RPAY · Repay Holdings Corporation Class A

NASDAQ NMS - GLOBAL MARKET - BOATS Real Time Price • USD

Repay Holdings Corp (RPAY)

NASDAQ NMS - GLOBAL MARKET Financial Services
Move probability → Options chain →
$4.16 +0.09 (+2.21%)
● At close: October 21 at 4:00:00 PM EDT
$4.16 +0.00 (+0.00%)
🌙 Overnight: 1:55:22 AM EDT
DAY'S RANGE $4.16
$4.07 $4.20
52-WEEK RANGE $4.16
$2.30 $5.25

What's happening

Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.

Key Statistics

Market Cap$358.9M
P/E (TTM1)—
EPS2 (TTM)$-2.04
Div Yield—
Beta31.96
Volume27,490
Open4.07
Prev Close4.07
Bid / Ask3.59 / 4.76
Next Earnings 2026-11-11 (after market close)

Analyst Recommendations

Strong buy 2 Buy 7 Hold 2 Sell 0 Strong sell 0

Aggregate ratings for 2026-10-01 (11 analysts polled by Finnhub) — consensus count.

Performance Overview (Trailing returns vs S&P 500 benchmark)

YTD RETURN
RPAY +11.51%
vs S&P 500 -1.27%
1-YEAR RETURN
RPAY -9.76%
vs S&P 500 -24.32%
6-MONTH RETURN
RPAY +27.99%
3-MONTH RETURN
RPAY +8.82%

Valuation Measures & Ratios

Enterprise Value4$1.03B
Forward P/E54.04
PEG Ratio6-0.03
Price / Sales (TTM1)1.07
Price / Book70.78
EV4 / Revenue3.05
EV4 / EBITDA334.69
Profit Margin-49.57%
Operating Margin-44.13%
Return on Equity (ROE8)-32.64%
Return on Assets (ROA9)-12.68%
Avg Volume (3M)503,880
Quarterly history (5 periods)
Measure Jun '26Mar '26Sep '25Jun '25Mar '25
Market cap $354.9M $215.4M $419.3M $429.9M $492.3M
P/E -2.74 -1.70 -3.70 -3.87 -35.20
Price/Sales 1.06 0.69 1.35 1.40 1.58
Price/Book 0.75 0.45 0.68 0.68 0.65
EV/Revenue 3.06 1.80 2.42 2.49 2.64
ROE -27.42% -26.48% -18.38% -17.52% -1.85%
ROA -8.06% -11.09% -8.50% -7.86% -0.91%

Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).

Glossary — what these abbreviations mean
1. TTM
Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
2. EPS
Earnings per share — net income divided by diluted shares outstanding.
3. Beta
A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
4. EV (Enterprise Value)
Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
5. Forward P/E
Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
6. PEG Ratio
P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
7. Price / Book
Share price divided by book value (assets minus liabilities) per share.
8. ROE
Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
9. ROA
Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
10. MRQ
Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
11. YoY
Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.

Short Interest

Shares Short3,775,263
Change from Prior Settlement-4.42%
% of Float—
Days to Cover (Short Ratio)8.78

Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.

Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.

Price history

Events

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Technical signal summary

Calculating from the latest year of daily price history…

Calculating…
Show Technical Analysis Breakdown ▾ 10 Indicators

Not investment advice — read several signals together.

Indicators None active

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Starter sets
Trend
Oscillators
Volume/volatility
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History limited by data provider; markers are heuristics, not signals.

Peer and sector context

No reviewed peer group is available for this symbol.

Balanced evidence

A deterministic summary of sourced facts—not an AI verdict.

Potential strengths

  • Revenue growth is 33.2% on the provider's reported measure. Finnhub fundamentals ↗
  • Latest SEC filing is Form 4, filed 2026-10-15; review it for current changes and risks. SEC EDGAR ↗

Potential concerns

Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.

Financials

Income statement

Line item Jun '26Mar '26Sep '25Jun '25Mar '25Sep '24Jun '24Mar '24
Revenue $100.7M $80.8M $77.7M $75.6M $77.3M $79.1M $74.9M $80.7M
Gross profit $70.6M $61.5M $57.8M $57.2M $58.7M $61.6M $58.6M $61.5M
Operating income -$3.3M -$7.0K -$3.0M -$104.9M -$3.6M -$675.0K -$3.4M -$2.5M
Net income -$11.0M -$9.9M -$6.4M -$102.3M -$7.9M $3.2M -$4.1M -$5.2M
EPS (diluted) $-0.13 $-0.12 $-0.08 $-1.15 $-0.09 $0.03 $-0.04 $-0.06
EPS (basic) $-0.13 $-0.12 $-0.08 $-1.15 $-0.09 $0.04 $-0.04 $-0.06

Balance sheet

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Total assets $1.61B $1.14B $1.20B $1.33B $1.41B $1.54B $1.57B $1.56B
Total liabilities $1.14B $665.5M $718.0M $711.1M $774.0M $768.2M $798.7M $794.6M
Stockholders' equity $472.5M $478.0M $484.4M $616.9M $633.7M $755.7M $761.3M $754.7M
Total current assets $213.0M $131.0M $196.8M $180.2M $246.1M $250.1M $275.2M $224.8M
Total current liabilities $146.9M $73.2M $240.6M $222.3M $289.9M $67.4M $102.2M $83.3M
Cash & equivalents $83.7M $43.8M $115.7M $95.7M $162.6M $165.5M $189.5M $168.7M

Cash flow

Line item Jun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24
Operating cash flow $40.2M $16.8M $23.3M $32.2M $33.1M $2.5M $34.3M $60.1M
Investing cash flow -$361.0M -$34.0M -$9.5M -$11.4M -$10.5M -$10.5M -$10.8M -$11.2M
Financing cash flow $361.4M -$51.7M -$35.0K -$87.9M -$22.8M -$19.5M -$2.0M -$7.6M
Free cash flow $38.1M $16.7M $23.2M $32.1M $33.1M $2.4M $34.0M $59.8M
Capital expenditures $2.2M $122.0K $87.0K $122.0K -$69.0K $146.0K $207.0K $211.0K
Share-based compensation $4.7M $5.0M $4.4M $5.5M $3.0M $5.3M $5.9M $6.5M

Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.

Institutional holders

SEC Form 13F filers holding RPAY as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.

Institutional ownership is not available for this symbol right now.

Insider activity

Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2026-03-11 to 2026-10-15

Recent transactions

  • Insiders have net sold 50,000 shares over the last 182 days, across 0 purchases and 5 sales.
  • Most recent: Dempsey Tyler B (General Counsel) — Open market sale of 610 shares on 2026-10-15.

Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.

Insider purchases & sales, last 6 months

Purchases (open market)0 sh(0 txns)
Sales (open market)50,000 sh(5 txns)
Net Shares-50,000

Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.

Insider roster

NameTitleMost Recent TransactionDateShares
Dempsey Tyler BGeneral CounselOpen market sale2026-10-15610
Houser Robert ScottChief Financial OfficerTax withholding2026-09-088,733
Sadek Zachary FReporting personGrant / award2026-07-3142,500
THORNBURGH RICHARD EReporting personGrant / award2026-06-1050,295
GARCIA PAUL RReporting personGrant / award2026-06-1050,295
Rios Emnet LegesseReporting personGrant / award2026-06-1050,295
KIGHT PETER JReporting personGrant / award2026-06-1073,964
GOEBEL MARYANNReporting personGrant / award2026-06-1050,295
Watkin Richard JasonPresident, KUBRAGrant / award2026-06-01833,333
Guthrie David MChief Technology OfficerGrant / award2026-05-311,000
Morrow Matthew EdwardExecutive Vice PresidentGrant / award2026-05-12260,416
Sullivan Thomas EugeneChief Accounting OfficerTax withholding2026-05-073,897
Forager Fund, L.P.10% ownerOpen market purchase2026-04-0978,991
Barnett NaomiExecutive Vice PresidentTax withholding2026-03-193,313
Morris John Andrew Sr.Chief Executive OfficerTax withholding2026-03-1951,905

Recent transactions

DateInsiderTitleTransactionSharesPrice
2026-10-15Dempsey Tyler BGeneral CounselOpen market sale 610$4.05
2026-10-14Dempsey Tyler BGeneral CounselOpen market sale 4,886$4.00
2026-10-13Dempsey Tyler BGeneral CounselOpen market sale 8,392$4.00
2026-09-21Dempsey Tyler BGeneral CounselOpen market sale 11,112$4.00
2026-09-17Dempsey Tyler BGeneral CounselOpen market sale 25,000$3.91
2026-09-08Houser Robert ScottChief Financial OfficerTax withholding 8,733$3.68
2026-07-31Sadek Zachary FReporting personGrant / award 42,500$0.00
2026-06-10THORNBURGH RICHARD EReporting personGrant / award 50,295$0.00
2026-06-10GARCIA PAUL RReporting personGrant / award 50,295$0.00
2026-06-10Rios Emnet LegesseReporting personGrant / award 50,295$0.00
2026-06-10KIGHT PETER JReporting personGrant / award 73,964$0.00
2026-06-10GOEBEL MARYANNReporting personGrant / award 50,295$0.00
2026-06-01Watkin Richard JasonPresident, KUBRAGrant / award 833,333$0.00
2026-05-31Guthrie David MChief Technology OfficerGrant / award 1,000$2.85
2026-05-31Guthrie David MChief Technology OfficerTax withholding 79$3.88
2026-05-12Morrow Matthew EdwardExecutive Vice PresidentGrant / award 260,416$0.00
2026-05-07Sullivan Thomas EugeneChief Accounting OfficerTax withholding 3,897$3.49
2026-04-09Forager Fund, L.P.10% ownerOpen market purchase 78,991$2.68
2026-04-08Forager Fund, L.P.10% ownerOpen market purchase 484,720$2.57
2026-04-07Forager Fund, L.P.10% ownerOpen market purchase 350,000$2.42
2026-04-02Forager Fund, L.P.10% ownerOpen market purchase 461,609$2.53
2026-04-01Forager Fund, L.P.10% ownerOpen market purchase 488,391$2.54
2026-03-27Forager Fund, L.P.10% ownerOpen market purchase 180,858$3.05
2026-03-26Forager Fund, L.P.10% ownerOpen market purchase 287,200$3.04
2026-03-25Forager Fund, L.P.10% ownerOpen market purchase 174,779$2.92
2026-03-19Sullivan Thomas EugeneChief Accounting OfficerTax withholding 4,670$2.65
2026-03-19Barnett NaomiExecutive Vice PresidentTax withholding 3,313$2.65
2026-03-19Dempsey Tyler BGeneral CounselTax withholding 5,723$2.65
2026-03-19Guthrie David MChief Technology OfficerTax withholding 6,627$2.65
2026-03-19Morris John Andrew Sr.Chief Executive OfficerTax withholding 51,905$2.65
2026-03-11Sullivan Thomas EugeneChief Accounting OfficerGrant / award 91,549$0.00
2026-03-11Barnett NaomiExecutive Vice PresidentGrant / award 128,961$0.00
2026-03-11Dempsey Tyler BGeneral CounselGrant / award 176,056$0.00
2026-03-11Guthrie David MChief Technology OfficerGrant / award 207,570$0.00

Recent SEC filings

Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.

Source: SEC EDGAR submissions · updated 2026-10-22 06:35 UTC

FiledFormReport periodOfficial filing
2026-10-1542026-10-13 View on SEC.gov →
2026-09-2142026-09-17 View on SEC.gov →
2026-09-1042026-09-08 View on SEC.gov →
2026-08-1010-Q2026-06-30 View on SEC.gov →
2026-08-108-K2026-08-10 View on SEC.gov →
2026-08-0442026-07-31 View on SEC.gov →
2026-07-148-K2026-07-13 View on SEC.gov →
2026-06-158-K2026-06-12 View on SEC.gov →
2026-06-1242026-06-10 View on SEC.gov →
2026-06-1242026-06-10 View on SEC.gov →
2026-06-1242026-06-10 View on SEC.gov →
2026-06-1242026-06-10 View on SEC.gov →

Headlines about RPAY (Repay Holdings Corporation Class A). Links open the publisher — we don’t host full articles.

SEC filings ↓

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