SOFI · SoFi Technologies, Inc.

NASDAQ NMS - GLOBAL MARKET - Real Time Price • USD

SoFi Technologies Inc (SOFI)

NASDAQ NMS - GLOBAL MARKET Financial Services
Options chain →
$18.39 +0.56 (+3.14%)
Market open
DAY'S RANGE $18.39
$18.02 $18.70
52-WEEK RANGE $18.39
$14.88 $32.73

What's happening

  • SOFI is up 3.14% today, trading at $18.39. — Live quote
  • Volume today (291,173) is well below its 3-month average of 71,986,220. (Finnhub fundamentals)
  • Last quarter's EPS beat estimates: $0.12 actual vs. $0.11 estimated (+6.9%). (Finnhub earnings history)

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$23.04B
P/E (TTM1)37.41
EPS2 (TTM)$0.47
Div Yield
Beta32.30
Volume291,173
Open18.02
Prev Close17.83
Bid / Ask18.38 / 18.39
Next Earnings 2026-10-26 (before market open)

Analyst Recommendations

Strong buy 6 Buy 8 Hold 13 Sell 3 Strong sell 1

Aggregate ratings for 2026-09-01 (31 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
SOFI -34.87%
vs S&P 500 -46.59%
1-YEAR RETURN
SOFI -31.55%
vs S&P 500 -50.53%
6-MONTH RETURN
SOFI -10.73%
3-MONTH RETURN
SOFI -8.23%

Valuation Measures & Ratios

Enterprise Value4$27.10B
Forward P/E522.53
PEG Ratio60.96
Price / Sales (TTM1)3.35
Price / Book72.08
EV4 / Revenue
EV4 / EBITDA
Profit Margin-19.79%
Operating Margin-19.92%
Return on Equity (ROE8)6.18%
Return on Assets (ROA9)1.21%
Avg Volume (3M)71,986,220
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $23.40B $22.09B $33.47B $22.13B $13.78B
P/E 41.78 46.56 90.83 89.76 58.06
Price/Sales 39.54 38.18 57.68 40.65 27.12
Price/Book 2.11 2.04 3.81 3.23 2.06
EV/Revenue 34.26 32.31 52.09 36.75 23.02
ROE 5.06% 4.39% 4.20% 3.59% 3.55%
ROA 0.92% 0.88% 0.81% 0.60% 0.63%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E and PEG aren't shown here — both need historical analyst-consensus estimates, which no free source provides; see the current-period figures above instead.

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short172,515,246
Change from Prior Settlement-9.56%
% of Float
Days to Cover (Short Ratio)3.41

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-08-14. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

Drag horizontally to zoom into a section; use Reset view to restore all observations.

Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Signals describe daily price patterns—not the company’s value and not a recommendation to buy or sell. Read several together; no single indicator predicts what happens next. “Overbought” and “oversold” are conditions, not promises of a reversal.

Indicators None active

Add lines over the price chart or a panel below it. Your choices are saved on this device.

Starter sets
Trend
Oscillators
Volume/volatility
Loading chart…

Free IEX historical data only goes back to ~2021 — 5Y/Full show whatever's actually available, not a promise of that much history. Indicators are computed client-side from these same price bars; earnings markers ("E") come from Finnhub's free tier (~last 4 quarters + next upcoming) — older quarters aren't available. The move-highlight dots are a heuristic (|% change| vs rolling volatility) with a best-effort headline lookup, not a claim of causation.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

  • Revenue growth is 184.9% on the provider's reported measure. Finnhub fundamentals ↗
  • Latest SEC filing is Form 4, filed 2026-08-24; review it for current changes and risks. SEC EDGAR ↗

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $153.6M $129.5M $156.8M $151.9M $140.4M $131.2M $120.8M $115.6M
Operating income
Net income $156.6M $166.7M $139.4M $97.3M $71.1M $60.7M $17.4M $88.0M
EPS (diluted) $0.12 $0.12 $0.11 $0.08 $0.06 $0.05 $0.01 $0.02
EPS (basic) $0.12 $0.13 $0.12 $0.09 $0.06 $0.06 $0.01 $0.08
Net margin $102 $129 $89 $64 $51 $46 $14 $76

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $60.95B $53.70B $50.66B $45.29B $41.11B $37.75B $36.25B $34.38B
Total liabilities $49.87B $42.89B $40.17B $36.51B $34.25B $31.07B $29.73B $28.26B
Stockholders' equity $11.08B $10.81B $10.49B $8.78B $6.86B $6.68B $6.53B $6.12B
Total current assets
Total current liabilities
Cash & equivalents $3.13B $3.40B $4.93B $3.25B $2.12B $2.09B $2.54B $2.35B

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow -$3.89B -$2.31B -$991.2M -$1.31B -$1.47B $21.5M -$200.1M -$1.17B
Investing cash flow -$2.83B -$2.39B -$2.10B -$1.46B -$1.72B -$1.44B -$1.28B -$84.0M
Financing cash flow $6.53B $3.11B $4.70B $3.80B $3.19B $1.43B $1.22B $1.50B
Depreciation & amortization $73.1M $67.6M $62.9M $59.2M $56.7M $55.3M $53.5M $51.8M
Share-based compensation $76.9M $72.0M $68.6M $66.5M $63.3M $63.8M $66.4M $63.6M
Deferred income taxes $33.7M $28.9M -$10.4M $7.4M $10.4M $8.8M -$284.0M $176.0K

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding SOFI as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Source: Business Quant SEC Form 13F · report period 2026-06-30 · 31 filers

Held by These Filers38.4%
Shares Outstanding1,284,303,000
FilerSharesValue% OutQtr ChangeFiled
BlackRock, Inc. 72,444,208 $1.30B 5.64% +4.2% 2026-08-07
VANGUARD CAPITAL MANAGEMENT LLC 57,928,852 $1.04B 4.51% +1.4% 2026-06-30
VANGUARD PORTFOLIO MANAGEMENT LLC 50,740,132 $909.8M 3.95% -0.5% 2026-06-30
Goldman Sachs Group Inc 35,207,678 $631.3M 2.74% +180.9% 2026-08-14
UBS Group AG 35,168,018 $630.6M 2.74% -3.4% 2026-08-13
State Street Corp 28,763,660 $515.7M 2.24% +5.3% 2026-08-07
GEODE CAPITAL MANAGEMENT, LLC 23,356,377 $417.6M 1.82% -10.1% 2026-08-12
Morgan Stanley 19,521,442 $350.0M 1.52% -8.2% 2026-08-11
D. E. Shaw & Co., Inc. 14,691,786 $263.4M 1.14% -65.6% 2026-08-14
NORGES BANK 13,630,462 $244.4M 1.06% +0.0% 2026-08-12
MARSHALL WACE, LLP 11,697,405 $209.7M 0.91% +79.4% 2026-08-13
MILLENNIUM MANAGEMENT LLC 10,493,471 $188.1M 0.82% +27.1% 2026-08-14
SUSQUEHANNA INTERNATIONAL GROUP, LLP 10,236,195 $183.5M 0.80% +114.6% 2026-08-14
DIMENSIONAL FUND ADVISORS LP 10,003,025 $179.4M 0.78% +9.8% 2026-08-11
Bank Of America Corp /De/ 9,135,967 $163.8M 0.71% -15.7% 2026-08-14
VANGUARD FIDUCIARY TRUST CO 8,140,281 $146.0M 0.63% +2.8% 2026-06-30
Northern Trust Corp 7,620,475 $136.6M 0.59% +3.7% 2026-08-12
CHARLES SCHWAB INVESTMENT MANAGEMENT INC 7,280,268 $130.5M 0.57% +12.5% 2026-08-14
Sixth Street Partners Management Company, L.P. 7,280,268 $130.5M 0.57% +0.0% 2026-08-13
Citigroup Inc 6,283,079 $112.7M 0.49% -16.2% 2026-08-03
Bank Of Montreal /Can/ 6,168,171 $110.6M 0.48% -8.8% 2026-08-12
Wells Fargo & Company/Mn 5,885,387 $105.5M 0.46% +33.1% 2026-08-14
Sumitomo Mitsui Trust Group, Inc. 5,684,422 $101.9M 0.44% -0.1% 2026-07-30
Mitsubishi UFJ Asset Management Co., Ltd. 5,239,086 $93.9M 0.41% +12.7% 2026-08-05
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC 4,925,068 $88.3M 0.38% +4.2% 2026-08-13

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-06-08 to 2026-08-20

Recent transactions

  • Insiders have net sold 136,505 shares over the last 182 days, across 0 purchases and 5 sales.
  • Most recent: Keough Kelli (EVP, GBUL, SIPS) — Open market sale of 11,286 shares on 2026-08-20.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)136,505 sh(5 txns)
Net Shares-136,505

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Keough KelliEVP, GBUL, SIPSOpen market sale2026-08-2011,286
Schuppenhauer EricEVP GBUL BorrowTax withholding2026-08-1823,720
Pinto ArunChief Risk OfficerTax withholding2026-08-1825,118
Lavet Robert SGeneral CounselOpen market sale2026-06-181,188
Meltzer GaryDirectorOption exercise2026-06-172,823
Rishel JeremyChief Technology OfficerOpen market sale2026-06-17102,123
YESIL MAGDALENADirectorGift2026-06-15433,104
Lapointe ChristopherCFO and PAOOption exercise2026-06-1552,953
Noto AnthonyChief Executive OfficerOption exercise2026-06-15136,165

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-08-20Keough KelliEVP, GBUL, SIPSOpen market sale 11,286$18.00
2026-08-18Schuppenhauer EricEVP GBUL BorrowTax withholding 23,720$18.00
2026-08-18Pinto ArunChief Risk OfficerTax withholding 25,118$18.00
2026-08-17Schuppenhauer EricEVP GBUL BorrowOption exercise 55,731
2026-08-17Pinto ArunChief Risk OfficerOption exercise 45,389
2026-07-20Keough KelliEVP, GBUL, SIPSOpen market sale 10,954$17.19
2026-06-22Keough KelliEVP, GBUL, SIPSOpen market sale 10,954$17.35
2026-06-18Lavet Robert SGeneral CounselOpen market sale 1,188$17.55
2026-06-17Meltzer GaryDirectorOption exercise 2,823
2026-06-17Lavet Robert SGeneral CounselOption exercise 2,823
2026-06-17Rishel JeremyChief Technology OfficerOpen market sale 102,123$17.78
2026-06-16Keough KelliEVP, GBUL, SIPSTax withholding 61,479$17.61
2026-06-16Lavet Robert SGeneral CounselTax withholding 14,914$17.61
2026-06-16Pinto ArunChief Risk OfficerTax withholding 11,029$17.61
2026-06-16Schuppenhauer EricEVP GBUL BorrowTax withholding 2,509$17.61
2026-06-16Rishel JeremyChief Technology OfficerTax withholding 155,605$17.61
2026-06-15YESIL MAGDALENADirectorGift 433,104$0.00
2026-06-15YESIL MAGDALENADirectorGift 433,104$0.00
2026-06-15Lapointe ChristopherCFO and PAOOption exercise 52,953
2026-06-15Lapointe ChristopherCFO and PAOOption exercise 36,590
2026-06-15Lapointe ChristopherCFO and PAOOption exercise 14,609
2026-06-15Lapointe ChristopherCFO and PAOTax withholding 55,219$16.58
2026-06-15Noto AnthonyChief Executive OfficerOption exercise 136,165
2026-06-15Noto AnthonyChief Executive OfficerOption exercise 154,198
2026-06-15Noto AnthonyChief Executive OfficerOption exercise 55,190
2026-06-15Noto AnthonyChief Executive OfficerTax withholding 187,018$16.58
2026-06-15Keough KelliEVP, GBUL, SIPSOption exercise 82,642
2026-06-15Keough KelliEVP, GBUL, SIPSOption exercise 26,477
2026-06-15Keough KelliEVP, GBUL, SIPSOption exercise 13,068
2026-06-15Keough KelliEVP, GBUL, SIPSOption exercise 5,681
2026-06-15Lavet Robert SGeneral CounselOption exercise 36,057
2026-06-15Pinto ArunChief Risk OfficerOption exercise 11,434
2026-06-15Pinto ArunChief Risk OfficerOption exercise 9,739
2026-06-15Schuppenhauer EricEVP GBUL BorrowOption exercise 6,493
2026-06-15Rishel JeremyChief Technology OfficerOption exercise 271,751
2026-06-15Rishel JeremyChief Technology OfficerOption exercise 28,749
2026-06-15Rishel JeremyChief Technology OfficerOption exercise 11,362
2026-06-08Rishel JeremyChief Technology OfficerGrant / award 1,315$13.63

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-09-03 13:52 UTC

FiledFormReport periodOfficial filing
2026-08-2442026-08-20 View on SEC.gov →
2026-08-1942026-08-17 View on SEC.gov →
2026-08-1942026-08-17 View on SEC.gov →
2026-08-0610-Q2026-06-30 View on SEC.gov →
2026-07-298-K2026-07-29 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →
2026-07-2742026-07-14 View on SEC.gov →

Headlines about SOFI (SoFi Technologies, Inc.). Links open the publisher — we don’t host full articles.

SEC filings ↓

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