UHAL · U-Haul Holding Company
U-Haul Holding Co (UHAL)
What's happening
- UHAL is down 0.69% today, trading at $56.00. — Live quote
- Volume today (5,327) is well below its 3-month average of 175,010. (Finnhub fundamentals)
- Reports earnings on 2026-11-11, 20 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $0.58 actual vs. $0.77 estimated (-24.2%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (8 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 3.2% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is +1.3%. Finnhub market metrics ↗
Potential concerns
- Net profit margin is 1.1%. Finnhub fundamentals ↗
- Trailing P/E is 154.3, a high price relative to reported earnings. Finnhub fundamentals ↗
- Latest SEC filing is Form 8-K, filed 2026-08-24; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on UHAL
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Dec '25 | Sep '25 | Jun '25 | Dec '24 | Sep '24 | Jun '24 | Dec '23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.68B | $1.42B | $1.72B | $1.63B | $1.39B | $1.66B | $1.55B | $1.34B |
| Operating income | $250.6M | $33.7M | $217.6M | $257.4M | $150.7M | $302.0M | $306.2M | $197.6M |
| Net income | $122.9M | $37.0M | $105.5M | $142.3M | $67.2M | $186.8M | $195.4M | $99.2M |
| Operating margin | $15 | $2 | $13 | $16 | $11 | $18 | $20 | $15 |
| Net margin | $7 | $3 | $6 | $9 | $5 | $11 | $13 | $7 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $21.66B | $21.50B | $21.62B | $21.43B | $20.85B | $20.48B | $20.33B | $20.13B |
| Total liabilities | $14.00B | $13.89B | $13.87B | $13.66B | $13.19B | $12.98B | $12.70B | $12.61B |
| Stockholders' equity | $7.66B | $7.61B | $7.74B | $7.77B | $7.66B | $7.50B | $7.63B | $7.52B |
| Cash & equivalents | $1.10B | $1.12B | $1.03B | $1.08B | $877.2M | $988.8M | $1.02B | $1.44B |
| Marketable securities (current) | — | — | — | — | — | — | — | — |
| Inventory | $180.3M | $178.2M | $175.0M | $176.1M | $173.3M | $163.1M | $155.1M | $157.6M |
| Property, plant & equipment | $16.72B | $16.38B | $16.23B | $16.03B | $15.59B | $15.11B | $14.88B | $14.33B |
| Long-term debt | $8.15B | $8.12B | $8.06B | $7.73B | — | $7.23B | $6.93B | $6.79B |
| Common stock & paid-in capital | — | — | — | — | — | — | — | — |
| Retained earnings | $8.09B | $7.98B | $8.12B | $8.16B | $8.07B | $7.93B | $8.02B | $7.96B |
| Accumulated other comprehensive income (loss) | -$181.1M | -$163.6M | -$168.1M | -$189.8M | -$200.2M | -$229.3M | $187.2M | $240.8M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $630.3M | $404.0M | $240.6M | $551.6M | $598.4M | $198.5M | $271.6M | $530.4M |
| Investing cash flow | -$570.9M | -$250.3M | -$515.3M | -$733.3M | -$764.0M | -$452.5M | -$840.6M | -$794.5M |
| Financing cash flow | -$78.3M | -$62.8M | $220.3M | $389.7M | $47.4M | $223.3M | $161.3M | $542.0M |
| Free cash flow | -$192.1M | -$147.7M | -$447.6M | -$446.3M | -$318.2M | -$390.5M | -$664.9M | -$433.5M |
| Capital expenditures | $822.4M | $551.7M | $688.2M | $997.9M | $916.6M | $589.0M | $936.5M | $963.8M |
| Deferred income taxes | — | $50.1M | — | — | — | $45.4M | — | — |
| Change in inventory | $2.2M | $3.1M | -$1.1M | $2.8M | $10.2M | $8.1M | -$2.4M | -$36.0K |
| Purchases of investments | — | — | — | — | — | — | — | — |
| Sales/maturities of investments | — | — | — | — | — | $13.3M | — | — |
| Share repurchases | $15.6M | — | — | — | — | — | — | — |
| Other financing activities | — | — | — | — | — | — | — | — |
Income statement
| Line item | Mar '26 | Mar '25 | Mar '24 | Mar '23 | Mar '22 |
|---|---|---|---|---|---|
| Revenue | $6.04B | $5.83B | $5.63B | $5.86B | $5.74B |
| Operating income | $432.6M | $716.2M | $977.8M | $1.45B | $1.65B |
| Net income | $83.1M | $367.1M | $628.7M | $924.5M | $1.12B |
| Operating margin | $7 | $12 | $17 | $25 | $29 |
| Net margin | $1 | $6 | $11 | $16 | $20 |
Balance sheet
| Line item | Mar '26 | Mar '25 | Mar '24 | Mar '23 | Mar '22 |
|---|---|---|---|---|---|
| Total assets | $21.50B | $20.48B | $19.06B | $18.10B | $17.33B |
| Total liabilities | $13.89B | $12.98B | $11.89B | $11.60B | $11.35B |
| Stockholders' equity | $7.61B | $7.50B | $7.17B | $6.50B | $5.95B |
| Cash & equivalents | $1.12B | $988.8M | $1.53B | $2.06B | $2.70B |
| Marketable securities (current) | — | — | — | $15.9M | $30.9M |
| Inventory | $178.2M | $163.1M | $150.9M | $151.5M | $158.9M |
| Property, plant & equipment | $16.38B | $15.11B | $13.13B | $11.35B | $9.63B |
| Long-term debt | $8.12B | $7.23B | $6.30B | $6.14B | $6.06B |
| Retained earnings | $7.98B | $7.93B | $7.60B | $7.00B | $6.12B |
| Accumulated other comprehensive income (loss) | -$163.6M | -$229.3M | $223.2M | $285.6M | $46.4M |
Cash flow
| Line item | Mar '26 | Mar '25 | Mar '24 | Mar '23 | Mar '22 |
|---|---|---|---|---|---|
| Operating cash flow | $1.79B | $1.45B | $1.45B | $1.73B | $1.95B |
| Investing cash flow | -$2.26B | -$2.89B | -$2.05B | -$2.42B | $1.87B |
| Financing cash flow | $594.6M | $895.1M | $66.5M | $59.8M | $1.43B |
| Free cash flow | -$1.36B | -$2.00B | -$1.54B | -$994.3M | -$190.3M |
| Capital expenditures | $3.15B | $3.45B | $2.99B | $2.72B | $2.14B |
| Deferred income taxes | $50.1M | $45.4M | $100.2M | $162.4M | $100.3M |
| Change in inventory | $15.0M | $12.3M | -$518.0K | $7.3M | $53.3M |
| Purchases of investments | — | — | — | $0 | $8.0M |
| Sales/maturities of investments | — | $13.3M | $106.5M | $196.2M | $352.3M |
| Other financing activities | — | — | — | — | $0 |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding UHAL as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2021-11-02 to 2025-11-20
Recent transactions
- Most recent: SHOEN MARK V (10% owner) — Gift of 4,578 shares on 2025-11-20.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| SHOEN MARK V | 10% owner | Gift | 2025-11-20 | 4,578 |
| SHOEN EDWARD J | President | Open market purchase | 2025-09-18 | 229,515 |
| Willow Grove Holdings LP | Reporting person | Open market purchase | 2025-09-18 | 229,515 |
| Brogan John P. | Director | Open market sale | 2025-02-18 | 3,000 |
| Ducey Douglas Anthony | Advisory Board Member | Open market purchase | 2024-03-01 | 100 |
| Schmidt Karl A. | Director | Open market purchase | 2023-06-13 | 500 |
| Herrera Richard Jay | Director | Open market purchase | 2022-12-08 | 90 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2025-11-20 | SHOEN MARK V | 10% owner | Gift | 4,578 | $0.00 |
| 2025-09-18 | SHOEN EDWARD J | President | Open market purchase | 229,515 | — |
| 2025-09-18 | SHOEN MARK V | Reporting person | Other acquisition/disposition | 229,515 | — |
| 2025-09-18 | SHOEN MARK V | Reporting person | Open market purchase | 229,515 | — |
| 2025-09-18 | Willow Grove Holdings LP | Reporting person | Open market purchase | 229,515 | — |
| 2025-02-26 | SHOEN MARK V | Reporting person | Open market sale | 12,500 | $65.03 |
| 2025-02-21 | SHOEN MARK V | Reporting person | Open market sale | 97 | $65.33 |
| 2025-02-21 | SHOEN MARK V | Reporting person | Open market sale | 192 | $66.03 |
| 2025-02-20 | SHOEN MARK V | Reporting person | Open market sale | 12,377 | $65.86 |
| 2025-02-20 | SHOEN MARK V | Reporting person | Open market sale | 123 | $66.40 |
| 2025-02-18 | Brogan John P. | Director | Open market sale | 3,000 | $67.04 |
| 2024-12-18 | SHOEN MARK V | Reporting person | Gift | 752 | $0.00 |
| 2024-12-16 | SHOEN MARK V | Reporting person | Gift | 1,520 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 04:28 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-08-24 | 8-K | 2026-08-20 | View on SEC.gov → |
| 2026-08-05 | 8-K | 2026-08-05 | View on SEC.gov → |
| 2026-08-05 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-05-27 | 8-K | 2026-05-27 | View on SEC.gov → |
| 2026-05-27 | 10-K | 2026-03-31 | View on SEC.gov → |
| 2026-02-04 | 8-K | 2026-02-04 | View on SEC.gov → |
| 2026-02-04 | 10-Q | 2025-12-31 | View on SEC.gov → |
| 2025-12-10 | 8-K | 2025-12-10 | View on SEC.gov → |
| 2025-11-21 | 4 | 2025-11-20 | View on SEC.gov → |
| 2025-11-05 | 8-K | 2025-11-05 | View on SEC.gov → |
| 2025-11-05 | 10-Q | 2025-09-30 | View on SEC.gov → |
| 2025-09-22 | 4 | 2025-09-18 | View on SEC.gov → |
Recent news
Headlines about UHAL (U-Haul Holding Company). Links open the publisher — we don’t host full articles.
-
U-Haul Holding Company Schedules Second Quarter Fiscal 2027 Financial Results Release and Investor Webcast
Yahoo · 2026-10-21 -
What Could Send Avis Budget Stock Higher?
Yahoo · 2026-10-21 -
U-Haul adds dealer: what its USD 1.68 billion quarter means for U-Haul Holding Company stock
AD HOC NEWS · 2026-10-18 -
U-Haul Holding (NYSE:UHAL) Stock Price
Simply Wall Street · 2026-10-16 -
(UHAL.B) Volatility Zones as Tactical Triggers
Stock Traders Daily · 2026-10-15 -
Does The Fall In Avis Budget Stock Change Anything?
Yahoo · 2026-10-14 -
Can This Number Push Avis Budget Stock Higher?
Yahoo · 2026-10-14 -
AM Best Revises Outlooks to Stable for Oxford Life Insurance Company and Its Subsidiary and Affirms Credit Ratings of Repwest Insurance Company
Yahoo · 2026-10-13
No headlines in this category right now — try “All”.