7.89B | $7.75B | $8.08B |
| Cash & equivalents | $3.58B | $2.47B | $2.64B | $3.49B | $3.27B | $4.48B | $3.48B | $4.97B |
| Property, plant & equipment | $188.0M | $187.0M | $189.0M | $190.0M | $191.0M | $188.0M | $173.0M | $174.0M |
| Goodwill | $5.22B | $5.22B | $5.27B | $5.27B | $5.27B | $5.27B | $5.27B | $5.27B |
| Intangible assets | — | — | $917.0M | — | — | — | $966.0M | — |
| Deferred revenue (current) | $96.0M | $93.0M | $95.0M | — | — | — | $92.0M | — |
| Long-term debt | $4.38B | $4.40B | $4.40B | $4.40B | $4.40B | $4.39B | $4.32B | $4.19B |
| Common stock & paid-in capital | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Retained earnings | $5.73B | $5.59B | $5.48B | $6.29B | $6.07B | $5.93B | $5.98B | $5.67B |
| Accumulated other comprehensive income (loss) | -$1.81B | -$1.90B | -$1.68B | -$1.61B | -$1.85B | -$1.87B | -$2.05B | -$1.42B |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.87B | $875.0M | $1.51B | $1.31B | $1.90B | $1.11B | $1.50B | $2.37B |
| Investing cash flow | $29.0M | -$945.0M | -$2.61B | -$2.06B | -$3.48B | -$785.0M | -$2.85B | -$2.00B |
| Financing cash flow | -$785.0M | -$99.0M | $244.0M | $969.0M | $375.0M | $675.0M | -$140.0M | -$291.0M |
| Capital expenditures | — | — | — | — | — | — | — | — |
| Depreciation & amortization | $219.0M | $215.0M | $221.0M | $227.0M | $200.0M | $196.0M | $194.0M | $189.0M |
| Share-based compensation | $23.0M | $23.0M | $24.0M | $23.0M | $20.0M | $21.0M | $34.0M | $15.0M |
| Deferred income taxes | — | — | $638.0M | — | — | — | $7.0M | — |
| Change in accounts receivable | $98.0M | -$7.0M | -$4.0M | $2.0M | $50.0M | -$34.0M | $25.0M | $2.0M |
| Purchases of investments | $8.01B | $4.08B | $6.68B | $5.05B | $6.34B | $5.13B | $5.18B | $5.12B |
| Sales/maturities of investments | $7.50B | $2.97B | $4.88B | $3.66B | $3.38B | $3.07B | $4.28B | $3.82B |
| Other investing activities | $13.0M | $8.0M | -$9.0M | -$3.0M | $10.0M | -$3.0M | -$13.0M | $3.0M |
| Share repurchases | $60.0M | $78.0M | $30.0M | $43.0M | $154.0M | $24.0M | $0 | $0 |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | $250.0M | — |
| Tax withholding on stock comp | — | — | $27.0M | — | — | — | $27.0M | — |
| Other financing activities | -$3.0M | $1.0M | — | $17.0M | -$22.0M | $3.0M | — | $6.0M |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $14.45B | $13.68B | $11.75B | $11.56B | $15.65B |
| Net income | $602.0M | $1.27B | $517.0M | $1.29B | $2.80B |
| EPS (diluted) | $2.21 | $4.65 | $1.91 | $4.67 | $9.75 |
| EPS (basic) | $2.22 | $4.69 | $1.91 | $4.71 | $9.81 |
| Net margin | $4 | $9 | $4 | $11 | $18 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $109.01B | $95.26B | $80.61B | $65.14B | $61.33B |
| Total liabilities | $100.04B | $86.73B | $73.15B | $58.57B | $51.23B |
| Stockholders' equity | $7.42B | $7.75B | $6.91B | $6.12B | $9.41B |
| Cash & equivalents | $2.64B | $3.48B | $2.77B | $2.29B | $4.36B |
| Property, plant & equipment | $189.0M | $173.0M | $168.0M | $179.0M | $185.0M |
| Goodwill | $5.27B | $5.27B | $4.83B | $4.63B | $4.53B |
| Intangible assets | $917.0M | $966.0M | $620.0M | — | — |
| Deferred revenue (current) | $95.0M | $92.0M | — | — | — |
| Long-term debt | $4.40B | $4.32B | $3.89B | $3.24B | $3.10B |
| Common stock & paid-in capital | $0 | $0 | $0 | $0 | $0 |
| Retained earnings | $5.48B | $5.98B | $5.24B | $5.22B | $4.37B |
| Accumulated other comprehensive income (loss) | -$1.68B | -$2.05B | -$2.12B | -$2.87B | $779.0M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $5.83B | $6.82B | $6.48B | $4.36B | $4.09B |
| Investing cash flow | -$8.93B | -$7.86B | -$9.09B | -$10.52B | -$7.45B |
| Financing cash flow | $2.26B | $1.76B | $3.09B | $4.09B | $5.00B |
| Capital expenditures | — | — | — | — | — |
| Depreciation & amortization | $844.0M | $739.0M | $593.0M | $491.0M | $432.0M |
| Share-based compensation | $88.0M | $82.0M | $60.0M | $49.0M | $42.0M |
| Deferred income taxes | $638.0M | $7.0M | -$49.0M | $108.0M | $157.0M |
| Change in accounts receivable | $14.0M | $43.0M | -$37.0M | -$178.0M | $120.0M |
| Purchases of investments | $23.20B | $17.82B | $13.98B | $13.15B | $16.01B |
| Sales/maturities of investments | $14.98B | $12.27B | $5.88B | $6.34B | $9.80B |
| Other investing activities | -$5.0M | -$28.0M | -$3.0M | -$14.0M | -$8.0M |
| Share repurchases | $251.0M | $0 | $6.0M | $553.0M | $463.0M |
| Debt issued | — | — | — | — | — |
| Debt repaid | — | $250.0M | $0 | $400.0M | $0 |
| Tax withholding on stock comp | $27.0M | $34.0M | $17.0M | $15.0M | $17.0M |
| Other financing activities | — | — | — | — | $0 |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding FNF as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 04:55 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-02 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-10-02 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-09-16 | 8-K | 2026-09-15 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-05 | 8-K | 2026-08-05 | View on SEC.gov → |
| 2026-07-02 | 4 | 2026-06-30 | View on SEC.gov → |
| 2026-07-02 | 4 | 2026-06-30 | View on SEC.gov → |
| 2026-06-29 | 4 | 2026-06-26 | View on SEC.gov → |
| 2026-06-25 | 4 | 2026-06-25 | View on SEC.gov → |
| 2026-06-11 | 8-K | 2026-06-10 | View on SEC.gov → |
| 2026-05-12 | 4 | 2026-05-08 | View on SEC.gov → |
| 2026-05-12 | 8-K | 2026-05-08 | View on SEC.gov → |
Recent news
Headlines about FNF (Fidelity National Financial, Inc.). Links open the publisher — we don’t host full articles.
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Truist cuts target for Fidelity National Financial stock from USD 70.00 to USD 59.00
AD HOC NEWS · 2026-10-21 -
Understanding the Setup: (FNF) and Scalable Risk
Stock Traders Daily · 2026-10-20 -
Fidelity National Financial (FNF) Stock May Be 23% Undervalued Following AI Platform Launch
Simply Wall Street · 2026-10-20 -
The Winners Inside SCHD - October 2026
SeekingAlpha · 2026-10-18 -
3 U.S. Dividend Financial Stocks Built For Higher Interest Rates
Yahoo · 2026-10-17 -
FNF Week 7: Archbishop Shaw dominates Belle Chasse, 34-6
Yahoo Sports · 2026-10-17 -
3 Low-Volatility Stocks with Questionable Fundamentals
Yahoo · 2026-10-16 -
Fidelity National Financial (FNF) Q1 2026 Earnings Call Transcript
Fortune · 2026-10-16
No headlines in this category right now — try “All”.