BWIN · The Baldwin Insurance Group, Inc. Class A

NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD

Baldwin Insurance Group, Inc (BWIN)

NASDAQ NMS - GLOBAL MARKET Insurance
Move probability → Options chain →
$31.93 +0.03 (+0.09%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE $31.93
$31.89 $31.95
52-WEEK RANGE $31.93
$15.88 $32.70

What's happening

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$4.47B
P/E (TTM1)—
EPS2 (TTM)$-1.04
Div Yield—
Beta30.98
Volume69,073
Open31.89
Prev Close31.89
Bid / Ask27.33 / 0.00
Next Earnings 2026-11-09 (after market close)

Analyst Recommendations

Strong buy 2 Buy 7 Hold 5 Sell 1 Strong sell 0

Aggregate ratings for 2026-10-01 (15 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
BWIN +32.63%
vs S&P 500 +20.23%
1-YEAR RETURN
BWIN +37.79%
vs S&P 500 +22.42%
6-MONTH RETURN
BWIN +39.60%
3-MONTH RETURN
BWIN +18.26%

Valuation Measures & Ratios

Enterprise Value4$6.76B
Forward P/E513.60
PEG Ratio6-0.12
Price / Sales (TTM1)2.57
Price / Book74.28
EV4 / Revenue3.89
EV4 / EBITDA117.32
Profit Margin-4.67%
Operating Margin-7.54%
Return on Equity (ROE8)-10.59%
Return on Assets (ROA9)-1.64%
Avg Volume (3M)2,412,740
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $2.47B $2.57B $1.96B $2.71B $3.12B
P/E -42.11 -457.48 -120.00 -178.67 325.17
Price/Sales 1.39 1.52 1.31 1.84 2.12
Price/Book 2.79 2.66 3.16 4.29 5.03
EV/Revenue 1.30 1.44 1.26 1.78 2.07
EV/EBITDA 23.65 18.72 8.61 — —
ROE -6.62% -0.58% -2.64% -2.40% 1.55%
ROA -0.95% -0.09% -0.43% -0.41% 0.27%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short7,503,095
Change from Prior Settlement-41.00%
% of Float—
Days to Cover (Short Ratio)1.37

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

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Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

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Starter sets
Trend
Oscillators
Volume/volatility
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History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $492.9M $532.2M $365.4M $378.8M $413.4M $338.9M $339.8M $380.4M
Operating income -$8.3M -$101.3M $3.2M $27.9M $56.0M $15.4M $16.5M $34.3M
Net income -$39.0M $2.3M -$18.7M -$3.2M $13.9M -$8.4M -$17.6M $21.6M
EPS (diluted) $-0.42 $0.02 $-0.27 $-0.05 $0.20 $-0.13 $-0.28 $0.33
EPS (basic) $-0.42 $0.02 $-0.27 $-0.05 $0.21 $-0.13 $-0.28 $0.35
Operating margin -$2 -$19 $1 $7 $14 $5 $5 $9

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $6.17B $5.94B $3.86B $3.79B $3.74B $3.55B $3.53B $3.54B
Total liabilities $4.75B $4.39B $2.78B $2.67B $2.69B $2.50B $2.53B $2.50B
Stockholders' equity $884.4M $963.9M $600.2M $619.7M $630.8M $619.6M $583.2M $595.4M
Total current assets $1.85B $1.59B $1.20B $1.11B $1.24B $1.06B $1.03B $1.01B
Total current liabilities $1.72B $1.47B $1.03B $959.7M $1.01B $933.4M $1.06B $1.03B
Cash & equivalents $184.5M $146.4M $123.7M $89.7M $105.7M $81.8M $90.0M $181.8M

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $45.6M -$6.1M $10.3M $41.0M -$16.7M -$64.0M -$2.3M $32.4M
Investing cash flow -$29.7M -$491.2M -$10.7M -$83.4M -$37.6M -$8.6M -$12.3M -$10.0M
Financing cash flow $138.7M $606.5M $21.4M -$15.4M $139.0M $58.9M -$17.3M -$37.9M
Capital expenditures — — — — — — — —
Depreciation & amortization $58.8M $57.1M $100.4M $32.0M $27.7M $27.5M $83.4M $28.5M
Share-based compensation $20.7M $12.8M $19.3M $22.0M $17.0M $12.8M $18.7M $17.9M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding BWIN as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Institutional ownership is not available for this symbol right now.

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-04-01 to 2026-10-14

Recent transactions

  • Insiders have net sold 217,000 shares over the last 182 days, across 0 purchases and 5 sales.
  • Most recent: Baldwin Lowry (Director) — Acquired/disposed by will or inheritance of 8,350 shares on 2026-10-14.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)217,000 sh(5 txns)
Net Shares-217,000

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Baldwin LowryDirectorAcquired/disposed by will or inheritance2026-10-148,350
Williams Myron KDirectorGrant / award2026-10-01824
KADOW JOSEPH JOHNDirectorGrant / award2026-10-01824
Parasuraman SunitaDirectorGrant / award2026-10-01824
Sparks Paul EugeneDirectorGrant / award2026-10-01824
Cohen Jay ADirectorGrant / award2026-10-01824
Muthukrishnan SathishDirectorGrant / award2026-10-01824
Shook EllynDirectorGrant / award2026-10-01824
SULLIVAN CHRIS THOMASDirectorGrant / award2026-10-01824
Matas Barbara RuthDirectorGrant / award2026-10-01824
Cohen Seth BalaGeneral CounselOpen market sale2026-05-1415,000
Krystyn ElizabethMember of 10% Owner GroupOpen market sale2026-05-0798,278
Lichon Corbyn N.Chief Accounting OfficerGrant / award2026-04-012,033
Hale BradfordChief Financial OfficerTax withholding2026-04-019,837

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-10-14Baldwin LowryDirectorAcquired/disposed by will or inheritance 8,350$0.00
2026-10-01Williams Myron KDirectorGrant / award 824$0.00
2026-10-01KADOW JOSEPH JOHNDirectorGrant / award 824$0.00
2026-10-01Parasuraman SunitaDirectorGrant / award 824$0.00
2026-10-01Sparks Paul EugeneDirectorGrant / award 824$0.00
2026-10-01Sparks Paul EugeneDirectorTax withholding 244$31.77
2026-10-01Cohen Jay ADirectorGrant / award 824$0.00
2026-10-01Muthukrishnan SathishDirectorGrant / award 824$0.00
2026-10-01Shook EllynDirectorGrant / award 824$0.00
2026-10-01SULLIVAN CHRIS THOMASDirectorGrant / award 824$0.00
2026-10-01Matas Barbara RuthDirectorGrant / award 824$0.00
2026-07-01Williams Myron KDirectorGrant / award 1,207$0.00
2026-07-01SULLIVAN CHRIS THOMASDirectorGrant / award 1,207$0.00
2026-07-01Shook EllynDirectorGrant / award 1,207$0.00
2026-07-01Sparks Paul EugeneDirectorGrant / award 1,207$0.00
2026-07-01Sparks Paul EugeneDirectorTax withholding 416$26.91
2026-07-01Parasuraman SunitaDirectorGrant / award 1,207$0.00
2026-07-01Muthukrishnan SathishDirectorGrant / award 1,207$0.00
2026-07-01Matas Barbara RuthDirectorGrant / award 1,207$0.00
2026-07-01Cohen Jay ADirectorGrant / award 1,207$0.00
2026-07-01KADOW JOSEPH JOHNDirectorGrant / award 1,207$0.00
2026-05-14Cohen Seth BalaGeneral CounselOpen market sale 15,000$20.01
2026-05-07Krystyn ElizabethMember of 10% Owner GroupOpen market sale 98,278$21.20
2026-05-07Krystyn ElizabethMember of 10% Owner GroupOpen market sale 31,740$21.18
2026-05-06Krystyn ElizabethMember of 10% Owner GroupDerivative conversion 152,000$0.00
2026-05-06Krystyn ElizabethMember of 10% Owner GroupDerivative conversion 152,000$0.00
2026-05-06Krystyn ElizabethMember of 10% Owner GroupOpen market sale 53,722$21.19
2026-05-06Krystyn ElizabethMember of 10% Owner GroupDerivative conversion 50,000$0.00
2026-05-06Krystyn ElizabethMember of 10% Owner GroupDerivative conversion 50,000$0.00
2026-05-06Krystyn ElizabethMember of 10% Owner GroupOpen market sale 18,260$21.20
2026-04-01Lichon Corbyn N.Chief Accounting OfficerGrant / award 2,033$0.00
2026-04-01Hale BradfordChief Financial OfficerTax withholding 9,837$21.53
2026-04-01Sparks Paul EugeneDirectorGrant / award 2,275$0.00
2026-04-01Sparks Paul EugeneDirectorTax withholding 784$21.53
2026-04-01Williams Myron KDirectorGrant / award 1,221$0.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-22 04:27 UTC

FiledFormReport periodOfficial filing
2026-10-1642026-10-14 View on SEC.gov →
2026-10-098-K2026-10-09 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-10-0242026-10-01 View on SEC.gov →
2026-09-218-K2026-09-21 View on SEC.gov →

Headlines about BWIN (The Baldwin Insurance Group, Inc. Class A). Links open the publisher — we don’t host full articles.

SEC filings ↓

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