ACT · Enact Holdings, Inc.
Enact Holdings Inc (ACT)
What's happening
- ACT is down 2.60% today, trading at $45.62. — Live quote
- Volume today (21,659) is well below its 3-month average of 379,820. (Finnhub fundamentals)
- Reports earnings on 2026-11-04 (after market close), 13 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $1.26 actual vs. $1.20 estimated (+4.6%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (11 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 4.1% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 54.5%. Finnhub fundamentals ↗
- Trailing 52-week price return is +30.0%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 4, filed 2026-10-05; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on ACT
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $317.3M | $312.1M | $311.5M | $304.9M | $306.8M | $309.6M | $298.8M | $291.6M |
| Net income | — | — | — | — | — | — | — | — |
| EPS (diluted) | $1.25 | $1.18 | $1.10 | $1.11 | $1.08 | $1.15 | $1.16 | $1.01 |
| EPS (basic) | $1.25 | $1.18 | $1.11 | $1.12 | $1.09 | $1.16 | $1.17 | $1.01 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $6.96B | $6.96B | $6.89B | $6.88B | $6.77B | $6.72B | $6.52B | $6.60B |
| Total liabilities | $1.56B | $1.62B | $1.54B | $1.56B | $1.55B | $1.60B | $1.53B | $1.56B |
| Stockholders' equity | $5.40B | $5.34B | $5.36B | $5.32B | $5.22B | $5.12B | $5.00B | $5.04B |
| Cash & equivalents | $448.4M | $549.0M | $582.5M | $543.6M | $613.0M | $635.3M | $599.4M | $673.4M |
| Marketable securities (current) | $49.1M | — | $0 | $2.0M | $3.0M | $3.7M | $3.4M | $1.6M |
| Long-term debt | $745.2M | $744.9M | $744.5M | $744.1M | $743.8M | $743.4M | $743.0M | $742.7M |
| Common stock & paid-in capital | $1.4M | $1.4M | $1.4M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M |
| Retained earnings | $3.96B | $3.82B | $3.68B | $3.53B | $3.40B | $3.26B | $3.13B | $2.99B |
| Accumulated other comprehensive income (loss) | -$83.3M | -$82.7M | -$30.1M | -$41.8M | -$104.3M | -$152.5M | -$207.5M | -$102.0M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $118.5M | $224.0M | $186.3M | $192.0M | $119.5M | $226.7M | $166.1M | $188.1M |
| Investing cash flow | -$92.3M | -$125.5M | $10.1M | -$121.3M | -$25.6M | -$89.6M | -$136.9M | -$102.3M |
| Financing cash flow | -$126.8M | -$132.0M | -$157.4M | -$140.1M | -$116.2M | -$101.3M | -$103.2M | -$111.5M |
| Share-based compensation | $4.6M | $5.2M | $6.4M | $4.5M | $4.2M | $3.9M | $5.4M | $6.5M |
| Deferred income taxes | -$2.3M | $3.3M | -$80.0K | $4.6M | -$1.3M | $4.5M | $1.1M | $2.5M |
| Purchases of investments | $372.1M | $419.5M | $366.0M | $414.0M | $610.5M | $505.0M | $482.3M | $398.2M |
| Sales/maturities of investments | $142.1M | $131.7M | $118.9M | $120.0M | $382.1M | $142.6M | $144.8M | $84.8M |
| Other investing activities | $1.8M | $3.2M | $3.1M | $2.7M | -$291.0K | $2.9M | $3.2M | $4.2M |
| Dividends paid | $33.5M | $29.8M | $30.3M | $31.0M | $31.5M | $28.1M | $28.4M | $28.8M |
| Share repurchases | $93.3M | $93.2M | $127.0M | $105.5M | $84.6M | $65.3M | $74.6M | $71.0M |
| Debt issued | — | — | $0 | $0 | $0 | — | $0 | $0 |
| Other financing activities | -$31.0K | -$9.1M | -$103.0K | -$3.7M | -$130.0K | -$7.9M | -$87.0K | -$11.0M |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $1.24B | $1.20B | $1.15B | $1.10B | $1.12B |
| Net income | $674.2M | $688.1M | $665.5M | — | $546.7M |
| EPS (diluted) | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 |
| EPS (basic) | $4.54 | $4.40 | $4.14 | $4.32 | $3.36 |
| Net margin | $55 | $57 | $58 | — | $49 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $6.89B | $6.52B | $6.19B | $5.71B | $5.87B |
| Total liabilities | $1.54B | $1.53B | $1.56B | $1.61B | $1.76B |
| Stockholders' equity | $5.36B | $5.00B | $4.63B | $4.10B | $4.11B |
| Cash & equivalents | $582.5M | $599.4M | $615.7M | $513.8M | $425.8M |
| Marketable securities (current) | $0 | $3.4M | $20.2M | $3.0M | $0 |
| Long-term debt | $744.5M | $743.0M | $745.4M | $742.8M | $740.4M |
| Common stock & paid-in capital | $1.4M | $1.5M | $1.6M | $1.6M | $1.6M |
| Retained earnings | $3.68B | $3.13B | $2.55B | $2.10B | $1.65B |
| Accumulated other comprehensive income (loss) | -$30.1M | -$207.5M | -$230.4M | -$382.7M | $83.6M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $724.5M | $686.3M | $632.0M | $560.5M | $572.1M |
| Investing cash flow | -$226.4M | -$320.5M | -$229.4M | -$220.3M | -$398.8M |
| Financing cash flow | -$515.1M | -$382.0M | -$300.7M | -$252.3M | -$200.3M |
| Share-based compensation | $19.0M | $18.8M | $15.3M | $9.9M | $1.5M |
| Deferred income taxes | $7.8M | $4.5M | -$1.8M | -$2.3M | -$1.4M |
| Purchases of investments | $1.90B | $1.61B | $1.02B | $1.22B | $1.58B |
| Sales/maturities of investments | $763.6M | $554.0M | $423.4M | $534.7M | $498.8M |
| Other investing activities | $8.3M | $15.6M | $13.9M | $0 | $0 |
| Dividends paid | $120.8M | $111.7M | $213.0M | $250.8M | $200.3M |
| Share repurchases | $382.4M | $244.0M | $87.8M | $1.5M | $0 |
| Debt issued | $0 | $749.6M | $0 | $0 | $0 |
| Other financing activities | -$11.8M | -$11.1M | $0 | $0 | — |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding ACT as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-06-30 to 2026-10-01
Recent transactions
- Insiders have net sold 2,598,590 shares over the last 182 days, across 0 purchases and 5 sales.
- Most recent: McMullen James (Controller) — Option exercise of 887 shares on 2026-10-01.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| McMullen James | Controller | Option exercise | 2026-10-01 | 887 |
| Genworth Holdings, Inc. | 10% owner | Open market sale | 2026-09-30 | 762,894 |
| Stolove Evan | EVP, Gen. Counsel & Secretary | Open market sale | 2026-08-17 | 20,024 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-01 | McMullen James | Controller | Option exercise | 887 | — |
| 2026-10-01 | McMullen James | Controller | Tax withholding | 253 | $44.15 |
| 2026-09-30 | Genworth Holdings, Inc. | 10% owner | Open market sale | 762,894 | $48.65 |
| 2026-08-31 | Genworth Holdings, Inc. | 10% owner | Open market sale | 687,379 | $49.40 |
| 2026-08-17 | Stolove Evan | EVP, Gen. Counsel & Secretary | Open market sale | 20,024 | $49.52 |
| 2026-07-31 | Genworth Holdings, Inc. | 10% owner | Open market sale | 523,226 | $45.92 |
| 2026-06-30 | Genworth Holdings, Inc. | 10% owner | Open market sale | 605,067 | $42.28 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 00:34 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-05 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-10-01 | 4 | 2026-09-30 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
| 2026-09-21 | 4 | 2026-09-17 | View on SEC.gov → |
Recent news
Headlines about ACT (Enact Holdings, Inc.). Links open the publisher — we don’t host full articles.
-
Circle Internet Jumps 6% as OCC Finalizes GENIUS Act Stablecoin Rules; Strategy Surges 8%, Coinbase Climbs 5%
24/7 Wall St. · 2026-10-21 -
OCC Finalizes GENIUS Act Stablecoin Rules As Bessent Compares Law To Lincoln's National Currency Act
Stocktwits · 2026-10-21 -
Office of the Comptroller of the Currency Shares Final Stablecoin Rules Under the GENIUS Act
Crowdfund Insider · 2026-10-21 -
Have ACT Energy Technologies Insiders Been Selling Stock?
Simply Wall Street · 2026-10-21 -
DWG Acquires Shares in Compliance with Section 259B of Corporations Act
Kalkine · 2026-10-21 -
Circle stock plunges 20% on Clarity Act stablecoin yield ban fears
Startup Fortune · 2026-10-21 -
Neptune Insurance Holdings Inc. (NP) Q3 Earnings and Revenues Surpass Estimates
Yahoo · 2026-10-20 -
ACT Energy Technologies Ltd. (ACX.TO) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-20
No headlines in this category right now — try “All”.