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PRHI · Presurance Holdings, Inc.
NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD
Presurance Holdings Inc (PRHI)
NASDAQ NMS - GLOBAL MARKET
Insurance
$8.26
+0.42
(+5.36%)
● At close: October 15 at 4:00:00 PM EDT
DAY'S RANGE
$8.26
$8.26
$8.26
52-WEEK RANGE
$8.26
$3.36
$11.34
What's happening
- PRHI is up 5.36% today, trading at $8.26. — Live quote
- Volume today (112) is well below its 3-month average of 17,990. (Finnhub fundamentals)
- Reports earnings on 2026-11-10, 19 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.02 actual vs. $-0.02 estimated (+198.0%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Strong buy 0
Buy 0
Hold 2
Sell 2
Strong sell 2
Aggregate ratings for 2024-05-01 (6 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
YTD RETURN
PRHI
+39.08%
vs S&P 500
+27.55%
6-MONTH RETURN
PRHI
+50.87%
3-MONTH RETURN
PRHI
+26.80%
Earnings Trends (Quarterly EPS Actual vs Estimate)
2024-04-26 (Q1 2024)
$0.02
Est. $-0.02
BEAT +198.0%
2023-10-26 (Q3 2023)
$-2.87
Est. $0.14
MISS -2109.8%
2023-07-26 (Q2 2023)
$-2.73
Est. $-2.78
BEAT +2.0%
2023-04-26 (Q1 2023)
$0.21
Est. $0.07
BEAT +194.1%
Valuation Measures & Ratios
Enterprise Value4$34.7M
Forward P/E5—
PEG Ratio6—
Price / Sales (TTM1)0.85
Price / Book70.66
EV4 / Revenue1.08
EV4 / EBITDA—
Profit Margin-49.57%
Operating Margin-35.38%
Return on Equity (ROE8)-72.72%
Return on Assets (ROA9)-6.45%
Avg Volume (3M)17,990
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Shares Short3,397
Change from Prior Settlement-47.34%
% of Float—
Days to Cover (Short Ratio)1.00
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Events
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
Loading chart…
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
No reviewed peer group is available for this symbol.
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Latest SEC filing is Form 4, filed 2026-10-01; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Revenue growth is -43.3% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is -49.6%. Finnhub fundamentals ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on PRHI
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.1M | $11.5M | $6.7M | $16.1M | $15.9M | $16.0M | $17.9M | $18.6M |
| Operating income | $2.1M | -$1.1M | -$2.9M | -$2.0M | -$4.4M | -$7.3M | -$4.4M | $494.0K |
| Net income | — | — | — | — | — | $52.8M | -$4.0M | $74.0K |
| EPS (diluted) | $0.68 | $0.15 | $-0.32 | $1.17 | $0.04 | $4.32 | $-0.32 | $0.01 |
| EPS (basic) | $0.68 | $0.15 | $-0.32 | $1.17 | $0.04 | $4.32 | $-0.32 | $0.01 |
| Operating margin | $23 | -$9 | -$44 | -$12 | -$28 | -$46 | -$24 | $3 |
| Net margin | — | — | — | — | — | $330 | -$22 | $0 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $222.5M | $236.6M | $239.3M | $285.0M | $283.3M | $277.1M | $281.7M | $299.9M |
| Total liabilities | $194.7M | $211.4M | $230.3M | $259.7M | $255.1M | $251.5M | $260.1M | $250.8M |
| Stockholders' equity | $27.7M | $25.2M | $9.0M | $25.3M | $28.2M | $25.6M | $21.5M | $49.1M |
| Cash & equivalents | $12.8M | $25.5M | $27.4M | $7.4M | $22.0M | $10.3M | $27.7M | $32.4M |
| Marketable securities (current) | $28.4M | $32.5M | $24.7M | $54.9M | $36.4M | $42.1M | $21.2M | $21.3M |
| Goodwill | — | — | — | — | — | — | — | — |
| Intangible assets | — | — | — | — | — | — | — | — |
| Long-term debt | $12.3M | $12.2M | $12.2M | $12.1M | $12.1M | $12.0M | $11.9M | $16.5M |
| Common stock & paid-in capital | $113.9M | $113.9M | $100.2M | $100.1M | $100.1M | $100.1M | $98.2M | $98.2M |
| Retained earnings | -$76.4M | -$79.0M | -$81.6M | -$64.5M | -$60.6M | -$62.6M | -$63.2M | -$37.8M |
| Accumulated other comprehensive income (loss) | -$9.7M | -$9.8M | -$9.6M | -$10.3M | -$11.3M | -$11.9M | -$13.5M | -$11.3M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$11.9M | -$8.3M | — | — | -$2.8M | -$15.3M | — | — |
| Investing cash flow | -$781.0K | $168.0K | — | -$13.9M | $14.4M | -$9.6M | — | $49.2M |
| Financing cash flow | -$10.0K | $6.2M | $8.0M | $0 | $0 | $7.5M | -$4.5M | -$15.8M |
| Capital expenditures | — | — | — | — | — | — | — | — |
| Depreciation & amortization | — | — | — | — | — | — | — | — |
| Share-based compensation | $13.0K | $13.0K | $13.0K | $13.0K | $15.0K | $15.0K | $16.0K | -$8.0K |
| Deferred income taxes | — | — | $0 | — | — | — | $0 | — |
| Purchases of investments | $62.7M | $67.5M | $63.5M | $95.4M | $78.2M | $64.1M | $53.9M | $41.8M |
| Sales/maturities of investments | $0 | $344.0K | -$16.0M | $5.9M | -$8.3M | $24.5M | -$11.9M | $8.6M |
| Other investing activities | — | — | — | — | — | — | — | — |
| Share repurchases | — | — | — | — | — | — | — | — |
| Debt issued | — | — | — | — | — | — | $0 | — |
| Debt repaid | — | — | $0 | $0 | $0 | $0 | $4.5M | $9.2M |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $43.3M | $67.3M | $90.5M | $104.9M | $116.0M |
| Operating income | -$25.9M | -$37.3M | -$30.5M | -$28.3M | -$13.3M |
| Net income | — | — | -$25.9M | -$10.7M | — |
| EPS (diluted) | $-1.51 | $1.93 | $-2.12 | $-1.00 | $-0.11 |
| EPS (basic) | $-1.51 | $1.93 | $-2.12 | $-1.00 | $-0.11 |
| Operating margin | -$60 | -$55 | -$34 | -$27 | -$12 |
| Net margin | — | — | -$29 | -$10 | — |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $239.3M | $281.7M | $315.6M | $312.4M | $290.4M |
| Total liabilities | $230.3M | $260.1M | $312.7M | $293.4M | $249.9M |
| Stockholders' equity | $9.0M | $21.5M | $2.9M | $18.9M | $40.5M |
| Cash & equivalents | $27.4M | $27.7M | $10.7M | $28.0M | $9.9M |
| Marketable securities (current) | $24.7M | $21.2M | $20.8M | $25.9M | $23.0M |
| Long-term debt | $12.2M | $11.9M | $25.1M | $33.9M | $33.6M |
| Common stock & paid-in capital | $100.2M | $98.2M | $98.1M | $97.9M | $92.7M |
| Retained earnings | -$81.6M | -$63.2M | -$86.7M | -$60.8M | -$50.1M |
| Accumulated other comprehensive income (loss) | -$9.6M | -$13.5M | -$14.5M | -$18.2M | -$2.1M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | — | — | -$13.4M | -$40.5M | $5.4M |
| Investing cash flow | — | — | -$272.0K | $56.5M | $1.4M |
| Financing cash flow | $15.5M | -$21.1M | -$3.2M | $2.1M | -$5.0M |
| Capital expenditures | — | — | — | — | — |
| Depreciation & amortization | — | — | — | — | — |
| Share-based compensation | $56.0K | $78.0K | $190.0K | $211.0K | $218.0K |
| Deferred income taxes | $0 | $0 | $328.0K | -$9.4M | $0 |
| Purchases of investments | $301.1M | $193.6M | $234.9M | $318.2M | $226.8M |
| Sales/maturities of investments | $6.1M | $1.9M | $11.9M | $32.0M | $31.7M |
| Other investing activities | — | — | — | — | $1.1M |
| Share repurchases | — | — | — | — | $12.0K |
| Debt issued | — | $0 | $6.7M | — | — |
| Debt repaid | $0 | $14.2M | $14.0M | $2.9M | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding PRHI as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Institutional ownership is not available for this symbol right now.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2023-03-24 to 2026-09-30
Recent transactions
- Insiders have net bought 34,622 shares over the last 182 days, across 5 purchases and 1 sale.
- Most recent: SARAFA JOSEPH D (Reporting person) — Open market purchase of 11,000 shares on 2026-09-30.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Purchases (open market)37,100 sh(5 txns)
Sales (open market)2,478 sh(1 txns)
Net Shares+34,622
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| SARAFA JOSEPH D | Reporting person | Open market purchase | 2026-09-30 | 11,000 |
| O'Hanlon Isolde | Reporting person | Open market purchase | 2026-09-30 | 7,250 |
| Smith James Grant | Reporting person | Open market purchase | 2026-09-30 | 7,250 |
| RONEY BRIAN J | Chief Executive Officer | Open market purchase | 2026-09-30 | 7,500 |
| MELOCHE HAROLD J | CFO, Treasurer | Open market purchase | 2026-09-30 | 4,100 |
| Lamothe Timothy | Reporting person | Open market sale | 2026-08-27 | 2,478 |
| Clarkston Companies, Inc. | Reporting person | Other acquisition/disposition | 2026-05-11 | 1,600 |
| Clarkston Ventures, LLC | 10% owner | Code O | 2026-02-27 | 4,277,455 |
| Clarkston 91 West LLC | Reporting person | Disposition to issuer | 2025-10-08 | 1,500 |
| Hakala Jeffrey Anthony | Reporting person | Open market purchase | 2025-03-03 | 500 |
| Hakala Gerald W | Reporting person | Open market purchase | 2025-03-03 | 500 |
| PETCOFF JAMES G | Executive Chairman and Co-CEO | Open market purchase | 2023-03-24 | 200,000 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-30 | SARAFA JOSEPH D | Reporting person | Open market purchase | 11,000 | $6.75 |
| 2026-09-30 | O'Hanlon Isolde | Reporting person | Open market purchase | 7,250 | $6.75 |
| 2026-09-30 | Smith James Grant | Reporting person | Open market purchase | 7,250 | $6.75 |
| 2026-09-30 | RONEY BRIAN J | Chief Executive Officer | Open market purchase | 7,500 | $6.75 |
| 2026-09-30 | MELOCHE HAROLD J | CFO, Treasurer | Open market purchase | 4,100 | $6.38 |
| 2026-08-27 | Lamothe Timothy | Reporting person | Open market sale | 2,478 | $6.51 |
| 2026-05-11 | Clarkston Companies, Inc. | Reporting person | Other acquisition/disposition | 1,600 | $5000.00 |
| 2026-05-11 | Clarkston Companies, Inc. | Reporting person | Other acquisition/disposition | 1,600 | $5000.00 |
| 2026-04-13 | Smith James Grant | Reporting person | Open market purchase | 23,672 | $0.74 |
| 2026-04-06 | Smith James Grant | Reporting person | Open market purchase | 1,100 | $0.80 |
| 2026-04-01 | RONEY BRIAN J | Chief Executive Officer | Open market purchase | 100,000 | $0.72 |
| 2026-02-27 | Clarkston Ventures, LLC | 10% owner | Code O | 4,277,455 | $1.00 |
| 2026-02-27 | Clarkston Companies, Inc. | 10% owner | Open market purchase | 9,065,360 | $1.00 |
| 2026-02-27 | Clarkston Companies, Inc. | 10% owner | Other acquisition/disposition | 1,500 | $5000.00 |
| 2025-12-23 | Clarkston Companies, Inc. | 10% owner | Open market purchase | 1,600 | $5000.00 |
| 2025-10-08 | Clarkston 91 West LLC | Reporting person | Disposition to issuer | 1,500 | $5000.00 |
| 2025-04-10 | Smith James Grant | Reporting person | Open market purchase | 20,150 | $0.67 |
| 2025-04-09 | Smith James Grant | Reporting person | Open market purchase | 16,000 | $0.68 |
| 2025-04-07 | SARAFA JOSEPH D | Reporting person | Open market purchase | 100,000 | $0.53 |
| 2025-04-07 | MELOCHE HAROLD J | CFO, Treasurer | Open market purchase | 22,000 | $0.52 |
| 2025-03-03 | Hakala Jeffrey Anthony | Reporting person | Open market purchase | 500 | $5000.00 |
| 2025-03-03 | Hakala Gerald W | Reporting person | Open market purchase | 500 | $5000.00 |
| 2025-03-03 | Clarkston 91 West LLC | 10% owner | Open market purchase | 500 | $5000.00 |
| 2025-02-27 | Hakala Jeffrey Anthony | Reporting person | Open market purchase | 1,000 | $5000.00 |
| 2025-02-27 | Hakala Gerald W | Reporting person | Open market purchase | 1,000 | $5000.00 |
| 2024-12-12 | Hakala Jeffrey Anthony | Reporting person | Open market purchase | 100,000 | $2.00 |
| 2024-12-12 | Hakala Gerald W | Reporting person | Open market purchase | 100,000 | $2.00 |
| 2024-12-12 | Clarkston Ventures, LLC | Reporting person | Open market purchase | 100,000 | $2.00 |
| 2024-12-12 | RONEY BRIAN J | Chief Executive Officer | Open market sale | 100,000 | $2.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-21 23:09 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-08-31 | 4 | 2026-08-27 | View on SEC.gov → |
| 2026-08-14 | 8-K | 2026-08-12 | View on SEC.gov → |
| 2026-08-12 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-06-24 | 4 | 2026-05-11 | View on SEC.gov → |
| 2026-06-04 | 8-K | 2026-06-03 | View on SEC.gov → |
| 2026-05-28 | 8-K | 2026-05-28 | View on SEC.gov → |
| 2026-05-14 | 8-K | 2026-05-13 | View on SEC.gov → |
Recent news
Headlines about PRHI (Presurance Holdings, Inc.). Links open the publisher — we don’t host full articles.
-
Discipline and Rules-Based Execution in PRHI Response
Stock Traders Daily · 2026-10-18 -
POWL,CX,PRHI,KEYS,BJ,LPCN,GME,CLOV | stock prices | quote comparison
Yahoo Finance UK · 2026-10-17 -
POWL,CX,PRHI,KEYS,BJ,LPCN,GME,CLOV | Stock Prices | Quote Comparison - Yahoo Finance
Yahoo! Finance Canada · 2026-10-16 -
Presurance Holdings, Inc. (PRHIZ) stock major holders
Yahoo Finance UK · 2026-10-16 -
Presurance Holdings GAAP EPS of $0.68
Seeking Alpha · 2026-08-13 -
Presurance Holdings Reports 2026 Second Quarter Financial Results
Yahoo Finance · 2026-08-12 -
Upcoming Stock Splits This Week (June 1 to June 5) – Stay Invested
Yahoo Finance · 2026-06-01 -
Presurance Holdings, Inc. Announces 1-for-7 Reverse Stock Split
Yahoo Finance · 2026-05-28
No headlines in this category right now — try “All”.