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WTM · White Mountains Insurance Group Ltd.
NEW YORK STOCK EXCHANGE, INC. - BOATS Real Time Price • USD
White Mountains Insurance Group Ltd (WTM)
NEW YORK STOCK EXCHANGE, INC.
Insurance
$2206.41
-16.31
(-0.73%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE
$2206.41
$2195.99
$2221.64
52-WEEK RANGE
$2206.41
$1863.60
$2333.00
What's happening
- WTM is down 0.73% today, trading at $2206.41. — Live quote
- Volume today (1,050) is well below its 3-month average of 19,890. (Finnhub fundamentals)
- Reports earnings on 2026-11-09, 18 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $80.58 actual vs. $75.75 estimated (+6.4%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Strong buy 0
Buy 0
Hold 3
Sell 4
Strong sell 1
Aggregate ratings for 2026-10-01 (8 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
YTD RETURN
WTM
+6.52%
vs S&P 500
-6.25%
1-YEAR RETURN
WTM
+14.56%
vs S&P 500
+0.00%
6-MONTH RETURN
WTM
-3.53%
3-MONTH RETURN
WTM
+0.93%
Earnings Trends (Quarterly EPS Actual vs Estimate)
2026-07-26 (Q2 2026)
$80.58
Est. $75.75
BEAT +6.4%
2025-07-26 (Q2 2025)
$47.75
Est. $57.57
MISS -17.1%
2025-04-26 (Q1 2025)
$13.19
Est. $-14.14
BEAT +193.3%
2025-01-26 (Q4 2024)
$-50.78
Est. $-33.33
MISS -52.4%
Valuation Measures & Ratios
Enterprise Value4$5.98B
Forward P/E515.61
PEG Ratio60.01
Price / Sales (TTM1)1.73
Price / Book70.95
EV4 / Revenue2.01
EV4 / EBITDA4.29
Profit Margin37.34%
Operating Margin46.71%
Return on Equity (ROE8)21.23%
Return on Assets (ROA9)8.62%
Avg Volume (3M)19,890
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $5.11B | $4.73B | $4.31B | $4.65B | $4.88B |
| P/E | 12.50 | 19.45 | 9.58 | 16.52 | 12.36 |
| Price/Sales | 1.75 | 1.79 | 1.45 | 1.86 | 1.98 |
| Price/Book | 0.95 | 0.88 | 0.90 | 1.00 | 1.08 |
| EV/Revenue | 2.07 | 2.10 | 1.74 | 2.13 | 2.26 |
| ROE | 7.59% | 4.53% | 9.43% | 6.05% | 8.75% |
| ROA | 2.97% | 1.85% | 3.64% | 2.38% | 3.59% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Shares Short139,645
Change from Prior Settlement+3.13%
% of Float—
Days to Cover (Short Ratio)7.43
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Events
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
Loading chart…
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
No reviewed peer group is available for this symbol.
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 22.6% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 37.3%. Finnhub fundamentals ↗
- Trailing 52-week price return is +14.6%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 4, filed 2026-08-31; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on WTM
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $844.6M | $517.8M | $864.2M | $689.2M | $577.8M | $839.1M | $395.4M | $647.3M |
| Net income | $199.5M | -$27.2M | $113.8M | $122.9M | $33.9M | $179.0M | -$54.6M | $236.4M |
| EPS (diluted) | $80.58 | $-12.59 | $44.18 | $47.75 | $13.19 | $69.68 | $-21.24 | $92.33 |
| EPS (basic) | $80.58 | $-12.59 | $44.18 | $47.75 | $13.19 | $69.68 | $-21.24 | $92.33 |
| Net margin | $24 | -$5 | $13 | $18 | $6 | $21 | -$14 | $37 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $13.77B | $13.17B | $12.31B | $12.35B | $11.82B | $11.00B | $9.93B | $10.34B |
| Total liabilities | $7.51B | $6.99B | $6.05B | $6.63B | $6.48B | $5.87B | $4.79B | $5.08B |
| Stockholders' equity | $5.39B | $5.37B | $5.43B | $4.77B | $4.64B | $4.51B | $4.48B | $4.61B |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Marketable securities (current) | — | — | — | — | — | — | — | — |
| Goodwill | $795.9M | $615.3M | $614.1M | $1.09B | $534.6M | $439.2M | $439.2M | $439.2M |
| Intangible assets | $387.8M | $396.4M | $406.1M | $300.6M | $270.8M | $275.9M | $281.1M | $286.5M |
| Long-term debt | $932.5M | $834.8M | $837.0M | $870.4M | $694.6M | $676.1M | $562.5M | $544.9M |
| Common stock & paid-in capital | $2.4M | $2.5M | $2.5M | $2.6M | $2.6M | $2.6M | $2.6M | $2.6M |
| Retained earnings | $4.82B | $4.79B | $4.85B | $4.18B | $4.07B | $3.94B | $3.92B | $4.05B |
| Accumulated other comprehensive income (loss) | — | — | — | — | — | — | — | — |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$55.5M | $30.5M | $53.9M | $359.3M | $177.5M | -$40.2M | $64.1M | $269.4M |
| Investing cash flow | $143.4M | -$29.8M | -$215.0M | -$295.4M | -$163.8M | $7.3M | -$163.2M | -$189.6M |
| Financing cash flow | -$97.1M | -$49.3M | -$127.5M | $72.5M | $12.1M | $78.5M | $19.5M | $11.0M |
| Capital expenditures | — | — | — | — | — | — | — | — |
| Depreciation & amortization | $9.2M | $4.8M | $6.4M | $2.3M | -$800.0K | $1.1M | $1.1M | -$2.7M |
| Share-based compensation | $5.4M | $4.1M | $4.9M | $4.9M | $4.9M | $3.8M | $4.5M | $4.3M |
| Deferred income taxes | — | — | $92.1M | — | — | — | $11.1M | — |
| Purchases of investments | — | — | — | — | — | — | — | — |
| Other investing activities | $15.1M | $13.7M | $15.0M | -$14.8M | -$27.4M | $27.3M | -$22.9M | $28.7M |
| Dividends paid | — | — | — | — | — | — | — | — |
| Share repurchases | $190.9M | $25.9M | $192.7M | $0 | $0 | $9.9M | -$200.0K | $0 |
| Debt issued | $251.8M | $6.4M | $82.3M | $80.9M | $15.2M | $116.3M | $21.1M | $15.5M |
| Debt repaid | $153.9M | $8.7M | $11.9M | $3.3M | $1.3M | $1.0M | $1.4M | $2.6M |
| Other financing activities | $8.5M | $0 | -$100.0K | -$3.4M | $14.9M | $16.2M | $8.2M | -$500.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $3.73B | $2.24B | $2.17B | $1.16B | $614.4M |
| Net income | $1.11B | $230.4M | $509.2M | $792.8M | -$275.4M |
| EPS (diluted) | $430.14 | $89.79 | $198.60 | $276.96 | $-89.46 |
| EPS (basic) | $430.14 | $89.79 | $198.60 | $276.96 | $-89.46 |
| Net margin | $30 | $10 | $24 | $68 | -$45 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $12.31B | $9.93B | $8.39B | $7.39B | $7.00B |
| Total liabilities | $6.05B | $4.79B | $3.82B | $3.45B | $3.30B |
| Stockholders' equity | $5.43B | $4.48B | $4.24B | $3.75B | $3.55B |
| Cash & equivalents | — | — | — | — | — |
| Marketable securities (current) | — | — | — | — | — |
| Goodwill | $614.1M | $439.2M | $168.8M | $176.5M | $142.3M |
| Intangible assets | $406.1M | $281.1M | $201.8M | $215.9M | $198.2M |
| Long-term debt | $837.0M | $562.5M | $564.6M | $575.2M | $420.9M |
| Common stock & paid-in capital | $2.5M | $2.6M | $2.6M | $2.6M | $3.0M |
| Retained earnings | $4.85B | $3.92B | $3.69B | $3.21B | $2.96B |
| Accumulated other comprehensive income (loss) | — | — | -$1.6M | -$3.5M | $1.7M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $550.5M | $586.8M | $404.1M | $365.0M | $38.6M |
| Investing cash flow | -$666.9M | -$447.0M | -$543.9M | $115.5M | -$208.3M |
| Financing cash flow | $35.6M | $4.2M | $7.2M | -$344.9M | $217.6M |
| Depreciation & amortization | $9.0M | -$6.4M | -$17.8M | $4.3M | $21.6M |
| Share-based compensation | $18.5M | $16.3M | $15.3M | $14.0M | $14.7M |
| Deferred income taxes | $92.1M | $11.1M | -$46.9M | $12.9M | $34.7M |
| Purchases of investments | — | — | — | — | — |
| Other investing activities | $100.0K | -$9.1M | $3.4M | $4.4M | -$3.8M |
| Dividends paid | — | — | — | — | — |
| Share repurchases | $202.6M | $7.9M | $32.7M | $615.8M | $107.5M |
| Debt issued | $294.7M | $36.6M | $12.4M | $213.8M | $401.7M |
| Debt repaid | $17.5M | $38.1M | $25.7M | $56.7M | $120.1M |
| Other financing activities | $27.6M | $10.2M | -$14.0M | -$11.7M | -$13.0M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding WTM as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Institutional ownership is not available for this symbol right now.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-12-19 to 2026-08-31
Recent transactions
- Most recent: Tanner David Allen (Director) — Gift of 2 shares on 2026-08-31.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Purchases (open market)0 sh(0 txns)
Sales (open market)0 sh(0 txns)
Net Shares+0
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Tanner David Allen | Director | Gift | 2026-08-31 | 2 |
| Klar Stephen | Director | Grant / award | 2026-08-26 | 113 |
| SHANK SUZANNE F. | Director | Grant / award | 2026-05-21 | 135 |
| Hicks Weston M | Director | Grant / award | 2026-05-21 | 190 |
| Gelston Philip A | Director | Grant / award | 2026-05-21 | 135 |
| Dillon Margaret | Director | Grant / award | 2026-05-21 | 135 |
| Chu John | Director | Grant / award | 2026-05-21 | 135 |
| CHOKSI MARY C | Director | Grant / award | 2026-05-21 | 135 |
| Carlson Peter M | Director | Grant / award | 2026-05-21 | 135 |
| CAMPBELL REID TARLTON | Director | Grant / award | 2026-05-21 | 135 |
| SEELIG ROBERT LAWRENCE | EVP & General Counsel | Gift | 2026-03-19 | 50 |
| Caffrey Liam P | Chief Executive Officer | Grant / award | 2026-02-25 | 1,500 |
| Harrison Giles E | President | Grant / award | 2026-02-25 | 775 |
| Hildreth Michaela | MD & Chief Accounting Officer | Grant / award | 2026-02-25 | 600 |
| Papamichael Michael A | Chief Financial Officer | Grant / award | 2026-02-25 | 500 |
| Rountree George Manning | Chief Executive Officer | Open market sale | 2025-12-19 | 5,000 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-08-31 | Tanner David Allen | Director | Gift | 2 | $0.00 |
| 2026-08-26 | Klar Stephen | Director | Grant / award | 113 | $0.00 |
| 2026-05-21 | Tanner David Allen | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | SHANK SUZANNE F. | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | Hicks Weston M | Director | Grant / award | 190 | $0.00 |
| 2026-05-21 | Gelston Philip A | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | Dillon Margaret | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | Chu John | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | CHOKSI MARY C | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | Carlson Peter M | Director | Grant / award | 135 | $0.00 |
| 2026-05-21 | CAMPBELL REID TARLTON | Director | Grant / award | 135 | $0.00 |
| 2026-03-19 | SEELIG ROBERT LAWRENCE | EVP & General Counsel | Gift | 50 | $0.00 |
| 2026-03-04 | Tanner David Allen | Director | Gift | 225 | $0.00 |
| 2026-02-25 | Caffrey Liam P | Chief Executive Officer | Grant / award | 1,500 | $0.00 |
| 2026-02-25 | Harrison Giles E | President | Grant / award | 775 | $0.00 |
| 2026-02-25 | Hildreth Michaela | MD & Chief Accounting Officer | Grant / award | 600 | $0.00 |
| 2026-02-25 | Papamichael Michael A | Chief Financial Officer | Grant / award | 500 | $0.00 |
| 2026-02-25 | SEELIG ROBERT LAWRENCE | EVP & General Counsel | Grant / award | 775 | $0.00 |
| 2026-01-01 | Hildreth Michaela | MD & Chief Accounting Officer | Tax withholding | 274 | $2078.03 |
| 2026-01-01 | Papamichael Michael A | Chief Financial Officer | Tax withholding | 131 | $2078.03 |
| 2026-01-01 | SEELIG ROBERT LAWRENCE | EVP & General Counsel | Tax withholding | 398 | $2078.03 |
| 2026-01-01 | Caffrey Liam P | Chief Executive Officer | Tax withholding | 425 | $2078.03 |
| 2025-12-23 | Hildreth Michaela | MD & Chief Accounting Officer | Gift | 60 | $0.00 |
| 2025-12-19 | CAMPBELL REID TARLTON | Director | Open market sale | 5,000 | $0.00 |
| 2025-12-19 | Rountree George Manning | Chief Executive Officer | Open market sale | 5,000 | $2050.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-21 23:36 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-08-31 | 4 | 2026-08-31 | View on SEC.gov → |
| 2026-08-27 | 4 | 2026-08-26 | View on SEC.gov → |
| 2026-08-27 | 8-K | 2026-08-26 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-06-05 | 8-K | 2026-06-05 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
Recent news
Headlines about WTM (White Mountains Insurance Group Ltd.). Links open the publisher — we don’t host full articles.
-
Visit Qatar to showcase Qatar’s tourism offering at WTM London 2026
The Peninsula Qatar · 2026-10-21 -
White Mountains Insurance Group (NYSE:WTM) Shares Cross Above Two Hundred Day Moving Average - Here's What Happened
MarketBeat · 2026-10-20 -
White Mountains Insurance Group (WTM) Stock May Be 40% Below Fair Value As Excess Returns Hold
Yahoo · 2026-10-18 -
Dowling cuts full-year 2026 estimate for White Mountains Insurance Group stock to USD 106.20
AD HOC NEWS · 2026-10-18 -
How Efficiency and AI Support White Mountains Insurance Group, Ltd.’s (WTM) Revaluation Thesis
Yahoo · 2026-10-16 -
Waratah Minerals Limited (WTM.AX) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-16 -
Dowling cuts FY2026 earnings estimate for White Mountains Insurance Group stock to USD 106.20 - ad-hoc-news.de
ad-hoc-news.de · 2026-10-15 -
Bamboo Insurance Announces Launch of Initial Public Offering
Yahoo Finance · 2026-09-14
No headlines in this category right now — try “All”.