KFFB · Kentucky First Federal Bancorp
Kentucky First Federal Bancorp (KFFB)
What's happening
- KFFB is down 3.47% today, trading at $5.28. — Live quote
- Volume today (100) is well below its 3-month average of 7,320. (Finnhub fundamentals)
- Reports earnings on 2026-11-06, 15 days away. (Finnhub earnings calendar)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Mar '26 | Dec '25 | Sep '25 | Mar '25 | Dec '24 |
|---|---|---|---|---|---|
| Market cap | $38.6M | $34.4M | $27.5M | — | — |
| P/E | 31.24 | 51.46 | 78.71 | — | — |
| Price/Book | 0.78 | 0.70 | 0.56 | — | — |
| ROE | 2.49% | 1.36% | 0.72% | — | — |
| ROA | 0.33% | 0.18% | 0.10% | — | — |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
Not enough positive evidence under the current rules.
Potential concerns
- Latest SEC filing is Form 10-K, filed 2026-09-28; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on KFFB
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Mar '26 | Dec '25 | Sep '25 | Mar '25 | Dec '24 | Sep '24 | Mar '24 | Dec '23 |
|---|---|---|---|---|---|---|---|---|
| Net income | $581.0K | $304.0K | $344.0K | $7.0K | $13.0K | -$15.0K | -$107.0K | -$361.0K |
| EPS (diluted) | $0.07 | $0.04 | $0.04 | $0.00 | $0.00 | $0.00 | $-0.01 | $-0.05 |
| EPS (basic) | $0.07 | $0.04 | $0.04 | $0.00 | $0.00 | $0.00 | $-0.01 | $-0.05 |
Balance sheet
| Line item | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $374.5M | $375.3M | $366.5M | $371.2M | $380.7M | $374.2M | $375.6M | $375.0M |
| Total liabilities | $324.9M | $326.2M | $317.7M | $322.8M | $332.6M | $326.2M | $327.4M | $327.0M |
| Stockholders' equity | $49.7M | $49.1M | $48.8M | $48.4M | $48.2M | $48.1M | $48.2M | $48.0M |
| Cash & equivalents | $21.3M | $19.7M | $14.6M | $19.5M | $27.8M | $21.0M | $17.3M | $18.3M |
| Property, plant & equipment | $4.2M | $4.2M | $4.2M | $4.2M | $4.2M | $4.2M | $4.2M | $4.3M |
| Goodwill | — | — | — | — | — | — | — | — |
| Common stock & paid-in capital | $86.0K | $86.0K | $86.0K | $86.0K | $86.0K | $86.0K | $86.0K | $86.0K |
| Retained earnings | $18.7M | $18.2M | $17.9M | $17.5M | $17.3M | $17.3M | $17.3M | $17.3M |
| Accumulated other comprehensive income (loss) | -$85.0K | -$61.0K | -$79.0K | -$145.0K | -$186.0K | -$276.0K | -$95.0K | -$336.0K |
Cash flow
| Line item | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $886.0K | -$303.0K | $450.0K | $29.0K | -$155.0K | $1.4M | -$1.4M | -$186.0K |
| Investing cash flow | $2.4M | -$3.2M | -$502.0K | $1.9M | $624.0K | $3.4M | $213.0K | -$3.9M |
| Financing cash flow | -$1.7M | $8.5M | -$4.8M | -$10.2M | $6.3M | -$1.2M | $176.0K | $6.9M |
| Free cash flow | $823.0K | -$367.0K | $445.0K | $28.0K | -$220.0K | $1.4M | -$1.4M | -$192.0K |
| Capital expenditures | $63.0K | $64.0K | $5.0K | $1.0K | $65.0K | $81.0K | $2.0K | $6.0K |
| Deferred income taxes | -$54.0K | $55.0K | $8.0K | -$71.0K | -$109.0K | $57.0K | -$27.0K | -$58.0K |
| Purchases of investments | $0 | $2.4M | — | $3.0M | — | — | — | — |
| Sales/maturities of investments | $901.0K | $579.0K | $535.0K | $1.5M | $552.0K | $552.0K | $559.0K | $664.0K |
| Share repurchases | — | — | — | — | — | — | — | — |
Income statement
| Line item | Jun '25 | Jun '24 | Jun '23 | Jun '22 | Jun '21 |
|---|---|---|---|---|---|
| Net income | $181.0K | -$1.7M | $933.0K | $1.6M | $1.8M |
| EPS (diluted) | $0.02 | $-0.21 | $0.11 | $0.19 | $0.22 |
| EPS (basic) | $0.02 | $-0.21 | $0.11 | $0.19 | $0.22 |
Balance sheet
| Line item | Jun '25 | Jun '24 | Jun '23 | Jun '22 | Jun '21 |
|---|---|---|---|---|---|
| Total assets | $371.2M | $375.0M | $349.0M | $328.1M | $338.1M |
| Total liabilities | $322.8M | $327.0M | $298.3M | $276.1M | $285.8M |
| Stockholders' equity | $48.4M | $48.0M | $50.7M | $52.0M | $52.3M |
| Cash & equivalents | $19.5M | $18.3M | $8.2M | $25.8M | $21.6M |
| Property, plant & equipment | $4.2M | $4.3M | $4.4M | $4.6M | $4.7M |
| Goodwill | — | — | $947.0K | $947.0K | $947.0K |
| Common stock & paid-in capital | $86.0K | $86.0K | $86.0K | $86.0K | $86.0K |
| Retained earnings | $17.5M | $17.3M | $20.1M | $20.6M | $20.4M |
| Accumulated other comprehensive income (loss) | -$145.0K | -$336.0K | -$427.0K | — | — |
Cash flow
| Line item | Jun '25 | Jun '24 | Jun '23 | Jun '22 | Jun '21 |
|---|---|---|---|---|---|
| Operating cash flow | -$86.0K | -$1.5M | $1.2M | $2.6M | $1.6M |
| Investing cash flow | $6.1M | -$16.6M | -$39.5M | $13.3M | -$8.8M |
| Financing cash flow | -$4.8M | $28.2M | $20.7M | -$11.8M | $15.2M |
| Free cash flow | -$235.0K | -$1.5M | $1.0M | — | $1.5M |
| Capital expenditures | $149.0K | $66.0K | $127.0K | — | $101.0K |
| Deferred income taxes | -$150.0K | -$289.0K | -$234.0K | — | — |
| Purchases of investments | $3.0M | — | $5.0M | $10.4M | — |
| Sales/maturities of investments | $3.2M | $2.6M | $2.8M | $4.0K | $506.0K |
| Share repurchases | — | — | $461.0K | — | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding KFFB as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 02:58 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-09-28 | 10-K | 2026-06-30 | View on SEC.gov → |
| 2026-08-11 | 8-K | 2026-08-07 | View on SEC.gov → |
| 2026-07-29 | 8-K | 2026-07-28 | View on SEC.gov → |
| 2026-05-29 | 8-K | 2026-05-29 | View on SEC.gov → |
| 2026-05-15 | 10-Q | 2026-03-31 | View on SEC.gov → |
| 2026-05-13 | 8-K | 2026-05-11 | View on SEC.gov → |
| 2026-02-19 | 8-K | 2026-02-19 | View on SEC.gov → |
| 2026-02-13 | 10-Q | 2025-12-31 | View on SEC.gov → |
| 2026-02-12 | 8-K | 2026-02-10 | View on SEC.gov → |
| 2025-12-15 | 8-K | 2025-12-10 | View on SEC.gov → |
| 2025-11-25 | 8-K | 2025-11-18 | View on SEC.gov → |
| 2025-11-14 | 10-Q | 2025-09-30 | View on SEC.gov → |
Recent news
Headlines about KFFB (Kentucky First Federal Bancorp). Links open the publisher — we don’t host full articles.
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12 Financials Stocks Moving In Tuesday's Intraday Session
Benzinga · 2026-10-20 -
(KFFB) as a Liquidity Pulse for Institutional Tactics
Stock Traders Daily · 2026-10-18 -
Kentucky First Federal Bancorp Reports Earnings
Yahoo Finance · 2026-08-07 -
Kentucky First Federal Bancorp declares $0.05 dividend
Seeking Alpha · 2026-07-29 -
Kentucky First Federal Bancorp Board of Directors Announces Declaration of $0.05 Quarterly Dividend
Yahoo Finance · 2026-07-28 -
Kentucky First Federal Bancorp Board of Directors to Consider Resumption of Quarterly Dividend
Yahoo Finance · 2026-05-29 -
Kentucky First Federal Bancorp Announces Termination of the Agreement By and Between First Federal Savings Bank of Kentucky and the OCC
Yahoo Finance · 2026-02-19 -
3 Promising Penny Stocks With Market Caps Over $30M
Yahoo Finance · 2025-12-19
No headlines in this category right now — try “All”.