BCSF · Bain Capital Specialty Finance, Inc.
Bain Capital Specialty Finance Inc (BCSF)
What's happening
- BCSF is down 0.79% today, trading at $10.05. — Live quote
- It's trading within 3% of its 52-week low ($10.05). (Finnhub fundamentals)
- Volume today (47,572) is well below its 3-month average of 425,780. (Finnhub fundamentals)
- Reports earnings on 2026-11-10, 19 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.44 actual vs. $0.43 estimated (+1.9%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (9 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 |
|---|---|---|---|---|---|
| Market cap | $771.1M | $784.4M | $810.3M | $793.9M | $807.2M |
| P/E | 12.06 | 10.66 | 8.20 | 8.53 | 7.51 |
| Price/Book | 0.71 | 0.72 | 0.73 | 0.70 | 0.71 |
| ROE | 5.92% | 6.73% | 8.84% | 8.25% | 9.44% |
| ROA | 2.44% | 2.83% | 3.71% | 3.43% | 3.87% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Net profit margin is 24.2%. Finnhub fundamentals ↗
- Latest SEC filing is Form 8-K, filed 2026-08-10; review it for current changes and risks. SEC EDGAR ↗
Potential concerns
- Revenue growth is -12.1% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is -27.6%. Finnhub market metrics ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on BCSF
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Net income | $14.1M | $3.4M | $27.8M | $18.7M | $23.7M | $28.5M | $22.1M | $33.1M |
| EPS (diluted) | $0.22 | $0.05 | $0.43 | $0.29 | $0.37 | $0.44 | $0.34 | $0.51 |
| EPS (basic) | $0.22 | $0.05 | $0.43 | $0.29 | $0.37 | $0.44 | $0.34 | $0.51 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.62B | $2.60B | $2.66B | $2.72B | $2.77B | $2.64B | $2.63B | $2.54B |
| Total liabilities | $1.54B | $1.51B | $1.55B | $1.59B | $1.64B | $1.50B | $1.49B | $1.40B |
| Stockholders' equity | $1.08B | $1.09B | $1.12B | $1.13B | $1.14B | $1.14B | $1.14B | $1.15B |
| Cash & equivalents | $97.2M | $13.0M | $23.1M | $40.9M | $27.8M | $10.2M | $51.6M | $25.3M |
| Long-term debt | $1.50B | $1.45B | $1.47B | $1.50B | $1.56B | $1.45B | $1.39B | $1.30B |
| Common stock & paid-in capital | $65.0K | $65.0K | $65.0K | $65.0K | $65.0K | $65.0K | $65.0K | $65.0K |
| Retained earnings | -$80.8M | -$67.6M | -$43.8M | -$35.6M | -$25.1M | -$19.6M | -$19.9M | -$18.7M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $70.8M | $26.6M | $27.2M | $9.0M | $646.0K | -$7.3M | -$20.0M | -$135.9M |
| Financing cash flow | $26.8M | -$51.3M | -$54.8M | -$96.9M | $77.8M | $2.0M | $59.9M | $96.9M |
| Purchases of investments | $0 | $102.5M | $0 | $89.9M | $12.6M | — | — | — |
| Dividends paid | $27.2M | $37.0M | $29.2M | $29.2M | $29.2M | $58.2M | $29.1M | $29.1M |
| Debt issued | $84.0M | $643.0M | $141.4M | $405.6M | $300.0M | $459.0M | $302.0M | $268.0M |
| Debt repaid | $30.0M | $649.0M | $167.0M | $472.5M | $193.0M | $395.7M | $213.0M | $142.0M |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Net income | $98.8M | $119.4M | $123.4M | $105.5M | $119.8M |
| EPS (diluted) | $1.53 | $1.85 | $1.91 | $1.63 | $1.86 |
| EPS (basic) | $1.53 | $1.85 | $1.91 | $1.63 | $1.86 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $2.66B | $2.63B | $2.47B | $2.59B | $2.57B |
| Total liabilities | $1.55B | $1.49B | $1.34B | $1.48B | $1.47B |
| Stockholders' equity | $1.12B | $1.14B | $1.14B | $1.12B | $1.10B |
| Cash & equivalents | $23.1M | $51.6M | $43.0M | $30.2M | $87.4M |
| Long-term debt | $1.47B | $1.39B | $1.26B | $1.39B | $1.41B |
| Common stock & paid-in capital | $65.0K | $65.0K | $65.0K | $65.0K | $65.0K |
| Retained earnings | -$43.8M | -$19.9M | -$32.0M | -$52.1M | — |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $29.5M | -$27.1M | $219.3M | -$316.8M | $265.6M |
| Financing cash flow | -$71.9M | $14.3M | -$231.4M | $238.3M | -$138.6M |
| Purchases of investments | $102.5M | — | — | — | — |
| Dividends paid | $145.8M | $114.3M | $99.4M | $87.8M | $87.8M |
| Debt issued | $1.31B | $867.0M | $348.0M | $792.7M | $1.43B |
| Debt repaid | $1.23B | $735.3M | $480.0M | $462.2M | $1.46B |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding BCSF as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2020-03-10 to 2026-03-03
Recent transactions
- Most recent: Rusnak-Carlson Sabrina (General Counsel) — Open market purchase of 2,300 shares on 2026-03-03.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Rusnak-Carlson Sabrina | General Counsel | Open market purchase | 2026-03-03 | 2,300 |
| Richer Clare Stack | Director | Open market purchase | 2025-03-17 | 1,530 |
| Hough Thomas A. | Director | Open market purchase | 2022-03-25 | 6,272 |
| Butte Amy | Director | Open market purchase | 2022-02-25 | 1,300 |
| Ewald Michael A | President and CEO | Open market purchase | 2020-12-03 | 4,000 |
| Hawkins Jeffrey B. | Director | Open market purchase | 2020-12-03 | 18,204 |
| Dornaus Sally F | Chief Financial Officer | Open market purchase | 2020-08-19 | 2,500 |
| BAIN CAPITAL CREDIT MEMBER, LLC | 10% owner | Other acquisition/disposition | 2020-06-16 | 952,118 |
| Boyle Michael John | Vice President and Treasurer | Option exercise | 2020-06-05 | 4,799 |
| MARGOLIS JAY | Director | Option exercise | 2020-06-05 | 5,771 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-03-03 | Rusnak-Carlson Sabrina | General Counsel | Open market purchase | 2,300 | $12.55 |
| 2025-03-17 | Richer Clare Stack | Director | Open market purchase | 1,530 | $16.43 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-21 23:45 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-08-10 | 8-K | 2026-08-10 | View on SEC.gov → |
| 2026-08-10 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-07-31 | 8-K | 2026-07-28 | View on SEC.gov → |
| 2026-07-23 | 8-K | 2026-07-23 | View on SEC.gov → |
| 2026-05-22 | 8-K | 2026-05-21 | View on SEC.gov → |
| 2026-05-12 | 8-K | 2026-05-11 | View on SEC.gov → |
| 2026-05-11 | 10-Q | 2026-03-31 | View on SEC.gov → |
| 2026-04-29 | 8-K | 2026-04-28 | View on SEC.gov → |
| 2026-03-03 | 4 | 2026-03-03 | View on SEC.gov → |
| 2026-02-27 | 8-K | 2026-02-26 | View on SEC.gov → |
| 2026-02-27 | 10-K | 2025-12-31 | View on SEC.gov → |
| 2026-02-12 | 8-K | 2026-02-12 | View on SEC.gov → |
Recent news
Headlines about BCSF (Bain Capital Specialty Finance, Inc.). Links open the publisher — we don’t host full articles.
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Technical Reactions to BCSF Trends in Macro Strategies
Stock Traders Daily · 2026-10-21 -
Bain Capital Specialty Finance (NYSE:BCSF) Sets New 1-Year Low - Here's Why
MarketBeat · 2026-10-20 -
BCSF Oct 2026 15.000 call (BCSF261016C00015000) Interactive Stock Chart
Yahoo! Finance Canada · 2026-10-16 -
Bain Capital Specialty Finance Inc. Stock Grades | BCSF
Barron's · 2026-10-16 -
Bain Capital Specialty Finance, Inc. $BCSF Shares Newly Acquired by Curated Wealth Partners LLC
MarketBeat · 2026-10-15 -
Bain Capital Specialty Finance (NYSE:BCSF) Upgraded to "Hold" at Zacks Research
MarketBeat · 2026-10-15 -
New Strong Sell Stocks for September 23rd
Yahoo Finance · 2026-09-23 -
Bain Capital Specialty Finance (BCSF) Stock Fair Value Falls As Analysts Cut Outlook
Yahoo Finance · 2026-08-19
No headlines in this category right now — try “All”.