IMXI · International Money Express, Inc.
International Money Express Inc (IMXI)
What's happening
- IMXI is down 2.79% today, trading at $9.42. — Live quote
- It's trading within 3% of its 52-week low ($9.56). (Finnhub fundamentals)
- Volume today (18,821) is well below its 3-month average of 570,130. (Finnhub fundamentals)
- Reports earnings on 2026-11-09 (before market open), 18 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $0.23 actual vs. $0.31 estimated (-24.8%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (9 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $433.9M | $403.7M | $407.8M | $300.2M | $392.5M |
| P/E | 20.97 | 16.65 | 9.94 | 5.99 | 7.67 |
| Price/Book | 2.56 | 2.48 | 2.72 | 2.11 | 2.82 |
| EV/EBITDA | 6.53 | 7.30 | 6.45 | — | — |
| ROE | 12.20% | 14.91% | 27.41% | 35.22% | 36.77% |
| ROA | 4.60% | 4.28% | 8.57% | 9.67% | 10.44% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Latest SEC filing is Form 4, filed 2026-10-02; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Revenue growth is -18.6% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 3.4%. Finnhub fundamentals ↗
- Trailing 52-week price return is -34.2%. Finnhub market metrics ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on IMXI
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Operating income | $8.8M | $3.7M | $10.5M | $19.5M | $14.1M | $27.8M | $22.9M | $19.6M |
| Net income | $4.2M | $511.0K | $5.0M | $11.0M | $7.8M | $17.3M | $14.0M | $12.1M |
| EPS (diluted) | $0.14 | $0.02 | $0.17 | $0.37 | $0.25 | $0.53 | $0.42 | $0.35 |
| EPS (basic) | $0.14 | $0.02 | $0.17 | $0.37 | $0.25 | $0.53 | $0.43 | $0.36 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $449.6M | $565.9M | $517.7M | $478.7M | $518.0M | $490.6M | $462.4M | $480.9M |
| Total liabilities | — | — | — | — | — | — | — | — |
| Stockholders' equity | $169.6M | $162.7M | $161.1M | $149.7M | $142.3M | $139.2M | $134.9M | $141.8M |
| Total current assets | $285.7M | $402.4M | $353.2M | $311.2M | $351.2M | $325.9M | $297.8M | $325.8M |
| Total current liabilities | $145.8M | $141.8M | $141.0M | $153.5M | $215.5M | $186.5M | $152.0M | $180.9M |
| Cash & equivalents | $150.6M | $170.3M | $168.7M | — | — | — | $130.5M | — |
| Accounts receivable | $99.7M | $106.3M | $105.4M | $119.2M | $141.7M | $131.0M | $107.1M | $126.3M |
| Property, plant & equipment | $60.1M | $58.6M | $57.1M | $56.6M | $54.0M | $52.6M | $50.4M | $49.5M |
| Goodwill | $54.0M | $54.0M | $54.0M | $55.2M | $55.2M | $55.2M | $55.2M | $55.2M |
| Intangible assets | $23.4M | $24.4M | $25.4M | $26.6M | $26.9M | $26.1M | $26.8M | $15.7M |
| Other non-current assets | $26.5M | $26.6M | $28.0M | $29.1M | $29.6M | $30.8M | $32.2M | $34.3M |
| Accounts payable | $21.7M | $15.4M | $15.3M | $18.3M | $26.3M | $23.4M | $19.5M | $29.6M |
| Accrued liabilities | — | — | — | — | — | — | — | — |
| Deferred revenue (current) | $0 | $0 | $0 | $0 | $543.0K | $2.0M | $2.7M | $3.0M |
| Short-term debt | — | — | — | — | — | — | $0 | $0 |
| Long-term debt | $113.8M | $240.8M | $194.8M | $157.9M | $144.1M | $147.4M | $156.6M | $138.2M |
| Common stock & paid-in capital | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K |
| Retained earnings | $294.9M | $290.7M | $290.1M | $281.2M | $276.2M | $265.2M | $257.5M | $242.1M |
| Accumulated other comprehensive income (loss) | -$318.0K | -$367.0K | $104.0K | -$22.0K | $138.0K | -$1.1M | -$1.4M | -$323.0K |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $112.7M | -$37.4M | -$15.6M | -$28.7M | $39.9M | $41.3M | -$4.9M | $29.3M |
| Investing cash flow | -$5.5M | -$5.5M | -$4.6M | -$7.5M | -$4.7M | -$5.3M | -$16.1M | -$7.7M |
| Financing cash flow | -$127.0M | $45.1M | $36.9M | $13.6M | -$14.6M | -$15.1M | -$3.0M | -$97.2M |
| Free cash flow | $107.2M | -$42.9M | -$20.0M | -$35.5M | $35.3M | $36.0M | -$8.8M | $23.4M |
| Capital expenditures | $5.5M | $5.5M | $4.4M | $6.9M | $4.6M | $5.3M | $3.9M | $5.9M |
| Depreciation & amortization | $4.8M | $4.7M | $13.5M | $4.4M | $4.5M | $3.6M | $10.4M | $3.4M |
| Share-based compensation | $2.6M | $2.5M | $2.3M | $2.8M | $2.1M | $2.1M | $186.0K | $2.3M |
| Deferred income taxes | -$310.0K | -$129.0K | $4.8M | $1.7M | -$1.1M | -$268.0K | $662.0K | $275.0K |
| Change in accounts receivable | -$4.1M | $3.9M | -$11.9M | -$20.3M | $13.4M | $25.9M | -$17.7M | -$71.7M |
| Share repurchases | $0 | $0 | $0 | $0 | $11.4M | $5.0M | $20.2M | $20.3M |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | — | — |
| Tax withholding on stock comp | $26.0K | $928.0K | $20.0K | $117.0K | $13.0K | $929.0K | $1.3M | $96.0K |
| Other financing activities | $0 | -$11.0K | -$3.0K | -$44.0K | -$5.0K | $0 | $0 | $0 |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Operating income | $55.6M | $95.0M | $95.5M | $82.9M | $67.9M |
| Net income | $32.7M | $58.8M | $59.5M | $57.3M | $46.8M |
| EPS (diluted) | $1.08 | $1.79 | $1.63 | $1.48 | $1.20 |
| EPS (basic) | $1.09 | $1.81 | $1.67 | $1.52 | $1.22 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $517.7M | $462.4M | $576.8M | $512.1M | $340.5M |
| Total liabilities | — | — | — | — | — |
| Stockholders' equity | $161.1M | $134.9M | $149.0M | $149.9M | $143.0M |
| Total current assets | $353.2M | $297.8M | $432.9M | $382.4M | $263.5M |
| Total current liabilities | $141.0M | $152.0M | $223.4M | $184.8M | $116.9M |
| Cash & equivalents | $168.7M | $130.5M | $239.2M | $149.5M | $132.5M |
| Accounts receivable | $105.4M | $107.1M | $155.2M | $129.8M | $67.3M |
| Property, plant & equipment | $57.1M | $50.4M | $31.7M | $28.2M | $17.9M |
| Goodwill | $54.0M | $55.2M | $54.0M | $49.8M | $36.3M |
| Intangible assets | $25.4M | $26.8M | $18.1M | $19.8M | $15.4M |
| Other non-current assets | $28.0M | $32.2M | $40.2M | $31.9M | $7.4M |
| Accounts payable | $15.3M | $19.5M | $36.5M | $25.7M | $23.2M |
| Accrued liabilities | — | — | — | — | — |
| Deferred revenue (current) | $0 | $2.7M | $4.8M | $4.2M | $3.4M |
| Short-term debt | — | $0 | $7.2M | $5.0M | $3.9M |
| Long-term debt | $194.8M | $156.6M | $181.1M | $150.2M | $79.2M |
| Common stock & paid-in capital | $4.0K | $4.0K | $4.0K | $4.0K | $4.0K |
| Retained earnings | $290.1M | $257.5M | $198.6M | $139.1M | $81.8M |
| Accumulated other comprehensive income (loss) | $104.0K | -$1.4M | $262.0K | -$142.0K | -$76.0K |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $36.9M | $53.1M | $143.5M | $15.2M | $78.1M |
| Investing cash flow | -$22.1M | -$43.9M | -$18.3M | -$12.5M | -$10.8M |
| Financing cash flow | $20.8M | -$114.2M | -$37.1M | $14.1M | -$9.6M |
| Free cash flow | $15.8M | $23.1M | $130.7M | $3.0M | $67.5M |
| Capital expenditures | $21.1M | $30.0M | $12.8M | $12.2M | $10.6M |
| Depreciation & amortization | $17.2M | $13.6M | $12.9M | $9.5M | $9.5M |
| Share-based compensation | $9.3M | $7.0M | $8.1M | $7.1M | $4.6M |
| Deferred income taxes | $5.2M | -$448.0K | -$2.6M | -$503.0K | $734.0K |
| Change in accounts receivable | $7.1M | -$41.6M | $29.2M | $48.6M | $13.8M |
| Share repurchases | $16.3M | $75.1M | $66.3M | $53.7M | $5.6M |
| Debt issued | — | — | — | — | $40.2M |
| Debt repaid | — | — | — | — | — |
| Tax withholding on stock comp | $1.1M | $2.5M | $3.9M | $5.4M | $849.0K |
| Other financing activities | -$52.0K | $0 | $0 | — | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding IMXI as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-02-19 to 2026-10-01
Recent transactions
- Most recent: Maydon Laura I (Director) — Grant / award of 174 shares on 2026-10-01.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Maydon Laura I | Director | Grant / award | 2026-10-01 | 174 |
| BRADFORD DEBRA A | Director | Grant / award | 2026-10-01 | 218 |
| Purcell Michael J. | Director | Grant / award | 2026-10-01 | 1,360 |
| Godfrey Adam P | Director | Grant / award | 2026-07-16 | 10,862 |
| Higgins-Carter Karen | Director | Grant / award | 2026-07-16 | 10,862 |
| Fernandez Bernardo B. Jr. | Director | Grant / award | 2026-07-16 | 10,862 |
| Rincon John | Director | Grant / award | 2026-07-16 | 10,862 |
| Lisy Robert | CEO, President & Chairman | Gift | 2026-03-31 | 62,500 |
| Bende Andras Quinn | Chief Financial Officer | Tax withholding | 2026-02-28 | 1,138 |
| Hunt Christopher D. | COO | Tax withholding | 2026-02-28 | 569 |
| Aguilar Joseph | President - GM, Latin America | Tax withholding | 2026-02-28 | 889 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-01 | Maydon Laura I | Director | Grant / award | 174 | $11.49 |
| 2026-10-01 | BRADFORD DEBRA A | Director | Grant / award | 218 | $11.49 |
| 2026-10-01 | Purcell Michael J. | Director | Grant / award | 1,360 | $11.49 |
| 2026-07-16 | Godfrey Adam P | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | Higgins-Carter Karen | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | Maydon Laura I | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | Fernandez Bernardo B. Jr. | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | BRADFORD DEBRA A | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | Purcell Michael J. | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-16 | Rincon John | Director | Grant / award | 10,862 | $13.81 |
| 2026-07-01 | Maydon Laura I | Director | Grant / award | 138 | $14.54 |
| 2026-07-01 | BRADFORD DEBRA A | Director | Grant / award | 172 | $14.54 |
| 2026-07-01 | Purcell Michael J. | Director | Grant / award | 1,075 | $14.54 |
| 2026-04-01 | Purcell Michael J. | Director | Grant / award | 989 | $15.80 |
| 2026-04-01 | BRADFORD DEBRA A | Director | Grant / award | 159 | $15.80 |
| 2026-04-01 | Maydon Laura I | Director | Grant / award | 127 | $15.80 |
| 2026-03-31 | Lisy Robert | CEO, President & Chairman | Gift | 62,500 | $0.00 |
| 2026-03-31 | Lisy Robert | CEO, President & Chairman | Gift | 55,000 | $0.00 |
| 2026-03-31 | Lisy Robert | CEO, President & Chairman | Gift | 55,000 | $0.00 |
| 2026-02-28 | Lisy Robert | CEO, President & Chairman | Tax withholding | 5,686 | $15.78 |
| 2026-02-28 | Lisy Robert | CEO, President & Chairman | Tax withholding | 4,738 | $15.78 |
| 2026-02-28 | Bende Andras Quinn | Chief Financial Officer | Tax withholding | 1,138 | $15.78 |
| 2026-02-28 | Bende Andras Quinn | Chief Financial Officer | Tax withholding | 948 | $15.78 |
| 2026-02-28 | Hunt Christopher D. | COO | Tax withholding | 569 | $15.78 |
| 2026-02-28 | Hunt Christopher D. | COO | Tax withholding | 563 | $15.78 |
| 2026-02-28 | Aguilar Joseph | President - GM, Latin America | Tax withholding | 889 | $15.78 |
| 2026-02-28 | Aguilar Joseph | President - GM, Latin America | Tax withholding | 1,137 | $15.78 |
| 2026-02-19 | Bende Andras Quinn | Chief Financial Officer | Tax withholding | 1,489 | $15.51 |
| 2026-02-19 | Hunt Christopher D. | COO | Tax withholding | 1,489 | $15.51 |
| 2026-02-19 | Lisy Robert | CEO, President & Chairman | Tax withholding | 7,358 | $15.51 |
| 2026-02-19 | Aguilar Joseph | President - GM, Latin America | Tax withholding | 992 | $15.51 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 05:15 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-02 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-10-02 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-10-02 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-10-02 | 8-K | 2026-10-02 | View on SEC.gov → |
| 2026-08-10 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-16 | View on SEC.gov → |
Recent news
Headlines about IMXI (International Money Express, Inc.). Links open the publisher — we don’t host full articles.
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AD HOC NEWS · 2026-10-16 -
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Seeking Alpha · 2026-10-12
No headlines in this category right now — try “All”.