BFS · Saul Centers, Inc.
What's happening
- BFS is down 2.53% today, trading at $28.74. — Live quote
- It's trading within 3% of its 52-week low ($28.89). (Finnhub fundamentals)
- Volume today (3,875) is well below its 3-month average of 115,670. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 14 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.24 actual vs. $0.14 estimated (+69.7%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (5 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $1.32B | $1.09B | $948.6M | $992.1M | $1.07B |
| P/E | 33.67 | 27.13 | 20.85 | 20.06 | 20.50 |
| Price/Sales | 4.42 | 3.72 | 3.36 | 3.58 | 3.94 |
| Price/Book | 4.45 | 3.61 | 3.00 | 3.08 | 3.27 |
| EV/Revenue | 9.78 | 9.14 | 8.95 | 9.21 | 9.57 |
| EV/EBITDA | 11.11 | 10.44 | 10.10 | — | — |
| ROE | 13.21% | 13.29% | 14.37% | 15.34% | 15.94% |
| ROA | 1.81% | 1.86% | 2.10% | 2.31% | 2.46% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 8.6% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 11.5%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -2.8%. Finnhub market metrics ↗
- Latest SEC filing is Form 4, filed 2026-10-01; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on BFS
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $76.8M | $78.3M | $72.0M | $70.8M | $71.9M | $67.3M | $66.9M | $66.7M |
| Gross profit | — | — | — | — | — | $49.6M | $49.7M | $48.5M |
| Operating income | $52.0M | $51.6M | $49.8M | $48.7M | $47.8M | $49.0M | $50.2M | $48.3M |
| Net income | $8.8M | $9.1M | $10.5M | $10.7M | $9.8M | $14.5M | $14.4M | $13.6M |
| EPS (diluted) | $0.24 | $0.26 | $0.32 | $0.33 | $0.29 | $0.48 | $0.48 | $0.45 |
| EPS (basic) | $0.24 | $0.26 | $0.32 | $0.33 | $0.29 | $0.48 | $0.48 | $0.45 |
| Operating margin | $68 | $66 | $69 | $69 | $66 | $73 | $75 | $72 |
| Net margin | $11 | $12 | $15 | $15 | $14 | $22 | $22 | $20 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.16B | $2.16B | $2.16B | $2.17B | $2.14B | $2.13B | $2.13B | $2.11B |
| Total liabilities | $1.69B | $1.68B | $1.69B | $1.68B | $1.65B | $1.64B | $1.63B | $1.60B |
| Stockholders' equity | $295.9M | $301.9M | $307.8M | $316.6M | $322.4M | $328.4M | $335.8M | $341.8M |
| Cash & equivalents | $5.9M | $9.3M | $8.7M | $11.8M | $5.3M | $6.5M | $10.3M | $7.2M |
| Long-term debt | $1.60B | $1.60B | $468.4M | $1.59B | $1.56B | $1.54B | $455.8M | $1.49B |
| Common stock & paid-in capital | $248.0K | $246.0K | $245.0K | $245.0K | $245.0K | $243.0K | $243.0K | $241.0K |
| Retained earnings | -$354.5M | -$345.9M | -$337.7M | -$327.0M | -$320.3M | -$313.9M | -$306.5M | -$297.5M |
| Accumulated other comprehensive income (loss) | $1.8M | $1.4M | $1.1M | $1.1M | $1.3M | $1.9M | $3.0M | $1.0M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $30.8M | $29.3M | $22.2M | $20.6M | $26.6M | $30.4M | $28.8M | $26.5M |
| Investing cash flow | -$9.0M | -$7.0M | -$21.7M | -$19.5M | -$30.1M | -$24.5M | -$43.7M | -$54.8M |
| Financing cash flow | -$10.9M | -$21.7M | -$3.5M | $5.4M | $2.3M | -$9.7M | $18.0M | $28.7M |
| Capital expenditures | — | — | — | — | — | — | — | — |
| Depreciation & amortization | $16.0M | $15.9M | $44.3M | $14.1M | $14.1M | $14.5M | $38.5M | $12.1M |
| Share-based compensation | $627.0K | $549.0K | $554.0K | $521.0K | $480.0K | $428.0K | $393.0K | $606.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $289.8M | $268.8M | $257.2M | $245.9M | $239.2M |
| Gross profit | — | — | $190.1M | $181.3M | $177.6M |
| Operating income | $195.3M | $203.8M | $189.4M | $180.5M | — |
| Net income | $37.5M | $50.6M | $52.7M | $50.2M | $48.4M |
| EPS (diluted) | $1.09 | $1.63 | $1.73 | $1.63 | $1.57 |
| EPS (basic) | $1.09 | $1.64 | $1.73 | $1.63 | $1.57 |
| Operating margin | $67 | $76 | $74 | $73 | — |
| Net margin | $13 | $19 | $20 | $20 | $20 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $2.16B | $2.13B | $1.99B | $1.83B | $1.75B |
| Total liabilities | $1.69B | $1.63B | $1.49B | $1.31B | $1.22B |
| Stockholders' equity | $307.8M | $335.8M | $348.4M | $400.5M | $405.0M |
| Cash & equivalents | $8.7M | $10.3M | $8.4M | $13.3M | $14.6M |
| Long-term debt | $468.4M | $455.8M | $332.3M | $320.8M | $237.4M |
| Common stock & paid-in capital | $245.0K | $243.0K | $241.0K | $240.0K | $238.0K |
| Retained earnings | -$337.7M | -$306.5M | -$288.8M | -$273.6M | -$256.4M |
| Accumulated other comprehensive income (loss) | $1.1M | $3.0M | $2.0M | $2.9M | $0 |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $99.8M | $121.2M | $117.7M | $121.2M | $118.4M |
| Investing cash flow | -$95.8M | -$188.7M | -$203.7M | -$116.9M | -$55.9M |
| Financing cash flow | -$5.5M | $69.4M | $81.1M | -$5.6M | -$74.8M |
| Free cash flow | — | — | — | $4.3M | $62.5M |
| Capital expenditures | — | — | — | $116.9M | $55.9M |
| Depreciation & amortization | $58.8M | $50.5M | $48.4M | $49.0M | $50.3M |
| Share-based compensation | $2.0M | $1.7M | $1.4M | $1.5M | $1.6M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding BFS as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-05-08 to 2026-09-28
Recent transactions
- Insiders have net bought 2,800 shares over the last 182 days, across 2 purchases and 0 sales.
- Most recent: Friedman Joel Albert (Exec VP, CAO & Treasurer) — Open market purchase of 200 shares on 2026-09-28.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Friedman Joel Albert | Exec VP, CAO & Treasurer | Open market purchase | 2026-09-28 | 200 |
| Pearson David Todd | President & COO | Open market purchase | 2026-05-28 | 2,600 |
| Collich John | Sr. VP, Chief Acq. & Dev. Off. | Tax withholding | 2026-05-17 | 98 |
| Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Tax withholding | 2026-05-17 | 96 |
| SAUL B FRANCIS II | Chairman & CEO | Grant / award | 2026-05-17 | 572 |
| Heard Carlos Lawrence | Senior Vice President & CFO | Tax withholding | 2026-05-17 | 131 |
| Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Tax withholding | 2026-05-17 | 179 |
| Saul Patricia E. | Vice Chair | Tax withholding | 2026-05-17 | 152 |
| Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Tax withholding | 2026-05-17 | 35 |
| Hachey Donald A | SVP-Chief Construction Officer | Tax withholding | 2026-05-17 | 93 |
| Godby Lori | Senior Vice Pres.-Residential | Tax withholding | 2026-05-17 | 34 |
| Garland Judith K. | SVP, Office and Retail | Tax withholding | 2026-05-17 | 71 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-28 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Open market purchase | 200 | $18.53 |
| 2026-05-28 | Pearson David Todd | President & COO | Open market purchase | 2,600 | $34.74 |
| 2026-05-17 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Tax withholding | 130 | $33.00 |
| 2026-05-17 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Grant / award | 40 | $33.00 |
| 2026-05-17 | Collich John | Sr. VP, Chief Acq. & Dev. Off. | Tax withholding | 98 | $33.00 |
| 2026-05-17 | Collich John | Sr. VP, Chief Acq. & Dev. Off. | Grant / award | 30 | $33.00 |
| 2026-05-17 | Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Tax withholding | 96 | $33.00 |
| 2026-05-17 | Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Grant / award | 31 | $33.00 |
| 2026-05-17 | SAUL B FRANCIS II | Chairman & CEO | Grant / award | 572 | $33.00 |
| 2026-05-17 | Heard Carlos Lawrence | Senior Vice President & CFO | Tax withholding | 131 | $33.00 |
| 2026-05-17 | Heard Carlos Lawrence | Senior Vice President & CFO | Grant / award | 40 | $33.00 |
| 2026-05-17 | Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Tax withholding | 179 | $33.00 |
| 2026-05-17 | Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Grant / award | 45 | $33.00 |
| 2026-05-17 | Saul Patricia E. | Vice Chair | Tax withholding | 152 | $33.00 |
| 2026-05-17 | Saul Patricia E. | Vice Chair | Grant / award | 37 | $33.00 |
| 2026-05-17 | Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Tax withholding | 35 | $33.00 |
| 2026-05-17 | Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Grant / award | 10 | $33.00 |
| 2026-05-17 | Hachey Donald A | SVP-Chief Construction Officer | Tax withholding | 93 | $33.00 |
| 2026-05-17 | Hachey Donald A | SVP-Chief Construction Officer | Grant / award | 31 | $33.00 |
| 2026-05-17 | Godby Lori | Senior Vice Pres.-Residential | Tax withholding | 34 | $33.00 |
| 2026-05-17 | Pearson David Todd | President & COO | Tax withholding | 1,205 | $33.00 |
| 2026-05-17 | Pearson David Todd | President & COO | Grant / award | 341 | $33.00 |
| 2026-05-17 | Garland Judith K. | SVP, Office and Retail | Tax withholding | 71 | $33.00 |
| 2026-05-17 | Garland Judith K. | SVP, Office and Retail | Grant / award | 19 | $33.00 |
| 2026-05-09 | Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Tax withholding | 97 | $35.19 |
| 2026-05-09 | Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Grant / award | 13 | $35.19 |
| 2026-05-09 | Heard Carlos Lawrence | Senior Vice President & CFO | Tax withholding | 131 | $35.19 |
| 2026-05-09 | Heard Carlos Lawrence | Senior Vice President & CFO | Grant / award | 19 | $35.19 |
| 2026-05-09 | Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Tax withholding | 36 | $35.19 |
| 2026-05-09 | Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Grant / award | 5 | $35.19 |
| 2026-05-09 | Hachey Donald A | SVP-Chief Construction Officer | Tax withholding | 101 | $35.19 |
| 2026-05-09 | Hachey Donald A | SVP-Chief Construction Officer | Grant / award | 15 | $35.19 |
| 2026-05-09 | Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Tax withholding | 190 | $35.19 |
| 2026-05-09 | Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Grant / award | 22 | $35.19 |
| 2026-05-09 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Tax withholding | 131 | $35.19 |
| 2026-05-09 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Grant / award | 26 | $35.19 |
| 2026-05-09 | Collich John | Sr. VP, Chief Acq. & Dev. Off. | Tax withholding | 98 | $35.19 |
| 2026-05-09 | Collich John | Sr. VP, Chief Acq. & Dev. Off. | Grant / award | 14 | $35.19 |
| 2026-05-09 | Pearson David Todd | President & COO | Tax withholding | 1,206 | $35.19 |
| 2026-05-09 | Pearson David Todd | President & COO | Grant / award | 157 | $35.19 |
| 2026-05-09 | Godby Lori | Senior Vice Pres.-Residential | Tax withholding | 34 | $35.19 |
| 2026-05-08 | Friedlis Zachary Maxwell | Sr. VP-Director of Leasing | Grant / award | 1,500 | $0.00 |
| 2026-05-08 | Heard Carlos Lawrence | Senior Vice President & CFO | Grant / award | 2,000 | $0.00 |
| 2026-05-08 | Laycock Willoughby B. | SVP-Res. Design/Mrkt Research | Grant / award | 500 | $0.00 |
| 2026-05-08 | Hachey Donald A | SVP-Chief Construction Officer | Grant / award | 1,500 | $0.00 |
| 2026-05-08 | Guevara Bettina T. | Exec. VP /Chf Legal & Adm Off | Grant / award | 2,500 | $0.00 |
| 2026-05-08 | Friedman Joel Albert | Exec VP, CAO & Treasurer | Grant / award | 2,000 | $0.00 |
| 2026-05-08 | Collich John | Sr. VP, Chief Acq. & Dev. Off. | Grant / award | 1,500 | $0.00 |
| 2026-05-08 | Pearson David Todd | President & COO | Grant / award | 17,500 | $0.00 |
| 2026-05-08 | Godby Lori | Senior Vice Pres.-Residential | Grant / award | 500 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 00:36 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-01 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-09-30 | 4 | 2026-09-28 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-07-02 | 4 | 2026-07-01 | View on SEC.gov → |
| 2026-06-01 | 4 | 2026-05-28 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-17 | View on SEC.gov → |
Recent news
Headlines about BFS (Saul Centers, Inc.). Links open the publisher — we don’t host full articles.
-
Saul Centers (NYSE:BFS) Sets New 1-Year Low - Here's What Happened
MarketBeat · 2026-10-21 -
(BFS) Price Dynamics and Execution-Aware Positioning
Stock Traders Daily · 2026-10-21 -
Form 4 Saul Centers Inc: George Patrick Clancy Jr (Director) For: 1 October
Investing.com Nigeria · 2026-10-19 -
Aura Energy to Host Tiris Project BFS Investor Webinar on 19 October 2026
Kalkine · 2026-10-19 -
Aura Energy BFS puts Tiris uranium project in the starting blocks
Stockhead · 2026-10-16 -
Saul Centers (NYSE:BFS) Hits New 12-Month Low - Here's What Happened
MarketBeat · 2026-10-15 -
Saul Centers: Leverage Is Too High Here (Rating Downgrade)
Seeking Alpha · 2026-09-19 -
Saul Centers: Attractive Even Amidst Higher Interest Rates (Upgrade)
Seeking Alpha · 2026-09-19
No headlines in this category right now — try “All”.