PYPL · PayPal Holdings, Inc.

NASDAQ NMS - GLOBAL MARKET - Real Time Price • USD

PayPal Holdings Inc (PYPL)

NASDAQ NMS - GLOBAL MARKET Financial Services
Options chain →
$54.33 -0.32 (-0.59%)
Market open
DAY'S RANGE $54.33
$54.32 $55.13
52-WEEK RANGE $54.33
$38.46 $79.22

What's happening

  • PYPL is down 0.59% today, trading at $54.33. — Live quote
  • Volume today (64,001) is well below its 3-month average of 15,722,870. (Finnhub fundamentals)
  • Last quarter's EPS beat estimates: $1.38 actual vs. $1.30 estimated (+5.9%). (Finnhub earnings history)

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$46.77B
P/E (TTM1)10.44
EPS2 (TTM)$5.30
Div Yield
Beta31.36
Volume64,001
Open54.78
Prev Close54.65
Bid / Ask54.30 / 54.35
Next Earnings 2026-10-27 (after market close)

Analyst Recommendations

Strong buy 4 Buy 10 Hold 35 Sell 3 Strong sell 0

Aggregate ratings for 2026-09-01 (52 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
PYPL -6.35%
vs S&P 500 -18.56%
1-YEAR RETURN
PYPL -21.50%
vs S&P 500 -40.36%
6-MONTH RETURN
PYPL +18.31%
3-MONTH RETURN
PYPL +22.77%

Valuation Measures & Ratios

Enterprise Value4$56.25B
Forward P/E510.29
PEG Ratio61.89
Price / Sales (TTM1)1.50
Price / Book71.92
EV4 / Revenue1.65
EV4 / EBITDA8.14
Profit Margin14.36%
Operating Margin17.42%
Return on Equity (ROE8)24.42%
Return on Assets (ROA9)6.07%
Avg Volume (3M)15,722,870
Quarterly history (5 periods)
Measure Mar '26Sep '25Jun '25Mar '25Sep '24
Market cap $41.46B $63.82B $72.00B $64.51B $78.91B
P/E 8.45 13.28 15.37 14.96 19.50
Price/Sales 1.26 1.97 2.26 2.07 2.56
Price/Book 2.07 3.16 3.56 3.19 3.91
EV/Revenue 1.34 2.04 2.41 2.19 2.64
EV/EBITDA 6.26 9.54 11.35
ROE 24.52% 23.79% 23.20% 21.29% 20.06%
ROA 6.09% 6.02% 5.87% 5.31% 4.84%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E and PEG aren't shown here — both need historical analyst-consensus estimates, which no free source provides; see the current-period figures above instead.

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short33,728,439
Change from Prior Settlement-15.57%
% of Float
Days to Cover (Short Ratio)3.63

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-08-14. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

Drag horizontally to zoom into a section; use Reset view to restore all observations.

Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Signals describe daily price patterns—not the company’s value and not a recommendation to buy or sell. Read several together; no single indicator predicts what happens next. “Overbought” and “oversold” are conditions, not promises of a reversal.

Indicators None active

Add lines over the price chart or a panel below it. Your choices are saved on this device.

Starter sets
Trend
Oscillators
Volume/volatility
Loading chart…

Free IEX historical data only goes back to ~2021 — 5Y/Full show whatever's actually available, not a promise of that much history. Indicators are computed client-side from these same price bars; earnings markers ("E") come from Finnhub's free tier (~last 4 quarters + next upcoming) — older quarters aren't available. The move-highlight dots are a heuristic (|% change| vs rolling volatility) with a best-effort headline lookup, not a claim of causation.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24Sep '23
Revenue $8.35B $8.42B $8.29B $7.79B $7.85B $7.88B $7.70B $7.42B
Operating income $1.49B $1.52B $1.50B $1.53B $1.39B $1.32B $1.17B $1.17B
Net income $1.11B $1.25B $1.26B $1.29B $1.01B $1.13B $888.0M $1.02B
EPS (diluted) $1.21 $1.30 $1.29 $1.29 $0.99 $1.08 $0.83 $0.93
EPS (basic) $1.22 $1.31 $1.30 $1.31 $1.00 $1.08 $0.83 $0.93
Operating margin $18 $18 $18 $20 $18 $17 $15 $16

Balance sheet

Line item Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24
Total assets $80.55B $80.17B $79.80B $79.78B $81.27B $78.72B $83.51B $84.02B
Total liabilities $60.52B $59.92B $59.60B $59.58B $61.02B $58.31B $63.34B $63.39B
Stockholders' equity $20.02B $20.26B $20.20B $20.20B $20.25B $20.42B $20.17B $20.62B
Total current assets $59.99B $59.76B $60.18B $59.88B $60.61B $58.21B $62.67B $62.97B
Total current liabilities $47.64B $46.44B $44.92B $45.05B $46.62B $45.49B $50.27B $50.71B
Cash & equivalents $6.98B $8.05B $8.99B $6.69B $7.57B $6.66B $7.37B $7.80B

Cash flow

Line item Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24
Operating cash flow $1.13B $2.38B $1.97B $898.0M $1.16B $2.39B $1.61B $1.52B
Investing cash flow -$2.10B -$298.0M $4.77B -$40.0M -$3.64B $2.46B $2.80B -$4.55B
Financing cash flow -$559.0M -$1.95B -$1.83B -$3.17B $994.0M -$3.58B -$2.53B $200.0M
Free cash flow $903.0M $2.19B $1.72B $692.0M $964.0M $2.19B $1.45B $1.37B
Capital expenditures $231.0M $194.0M $256.0M $206.0M $196.0M $203.0M $169.0M $157.0M
Depreciation & amortization $238.0M $234.0M $245.0M $239.0M $245.0M $249.0M $255.0M $263.0M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding PYPL as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Source: Business Quant SEC Form 13F · report period 2026-06-30 · 31 filers

Held by These Filers52.6%
Shares Outstanding877,000,000
FilerSharesValue% OutQtr ChangeFiled
BlackRock, Inc. 74,965,012 $3.24B 8.55% +1.7% 2026-08-07
VANGUARD CAPITAL MANAGEMENT LLC 53,624,311 $2.32B 6.11% -4.2% 2026-06-30
State Street Corp 41,228,833 $1.78B 4.70% -1.8% 2026-08-07
Invesco Ltd. 33,444,420 $1.44B 3.81% +161.5% 2026-08-13
GEODE CAPITAL MANAGEMENT, LLC 29,372,478 $1.30B 3.35% +12.3% 2026-08-12
Comprehensive Financial Management LLC 23,950,118 $1.03B 2.73% -7.9% 2026-08-14
VANGUARD PORTFOLIO MANAGEMENT LLC 22,656,267 $978.3M 2.58% -10.5% 2026-06-30
Bank Of America Corp /De/ 22,592,936 $975.6M 2.58% -11.8% 2026-08-14
Goldman Sachs Group Inc 11,581,581 $500.1M 1.32% -4.3% 2026-08-14
NORGES BANK 11,379,017 $491.3M 1.30% +0.0% 2026-08-12
Morgan Stanley 10,324,704 $445.8M 1.18% -9.6% 2026-08-11
PRIMECAP MANAGEMENT CO/CA/ 9,775,170 $422.1M 1.11% -2.5% 2026-08-14
Corient Private Wealth LP 9,669,561 $21.0M 1.10% +2001.2% 2026-08-12
Northern Trust Corp 9,406,164 $406.2M 1.07% -4.3% 2026-08-12
DIMENSIONAL FUND ADVISORS LP 8,588,668 $370.9M 0.98% -6.4% 2026-08-11
FIRST TRUST ADVISORS LP 7,713,570 $333.1M 0.88% +50.5% 2026-08-11
BNP PARIBAS FINANCIAL MARKETS 6,967,033 $300.8M 0.79% +66.0% 2026-08-10
CHARLES SCHWAB INVESTMENT MANAGEMENT INC 6,687,140 $288.8M 0.76% +3.7% 2026-08-14
Sixth Street Partners Management Company, L.P. 6,687,140 $288.8M 0.76% +0.0% 2026-08-13
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 6,593,196 $284.7M 0.75% +2.0% 2026-08-13
Legal & General Group Plc 6,575,045 $283.9M 0.75% -8.1% 2026-08-14
Bank of New York Mellon Corp 5,817,859 $251.2M 0.66% -6.9% 2026-08-06
Amundi 5,673,391 $245.0M 0.65% -58.9% 2026-08-11
UBS Group AG 5,370,432 $231.9M 0.61% -4.7% 2026-08-13
CANADA PENSION PLAN INVESTMENT BOARD 4,967,794 $214.5M 0.57% +693.6% 2026-08-14

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-05-19 to 2026-08-18

Recent transactions

  • Insiders have net sold 8,645 shares over the last 182 days, across 1 purchase and 7 sales.
  • Most recent: Kereere Suzan (President, Global Markets) — Open market sale of 3,362 shares on 2026-08-18.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)6,129 sh(1 txns)
Sales (open market)14,774 sh(7 txns)
Net Shares-8,645

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Kereere SuzanPresident, Global MarketsOpen market sale2026-08-183,362
Natali ChrisSVP, Chief Accounting OfficerOpen market sale2026-07-291,337
Keller FrankPres., Checkout Sol. & PayPalOpen market sale2026-07-29732
Webster AaronEVP, Global Chief Risk OfficerOption exercise2026-07-155,901
Miller Jamie SChief Fin & Op OfficerOption exercise2026-06-159,094
MOFFETT DAVID MReporting personGrant / award2026-05-196,275
Henry AlyssaReporting personGrant / award2026-05-196,275
CHRISTODORO JONATHANDirectorGrant / award2026-05-196,275
Yeary Frank DDirectorGrant / award2026-05-196,275
Stanley DeirdreDirectorGrant / award2026-05-196,275
MESSEMER DEBORAH M.DirectorGrant / award2026-05-196,275
DORMAN DAVID WDirectorGrant / award2026-05-198,271

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-08-18Kereere SuzanPresident, Global MarketsOpen market sale 3,362$60.86
2026-08-18Kereere SuzanPresident, Global MarketsOpen market sale 800$61.41
2026-08-15Kereere SuzanPresident, Global MarketsOption exercise 8,503$0.00
2026-08-15Kereere SuzanPresident, Global MarketsTax withholding 4,341$61.66
2026-07-29Natali ChrisSVP, Chief Accounting OfficerOpen market sale 1,337$58.10
2026-07-29Keller FrankPres., Checkout Sol. & PayPalOpen market sale 732$58.10
2026-07-15Webster AaronEVP, Global Chief Risk OfficerOption exercise 5,901$0.00
2026-07-15Webster AaronEVP, Global Chief Risk OfficerOption exercise 2,622$0.00
2026-07-15Webster AaronEVP, Global Chief Risk OfficerTax withholding 3,883$47.37
2026-07-15Natali ChrisSVP, Chief Accounting OfficerOption exercise 2,726$0.00
2026-07-15Natali ChrisSVP, Chief Accounting OfficerTax withholding 943$47.37
2026-07-15Keller FrankPres., Checkout Sol. & PayPalOption exercise 1,639$0.00
2026-07-15Keller FrankPres., Checkout Sol. & PayPalTax withholding 907$47.37
2026-06-15Miller Jamie SChief Fin & Op OfficerOption exercise 9,094$0.00
2026-06-15Miller Jamie SChief Fin & Op OfficerOption exercise 2,910$0.00
2026-06-15Miller Jamie SChief Fin & Op OfficerOpen market purchase 6,129$41.53
2026-06-03Natali ChrisSVP, Chief Accounting OfficerOpen market sale 552$42.65
2026-06-03Kereere SuzanPresident, Global MarketsOpen market sale 3,379$42.79
2026-06-03Keller FrankPres., Checkout Sol. & PayPalOpen market sale 4,612$42.54
2026-06-01Webster AaronEVP, Global Chief Risk OfficerOption exercise 4,602$0.00
2026-06-01Webster AaronEVP, Global Chief Risk OfficerTax withholding 2,097$44.75
2026-06-01Natali ChrisSVP, Chief Accounting OfficerOption exercise 1,023$0.00
2026-06-01Natali ChrisSVP, Chief Accounting OfficerOption exercise 103$0.00
2026-06-01Natali ChrisSVP, Chief Accounting OfficerTax withholding 390$44.75
2026-06-01Miller Jamie SChief Fin & Op OfficerOption exercise 7,415$0.00
2026-06-01Miller Jamie SChief Fin & Op OfficerTax withholding 3,786$44.75
2026-06-01Kereere SuzanPresident, Global MarketsOption exercise 6,903$0.00
2026-06-01Kereere SuzanPresident, Global MarketsTax withholding 3,524$44.75
2026-06-01Keller FrankPres., Checkout Sol. & PayPalOption exercise 3,418$0.00
2026-06-01Keller FrankPres., Checkout Sol. & PayPalOption exercise 6,903$0.00
2026-06-01Keller FrankPres., Checkout Sol. & PayPalTax withholding 5,709$44.75
2026-05-19MOFFETT DAVID MReporting personGrant / award 6,275$0.00
2026-05-19Henry AlyssaReporting personGrant / award 6,275$0.00
2026-05-19CHRISTODORO JONATHANDirectorGrant / award 6,275$0.00
2026-05-19Yeary Frank DDirectorGrant / award 6,275$0.00
2026-05-19Stanley DeirdreDirectorGrant / award 6,275$0.00
2026-05-19MESSEMER DEBORAH M.DirectorGrant / award 6,275$0.00
2026-05-19DORMAN DAVID WDirectorGrant / award 8,271$0.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-09-03 14:11 UTC

FiledFormReport periodOfficial filing
2026-08-1942026-08-18 View on SEC.gov →
2026-08-1742026-08-15 View on SEC.gov →
2026-07-3042026-07-29 View on SEC.gov →
2026-07-3042026-07-29 View on SEC.gov →
2026-07-2810-Q2026-06-30 View on SEC.gov →
2026-07-288-K2026-07-28 View on SEC.gov →
2026-07-1642026-07-15 View on SEC.gov →
2026-07-1642026-07-15 View on SEC.gov →
2026-07-1642026-07-15 View on SEC.gov →
2026-06-1642026-06-15 View on SEC.gov →
2026-06-1642026-06-15 View on SEC.gov →
2026-06-0442026-06-03 View on SEC.gov →

Headlines about PYPL (PayPal Holdings, Inc.). Links open the publisher — we don’t host full articles.

SEC filings ↓

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