GDOT · Green Dot Corporation
Green Dot Corp (GDOT)
What's happening
- GDOT is up 0.21% today, trading at $12.20. — Live quote
- Volume today (14,185) is well below its 3-month average of 402,430. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $0.26 actual vs. $0.38 estimated (-31.1%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-09-01 (9 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 18.2% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is +0.1%. Finnhub market metrics ↗
Potential concerns
- Net profit margin is -1.1%. Finnhub fundamentals ↗
- Latest SEC filing is Form 8-K, filed 2026-10-14; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on GDOT
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $595.9M | $656.2M | $494.8M | $504.2M | $558.9M | $409.7M | $407.1M | $452.0M |
| Operating income | -$761.0K | $69.0M | -$32.8M | $13.4M | $60.7M | -$2.9M | -$23.7M | $10.6M |
| Net income | -$2.1M | $53.8M | -$30.8M | -$47.0M | $25.8M | -$7.8M | -$28.7M | $4.8M |
| EPS (diluted) | — | — | — | — | — | — | — | — |
| Operating margin | -$0 | $11 | -$7 | $3 | $11 | -$1 | -$6 | $2 |
| Net margin | -$0 | $8 | -$6 | -$9 | $5 | -$2 | -$7 | $1 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $6.19B | $6.65B | $5.99B | $5.77B | $5.58B | $5.73B | $5.43B | $5.29B |
| Total liabilities | $5.25B | $5.71B | $5.09B | $4.85B | $4.66B | $4.78B | $4.56B | $4.35B |
| Stockholders' equity | $939.4M | $940.5M | $890.2M | $913.3M | $920.9M | $947.7M | $873.6M | $932.2M |
| Total current assets | $2.32B | $2.83B | $2.64B | $2.57B | $3.15B | $2.75B | $2.43B | $2.22B |
| Total current liabilities | $5.19B | $5.64B | $5.03B | $4.79B | $4.59B | $4.71B | $4.50B | $4.31B |
| Cash & equivalents | $1.14B | $1.65B | $1.42B | $1.64B | $2.31B | $1.77B | $1.59B | $1.45B |
| Accounts receivable | $137.8M | $196.3M | $197.2M | $145.8M | $103.1M | $128.6M | $132.0M | $84.6M |
| Property, plant & equipment | $200.2M | $199.0M | $198.4M | $200.7M | $198.1M | $194.6M | $188.4M | $181.4M |
| Goodwill | — | — | $301.8M | — | — | — | $301.8M | — |
| Intangible assets | — | — | $72.6M | — | — | — | $96.2M | — |
| Accounts payable | $59.0M | $101.4M | $114.7M | $107.1M | $111.6M | $116.4M | $103.8M | $95.0M |
| Deferred revenue (current) | $4.3M | $4.4M | $4.2M | $4.8M | $4.7M | $4.8M | $6.3M | $7.2M |
| Other current liabilities | $149.8M | $150.9M | $153.8M | $159.1M | $86.7M | $91.2M | $87.7M | $94.8M |
| Other non-current liabilities | $132.0K | $203.0K | $282.0K | $402.0K | $616.0K | $829.0K | $1.0M | $1.2M |
| Common stock & paid-in capital | $57.0K | $57.0K | $56.0K | $56.0K | $55.0K | $55.0K | $55.0K | $54.0K |
| Retained earnings | $696.4M | $698.5M | $644.7M | $691.6M | $722.4M | $769.4M | $743.6M | $738.5M |
| Accumulated other comprehensive income (loss) | -$188.0M | -$186.0M | -$182.0M | -$200.2M | -$218.3M | -$230.4M | -$278.1M | -$207.1M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $99.6M | $95.1M | -$62.5M | $23.3M | $69.0M | $108.7M | -$23.0M | -$16.3M |
| Investing cash flow | -$61.2M | -$566.6M | -$163.1M | -$789.1M | $565.1M | -$63.5M | -$4.4M | $78.0M |
| Financing cash flow | -$541.4M | $696.2M | $9.9M | $90.6M | -$94.4M | $135.2M | $166.3M | $74.6M |
| Free cash flow | $79.8M | $76.0M | -$76.3M | $3.5M | $49.5M | $89.3M | -$45.1M | -$37.0M |
| Capital expenditures | $19.8M | $19.0M | $13.8M | $19.8M | $19.5M | $19.4M | $22.1M | $20.7M |
| Depreciation & amortization | $18.7M | $18.1M | $17.2M | $16.3M | $16.1M | $15.2M | $15.7M | $15.5M |
| Share-based compensation | $3.3M | $4.5M | $4.7M | $5.3M | $5.7M | $3.0M | $5.9M | $8.2M |
| Deferred income taxes | — | — | $368.0K | — | — | — | -$10.4M | — |
| Change in accounts receivable | -$56.3M | $1.6M | $52.9M | $47.4M | -$21.8M | -$499.0K | $51.6M | $13.0M |
| Purchases of investments | $121.8M | $549.8M | $197.3M | $808.8M | $194.1M | $80.7M | $0 | $11.8M |
| Sales/maturities of investments | $0 | $0 | $0 | $354.0K | $730.2M | $287.0K | $0 | $178.0K |
| Other investing activities | -$22.2M | $23.2M | $252.0K | $1.1M | $447.0K | $474.0K | $1.7M | $516.0K |
| Share repurchases | — | — | — | — | — | — | $0 | — |
| Tax withholding on stock comp | $276.0K | $4.9M | $119.0K | $161.0K | $204.0K | $2.4M | $904.0K | $228.0K |
| Other financing activities | — | — | — | — | — | — | $0 | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $2.08B | $1.72B | $1.50B | $1.45B | $1.43B |
| Operating income | $13.7M | -$1.7M | $22.7M | $94.4M | $66.5M |
| Net income | -$98.9M | -$26.7M | $6.7M | $64.2M | $47.5M |
| Operating margin | $1 | -$0 | $2 | $7 | $5 |
| Net margin | -$5 | -$2 | $0 | $4 | $3 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $5.99B | $5.43B | $4.82B | $4.79B | $4.73B |
| Total liabilities | $5.09B | $4.56B | $3.96B | $4.01B | $3.65B |
| Stockholders' equity | $890.2M | $873.6M | $859.4M | $781.5M | $1.07B |
| Total current assets | $2.64B | $2.43B | $1.64B | $1.47B | $1.81B |
| Total current liabilities | $5.03B | $4.50B | $3.95B | $3.96B | $3.64B |
| Cash & equivalents | $1.42B | $1.59B | $682.3M | $813.9M | $1.32B |
| Accounts receivable | $197.2M | $132.0M | $110.1M | $74.4M | $80.4M |
| Property, plant & equipment | $198.4M | $188.4M | $179.4M | $160.2M | $135.3M |
| Goodwill | $301.8M | $301.8M | $301.8M | $301.8M | $301.8M |
| Intangible assets | $72.6M | $96.2M | $118.7M | $143.3M | $165.2M |
| Accounts payable | $114.7M | $103.8M | $119.9M | $113.9M | $51.4M |
| Deferred revenue (current) | $4.2M | $6.3M | $6.3M | $25.0M | $28.9M |
| Other current liabilities | $153.8M | $87.7M | $91.2M | $98.6M | $128.3M |
| Other non-current liabilities | $282.0K | $1.0M | $1.9M | $5.8M | $3.5M |
| Common stock & paid-in capital | $56.0K | $55.0K | $53.0K | $52.0K | $55.0K |
| Retained earnings | $644.7M | $743.6M | $770.3M | $763.6M | $699.4M |
| Accumulated other comprehensive income (loss) | -$182.0M | -$278.1M | -$287.0M | -$322.7M | -$29.8M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $138.6M | $81.4M | $97.5M | $277.7M | $167.0M |
| Investing cash flow | -$450.5M | $81.4M | $33.2M | -$820.2M | -$1.37B |
| Financing cash flow | $141.3M | $743.1M | -$264.0M | $36.7M | $1.03B |
| Free cash flow | $66.0M | $7.1M | $21.6M | $193.4M | $109.6M |
| Capital expenditures | $72.5M | $74.3M | $75.9M | $84.3M | $57.4M |
| Depreciation & amortization | $64.7M | $63.4M | $58.7M | $57.1M | $57.0M |
| Share-based compensation | $18.7M | $29.9M | $33.7M | $34.8M | $51.4M |
| Deferred income taxes | $368.0K | -$10.4M | -$11.9M | -$6.7M | $2.7M |
| Change in accounts receivable | $78.0M | $41.6M | $60.5M | $7.8M | $32.5M |
| Purchases of investments | $1.28B | $11.8M | $0 | $931.5M | $1.40B |
| Sales/maturities of investments | $730.8M | $273.0K | $186.0K | $3.5M | $6.8M |
| Other investing activities | $2.3M | $2.6M | $3.8M | $2.6M | $852.0K |
| Share repurchases | — | $0 | $0 | $95.5M | $0 |
| Tax withholding on stock comp | $2.9M | $2.9M | $3.9M | $5.9M | $12.9M |
| Other financing activities | — | $0 | $0 | -$4.5M | -$4.5M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding GDOT as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-05-22 to 2026-05-21
Recent transactions
- Most recent: RICHEY ELLEN (Reporting person) — Grant / award of 17,496 shares on 2026-05-21.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| RICHEY ELLEN | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| Brewster J Chris | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| SHAHEEN GEORGE T | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| Millard Robert C. | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| Razon Michelleta | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| Fanlo Saturnino Sixto | Reporting person | Grant / award | 2026-05-21 | 17,496 |
| Ruppel Christian Devin | President | Tax withholding | 2026-03-24 | 6,388 |
| Pugh Amy Myers | General Counsel and Secretary | Tax withholding | 2026-03-23 | 3,913 |
| Unruh Jess | Chief Financial Officer | Tax withholding | 2026-03-23 | 8,124 |
| Watkins Teresa Elaine | Chief Operations Officer | Tax withholding | 2026-03-23 | 3,102 |
| JACOBS WILLIAM I | interim CEO | Grant / award | 2025-06-19 | 131,717 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-05-21 | RICHEY ELLEN | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-05-21 | Brewster J Chris | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-05-21 | SHAHEEN GEORGE T | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-05-21 | Millard Robert C. | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-05-21 | Razon Michelleta | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-05-21 | Fanlo Saturnino Sixto | Reporting person | Grant / award | 17,496 | $0.00 |
| 2026-03-24 | Ruppel Christian Devin | President | Tax withholding | 6,388 | $11.17 |
| 2026-03-23 | Pugh Amy Myers | General Counsel and Secretary | Tax withholding | 3,913 | $11.27 |
| 2026-03-23 | Unruh Jess | Chief Financial Officer | Tax withholding | 8,124 | $11.27 |
| 2026-03-23 | Ruppel Christian Devin | President | Tax withholding | 8,592 | $11.27 |
| 2026-03-23 | Watkins Teresa Elaine | Chief Operations Officer | Tax withholding | 3,102 | $11.27 |
| 2026-03-21 | Pugh Amy Myers | General Counsel and Secretary | Tax withholding | 4,732 | $11.04 |
| 2026-03-21 | Unruh Jess | Chief Financial Officer | Tax withholding | 8,601 | $11.04 |
| 2026-03-21 | Ruppel Christian Devin | President | Tax withholding | 6,686 | $11.04 |
| 2026-03-21 | Watkins Teresa Elaine | Chief Operations Officer | Tax withholding | 3,751 | $11.04 |
| 2026-03-07 | Watkins Teresa Elaine | Chief Operations Officer | Tax withholding | 1,196 | $11.60 |
| 2026-03-07 | Ruppel Christian Devin | interim President | Tax withholding | 1,922 | $11.60 |
| 2026-03-07 | Pugh Amy Myers | General Counsel and Secretary | Tax withholding | 1,408 | $11.60 |
| 2026-03-07 | Unruh Jess | Chief Financial Officer | Tax withholding | 2,824 | $11.60 |
| 2025-12-15 | Ruppel Christian Devin | interim President | Tax withholding | 169 | $12.99 |
| 2025-12-15 | Unruh Jess | Chief Financial Officer | Tax withholding | 312 | $12.99 |
| 2025-11-28 | Fanlo Saturnino Sixto | Reporting person | Open market sale | 13,451 | $12.61 |
| 2025-11-28 | Brewster J Chris | Reporting person | Open market sale | 7,969 | $12.37 |
| 2025-11-13 | Unruh Jess | Chief Financial Officer | Grant / award | 9,017 | $0.00 |
| 2025-09-12 | Pugh Amy Myers | General Counsel and Secretary | Tax withholding | 1,222 | $13.55 |
| 2025-08-12 | Ruppel Christian Devin | interim President | Open market sale | 16,966 | $12.00 |
| 2025-08-12 | Ruppel Christian Devin | interim President | Open market sale | 10,965 | $13.00 |
| 2025-07-22 | Watkins Teresa Elaine | Chief Operations Officer | Tax withholding | 656 | $10.27 |
| 2025-06-19 | JACOBS WILLIAM I | interim CEO | Grant / award | 131,717 | $0.00 |
| 2025-05-22 | Razon Michelleta | Reporting person | Grant / award | 24,429 | $0.00 |
| 2025-05-22 | Millard Robert C. | Reporting person | Grant / award | 24,429 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 04:55 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-14 | 8-K | 2026-10-08 | View on SEC.gov → |
| 2026-08-10 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-10 | 8-K | 2026-08-10 | View on SEC.gov → |
| 2026-06-24 | 8-K | 2026-06-23 | View on SEC.gov → |
| 2026-06-16 | 8-K | 2026-06-16 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-11 | 10-Q | 2026-03-31 | View on SEC.gov → |
Recent news
Headlines about GDOT (Green Dot Corporation). Links open the publisher — we don’t host full articles.
-
GDOT wraps up major rebuild of I-285 and I-20 East interchange
FOX 5 Atlanta · 2026-10-21 -
Green Dot Corporation (GDOT) Slips to $12.11 as Shares Test Lower End of Recent Range - Buyback Factor
www.dars.gov.et · 2026-10-20 -
Should Trotter have the green dot over Anzalone?
Yahoo Sports · 2026-10-19 -
GDOT,NE,SEIC,IT,TTWO,DJT,ROK | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-19 -
GDOT awards nearly $44 million contract to widen 6.5 miles of highway in Laurens County
13WMAZ · 2026-10-19 -
Embedded Finance Investments Climb Despite Rising Risks and Uncertainty
Yahoo Finance · 2026-10-15 -
Why Is Green Dot (GDOT) Down 1.2% Since Last Earnings Report?
Yahoo Finance · 2026-09-09 -
Pathward’s Credit Scare Tests Its Comeback Story
Yahoo Finance · 2026-08-25
No headlines in this category right now — try “All”.