CULL · CULLMAN BANCORP INC-MD COM
What's happening
- CULL is down 1.80% today, trading at $10.12. — Live quote
- It's trading within 3% of its 52-week low ($11.50). (Finnhub fundamentals)
- Volume today (300) is well below its 3-month average of 2,930. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 19.0% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 23.6%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -7.6%. Finnhub market metrics ↗
- Latest SEC filing is Form 8-K, filed 2024-07-08; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on CULL
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Mar '24 | Sep '23 | Jun '23 | Mar '23 | Sep '22 | Jun '22 | Mar '22 | Sep '21 |
|---|---|---|---|---|---|---|---|---|
| Net income | $714.0K | $1.1M | $1.0M | $1.0M | $926.0K | $1.3M | $1.0M | -$501.0K |
| EPS (diluted) | $0.11 | $0.15 | $0.14 | $0.15 | $0.13 | $0.19 | $0.14 | $-0.06 |
| EPS (basic) | $0.11 | $0.15 | $0.15 | $0.15 | $0.13 | $0.19 | $0.15 | $-0.06 |
Balance sheet
| Line item | Mar '24 | Dec '23 | Sep '23 | Jun '23 | Mar '23 | Dec '22 | Sep '22 | Jun '22 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $420.7M | $411.6M | $417.3M | $417.9M | $417.5M | $423.2M | $406.1M | $384.0M |
| Total liabilities | $319.4M | $309.9M | $316.1M | $316.1M | $317.0M | $323.0M | $307.6M | $285.3M |
| Stockholders' equity | $101.3M | $101.7M | $101.2M | $101.7M | $100.6M | $100.2M | $98.5M | $98.7M |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $15.4M | $14.0M | $12.0M | $11.5M | $10.8M | $10.9M | $10.1M | $9.8M |
| Other non-current assets | $563.0K | $1.2M | $1.3M | $1.3M | $1.4M | $1.1M | $705.0K | $762.0K |
| Other non-current liabilities | $5.6M | $5.7M | $6.7M | $5.8M | $5.3M | $4.9M | $5.8M | $5.1M |
| Common stock & paid-in capital | $71.0K | $71.0K | $73.0K | $74.0K | $74.0K | $74.0K | $74.0K | $74.0K |
| Retained earnings | $59.2M | $59.3M | $58.5M | $57.4M | $56.4M | $56.6M | $55.6M | $54.7M |
| Accumulated other comprehensive income (loss) | -$3.1M | -$2.9M | -$3.9M | -$3.1M | -$3.0M | -$3.6M | -$3.8M | -$2.5M |
Cash flow
| Line item | Mar '24 | Dec '23 | Sep '23 | Jun '23 | Mar '23 | Dec '22 | Sep '22 | Jun '22 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.7M | $474.0K | $2.4M | $1.5M | $1.5M | $512.0K | $2.2M | $2.1M |
| Investing cash flow | -$5.5M | -$3.3M | -$3.8M | -$1.8M | -$2.9M | -$8.7M | -$19.7M | -$45.9M |
| Financing cash flow | $8.2M | -$6.9M | -$2.0M | -$1.2M | -$7.5M | $16.1M | $21.5M | $29.9M |
| Free cash flow | $130.0K | -$1.6M | $1.8M | $625.0K | $1.4M | -$238.0K | $1.7M | $1.8M |
| Capital expenditures | $1.5M | $2.1M | $642.0K | $860.0K | $40.0K | $750.0K | $428.0K | $295.0K |
| Depreciation & amortization | $119.0K | $119.0K | $234.0K | — | $116.0K | $34.0K | $301.0K | — |
| Share-based compensation | $264.0K | $263.0K | $232.0K | $139.0K | $139.0K | $139.0K | $139.0K | $139.0K |
| Deferred income taxes | $23.0K | -$101.0K | $49.0K | -$97.0K | $30.0K | $37.0K | $192.0K | -$77.0K |
| Sales/maturities of investments | — | $0 | $75.0K | — | — | $0 | $90.0K | $0 |
| Dividends paid | $876.0K | $0 | $0 | $0 | $886.0K | $0 | $0 | $0 |
| Share repurchases | — | $2.9M | — | — | — | $127.0K | — | — |
Income statement
| Line item | Dec '23 | Dec '22 | Dec '21 | Dec '20 |
|---|---|---|---|---|
| Net income | $4.0M | $4.2M | $1.8M | $3.5M |
| EPS (diluted) | $0.54 | $0.59 | $0.25 | $0.52 |
| EPS (basic) | $0.56 | $0.59 | $0.25 | $0.52 |
Balance sheet
| Line item | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 |
|---|---|---|---|---|---|
| Total assets | $411.6M | $423.2M | $354.7M | $331.4M | — |
| Total liabilities | $309.9M | $323.0M | $255.0M | $274.5M | — |
| Stockholders' equity | $101.7M | $100.2M | $99.7M | $56.9M | $53.4M |
| Cash & equivalents | — | — | $2.2M | $3.1M | — |
| Property, plant & equipment | $14.0M | $10.9M | $9.5M | $8.6M | — |
| Other non-current assets | $1.2M | $1.1M | $720.0K | $1.1M | — |
| Other non-current liabilities | $5.7M | $4.9M | $4.4M | $4.0M | — |
| Common stock & paid-in capital | $71.0K | $74.0K | $74.0K | $24.0K | — |
| Retained earnings | $59.3M | $56.6M | $53.3M | $49.7M | — |
| Accumulated other comprehensive income (loss) | -$2.9M | -$3.6M | $277.0K | $542.0K | — |
Cash flow
| Line item | Dec '23 | Dec '22 | Dec '21 | Dec '20 |
|---|---|---|---|---|
| Operating cash flow | $5.9M | $5.8M | $5.2M | $3.4M |
| Investing cash flow | -$11.9M | -$97.6M | -$22.8M | $21.7M |
| Financing cash flow | -$17.6M | $66.5M | $19.1M | $29.1M |
| Free cash flow | $2.2M | $4.0M | $3.9M | $3.0M |
| Capital expenditures | $3.6M | $1.7M | $1.3M | $430.0K |
| Depreciation & amortization | $469.0K | $335.0K | — | — |
| Share-based compensation | $773.0K | $556.0K | $556.0K | $243.0K |
| Deferred income taxes | -$119.0K | $148.0K | -$335.0K | -$98.0K |
| Sales/maturities of investments | $75.0K | $90.0K | $4.2M | $14.6M |
| Dividends paid | $886.0K | $889.0K | $857.0K | $831.0K |
| Share repurchases | $2.9M | $127.0K | — | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding CULL as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2022-05-27 to 2024-05-29
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Riley John A III | President and CEO | Open market purchase | 2024-05-29 | 3,500 |
| Stephens Katrina I | SVP and CFO | Grant / award | 2023-08-18 | 17,729 |
| Parson Robin | Executive Vice President | Grant / award | 2023-08-18 | 8,875 |
| Ugarkovich T aira | EVP and COO | Grant / award | 2023-08-18 | 26,594 |
| McClellan Nancy | Director | Grant / award | 2023-08-18 | 8,864 |
| Morton Lynne | Director | Grant / award | 2023-08-18 | 8,864 |
| Barksdale Gregory T | Director | Grant / award | 2023-08-18 | 8,864 |
| Burks Chad T | Director | Grant / award | 2023-08-18 | 8,864 |
| Bussman Paul D | Director | Grant / award | 2023-08-18 | 8,864 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 00:39 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2024-07-08 | 8-K | 2024-07-08 | View on SEC.gov → |
| 2024-05-30 | 4 | 2024-05-29 | View on SEC.gov → |
| 2024-05-23 | 8-K | 2024-05-21 | View on SEC.gov → |
| 2024-05-14 | 10-Q | 2024-03-31 | View on SEC.gov → |
| 2024-03-22 | 10-K | 2023-12-31 | View on SEC.gov → |
| 2024-01-19 | 8-K | 2024-01-18 | View on SEC.gov → |
| 2023-11-17 | 4 | 2023-11-16 | View on SEC.gov → |
| 2023-11-14 | 10-Q | 2023-09-30 | View on SEC.gov → |
| 2023-08-22 | 4 | 2023-08-18 | View on SEC.gov → |
| 2023-08-22 | 4 | 2023-08-18 | View on SEC.gov → |
| 2023-08-22 | 4 | 2023-08-18 | View on SEC.gov → |
| 2023-08-22 | 4 | 2023-08-18 | View on SEC.gov → |
Recent news
Headlines about CULL (CULLMAN BANCORP INC-MD COM). Links open the publisher — we don’t host full articles.
-
Nature’s cull of Tiny’s water fowl underway
CTV News · 2026-10-21 -
Johne’s-positive cattle will not face mandatory cull under new programme
Irish Independent · 2026-10-20 -
Snowy’s killing freeze: Brumby cull orders quietly reined in
The Daily Telegraph · 2026-10-19 -
MSCI's November Cull Looms Over World Tracker as Buyers Keep Piling In - ad-hoc-news.de
ad-hoc-news.de · 2026-10-17 -
Price Target Cut Might Change The Case For Investing In Cullen Frost Bankers Stock (CFR)
Simply Wall Street · 2026-10-16 -
Netflix lays off 6% of workforce in streamer’s biggest cull
Screen Daily · 2026-10-15 -
Cullman Bancorp intends to delist shares from Nasdaq, deregister from SEC
Seeking Alpha · 2024-07-08 -
Rebel Stock Report: Who Helped and Hurt Their Cases Against Missouri
Sports Illustrated · 2026-10-18
No headlines in this category right now — try “All”.