RC · Ready Capital Corporation
Ready Capital Corp (RC)
What's happening
- RC is down 14.35% today, trading at $1.01. — Live quote
- It's trading within 3% of its 52-week low ($1.06). (Finnhub fundamentals)
- Volume today (135,554) is well below its 3-month average of 1,415,710. (Finnhub fundamentals)
- Reports earnings on 2026-11-05 (after market close), 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $-0.47 actual vs. $-0.34 estimated (-39.7%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (15 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Latest SEC filing is Form 8-K, filed 2026-09-28; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Revenue growth is -24.3% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is -87.7%. Finnhub fundamentals ↗
- Trailing 52-week price return is -63.5%. Finnhub market metrics ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on RC
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Net income | — | — | — | — | — | — | — | — |
| EPS (diluted) | $-0.63 | $-1.25 | $-0.13 | $-0.34 | $0.46 | $-0.07 | $-0.23 | $-0.44 |
| EPS (basic) | $-0.63 | $-1.25 | $-0.13 | $-0.34 | $0.47 | $-0.07 | $-0.23 | $-0.44 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $6.26B | $6.31B | $7.77B | $8.33B | $9.31B | $9.98B | $10.14B | $11.25B |
| Total liabilities | $4.91B | $4.87B | $6.12B | $6.45B | $7.37B | $7.93B | $8.20B | $8.91B |
| Stockholders' equity | $1.24B | $1.34B | $1.54B | $1.77B | $1.83B | $1.94B | $1.84B | $2.23B |
| Cash & equivalents | $124.1M | $200.4M | $207.8M | $147.5M | $162.9M | $205.9M | $143.8M | $181.3M |
| Property, plant & equipment | — | — | — | — | — | — | — | — |
| Goodwill | $49.5M | $49.5M | $49.5M | $49.5M | $49.5M | $49.5M | $49.5M | $48.4M |
| Intangible assets | $36.5M | $37.4M | $38.2M | $38.9M | $37.6M | $36.8M | $37.0M | $37.2M |
| Other non-current assets | — | — | — | — | — | — | — | — |
| Long-term debt | $1.19B | $1.26B | $1.38B | $1.39B | $1.39B | $1.49B | $1.33B | $1.21B |
| Common stock & paid-in capital | $17.0K | $17.0K | $17.0K | $17.0K | $17.0K | $17.0K | $17.0K | $17.0K |
| Retained earnings | -$1.12B | -$1.01B | -$807.5M | -$569.7M | -$528.5M | -$450.3M | -$505.1M | -$146.0M |
| Accumulated other comprehensive income (loss) | -$21.4M | -$24.5M | -$24.2M | -$24.1M | -$23.3M | -$21.7M | -$18.6M | -$24.2M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $75.1M | $590.2M | -$10.8M | $434.7M | -$100.3M | $108.5M | $29.2M | $221.1M |
| Investing cash flow | $275.7M | $668.9M | $360.1M | $493.4M | $481.8M | $307.3M | $537.0M | $373.0M |
| Financing cash flow | -$414.2M | -$1.27B | -$294.3M | -$956.1M | -$432.3M | -$355.0M | -$607.9M | -$645.0M |
| Depreciation & amortization | $1.6M | $1.6M | $2.8M | $1.1M | $0 | $0 | $0 | $0 |
| Share-based compensation | $2.5M | $1.6M | $4.0M | $1.6M | $1.6M | $1.8M | $6.2M | $1.8M |
| Deferred income taxes | — | — | -$87.1M | — | — | — | -$104.5M | — |
| Change in accounts receivable | -$6.0M | $13.2M | -$3.2M | $8.9M | -$3.5M | $862.0K | -$361.0K | $2.0M |
| Purchases of investments | — | — | — | — | — | — | — | — |
| Sales/maturities of investments | — | — | — | — | — | — | — | — |
| Share repurchases | $0 | $0 | $1.9M | $10.6M | $37.7M | $17.4M | $43.1M | $0 |
| Tax withholding on stock comp | $165.0K | $374.0K | $142.0K | $16.0K | $33.0K | $1.9M | $152.0K | $5.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Net income | — | — | — | — | — |
| EPS (diluted) | $-1.44 | $-2.63 | $2.22 | $1.65 | $2.16 |
| EPS (basic) | $-1.44 | $-2.63 | $2.25 | $1.73 | $2.17 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $7.77B | $10.14B | $12.44B | $11.62B | $9.53B |
| Total liabilities | $6.12B | $8.20B | $9.79B | $9.72B | $8.25B |
| Stockholders' equity | $1.54B | $1.84B | $2.54B | $1.79B | $1.28B |
| Cash & equivalents | $207.8M | $143.8M | $138.5M | $147.4M | $193.0M |
| Goodwill | $49.5M | $49.5M | $38.5M | $37.8M | $31.5M |
| Intangible assets | $38.2M | $37.0M | $17.7M | $15.5M | $14.8M |
| Other non-current assets | — | — | — | — | — |
| Long-term debt | $1.38B | $1.33B | $1.11B | $1.12B | $897.1M |
| Common stock & paid-in capital | $17.0K | $17.0K | $17.0K | $11.0K | $8.0K |
| Retained earnings | -$807.5M | -$505.1M | $124.4M | $5.0M | $8.6M |
| Accumulated other comprehensive income (loss) | -$24.2M | -$18.6M | -$17.9M | -$9.4M | -$5.7M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $432.1M | $274.8M | $51.1M | $359.1M | -$34.4M |
| Investing cash flow | $1.64B | $1.54B | $1.02B | -$1.56B | -$1.72B |
| Financing cash flow | -$2.04B | -$1.88B | -$1.09B | $1.17B | $1.88B |
| Depreciation & amortization | $2.8M | $0 | $0 | — | — |
| Share-based compensation | $5.8M | $8.1M | $7.5M | $7.5M | $6.9M |
| Deferred income taxes | -$87.1M | -$104.5M | $5.4M | $7.0M | $36.0K |
| Change in accounts receivable | $3.0M | -$1.9M | $21.3M | -$14.1M | -$9.7M |
| Purchases of investments | — | — | — | — | — |
| Sales/maturities of investments | — | — | — | — | — |
| Share repurchases | $67.6M | $82.2M | $18.1M | $37.0M | — |
| Tax withholding on stock comp | $2.1M | $1.2M | $3.9M | $5.8M | $1.3M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding RC as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-02-12 to 2026-05-29
Recent transactions
- Insiders have net neither bought nor sold, net, 0 shares over the last 182 days, across 1 purchase and 2 sales.
- Most recent: Ahlborn Andrew (Chief Financial Officer) — Open market purchase of 2,799 shares on 2026-05-29.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Ahlborn Andrew | Chief Financial Officer | Open market purchase | 2026-05-29 | 2,799 |
| Scali Dominick | Chief Credit Officer | Tax withholding | 2026-03-13 | 26,313 |
| NATHAN GILBERT E | Director | Open market purchase | 2026-03-06 | 30,000 |
| Sinai Todd M. | Director | Grant / award | 2026-03-05 | 58,252 |
| REESE J MITCHELL | Director | Grant / award | 2026-03-05 | 58,252 |
| Mielle Dominique | Director | Grant / award | 2026-03-05 | 58,252 |
| Marshall Meredith | Director | Grant / award | 2026-03-05 | 58,252 |
| Taylor Gary | Chief Operating Officer | Open market purchase | 2025-03-10 | 10,000 |
| Zausmer Adam | Chief Credit Officer | Open market purchase | 2025-03-07 | 10,000 |
| Capasse Thomas E | CEO and CIO | Open market purchase | 2025-03-06 | 90,000 |
| Ross Jack J. | President | Open market purchase | 2025-03-05 | 5,000 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-05-29 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 2,799 | $1.82 |
| 2026-05-29 | Ahlborn Andrew | Chief Financial Officer | Open market sale | 1 | $1.82 |
| 2026-05-29 | Ahlborn Andrew | Chief Financial Officer | Open market sale | 2,798 | $1.81 |
| 2026-04-29 | Ahlborn Andrew | Chief Financial Officer | Code L | 59 | $1.88 |
| 2026-04-29 | Ahlborn Andrew | Chief Financial Officer | Code L | 15 | $1.81 |
| 2026-03-13 | Scali Dominick | Chief Credit Officer | Tax withholding | 26,313 | $1.74 |
| 2026-03-13 | Ahlborn Andrew | Chief Financial Officer | Tax withholding | 27,950 | $1.74 |
| 2026-03-06 | NATHAN GILBERT E | Director | Open market purchase | 30,000 | $1.95 |
| 2026-03-05 | Scali Dominick | Chief Credit Officer | Grant / award | 194,175 | $0.00 |
| 2026-03-05 | Sinai Todd M. | Director | Grant / award | 58,252 | $0.00 |
| 2026-03-05 | REESE J MITCHELL | Director | Grant / award | 58,252 | $0.00 |
| 2026-03-05 | Mielle Dominique | Director | Grant / award | 58,252 | $0.00 |
| 2026-03-05 | Marshall Meredith | Director | Grant / award | 58,252 | $0.00 |
| 2026-03-05 | NATHAN GILBERT E | Director | Open market purchase | 10,000 | $2.02 |
| 2026-03-05 | NATHAN GILBERT E | Director | Grant / award | 58,252 | $0.00 |
| 2026-03-05 | Ahlborn Andrew | Chief Financial Officer | Grant / award | 291,262 | $0.00 |
| 2026-03-02 | Scali Dominick | Chief Credit Officer | Grant / award | 350,000 | $0.00 |
| 2026-03-02 | Ahlborn Andrew | Chief Financial Officer | Grant / award | 600,000 | $0.00 |
| 2026-01-29 | Ahlborn Andrew | Chief Financial Officer | Code L | 52 | $2.14 |
| 2026-01-29 | Ahlborn Andrew | Chief Financial Officer | Code L | 13 | $2.21 |
| 2025-12-24 | Ahlborn Andrew | Chief Financial Officer | Tax withholding | 25,248 | $2.23 |
| 2025-10-30 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 454 | $2.91 |
| 2025-10-30 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 111 | $3.00 |
| 2025-07-30 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 304 | $4.10 |
| 2025-07-30 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 73 | $4.43 |
| 2025-04-29 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 288 | $4.09 |
| 2025-04-29 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 70 | $4.49 |
| 2025-03-12 | Ahlborn Andrew | Chief Financial Officer | Open market purchase | 10,000 | $5.04 |
| 2025-03-10 | NATHAN GILBERT E | Director | Open market purchase | 5,000 | $5.12 |
| 2025-03-10 | Taylor Gary | Chief Operating Officer | Open market purchase | 10,000 | $5.23 |
| 2025-03-07 | Zausmer Adam | Chief Credit Officer | Open market purchase | 10,000 | $5.42 |
| 2025-03-06 | Capasse Thomas E | CEO and CIO | Open market purchase | 90,000 | $4.99 |
| 2025-03-05 | Capasse Thomas E | CEO and CIO | Open market purchase | 10,000 | $4.80 |
| 2025-03-05 | Ross Jack J. | President | Open market purchase | 5,000 | $4.85 |
| 2025-02-22 | Mielle Dominique | Director | Grant / award | 17,857 | $0.00 |
| 2025-02-22 | NATHAN GILBERT E | Director | Grant / award | 17,857 | $0.00 |
| 2025-02-22 | Marshall Meredith | Director | Grant / award | 17,857 | $0.00 |
| 2025-02-22 | REESE J MITCHELL | Director | Grant / award | 17,857 | $0.00 |
| 2025-02-22 | Sinai Todd M. | Director | Grant / award | 17,857 | $0.00 |
| 2025-02-22 | Ahlborn Andrew | Chief Financial Officer | Grant / award | 89,286 | $0.00 |
| 2025-02-22 | Ahlborn Andrew | Chief Financial Officer | Tax withholding | 6,955 | $6.72 |
| 2025-02-22 | Ahlborn Andrew | Chief Financial Officer | Option exercise | 19,894 | $0.00 |
| 2025-02-22 | Ahlborn Andrew | Chief Financial Officer | Tax withholding | 9,400 | $6.72 |
| 2025-02-22 | Zausmer Adam | Chief Credit Officer | Grant / award | 89,286 | $0.00 |
| 2025-02-22 | Zausmer Adam | Chief Credit Officer | Tax withholding | 6,778 | $6.72 |
| 2025-02-22 | Zausmer Adam | Chief Credit Officer | Option exercise | 19,894 | $0.00 |
| 2025-02-22 | Zausmer Adam | Chief Credit Officer | Tax withholding | 9,162 | $6.72 |
| 2025-02-22 | Taylor Gary | Chief Operating Officer | Grant / award | 59,524 | $0.00 |
| 2025-02-22 | Taylor Gary | Chief Operating Officer | Tax withholding | 6,955 | $6.72 |
| 2025-02-22 | Taylor Gary | Chief Operating Officer | Option exercise | 17,241 | $0.00 |
| 2025-02-22 | Taylor Gary | Chief Operating Officer | Tax withholding | 8,147 | $6.72 |
| 2025-02-12 | Taylor Gary | Chief Operating Officer | Tax withholding | 8,461 | $6.56 |
| 2025-02-12 | Ahlborn Andrew | Chief Financial Officer | Tax withholding | 9,016 | $6.56 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 02:15 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-09-28 | 8-K | 2026-09-28 | View on SEC.gov → |
| 2026-09-23 | 8-K | 2026-09-18 | View on SEC.gov → |
| 2026-09-18 | 8-K | 2026-09-17 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-07-23 | 8-K | 2026-07-17 | View on SEC.gov → |
| 2026-06-02 | 4 | 2025-04-29 | View on SEC.gov → |
| 2026-05-08 | 10-Q | 2026-03-31 | View on SEC.gov → |
| 2026-05-07 | 8-K | 2026-05-07 | View on SEC.gov → |
| 2026-03-24 | 8-K | 2026-03-23 | View on SEC.gov → |
| 2026-03-17 | 4 | 2026-03-02 | View on SEC.gov → |
| 2026-03-17 | 4 | 2025-12-24 | View on SEC.gov → |
Recent news
Headlines about RC (Ready Capital Corporation). Links open the publisher — we don’t host full articles.
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CM-AM Inflation RC (0P0000V8H4.F) interactive stock chart
Yahoo Finance UK · 2026-10-21 -
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No headlines in this category right now — try “All”.