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ESNT · Essent Group LTD
NEW YORK STOCK EXCHANGE, INC. - BOATS Real Time Price • USD
Essent Group Ltd (ESNT)
NEW YORK STOCK EXCHANGE, INC.
Financial Services
$64.12
-1.72
(-2.60%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE
$64.12
$63.77
$66.32
52-WEEK RANGE
$64.12
$55.34
$70.37
What's happening
- ESNT is down 2.60% today, trading at $64.12. — Live quote
- Volume today (39,494) is well below its 3-month average of 743,670. (Finnhub fundamentals)
- Reports earnings on 2026-11-06 (before market open), 15 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $2.08 actual vs. $1.81 estimated (+14.9%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Strong buy 3
Buy 5
Hold 7
Sell 0
Strong sell 0
Aggregate ratings for 2026-10-01 (15 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
YTD RETURN
ESNT
+1.28%
vs S&P 500
-11.50%
1-YEAR RETURN
ESNT
+10.32%
vs S&P 500
-4.24%
6-MONTH RETURN
ESNT
+8.15%
3-MONTH RETURN
ESNT
+0.55%
Earnings Trends (Quarterly EPS Actual vs Estimate)
2026-07-26 (Q2 2026)
$2.08
Est. $1.81
BEAT +14.9%
2026-04-26 (Q1 2026)
$1.82
Est. $1.72
BEAT +6.0%
2026-01-26 (Q4 2025)
$1.60
Est. $1.77
MISS -9.5%
2025-10-26 (Q3 2025)
$1.67
Est. $1.80
MISS -7.3%
Valuation Measures & Ratios
Enterprise Value4$6.34B
Forward P/E58.40
PEG Ratio62.41
Price / Sales (TTM1)4.47
Price / Book71.05
EV4 / Revenue4.79
EV4 / EBITDA7.38
Profit Margin51.45%
Operating Margin64.51%
Return on Equity (ROE8)11.91%
Return on Assets (ROA9)9.09%
Avg Volume (3M)743,670
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $5.83B | $5.45B | $6.11B | $5.98B | $5.80B |
| P/E | 8.09 | 7.71 | 8.60 | 7.97 | 7.87 |
| Price/Sales | 4.39 | 4.24 | 4.83 | 4.73 | 4.66 |
| Price/Book | 1.03 | 0.96 | 1.07 | 1.05 | 1.03 |
| EV/Revenue | 4.39 | 4.24 | 4.83 | 4.73 | 4.66 |
| ROE | 12.73% | 12.41% | 12.39% | 13.23% | 13.02% |
| ROA | 9.50% | 9.34% | 9.67% | 10.39% | 10.23% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Shares Short3,350,195
Change from Prior Settlement+16.01%
% of Float—
Days to Cover (Short Ratio)3.29
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Events
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
Loading chart…
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
No reviewed peer group is available for this symbol.
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 13.6% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 51.5%. Finnhub fundamentals ↗
- Trailing 52-week price return is +10.3%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 4, filed 2026-09-17; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on ESNT
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $362.7M | $336.1M | $311.8M | $319.1M | $317.6M | $316.6M | $312.9M | $298.4M |
| Operating income | — | — | — | — | — | — | — | — |
| Net income | $189.7M | $171.8M | $164.2M | $195.3M | $175.4M | $176.2M | $203.6M | $181.7M |
| EPS (diluted) | $2.08 | $1.82 | $1.67 | $1.93 | $1.69 | $1.65 | $1.91 | $1.70 |
| EPS (basic) | $2.09 | $1.83 | $1.69 | $1.95 | $1.71 | $1.67 | $1.93 | $1.72 |
| Net margin | $52 | $51 | $53 | $61 | $55 | $56 | $65 | $61 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $7.59B | $7.57B | $7.44B | $7.35B | $7.22B | $7.20B | $7.11B | $7.13B |
| Total liabilities | $1.93B | $1.87B | $1.68B | $1.61B | $1.55B | $1.55B | $1.51B | $1.49B |
| Stockholders' equity | $5.66B | $5.70B | $5.76B | $5.74B | $5.67B | $5.66B | $5.60B | $5.64B |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Marketable securities (current) | — | — | — | — | — | — | — | — |
| Property, plant & equipment | — | — | — | — | — | — | — | $41.2M |
| Goodwill | — | — | $48.8M | — | — | — | $48.8M | — |
| Common stock & paid-in capital | $1.3M | $1.4M | $1.4M | $1.5M | $1.5M | $1.5M | $1.6M | $1.6M |
| Retained earnings | $5.55B | $5.40B | $5.26B | $5.13B | $5.00B | $4.83B | $4.69B | $4.55B |
| Accumulated other comprehensive income (loss) | -$190.7M | -$187.9M | -$152.0M | -$165.4M | -$215.7M | -$232.2M | -$304.0M | -$190.3M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $197.1M | $192.0M | $229.1M | $215.9M | $189.5M | $221.6M | $226.7M | $229.2M |
| Investing cash flow | -$27.6M | $16.6M | -$41.8M | -$64.4M | -$104.1M | $55.5M | -$107.9M | -$343.7M |
| Financing cash flow | -$223.4M | -$203.4M | -$155.7M | -$152.2M | -$201.4M | -$200.5M | -$96.6M | $26.5M |
| Free cash flow | $196.1M | $191.2M | $228.0M | $210.6M | $188.8M | $221.3M | $226.0M | $228.7M |
| Capital expenditures | $972.0K | $818.0K | $1.1M | $5.3M | $742.0K | $221.0K | $721.0K | $503.0K |
| Depreciation & amortization | $1.2M | $1.2M | $1.3M | $1.3M | $1.3M | $1.4M | $1.4M | $1.5M |
| Share-based compensation | $3.4M | $7.3M | $4.0M | $3.9M | $4.0M | $9.0M | $4.2M | $6.8M |
| Deferred income taxes | -$3.0M | -$5.2M | $25.2M | $2.0M | $10.4M | $11.1M | $2.2M | $9.3M |
| Change in accounts receivable | $25.5M | $92.9M | -$2.5M | $1.9M | -$1.4M | -$2.4M | $1.2M | $1.3M |
| Purchases of investments | $278.3M | $257.4M | $309.5M | $208.6M | $252.6M | $349.7M | $553.5M | $1.03B |
| Sales/maturities of investments | $35.0M | $39.3M | $89.4M | $4.2M | $4.0M | $2.3M | $116.5M | $124.5M |
| Share repurchases | $191.8M | $170.9M | $126.2M | $122.1M | $170.5M | $168.8M | $66.3M | $9.6M |
| Other financing activities | — | — | — | — | — | — | — | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $1.26B | $1.24B | $1.11B | $1.00B | $1.03B |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M | $681.8M |
| EPS (diluted) | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 |
| EPS (basic) | $6.97 | $6.92 | $6.56 | $7.75 | $6.13 |
| Net margin | $55 | $59 | $63 | $83 | $66 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B |
| Total liabilities | $1.68B | $1.51B | $1.32B | $1.26B | $1.49B |
| Stockholders' equity | $5.76B | $5.60B | $5.10B | $4.46B | $4.24B |
| Cash & equivalents | — | — | — | — | — |
| Marketable securities (current) | — | — | — | — | — |
| Property, plant & equipment | — | — | $41.3M | $19.6M | $11.9M |
| Goodwill | $48.8M | $48.8M | $50.0M | $0 | — |
| Common stock & paid-in capital | $1.4M | $1.6M | $1.6M | $1.6M | $1.6M |
| Retained earnings | $5.26B | $4.69B | $4.08B | $3.49B | $2.75B |
| Accumulated other comprehensive income (loss) | -$152.0M | -$304.0M | -$280.5M | -$382.8M | $50.7M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $856.1M | $861.5M | $763.0M | $588.8M | $709.3M |
| Investing cash flow | -$154.7M | -$706.9M | -$525.6M | -$398.9M | -$583.2M |
| Financing cash flow | -$709.7M | -$164.9M | -$176.9M | -$190.2M | -$147.4M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M | $706.8M |
| Capital expenditures | $7.4M | $6.8M | $4.0M | $4.0M | $2.5M |
| Depreciation & amortization | $5.2M | $5.8M | $4.5M | $3.0M | $3.4M |
| Share-based compensation | $20.8M | $24.8M | $18.4M | $18.4M | $20.8M |
| Deferred income taxes | $48.6M | $32.2M | -$13.2M | $58.2M | $84.0M |
| Change in accounts receivable | -$4.4M | -$7.5M | $2.1M | $11.2M | -$3.3M |
| Purchases of investments | $1.12B | $1.65B | $1.12B | $1.38B | $2.27B |
| Sales/maturities of investments | $99.8M | $415.1M | $707.5M | $747.9M | $1.07B |
| Share repurchases | $587.7M | $111.5M | $70.7M | $97.9M | $163.9M |
| Other financing activities | — | — | — | — | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding ESNT as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Institutional ownership is not available for this symbol right now.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-06-30 to 2026-09-15
Recent transactions
- Insiders have net sold 211,760 shares over the last 182 days, across 0 purchases and 15 sales.
- Most recent: WEINSTOCK DAVID B (SVP and CFO) — Open market sale of 5,500 shares on 2026-09-15.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Purchases (open market)0 sh(0 txns)
Sales (open market)211,760 sh(15 txns)
Net Shares-211,760
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| WEINSTOCK DAVID B | SVP and CFO | Open market sale | 2026-09-15 | 5,500 |
| KASMAR ROY JAMES | Director | Gift | 2026-09-14 | 2,625 |
| CASALE MARK | Chairman, CEO and President | Open market sale | 2026-09-03 | 798 |
| PAULS DOUGLAS J | Director | Gift | 2026-08-24 | 2,625 |
| Bhasin Vijay | SVP and Chief Risk Officer | Open market sale | 2026-08-18 | 14,175 |
| Gibbons Mary Lourdes | SVP and Chief Legal Officer | Open market sale | 2026-07-17 | 4,678 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-15 | WEINSTOCK DAVID B | SVP and CFO | Open market sale | 5,500 | $68.54 |
| 2026-09-14 | KASMAR ROY JAMES | Director | Gift | 2,625 | $0.00 |
| 2026-09-14 | KASMAR ROY JAMES | Director | Gift | 2,625 | $0.00 |
| 2026-09-14 | KASMAR ROY JAMES | Director | Open market sale | 2,337 | $68.73 |
| 2026-09-14 | KASMAR ROY JAMES | Director | Open market sale | 2,500 | $68.70 |
| 2026-09-03 | CASALE MARK | Chairman, CEO and President | Open market sale | 798 | $70.01 |
| 2026-08-24 | PAULS DOUGLAS J | Director | Gift | 2,625 | $0.00 |
| 2026-08-24 | PAULS DOUGLAS J | Director | Gift | 2,625 | $0.00 |
| 2026-08-24 | PAULS DOUGLAS J | Director | Open market sale | 2,500 | $69.70 |
| 2026-08-19 | CASALE MARK | Chairman, CEO and President | Open market sale | 21,607 | $70.07 |
| 2026-08-18 | CASALE MARK | Chairman, CEO and President | Open market sale | 20,246 | $70.18 |
| 2026-08-18 | Bhasin Vijay | SVP and Chief Risk Officer | Open market sale | 14,175 | $70.00 |
| 2026-08-07 | Bhasin Vijay | SVP and Chief Risk Officer | Open market sale | 483 | $70.00 |
| 2026-07-17 | Gibbons Mary Lourdes | SVP and Chief Legal Officer | Open market sale | 4,678 | $67.04 |
| 2026-07-14 | CASALE MARK | Chairman, CEO and President | Open market sale | 78,699 | $65.23 |
| 2026-07-13 | CASALE MARK | Chairman, CEO and President | Open market sale | 23,900 | $65.07 |
| 2026-07-07 | CASALE MARK | Chairman, CEO and President | Open market sale | 29,329 | $65.35 |
| 2026-07-06 | CASALE MARK | Chairman, CEO and President | Open market sale | 1,245 | $65.08 |
| 2026-06-30 | CASALE MARK | Chairman, CEO and President | Open market sale | 3,763 | $65.01 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 04:07 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-09-17 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-06-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-09-14 | 4 | 2026-09-10 | View on SEC.gov → |
Recent news
Headlines about ESNT (Essent Group LTD). Links open the publisher — we don’t host full articles.
-
Understanding Momentum Shifts in (ESNT)
Stock Traders Daily · 2026-10-22 -
JPMorgan cuts target to USD 66 for Essent Group stock
AD HOC NEWS · 2026-10-20 -
Essent Group Ltd. Stock Price Prediction: Today, Tomorrow, Next Week (ESNT)
Traders Union · 2026-10-19 -
RBC keeps USD 75.00 target for Essent Group stock
AD HOC NEWS · 2026-10-17 -
Essent Group to Hold Third Quarter 2026 Earnings Conference Call on November 6
Quiver Quantitative · 2026-10-16 -
Essent Group Ltd. Schedules Third Quarter Earnings Conference Call for November 6, 2026
Yahoo · 2026-10-16 -
Essent Group Ltd. Stock Price Today | ESNT Live Chart & News
Traders Union · 2026-10-16 -
JPMorgan cuts target for Essent Group stock to USD 66.00
AD HOC NEWS · 2026-10-15
No headlines in this category right now — try “All”.