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CFBK · CF Bankshares Inc.
NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD
$33.43
-0.08
(-0.24%)
● At close: October 21 at 4:00:00 PM EDT
DAY'S RANGE
$33.43
$33.43
$33.68
52-WEEK RANGE
$33.43
$22.10
$38.11
What's happening
- CFBK is down 0.24% today, trading at $33.43. — Live quote
- Volume today (911) is well below its 3-month average of 59,310. (Finnhub fundamentals)
- Reports earnings on 2026-11-09, 18 days away. (Finnhub earnings calendar)
- Last quarter's EPS missed estimates: $0.90 actual vs. $0.91 estimated (-0.9%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Strong buy 2
Buy 4
Hold 1
Sell 0
Strong sell 0
Aggregate ratings for 2026-10-01 (7 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
YTD RETURN
CFBK
+34.39%
vs S&P 500
+21.61%
1-YEAR RETURN
CFBK
+45.03%
vs S&P 500
+30.46%
6-MONTH RETURN
CFBK
+17.28%
3-MONTH RETURN
CFBK
+1.58%
Earnings Trends (Quarterly EPS Actual vs Estimate)
2026-07-26 (Q2 2026)
$0.90
Est. $0.91
MISS -0.9%
2026-04-26 (Q1 2026)
$0.77
Est. $0.83
MISS -7.2%
2026-01-26 (Q4 2025)
$0.88
Est. $0.78
BEAT +13.5%
2025-10-26 (Q3 2025)
$0.36
Est. $0.86
MISS -58.0%
Valuation Measures & Ratios
Enterprise Value4$274.1M
Forward P/E58.75
PEG Ratio62.55
Price / Sales (TTM1)2.05
Price / Book71.10
EV4 / Revenue—
EV4 / EBITDA—
Profit Margin32.97%
Operating Margin41.21%
Return on Equity (ROE8)10.18%
Return on Assets (ROA9)0.89%
Avg Volume (3M)59,310
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $213.8M | $180.7M | $153.9M | $150.7M | $141.2M |
| P/E | 11.68 | 10.74 | 9.61 | 9.81 | 10.54 |
| Price/Book | 1.10 | 0.96 | 0.86 | 0.85 | 0.82 |
| ROE | 9.42% | 8.91% | 8.93% | 8.68% | 7.76% |
| ROA | 0.84% | 0.78% | 0.76% | 0.72% | 0.64% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Shares Short102,605
Change from Prior Settlement-20.89%
% of Float—
Days to Cover (Short Ratio)2.77
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Events
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
Loading chart…
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
No reviewed peer group is available for this symbol.
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 56.4% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 33.0%. Finnhub fundamentals ↗
- Trailing 52-week price return is +45.0%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 4, filed 2026-09-14; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on CFBK
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Net income | $5.9M | $5.0M | $2.3M | $5.0M | $4.4M | $4.2M | $1.7M | $3.1M |
| EPS (diluted) | $0.90 | $0.77 | $0.36 | $0.77 | $0.68 | $0.65 | $0.26 | $0.47 |
| EPS (basic) | $0.91 | $0.77 | $0.36 | $0.77 | $0.68 | $0.65 | $0.26 | $0.48 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.17B | $2.15B | $2.12B | $2.11B | $2.13B | $2.09B | $2.07B | $2.07B |
| Total liabilities | $1.98B | $1.96B | $1.93B | $1.93B | $1.96B | $1.92B | $1.90B | $1.90B |
| Stockholders' equity | $194.3M | $189.0M | $184.4M | $179.3M | $177.0M | $172.7M | $168.4M | $164.0M |
| Cash & equivalents | $253.1M | $267.8M | $259.0M | $272.4M | $275.7M | $241.0M | $235.3M | $233.5M |
| Accounts receivable | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $3.4M | $3.5M | $3.5M | $3.6M | $3.5M | $3.5M | $3.5M | $3.5M |
| Intangible assets | — | — | — | — | — | — | — | — |
| Long-term debt | — | — | — | — | — | — | — | — |
| Common stock & paid-in capital | — | — | — | — | — | — | — | — |
| Retained earnings | $113.7M | $108.3M | $103.9M | $98.7M | $96.8M | $92.3M | $88.3M | $84.3M |
| Accumulated other comprehensive income (loss) | -$1.7M | -$1.5M | -$1.4M | -$1.4M | -$1.6M | -$1.7M | -$1.8M | -$2.0M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.1M | $4.7M | $3.0M | $5.5M | $8.0M | $2.2M | $12.6M | -$1.3M |
| Investing cash flow | -$37.4M | -$22.7M | -$18.6M | $21.9M | -$5.4M | -$22.9M | -$5.7M | -$28.3M |
| Financing cash flow | $17.7M | $26.8M | $2.2M | -$30.7M | $32.2M | $26.4M | -$5.2M | $21.3M |
| Free cash flow | $5.0M | $4.6M | $3.0M | $5.2M | $7.8M | $2.2M | $12.4M | -$1.3M |
| Capital expenditures | $48.0K | $109.0K | $55.0K | $263.0K | $115.0K | $54.0K | $227.0K | $28.0K |
| Share-based compensation | $483.0K | $366.0K | $1.1M | $370.0K | $401.0K | $303.0K | $922.0K | $326.0K |
| Deferred income taxes | -$266.0K | -$246.0K | -$311.0K | $469.0K | -$247.0K | -$97.0K | -$371.0K | $560.0K |
| Purchases of investments | $1.0M | — | $8.2M | $0 | $1.0M | — | $979.0K | $0 |
| Sales/maturities of investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other investing activities | -$57.0K | -$55.0K | -$47.0K | -$84.0K | -$170.0K | -$176.0K | -$139.0K | -$339.0K |
| Share repurchases | — | — | — | — | — | — | — | — |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | — | — |
| Tax withholding on stock comp | $257.0K | $160.0K | -$1.0K | $5.0K | $30.0K | $113.0K | $0 | $7.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Net income | $17.5M | $13.4M | $16.9M | $18.2M | $18.5M |
| EPS (diluted) | $2.69 | $2.06 | $2.63 | $2.78 | $2.77 |
| EPS (basic) | $2.70 | $2.08 | $2.64 | $2.84 | $2.84 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $2.12B | $2.07B | $2.06B | $1.82B | $1.50B |
| Total liabilities | $1.93B | $1.90B | $1.90B | $1.68B | $1.37B |
| Stockholders' equity | $184.4M | $168.4M | $155.4M | $139.2M | $125.3M |
| Cash & equivalents | $259.0M | $235.3M | $261.6M | $151.8M | $166.6M |
| Property, plant & equipment | $3.5M | $3.5M | $3.8M | $3.8M | $5.9M |
| Intangible assets | — | — | — | — | — |
| Long-term debt | — | — | — | $29.5M | $24.3M |
| Common stock & paid-in capital | — | — | — | — | — |
| Retained earnings | $103.9M | $88.3M | $76.5M | $61.1M | $44.1M |
| Accumulated other comprehensive income (loss) | -$1.4M | -$1.8M | -$2.3M | -$2.0M | -$170.0K |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $18.7M | $14.2M | $18.1M | $39.8M | $253.3M |
| Investing cash flow | -$25.0M | -$33.0M | -$121.9M | -$353.3M | -$316.7M |
| Financing cash flow | $30.1M | -$7.5M | $213.6M | $298.8M | $8.4M |
| Free cash flow | $18.2M | $13.9M | $17.4M | $38.9M | $250.3M |
| Capital expenditures | $487.0K | $266.0K | $661.0K | $905.0K | $3.0M |
| Share-based compensation | $1.4M | $1.2M | $1.2M | $899.0K | $707.0K |
| Deferred income taxes | -$186.0K | -$365.0K | $456.0K | $215.0K | $773.0K |
| Purchases of investments | $9.2M | $2.1M | $0 | — | $13.1M |
| Sales/maturities of investments | $0 | $0 | $0 | $0 | $0 |
| Other investing activities | -$477.0K | -$578.0K | $341.0K | -$582.0K | — |
| Debt issued | — | — | — | — | — |
| Debt repaid | — | — | — | — | — |
| Tax withholding on stock comp | $147.0K | $129.0K | $122.0K | $173.0K | $139.0K |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding CFBK as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Institutional ownership is not available for this symbol right now.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-12-11 to 2026-09-11
Recent transactions
- Insiders have net sold 400 shares over the last 182 days, across 0 purchases and 1 sale.
- Most recent: McKinney Marianne (EVP & Chief Operating Officer) — Open market sale of 400 shares on 2026-09-11.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Purchases (open market)0 sh(0 txns)
Sales (open market)400 sh(1 txns)
Net Shares-400
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| McKinney Marianne | EVP & Chief Operating Officer | Open market sale | 2026-09-11 | 400 |
| HOEWELER ROBERT E | Reporting person | Gift | 2026-08-04 | 1,000 |
| O'Dell Timothy T | CEO | Tax withholding | 2026-06-11 | 1,932 |
| Ringwald Bradley J | Bank President | Tax withholding | 2026-04-11 | 592 |
| Meder Timothy | EVP & Chief Credit Officer | Tax withholding | 2026-04-11 | 267 |
| ASH THOMAS P | Reporting person | Grant / award | 2026-02-23 | 5,000 |
| Beerman Kevin J | EVP & Chief Financial Officer | Grant / award | 2026-02-23 | 8,500 |
| Royer David L | Reporting person | Grant / award | 2026-02-23 | 4,500 |
| Frauenberg James H II | Reporting person | Grant / award | 2026-02-23 | 3,500 |
| Cochran Edward W | Reporting person | Grant / award | 2026-02-23 | 3,500 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-11 | McKinney Marianne | EVP & Chief Operating Officer | Open market sale | 400 | $35.36 |
| 2026-08-04 | HOEWELER ROBERT E | Reporting person | Gift | 1,000 | $0.00 |
| 2026-06-11 | O'Dell Timothy T | CEO | Tax withholding | 1,932 | $30.25 |
| 2026-05-21 | HOEWELER ROBERT E | Reporting person | Gift | 1,450 | $0.00 |
| 2026-04-11 | O'Dell Timothy T | CEO | Tax withholding | 5,000 | $29.49 |
| 2026-04-11 | Ringwald Bradley J | Bank President | Tax withholding | 592 | $29.49 |
| 2026-04-11 | Meder Timothy | EVP & Chief Credit Officer | Tax withholding | 267 | $29.49 |
| 2026-04-11 | McKinney Marianne | EVP & Chief Operating Officer | Tax withholding | 247 | $29.49 |
| 2026-03-24 | Ringwald Bradley J | Bank President | Tax withholding | 987 | $28.22 |
| 2026-03-24 | McKinney Marianne | EVP & Chief Operating Officer | Tax withholding | 568 | $28.22 |
| 2026-03-24 | Meder Timothy | EVP & Chief Credit Officer | Tax withholding | 594 | $28.22 |
| 2026-02-23 | ASH THOMAS P | Reporting person | Grant / award | 5,000 | $0.00 |
| 2026-02-23 | Meder Timothy | EVP & Chief Credit Officer | Grant / award | 4,500 | $0.00 |
| 2026-02-23 | McKinney Marianne | EVP & Chief Operating Officer | Grant / award | 5,500 | $0.00 |
| 2026-02-23 | Ringwald Bradley J | Bank President | Grant / award | 10,500 | $0.00 |
| 2026-02-23 | Beerman Kevin J | EVP & Chief Financial Officer | Grant / award | 8,500 | $0.00 |
| 2026-02-23 | Royer David L | Reporting person | Grant / award | 4,500 | $0.00 |
| 2026-02-23 | HOEWELER ROBERT E | Reporting person | Grant / award | 5,500 | $0.00 |
| 2026-02-23 | Frauenberg James H II | Reporting person | Grant / award | 3,500 | $0.00 |
| 2026-02-23 | Cochran Edward W | Reporting person | Grant / award | 3,500 | $0.00 |
| 2026-02-23 | O'Dell Timothy T | CEO | Grant / award | 18,000 | $0.00 |
| 2026-01-23 | McKinney Marianne | EVP & Chief Operating Officer | Tax withholding | 349 | $28.66 |
| 2026-01-23 | Ringwald Bradley J | Bank President | Tax withholding | 640 | $28.66 |
| 2026-01-23 | Meder Timothy | EVP & Chief Credit Officer | Tax withholding | 291 | $28.66 |
| 2025-12-11 | Frauenberg James H II | Reporting person | Open market purchase | 210 | $23.78 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 03:32 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-09-14 | 4 | 2026-09-11 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-05 | 4 | 2026-08-04 | View on SEC.gov → |
| 2026-07-28 | 8-K | 2026-07-28 | View on SEC.gov → |
| 2026-06-15 | 4 | 2026-06-11 | View on SEC.gov → |
| 2026-05-28 | 8-K | 2026-05-27 | View on SEC.gov → |
| 2026-05-27 | 8-K | 2026-05-27 | View on SEC.gov → |
| 2026-05-22 | 4 | 2026-05-21 | View on SEC.gov → |
| 2026-05-11 | 10-Q | 2026-03-31 | View on SEC.gov → |
| 2026-05-05 | 8-K | 2026-05-05 | View on SEC.gov → |
| 2026-04-24 | 4 | 2026-04-11 | View on SEC.gov → |
| 2026-04-24 | 8-K | 2026-04-24 | View on SEC.gov → |
Recent news
Headlines about CFBK (CF Bankshares Inc.). Links open the publisher — we don’t host full articles.
-
CABA,PFX,ELUT,ZBIO,HYPD,ALT,SELF,ENTX,SRBK,LUCK,PCF,CFBK,GAIA,MDRR,SPMC,GEF-B,MDBH,FRD,IRIX,RAL,RNXT,AIRJ | Stock Prices | Quote Comparison - Yahoo Finance
Yahoo! Finance Canada · 2026-10-21 -
CABA,PFX,ELUT,ZBIO,HYPD,ALT,SELF,ENTX,SRBK,PCF,LUCK,CFBK,GAIA,MDRR,GEF-B,SPMC,FRD,MDBH,IRIX,RAL,AIRJ,RNXT | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-21 -
CABA,PFX,ELUT,ZBIO,HYPD,ALT,SELF,ENTX,SRBK,LUCK,PCF,CFBK,MDRR,GAIA,GEF-B,SPMC,MDBH,FRD,IRIX,RAL,AIRJ,RNXT | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-21 -
CABA,PFX,ELUT,HYPD,ZBIO,ALT,SELF,ENTX,BLIN,LUCK,PCF,CFBK,MDRR,GAIA,VSTS,GEF-B,SPMC,MDBH,FRD,IRIX,RAL,AIRJ,RNXT | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-21 -
CABA,PFX,ELUT,HYPD,ZBIO,ALT,SELF,ENTX,BLIN,PCF,LUCK,CFBK,MDRR,GAIA,VSTS,SPMC,GEF-B,FRD,MDBH,IRIX,RAL,AIRJ,RNXT | Stock Prices | Quote Comparison - Yahoo Finance
Yahoo! Finance Canada · 2026-10-20 -
CABA,PFX,ELUT,ZBIO,HYPD,ALT,SELF,ENTX,SRBK,PCF,LUCK,CFBK,GAIA,MDRR,GEF-B,SPMC,MDBH,FRD,IRIX,RAL,RNXT,AIRJ | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-19 -
CABA,COO,PFX,ELUT,ZBIO,HYPD,ALT,ENTX,BLIN,PCF,CFBK,MDRR,GAIA,VSTS,SPMC,GEF-B,MDBH,APCX,IRIX,HLNE,RAL,RNXT,AIRJ | Stock Prices | Quote Comparison
Yahoo! Finance Canada · 2026-10-17 -
Precision Trading with Cf Bankshares Inc. (CFBK) Risk Zones
Stock Traders Daily · 2026-10-17
No headlines in this category right now — try “All”.