EXFY · Expensify, Inc. Class A

NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD

Expensify Inc (EXFY)

NASDAQ NMS - GLOBAL MARKET Technology
Move probability → Options chain →
$2.60 +0.05 (+1.96%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE $2.60
$2.57 $2.67
52-WEEK RANGE $2.60
$0.69 $2.81

What's happening

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$238.0M
P/E (TTM1)—
EPS2 (TTM)$-0.17
Div Yield—
Beta31.75
Volume38,539
Open2.57
Prev Close2.55
Bid / Ask2.25 / 3.05
Next Earnings 2026-11-05 (after market close)

Analyst Recommendations

Strong buy 2 Buy 4 Hold 3 Sell 0 Strong sell 0

Aggregate ratings for 2026-10-01 (9 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
EXFY +72.85%
vs S&P 500 +59.48%
1-YEAR RETURN
EXFY +54.44%
vs S&P 500 +39.27%
6-MONTH RETURN
EXFY +192.60%
3-MONTH RETURN
EXFY +49.14%

Valuation Measures & Ratios

Enterprise Value4$172.2M
Forward P/E522.03
PEG Ratio6—
Price / Sales (TTM1)1.72
Price / Book71.28
EV4 / Revenue1.25
EV4 / EBITDA25.11
Profit Margin-11.31%
Operating Margin-8.03%
Return on Equity (ROE8)-11.54%
Return on Assets (ROA9)-8.34%
Avg Volume (3M)1,141,150
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $171.9M $102.3M $143.5M $228.5M $321.1M
P/E -9.94 -6.16 -8.71 -13.50 -26.96
Price/Sales 1.24 0.73 1.01 1.63 2.32
Price/Book 1.28 0.74 1.06 1.73 2.38
EV/Revenue 0.77 0.25 0.58 1.20 1.89
EV/EBITDA -12.20 -4.70 -14.11 — —
ROE -12.85% -11.99% -12.14% -12.84% -8.85%
ROA -9.33% -8.71% -8.82% -9.04% -6.29%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short1,066,823
Change from Prior Settlement-10.00%
% of Float—
Days to Cover (Short Ratio)1.87

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

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Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

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Starter sets
Trend
Oscillators
Volume/volatility
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History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $33.9M $34.0M $35.1M $35.8M $36.1M $35.4M $33.3M $33.5M
Gross profit $16.3M $16.2M $17.4M $18.6M $18.2M $18.3M $18.9M $19.0M
Operating income -$2.9M -$2.0M -$2.3M -$10.3M -$1.5M $288.0K $219.0K -$1.8M
Net income -$3.9M -$2.3M -$2.3M -$8.8M -$3.2M -$2.2M -$2.8M -$3.8M
EPS (diluted) $-0.04 $-0.02 $-0.03 $-0.10 $-0.03 $-0.02 $-0.03 $-0.04
EPS (basic) $-0.04 $-0.02 $-0.03 $-0.10 $-0.03 $-0.02 $-0.03 $-0.04

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $185.4M $190.6M $186.0M $186.8M $187.1M $189.2M $173.7M $176.2M
Total liabilities $50.8M $52.1M $53.2M $51.2M $55.3M $54.6M $45.4M $56.3M
Stockholders' equity $134.6M $138.5M $132.7M $135.7M $131.8M $134.7M $128.2M $119.9M
Total current assets $154.2M $158.2M $153.0M $152.6M $152.3M $153.7M $136.9M $138.5M
Total current liabilities $44.1M $45.3M $46.4M $44.4M $48.4M $47.3M $38.0M $48.3M
Cash & equivalents $65.8M $66.5M $63.1M $61.5M $60.5M $59.6M $48.8M $39.2M

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $8.4M $118.0K $2.2M $1.8M $8.2M $7.9M $7.4M $3.7M
Investing cash flow -$1.1M -$1.4M -$798.0K -$1.1M -$1.2M -$498.0K -$929.0K -$1.8M
Financing cash flow -$7.3M $6.3M -$1.2M $1.2M -$931.0K -$1.8M -$893.0K -$23.0M
Free cash flow $8.4M — $2.2M $1.8M $8.2M — $7.4M $3.7M
Capital expenditures $0 — $0 $0 $17.0K — $0 $0
Depreciation & amortization $2.3M $2.3M $2.3M $2.1M $2.1M $2.0M $2.0M $1.8M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding EXFY as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Institutional ownership is not available for this symbol right now.

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-12-30 to 2026-07-05

Recent transactions

  • Insiders have net sold 111,428 shares over the last 182 days, across 0 purchases and 5 sales.
  • Most recent: Liu Ying (Director) — Grant / award of 3,731 shares on 2026-07-05.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)111,428 sh(5 txns)
Net Shares-111,428

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Liu YingDirectorGrant / award2026-07-053,731
Alvarez Divo Carlos EduardoDirectorOpen market sale2026-06-1510,700
Barrett David MichaelChief Executive OfficerOpen market sale2026-06-0130,000
Pao EllenDirectorGrant / award2026-05-22123,762
Christen Timothy LDirectorGrant / award2026-05-22123,762
Vidal DanielDirectorOpen market sale2026-03-241,510
Schaffer RyanChief Financial OfficerOpen market sale2026-03-242,700
Mills Jason FahrDirectorOpen market sale2026-03-241,786
McLaughlin Steven J.Reporting personOpen market purchase2026-03-11500,000

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-07-05Liu YingDirectorGrant / award 3,731$0.00
2026-06-15Alvarez Divo Carlos EduardoDirectorOpen market sale 10,700$1.28
2026-06-01Barrett David MichaelChief Executive OfficerOpen market sale 30,000$1.15
2026-05-22Pao EllenDirectorGrant / award 123,762$0.00
2026-05-22Liu YingDirectorGrant / award 123,762$0.00
2026-05-22Christen Timothy LDirectorGrant / award 123,762$0.00
2026-05-15Alvarez Divo Carlos EduardoDirectorOpen market sale 10,000$1.13
2026-05-01Barrett David MichaelChief Executive OfficerOpen market sale 30,000$1.08
2026-04-28Alvarez Divo Carlos EduardoDirectorOpen market sale 30,728$1.01
2026-04-05Liu YingDirectorGrant / award 5,376$0.00
2026-04-01Barrett David MichaelChief Executive OfficerOpen market sale 30,000$0.85
2026-03-30Alvarez Divo Carlos EduardoDirectorOpen market sale 12,451$0.81
2026-03-24Alvarez Divo Carlos EduardoDirectorOpen market sale 1,699$0.84
2026-03-24Vidal DanielDirectorOpen market sale 1,510$0.84
2026-03-24Schaffer RyanChief Financial OfficerOpen market sale 2,700$0.84
2026-03-24Barrett David MichaelChief Executive OfficerOpen market sale 10,114$0.84
2026-03-24Mills Jason FahrDirectorOpen market sale 1,786$0.84
2026-03-20Alvarez Divo Carlos EduardoDirectorGrant / award 33,633$0.00
2026-03-17Alvarez Divo Carlos EduardoDirectorOpen market sale 6,230$0.76
2026-03-17Vidal DanielDirectorOpen market sale 6,158$0.76
2026-03-17Schaffer RyanChief Financial OfficerOpen market sale 3,333$0.76
2026-03-17Barrett David MichaelChief Executive OfficerOpen market sale 2,692$0.76
2026-03-17Mills Jason FahrDirectorOpen market sale 6,770$0.76
2026-03-15Alvarez Divo Carlos EduardoDirectorOption exercise 2,467—
2026-03-15Vidal DanielDirectorOption exercise 2,826—
2026-03-15Schaffer RyanChief Financial OfficerOption exercise 3,922—
2026-03-15Barrett David MichaelChief Executive OfficerOption exercise 14,463—
2026-03-15Mills Jason FahrDirectorOption exercise 3,822—
2026-03-13Alvarez Divo Carlos EduardoDirectorGrant / award 59,500$0.82
2026-03-13Alvarez Divo Carlos EduardoDirectorGrant / award 16,359$0.00
2026-03-13Vidal DanielDirectorGrant / award 72,413$0.82
2026-03-13Vidal DanielDirectorGrant / award 20,925$0.00
2026-03-13Schaffer RyanChief Financial OfficerGrant / award 28,141$0.82
2026-03-13Schaffer RyanChief Financial OfficerGrant / award 8,705$0.00
2026-03-13Barrett David MichaelChief Executive OfficerGrant / award 6,920$0.00
2026-03-13Mills Jason FahrDirectorGrant / award 41,348$0.82
2026-03-13Mills Jason FahrDirectorGrant / award 26,058$0.00
2026-03-11McLaughlin Steven J.Reporting personOpen market purchase 500,000$0.84
2026-03-09McLaughlin Steven J.Reporting personOpen market purchase 455,911$0.95
2026-03-06McLaughlin Steven J.Reporting personOpen market purchase 480,389$0.96
2026-03-04McLaughlin Steven J.Reporting personOpen market purchase 327,144$1.02
2026-03-03McLaughlin Steven J.Reporting personOpen market purchase 500,000$0.97
2026-03-02Barrett David MichaelChief Executive OfficerOpen market sale 30,000$0.90
2026-02-02Barrett David MichaelChief Executive OfficerOpen market sale 30,000$1.45
2026-01-05Liu YingDirectorGrant / award 3,386$0.00
2026-01-05Alvarez Divo Carlos EduardoDirectorOther acquisition/disposition 5,312—
2026-01-04Alvarez Divo Carlos EduardoDirectorOther acquisition/disposition 7,839—
2025-12-31Alvarez Divo Carlos EduardoDirectorOpen market sale 6,504$1.50
2025-12-31Alvarez Divo Carlos EduardoDirectorOther acquisition/disposition 20,441—
2025-12-30Alvarez Divo Carlos EduardoDirectorOpen market sale 2,468$1.52

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-22 04:26 UTC

FiledFormReport periodOfficial filing
2026-08-068-K2026-08-06 View on SEC.gov →
2026-08-0610-Q2026-06-30 View on SEC.gov →
2026-07-0742026-05-22 View on SEC.gov →
2026-07-0742026-05-22 View on SEC.gov →
2026-07-0742026-05-22 View on SEC.gov →
2026-07-0742026-07-05 View on SEC.gov →
2026-06-2542026-06-23 View on SEC.gov →
2026-06-2542026-06-23 View on SEC.gov →
2026-06-2542026-06-23 View on SEC.gov →
2026-06-2542026-06-23 View on SEC.gov →
2026-06-1642026-06-15 View on SEC.gov →
2026-06-1142026-03-13 View on SEC.gov →

Headlines about EXFY (Expensify, Inc. Class A). Links open the publisher — we don’t host full articles.

SEC filings ↓

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