NNI · Nelnet, Inc. Class A
Nelnet Inc (NNI)
What's happening
- NNI is down 0.79% today, trading at $125.55. — Live quote
- Volume today (3,913) is well below its 3-month average of 134,290. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $1.77 actual vs. $2.15 estimated (-17.6%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (8 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $4.80B | $4.62B | $4.50B | $4.36B | $3.99B |
| P/E | 11.27 | 10.46 | 12.07 | 14.00 | 19.60 |
| Price/Book | 1.27 | 1.24 | 1.23 | 1.22 | 1.17 |
| ROE | 11.30% | 11.84% | 10.21% | 8.71% | 5.95% |
| ROA | 2.98% | 3.12% | 2.69% | 2.27% | 1.43% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 5.3% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 14.9%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -3.6%. Finnhub market metrics ↗
- Latest SEC filing is Form 4, filed 2026-10-07; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on NNI
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Net income | $66.7M | $71.1M | $106.7M | $181.5M | $82.6M | $2.4M | $45.1M | $73.4M |
| EPS (diluted) | $1.85 | $1.97 | $2.94 | $4.97 | $2.26 | $0.07 | $1.23 | $1.98 |
| EPS (basic) | $1.85 | $1.97 | $2.94 | $4.97 | $2.26 | $0.07 | $1.23 | $1.98 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $14.28B | $14.18B | $14.06B | $13.88B | $13.71B | $14.19B | $13.78B | $14.08B |
| Total liabilities | $10.64B | $10.57B | $10.49B | $10.29B | $10.23B | $10.83B | $10.48B | $10.87B |
| Stockholders' equity | $3.77B | $3.73B | $3.69B | $3.65B | $3.57B | $3.42B | $3.35B | $3.29B |
| Cash & equivalents | $172.4M | $240.0M | $296.0M | $216.4M | $225.8M | $220.5M | $194.5M | $219.7M |
| Property, plant & equipment | $80.7M | $84.6M | $75.5M | $93.2M | $85.0M | $89.6M | $95.2M | $124.6M |
| Goodwill | $206.8M | $203.9M | $158.0M | $158.0M | $158.0M | $158.0M | $158.0M | $158.0M |
| Intangible assets | $96.0M | $97.6M | $29.3M | $31.8M | $33.3M | $34.8M | $36.3M | $38.4M |
| Long-term debt | $7.04B | $7.70B | $7.78B | $7.82B | $7.90B | $8.66B | $8.31B | $8.94B |
| Retained earnings | $3.77B | $3.73B | $3.68B | $3.65B | $3.58B | $3.41B | $3.34B | $3.29B |
| Accumulated other comprehensive income (loss) | -$1.8M | -$3.5M | $2.6M | $3.5M | -$2.2M | -$429.0K | $1.5M | -$1.4M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $77.9M | $73.1M | $137.6M | $112.4M | $81.8M | $91.2M | $180.5M | $137.0M |
| Investing cash flow | -$65.9M | $31.1M | -$162.6M | -$190.8M | $573.5M | $136.4M | $334.9M | $254.2M |
| Financing cash flow | $134.5M | -$244.2M | $231.8M | $43.4M | -$685.9M | -$326.4M | -$482.8M | -$436.0M |
| Free cash flow | $71.6M | $61.6M | $130.1M | $100.8M | $78.1M | $87.8M | $197.9M | $132.6M |
| Capital expenditures | $6.3M | $11.6M | $7.5M | $11.7M | $3.7M | $3.4M | -$17.4M | $4.4M |
| Depreciation & amortization | $21.8M | $21.2M | $22.4M | $15.9M | $29.3M | $23.1M | $26.5M | $36.4M |
| Share-based compensation | $5.2M | $3.6M | $3.2M | $3.6M | $3.4M | $3.1M | $3.1M | $3.0M |
| Deferred income taxes | -$1.3M | -$10.9M | $78.2M | $6.5M | -$93.2M | $4.3M | $1.1M | -$17.9M |
| Change in accounts receivable | -$26.2M | -$15.3M | $45.6M | $20.3M | -$2.4M | -$30.1M | $6.4M | -$6.2M |
| Purchases of investments | $265.3M | $143.3M | $136.8M | $175.6M | $101.5M | $139.0M | $189.2M | $119.0M |
| Sales/maturities of investments | $100.5M | $47.5M | $214.2M | $96.3M | $34.8M | $74.8M | $292.6M | $105.6M |
| Other investing activities | — | — | — | — | — | — | — | — |
| Dividends paid | — | — | — | — | — | — | — | — |
| Share repurchases | $24.4M | $16.3M | $16.3M | $27.3M | $21.4M | $4.5M | $403.0K | $576.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net income | $428.5M | $184.0M | $89.8M | $406.9M | $393.3M |
| EPS (diluted) | $11.79 | $5.02 | $2.40 | $10.82 | $10.20 |
| EPS (basic) | $11.79 | $5.02 | $2.40 | $10.82 | $10.20 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $14.06B | $13.78B | $16.71B | $19.36B | $21.68B |
| Total liabilities | $10.49B | $10.48B | $13.51B | $16.17B | $18.73B |
| Stockholders' equity | $3.69B | $3.35B | $3.25B | $3.20B | $2.95B |
| Cash & equivalents | $296.0M | $194.5M | $168.1M | $118.1M | $125.6M |
| Property, plant & equipment | $75.5M | $95.2M | $127.0M | $122.5M | $119.4M |
| Goodwill | $158.0M | $158.0M | $158.0M | $176.9M | $142.1M |
| Intangible assets | $29.3M | $36.3M | $44.8M | $63.5M | $52.0M |
| Long-term debt | $7.78B | $8.31B | $11.83B | $14.64B | $17.63B |
| Retained earnings | $3.68B | $3.34B | $3.27B | $3.23B | $2.94B |
| Accumulated other comprehensive income (loss) | $2.6M | $1.5M | -$20.1M | -$37.4M | $9.3M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $423.0M | $662.9M | $432.0M | $683.1M | $480.3M |
| Investing cash flow | $356.4M | $2.41B | $1.94B | $2.27B | $1.19B |
| Financing cash flow | -$737.1M | -$3.17B | -$2.70B | -$2.79B | -$1.43B |
| Free cash flow | $396.7M | $642.0M | $358.0M | $623.6M | $421.4M |
| Capital expenditures | $26.2M | $20.9M | $74.1M | $59.4M | $59.0M |
| Depreciation & amortization | $90.6M | $132.5M | $145.4M | $176.2M | $132.3M |
| Share-based compensation | $13.3M | $12.0M | $16.5M | $14.2M | $10.7M |
| Deferred income taxes | -$4.3M | -$21.6M | -$52.3M | $34.5M | $55.6M |
| Change in accounts receivable | $33.4M | -$36.1M | $1.4M | $26.4M | $87.0M |
| Purchases of investments | $552.9M | $603.6M | $581.5M | $1.03B | $734.8M |
| Sales/maturities of investments | $289.0M | $445.9M | $963.1M | $511.1M | $161.0M |
| Other investing activities | — | — | — | — | — |
| Dividends paid | — | — | — | — | — |
| Share repurchases | $69.3M | $83.3M | $28.0M | $97.7M | $58.1M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding NNI as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 03:01 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-07 | 4 | 2026-10-05 | View on SEC.gov → |
| 2026-09-16 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-16 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-16 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-16 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-16 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-16 | 8-K | 2026-09-15 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-07-30 | 8-K | 2026-07-29 | View on SEC.gov → |
| 2026-07-10 | 4 | 2026-07-09 | View on SEC.gov → |
| 2026-06-17 | 4 | 2026-06-15 | View on SEC.gov → |
Recent news
Headlines about NNI (Nelnet, Inc. Class A). Links open the publisher — we don’t host full articles.
-
Nelnet, Inc. (NNI) stock price, news, quote and history
Yahoo Finance UK · 2026-10-20 -
3 Reasons to Avoid NNI and 1 Stock to Buy Instead
Yahoo · 2026-10-20 -
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Simply Wall Street · 2026-10-20 -
NNI Oct 2026 130.000 call (NNI261016C00130000) stock historical prices and data
Yahoo Finance UK · 2026-10-17 -
Nelnet (NNI) Launches FACTS Compass On A Valuation That Already Looks Pricey
Simply Wall Street · 2026-10-16 -
FACTS Introduces FACTS Compass™, a Scholarship Administration Platform for the Federal Scholarship Tax Credit
Yahoo · 2026-10-15 -
NNI Q2 2026 Earnings: EPS Misses Consensus by 17.6% While Shares Edge Higher - Gross Profit Margin
https://www.siam.in/ · 2026-10-15 -
Should Nelnet’s (NNI) Sharp Revenue Miss and Diversification Pitch Require Action From Investors?
Yahoo · 2026-10-13
No headlines in this category right now — try “All”.