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FDSB · Fifth District Bancorp, Inc.

NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD

Fifth District Bancorp Inc (FDSB)

NASDAQ NMS - GLOBAL MARKET Banking
Move probability → Options chain →
$17.01 +0.06 (+0.32%)
● At close: October 20 at 4:00:00 PM EDT
DAY'S RANGE $17.01
$17.01 $17.01
52-WEEK RANGE $17.01
$13.00 $18.69

What's happening

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$89.5M
P/E (TTM1)54.10
EPS2 (TTM)$0.33
Div Yield—
Beta30.24
Volume200
Open17.01
Prev Close16.95
Bid / Ask16.59 / 0.00
Next Earnings 2026-11-09

Analyst Recommendations

No analyst recommendation data available.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
FDSB +14.00%
vs S&P 500 +1.22%
1-YEAR RETURN
FDSB +27.33%
vs S&P 500 +12.77%
6-MONTH RETURN
FDSB +13.77%
3-MONTH RETURN
FDSB -1.72%

Valuation Measures & Ratios

Enterprise Value4$89.5M
Forward P/E5—
PEG Ratio6—
Price / Sales (TTM1)—
Price / Book70.66
EV4 / Revenue—
EV4 / EBITDA—
Profit Margin—
Operating Margin—
Return on Equity (ROE8)1.27%
Return on Assets (ROA9)0.31%
Avg Volume (3M)6,610
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $76.7M $71.5M $67.8M $63.0M $47.4M
P/E 18.08 18.17 24.56 20.34 -40.88
Price/Book 0.59 0.55 0.52 0.48 0.37
ROE 3.29% 3.04% 2.10% 2.37% -0.91%
ROA 0.80% 0.73% 0.51% 0.57% -0.22%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short7,349
Change from Prior Settlement+16.82%
% of Float—
Days to Cover (Short Ratio)1.02

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

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Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

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Starter sets
Trend
Oscillators
Volume/volatility
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History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

  • Trailing P/E is 54.1, a high price relative to reported earnings. Finnhub fundamentals ↗
  • Latest SEC filing is Form 4, filed 2026-08-26; review it for current changes and risks. SEC EDGAR ↗

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

No accessible free API for these — links go to the source directly.

Morningstar Motley Fool MarketBeat

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Net income $384.0K $387.0K $343.0K $3.1M $78.0K -$788.0K $683.0K -$1.1M
EPS (diluted) $0.08 $0.08 $0.07 $0.61 $0.02 $-0.15 — —
EPS (basic) $0.08 $0.08 $0.07 $0.61 $0.02 $-0.15 — —

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $532.1M $535.7M $534.4M $539.5M $539.8M $531.1M $527.3M $523.8M
Total liabilities $403.1M $406.4M $404.6M $408.2M $408.9M $403.8M $401.5M $395.9M
Stockholders' equity $129.0M $129.3M $129.8M $131.3M $130.9M $127.3M $125.8M $127.9M
Cash & equivalents $19.2M $23.3M $33.9M $34.4M $27.7M $30.1M $37.9M $34.1M
Property, plant & equipment $11.9M $11.8M $11.6M $11.7M $11.8M $11.8M $11.9M $12.1M
Common stock & paid-in capital $53.0K $53.0K $54.0K $55.0K $56.0K $56.0K $56.0K $56.0K

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $862.0K $1.0M -$44.0K $117.0K $430.0K $823.0K -$633.0K $734.0K
Investing cash flow -$854.0K -$12.2M $4.9M $7.6M -$7.1M -$10.5M -$1.8M -$19.3M
Financing cash flow -$4.2M $647.0K -$5.4M -$1.1M $4.2M $1.9M $6.3M $6.5M
Free cash flow $596.0K $736.0K -$126.0K $54.0K $249.0K $765.0K -$659.0K $710.0K
Capital expenditures $266.0K $301.0K $82.0K $63.0K $181.0K $58.0K $26.0K $24.0K
Share-based compensation $174.0K $137.0K $68.0K — — — — —

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding FDSB as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Institutional ownership is not available for this symbol right now.

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 14 most recent filings · covers 2025-08-22 to 2026-08-25

Recent transactions

  • Insiders have net sold 11,700 shares over the last 182 days, across 0 purchases and 10 sales.
  • Most recent: Rittiner Chris M. (Director) — Open market sale of 8,400 shares on 2026-08-25.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)11,700 sh(10 txns)
Net Shares-11,700

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Rittiner Chris M.DirectorOpen market sale2026-08-258,400
Nolan Gregory P.SVP & General CounselGrant / award2026-06-0811,118
Sins Linda A.DirectorOpen market sale2026-05-218
Smith Shane MichaelChief Credit OfficerGrant / award2026-02-0911,118
Gervais Dodie F.VP of Lending SubsidiaryGrant / award2026-02-0931,133
Burns Melissa C.CFO and TreasurerGrant / award2026-02-0931,133
Lyons Amie L.President and CEOGrant / award2026-02-0931,133
Nolan David CharlesDirectorGrant / award2025-09-1611,118
Lambert Nolan P.DirectorGrant / award2025-09-1611,118
Abry Herman GregDirectorGrant / award2025-09-1611,118

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-08-25Rittiner Chris M.DirectorOpen market sale 8,400$18.19
2026-08-24Rittiner Chris M.DirectorOpen market sale 100$18.21
2026-08-24Rittiner Chris M.DirectorOpen market sale 100$18.22
2026-08-24Rittiner Chris M.DirectorOpen market sale 100$18.33
2026-08-24Rittiner Chris M.DirectorOpen market sale 246$18.34
2026-08-24Rittiner Chris M.DirectorOpen market sale 54$18.35
2026-06-08Nolan Gregory P.SVP & General CounselGrant / award 11,118$0.00
2026-05-21Sins Linda A.DirectorOpen market sale 8$15.03
2026-05-20Sins Linda A.DirectorOpen market sale 1,221$15.00
2026-05-20Sins Linda A.DirectorOpen market sale 1,171$15.02
2026-05-20Sins Linda A.DirectorOpen market sale 300$15.09
2026-02-09Smith Shane MichaelChief Credit OfficerGrant / award 11,118$0.00
2026-02-09Gervais Dodie F.VP of Lending SubsidiaryGrant / award 31,133$0.00
2026-02-09Burns Melissa C.CFO and TreasurerGrant / award 31,133$0.00
2026-02-09Lyons Amie L.President and CEOGrant / award 31,133$0.00
2025-09-18Sins Linda A.DirectorOpen market sale 150$13.95
2025-09-16Rittiner Chris M.DirectorGrant / award 11,118$0.00
2025-09-16Nolan David CharlesDirectorGrant / award 11,118$0.00
2025-09-16Lambert Nolan P.DirectorGrant / award 11,118$0.00
2025-09-16Sins Linda A.DirectorGrant / award 11,118$0.00
2025-09-16Abry Herman GregDirectorGrant / award 11,118$0.00
2025-08-22Smith Shane MichaelChief Credit OfficerOpen market purchase 2,701$13.45

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-22 05:13 UTC

FiledFormReport periodOfficial filing
2026-08-2642026-08-24 View on SEC.gov →
2026-08-1010-Q2026-06-30 View on SEC.gov →
2026-06-098-K2026-06-08 View on SEC.gov →
2026-06-0842026-06-08 View on SEC.gov →
2026-05-2642026-05-21 View on SEC.gov →
2026-05-2142026-05-20 View on SEC.gov →
2026-05-208-K2026-05-18 View on SEC.gov →
2026-05-1210-Q2026-03-31 View on SEC.gov →
2026-03-3042025-08-22 View on SEC.gov →
2026-03-2410-K2025-12-31 View on SEC.gov →
2026-02-1042026-02-09 View on SEC.gov →
2026-02-1042026-02-09 View on SEC.gov →

Headlines about FDSB (Fifth District Bancorp, Inc.). Links open the publisher — we don’t host full articles.

SEC filings ↓

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