VLY · Valley National Bancorp
What's happening
- VLY is up 4.68% today, trading at $13.63. — Live quote
- Volume today (567,745) is well below its 3-month average of 6,828,680. (Finnhub fundamentals)
- Reports earnings on 2026-10-22 (before market open), 0 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.36 actual vs. $0.33 estimated (+7.8%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (18 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $8.57B | $7.08B | $5.98B | $5.17B | $4.95B |
| P/E | 13.57 | 12.49 | 11.95 | 12.68 | 13.35 |
| Price/Book | 1.08 | 0.90 | 0.78 | 0.68 | 0.66 |
| ROE | 7.97% | 7.24% | 6.50% | 5.38% | 4.94% |
| ROA | 0.95% | 0.88% | 0.79% | 0.65% | 0.60% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 51.5% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 30.8%. Finnhub fundamentals ↗
- Trailing 52-week price return is +26.1%. Finnhub market metrics ↗
Potential concerns
- Latest SEC filing is Form 8-K, filed 2026-10-22; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on VLY
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Net income | $170.9M | $163.9M | $163.4M | $133.2M | $106.1M | $97.9M | $70.4M | $96.3M |
| EPS (diluted) | $0.29 | $0.28 | $0.28 | $0.22 | $0.18 | $0.18 | $0.13 | $0.18 |
| EPS (basic) | $0.30 | $0.28 | $0.28 | $0.23 | $0.18 | $0.18 | $0.13 | $0.18 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $66.32B | $64.47B | $64.13B | $63.02B | $62.71B | $61.87B | $62.49B | $62.09B |
| Total liabilities | $58.40B | $56.64B | $56.33B | $55.32B | $55.13B | $54.37B | $55.06B | $55.12B |
| Stockholders' equity | $7.92B | $7.83B | $7.81B | $7.70B | $7.58B | $7.50B | $7.44B | $6.97B |
| Cash & equivalents | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $316.4M | $321.7M | $330.8M | $331.1M | $337.4M | $344.1M | $350.8M | $356.6M |
| Goodwill | $1.87B | $1.87B | $1.87B | $1.87B | $1.87B | $1.87B | $1.87B | $1.87B |
| Intangible assets | $89.2M | $94.8M | $100.9M | $107.7M | $114.6M | $121.3M | $128.7M | $135.5M |
| Short-term debt | $433.5M | $63.9M | $91.5M | $51.1M | $162.2M | $59.0M | $72.7M | $58.3M |
| Long-term debt | — | — | — | — | — | — | — | — |
| Common stock & paid-in capital | $196.7M | $196.7M | $196.7M | $196.7M | $196.6M | $196.5M | $196.0M | $178.7M |
| Retained earnings | $2.10B | $2.00B | $1.91B | $1.79B | $1.69B | $1.63B | $1.60B | $1.55B |
| Accumulated other comprehensive income (loss) | -$99.6M | -$97.6M | -$74.4M | -$98.8M | -$119.9M | -$128.3M | -$155.3M | -$114.8M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $163.5M | $209.6M | $196.6M | $5.2M | $159.2M | -$17.1M | $392.2M | -$157.2M |
| Investing cash flow | -$1.94B | -$805.5M | -$915.2M | -$92.7M | -$981.3M | -$175.3M | $469.4M | -$163.5M |
| Financing cash flow | $1.59B | $171.7M | $931.7M | $271.5M | $784.9M | -$474.0M | -$11.4M | $351.5M |
| Free cash flow | $160.2M | $208.2M | $187.5M | $2.3M | $156.0M | -$20.2M | $385.8M | -$160.5M |
| Capital expenditures | $3.3M | $1.4M | $9.1M | $2.8M | $3.1M | $3.0M | $6.4M | $3.3M |
| Depreciation & amortization | $8.8M | $9.1M | $9.6M | $8.8M | $10.0M | $9.9M | $12.5M | $9.7M |
| Share-based compensation | $8.6M | $7.7M | $9.3M | $4.4M | $6.8M | $6.8M | $6.0M | $7.3M |
| Deferred income taxes | — | — | $10.9M | — | — | — | -$6.1M | — |
| Purchases of investments | $311.9M | $166.5M | $441.4M | $308.4M | $341.3M | $341.3M | $976.9M | $427.8M |
| Sales/maturities of investments | $173.9M | $184.8M | $376.0M | $118.9M | $117.7M | $91.7M | $142.8M | $104.9M |
| Share repurchases | $20.1M | $51.8M | $46.6M | $12.0M | $2.2M | $2.2M | $0 | $0 |
| Debt issued | $594.1M | — | $0 | $0 | $210.0M | $0 | $0 | $1.8M |
| Debt repaid | $550.0M | $350.0M | $0 | $0 | $215.0M | $273.0M | $100.0M | $0 |
| Tax withholding on stock comp | $370.0K | $9.8M | $467.0K | $719.0K | $1.6M | $7.0M | $390.0K | $206.0K |
| Other financing activities | -$524.0K | -$301.0K | -$47.0K | $148.0K | -$162.0K | -$95.0K | $0 | -$1.0K |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Net income | $598.0M | $380.3M | $498.5M | $568.9M | $473.8M |
| EPS (diluted) | $1.01 | $0.69 | $0.95 | $1.14 | $1.12 |
| EPS (basic) | $1.02 | $0.70 | $0.95 | $1.14 | $1.13 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $64.13B | $62.49B | $60.93B | $57.46B | $43.45B |
| Total liabilities | $56.33B | $55.06B | $54.23B | $51.06B | $38.36B |
| Stockholders' equity | $7.81B | $7.44B | $6.70B | $6.40B | $5.08B |
| Cash & equivalents | — | — | — | — | — |
| Property, plant & equipment | $330.8M | $350.8M | $381.1M | $358.6M | $326.3M |
| Goodwill | $1.87B | $1.87B | $1.87B | $1.87B | $1.46B |
| Intangible assets | $100.9M | $128.7M | $160.3M | $197.5M | $70.4M |
| Short-term debt | $91.5M | $72.7M | $917.8M | $138.7M | $655.7M |
| Long-term debt | — | — | — | — | — |
| Common stock & paid-in capital | $196.7M | $196.0M | $178.2M | $178.2M | $148.5M |
| Retained earnings | $1.91B | $1.60B | $1.47B | $1.22B | $883.6M |
| Accumulated other comprehensive income (loss) | -$74.4M | -$155.3M | -$146.5M | -$164.0M | -$17.9M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | $343.8M | $548.5M | $378.2M | $1.43B | $837.1M |
| Investing cash flow | -$2.16B | -$709.3M | -$3.35B | -$6.79B | -$1.08B |
| Financing cash flow | $1.51B | $1.16B | $2.91B | $4.26B | $964.4M |
| Free cash flow | $325.7M | $532.4M | $302.1M | $1.36B | $797.7M |
| Capital expenditures | $18.1M | $16.1M | $76.0M | $68.9M | $39.4M |
| Depreciation & amortization | $38.3M | $43.8M | $43.4M | $41.6M | $29.1M |
| Share-based compensation | $27.3M | $29.0M | $33.1M | $28.8M | $20.9M |
| Deferred income taxes | $10.9M | -$6.1M | -$9.4M | $7.5M | $26.8M |
| Purchases of investments | $1.43B | $2.39B | $112.3M | $54.6M | $387.2M |
| Sales/maturities of investments | $704.2M | $296.9M | $78.6M | $225.9M | $462.3M |
| Share repurchases | $63.0M | $0 | $2.1M | $24.1M | $23.9M |
| Debt issued | $210.0M | $1.00B | $1.25B | $147.5M | $295.9M |
| Debt repaid | $488.0M | $165.0M | $475.0M | $0 | $1.17B |
| Tax withholding on stock comp | $9.8M | $8.9M | $9.4M | — | — |
| Other financing activities | -$156.0K | -$3.0K | -$18.0K | -$745.0K | -$680.0K |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding VLY as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-02-23 to 2026-10-01
Recent transactions
- Insiders have net sold 116,032 shares over the last 182 days, across 0 purchases and 2 sales.
- Most recent: SMITH PATRICK D (SEVP, Pres Consumer Banking) — Tax withholding of 15,600 shares on 2026-10-01.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| SMITH PATRICK D | SEVP, Pres Consumer Banking | Tax withholding | 2026-10-01 | 15,600 |
| SAEGER MARK | EVP, Chief Credit Officer | Tax withholding | 2026-08-03 | 5,487 |
| LAN TRAVIS | SEVP, Chief Financial Officer | Tax withholding | 2026-08-03 | 4,877 |
| SLOAN LYNDSEY M | SEVP, General Counsel | Tax withholding | 2026-07-01 | 3,836 |
| REGAN JOHN P | SEVP, Chief Risk Officer | Tax withholding | 2026-07-01 | 4,907 |
| CRANDELL MITCHELL L | EVP & Chief Accounting Officer | Open market sale | 2026-06-12 | 25,495 |
| WILLIAMS SIDNEY S | Director | Grant / award | 2026-05-18 | 8,121 |
| WILKS JEFFREY S | Director | Grant / award | 2026-05-18 | 8,121 |
| VAZQUEZ CARLOS J | Director | Grant / award | 2026-05-18 | 8,121 |
| Steans Jennifer W | Director | Grant / award | 2026-05-18 | 8,121 |
| SCHULTZ MELISSA J | Director | Grant / award | 2026-05-18 | 8,121 |
| SANI SURESH L | Director | Grant / award | 2026-05-18 | 8,121 |
| SANDOR NITZAN | Director | Grant / award | 2026-05-18 | 8,121 |
| PERROTT KATHLEEN C | Director | Grant / award | 2026-05-18 | 8,121 |
| MAIO PETER V | Director | Grant / award | 2026-05-18 | 8,121 |
| EFRAT EYAL | Director | Grant / award | 2026-05-18 | 8,121 |
| BARRETT RUSSELL | SEVP, Chief Operating Officer | Option exercise | 2026-04-27 | 90,537 |
| Martocci Gino A. | SEVP, Pres Commercial Banking | Tax withholding | 2026-04-01 | 3,836 |
| Robbins Ira | Chief Executive Officer | Grant / award | 2026-02-23 | 109,492 |
| Surowiec Yvonne M. | SEVP, Chief People Officer | Grant / award | 2026-02-23 | 18,713 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-10-01 | SMITH PATRICK D | SEVP, Pres Consumer Banking | Tax withholding | 15,600 | $12.62 |
| 2026-08-03 | SAEGER MARK | EVP, Chief Credit Officer | Tax withholding | 5,487 | $14.29 |
| 2026-08-03 | LAN TRAVIS | SEVP, Chief Financial Officer | Tax withholding | 4,877 | $14.29 |
| 2026-07-01 | SLOAN LYNDSEY M | SEVP, General Counsel | Tax withholding | 3,836 | $14.65 |
| 2026-07-01 | REGAN JOHN P | SEVP, Chief Risk Officer | Tax withholding | 4,907 | $14.65 |
| 2026-06-12 | CRANDELL MITCHELL L | EVP & Chief Accounting Officer | Open market sale | 25,495 | $14.63 |
| 2026-05-18 | WILLIAMS SIDNEY S | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | WILKS JEFFREY S | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | VAZQUEZ CARLOS J | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | Steans Jennifer W | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | SCHULTZ MELISSA J | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | SANI SURESH L | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | SANDOR NITZAN | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | PERROTT KATHLEEN C | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | MAIO PETER V | Director | Grant / award | 8,121 | $0.00 |
| 2026-05-18 | EFRAT EYAL | Director | Grant / award | 8,121 | $0.00 |
| 2026-04-27 | BARRETT RUSSELL | SEVP, Chief Operating Officer | Option exercise | 90,537 | $8.47 |
| 2026-04-27 | BARRETT RUSSELL | SEVP, Chief Operating Officer | Open market sale | 90,537 | $13.54 |
| 2026-04-01 | Martocci Gino A. | SEVP, Pres Commercial Banking | Tax withholding | 3,836 | $12.28 |
| 2026-02-23 | Robbins Ira | Chief Executive Officer | Grant / award | 109,492 | $0.00 |
| 2026-02-23 | Robbins Ira | Chief Executive Officer | Grant / award | 60,295 | $13.36 |
| 2026-02-23 | Robbins Ira | Chief Executive Officer | Tax withholding | 30,841 | $13.36 |
| 2026-02-23 | CRANDELL MITCHELL L | EVP & Chief Accounting Officer | Grant / award | 14,035 | $0.00 |
| 2026-02-23 | CRANDELL MITCHELL L | EVP & Chief Accounting Officer | Grant / award | 5,198 | $13.36 |
| 2026-02-23 | CRANDELL MITCHELL L | EVP & Chief Accounting Officer | Tax withholding | 2,512 | $13.36 |
| 2026-02-23 | SAEGER MARK | EVP, Chief Credit Officer | Grant / award | 17,777 | $0.00 |
| 2026-02-23 | SAEGER MARK | EVP, Chief Credit Officer | Grant / award | 9,876 | $13.36 |
| 2026-02-23 | SAEGER MARK | EVP, Chief Credit Officer | Tax withholding | 5,462 | $13.36 |
| 2026-02-23 | Surowiec Yvonne M. | SEVP, Chief People Officer | Grant / award | 18,713 | $0.00 |
| 2026-02-23 | Surowiec Yvonne M. | SEVP, Chief People Officer | Grant / award | 10,396 | $13.36 |
| 2026-02-23 | Surowiec Yvonne M. | SEVP, Chief People Officer | Tax withholding | 5,027 | $13.36 |
| 2026-02-23 | LAN TRAVIS | SEVP, Chief Financial Officer | Grant / award | 23,953 | $0.00 |
| 2026-02-23 | LAN TRAVIS | SEVP, Chief Financial Officer | Grant / award | 2,772 | $13.36 |
| 2026-02-23 | LAN TRAVIS | SEVP, Chief Financial Officer | Tax withholding | 1,284 | $13.36 |
| 2026-02-23 | BARRETT RUSSELL | SEVP, Chief Operating Officer | Grant / award | 23,953 | $0.00 |
| 2026-02-23 | BARRETT RUSSELL | SEVP, Chief Operating Officer | Grant / award | 6,237 | $13.36 |
| 2026-02-23 | BARRETT RUSSELL | SEVP, Chief Operating Officer | Tax withholding | 1,956 | $13.36 |
| 2026-02-23 | SMITH PATRICK D | SEVP, Pres Consumer Banking | Grant / award | 29,941 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-22 13:52 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-22 | 8-K | 2026-10-22 | View on SEC.gov → |
| 2026-10-05 | 4 | 2026-10-01 | View on SEC.gov → |
| 2026-09-28 | 8-K | 2026-09-27 | View on SEC.gov → |
| 2026-08-25 | 8-K | 2026-08-25 | View on SEC.gov → |
| 2026-08-06 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-04 | 4 | 2026-08-03 | View on SEC.gov → |
| 2026-08-04 | 4 | 2026-08-03 | View on SEC.gov → |
| 2026-07-23 | 8-K | 2026-07-23 | View on SEC.gov → |
| 2026-07-02 | 4 | 2026-07-01 | View on SEC.gov → |
| 2026-07-02 | 4 | 2026-07-01 | View on SEC.gov → |
| 2026-06-15 | 4 | 2026-06-12 | View on SEC.gov → |
| 2026-05-19 | 4 | 2026-05-18 | View on SEC.gov → |
Recent news
Headlines about VLY (Valley National Bancorp). Links open the publisher — we don’t host full articles.
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Valley National Bancorp (NASDAQ:VLY) Posts Record Q3 2026 Profit as EPS Beats Estimates and Margin Expands
ChartMill · 2026-10-22 -
Valley National (VLY) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Yahoo · 2026-10-22 -
Valley National Bank’s (NASDAQ:VLY) Q3 2026 sales beat estimates
Yahoo · 2026-10-22 -
Valley National (VLY) Q3 Earnings and Revenues Top Estimates
Yahoo · 2026-10-22 -
Valley National: Q3 Earnings Snapshot
Yahoo · 2026-10-22 -
Valley National Bancorp GAAP EPS of $0.36 beats by $0.03, revenue of $584.15M beats by $6.32M
Seeking Alpha · 2026-10-22 -
Valley National Bancorp Announces Third Quarter 2026 Results
Yahoo · 2026-10-22 -
Valley Ntl Q3 2026 Earnings Call Transcript
Benzinga · 2026-10-22
No headlines in this category right now — try “All”.