PRAA · PRA Group, Inc.
PRA Group Inc (PRAA)
What's happening
- PRAA is down 2.87% today, trading at $19.97. — Live quote
- Volume today (12,797) is well below its 3-month average of 519,090. (Finnhub fundamentals)
- Reports earnings on 2026-11-05, 13 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $1.51 actual vs. $0.54 estimated (+182.0%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-10-01 (9 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Quarterly history (5 periods)
| Measure | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 |
|---|---|---|---|---|---|
| Market cap | $728.0M | $674.7M | $603.9M | $578.9M | $838.3M |
| P/E | -2.61 | -2.02 | -1.81 | 6.11 | 15.02 |
| Price/Sales | 0.57 | 0.57 | 0.53 | 0.52 | 0.77 |
| Price/Book | 0.70 | 0.67 | 0.65 | 0.43 | 0.69 |
| EV/Revenue | 0.46 | 0.46 | 0.43 | 0.40 | 0.65 |
| ROE | -26.71% | -33.27% | -36.03% | 7.08% | 4.58% |
| ROA | -5.33% | -6.40% | -6.69% | 1.74% | 1.08% |
Trailing-twelve-month ratios computed from SEC EDGAR quarterly figures and historical daily close prices (Alpaca). Diluted shares are derived from Net income ÷ EPS (diluted) for each quarter, not separately reported. Forward P/E/PEG unavailable (no free data source).
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-09-30. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Not investment advice — read several signals together.
Indicators None active
History limited by data provider; markers are heuristics, not signals.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 29.4% on the provider's reported measure. Finnhub fundamentals ↗
- Trailing 52-week price return is +46.5%. Finnhub market metrics ↗
Potential concerns
- Net profit margin is -19.9%. Finnhub fundamentals ↗
- Latest SEC filing is Form 8-K, filed 2026-10-08; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on PRAA
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Jun '26 | Mar '26 | Sep '25 | Jun '25 | Mar '25 | Sep '24 | Jun '24 | Mar '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $372.2M | $314.5M | $311.1M | $287.7M | $269.6M | $281.5M | $284.2M | $255.6M |
| Operating income | $153.3M | $103.3M | -$315.5M | $85.1M | $74.6M | $90.0M | $89.2M | $66.4M |
| Net income | $57.9M | $28.2M | -$407.7M | $42.4M | $3.7M | $27.2M | $21.5M | $3.5M |
| EPS (diluted) | $1.51 | $0.73 | $-10.43 | $1.08 | $0.09 | $0.69 | $0.54 | $0.09 |
| EPS (basic) | $1.52 | $0.74 | $-10.43 | $1.08 | $0.09 | $0.69 | $0.55 | $0.09 |
| Operating margin | $41 | $33 | -$101 | $30 | $28 | $32 | $31 | $26 |
| Net margin | $16 | $9 | -$131 | $15 | $1 | $10 | $8 | $1 |
Balance sheet
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $5.24B | $5.21B | $5.10B | $5.00B | $5.43B | $5.15B | $4.93B | $4.94B |
| Total liabilities | $4.13B | $4.14B | $4.06B | $4.02B | $4.04B | $3.87B | $3.74B | $3.65B |
| Stockholders' equity | $1.05B | $1.00B | $979.9M | $928.5M | $1.34B | $1.22B | $1.14B | $1.22B |
| Cash & equivalents | $132.4M | $124.8M | $104.4M | $107.5M | $131.6M | $128.7M | $105.9M | $141.1M |
| Other current assets | — | — | — | — | — | — | — | — |
| Property, plant & equipment | $22.2M | $24.6M | $24.9M | $25.1M | $26.4M | $27.0M | $29.5M | $31.8M |
| Goodwill | $26.9M | $26.9M | $26.9M | $26.9M | $439.4M | $420.7M | $396.4M | $423.0M |
| Intangible assets | — | — | — | — | — | — | — | — |
| Accrued liabilities | — | — | — | — | — | — | — | $108.9M |
| Other current liabilities | $37.6M | $99.5M | $49.0M | $55.5M | $41.7M | $30.8M | $24.5M | $19.8M |
| Long-term debt | — | — | — | — | — | — | — | — |
| Retained earnings | $1.34B | $1.28B | $1.26B | $1.20B | $1.61B | $1.56B | $1.56B | $1.54B |
| Accumulated other comprehensive income (loss) | -$293.7M | -$284.6M | -$287.0M | -$288.4M | -$283.7M | -$364.9M | -$443.4M | -$338.6M |
Cash flow
| Line item | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$36.3M | $24.9M | -$9.9M | -$10.1M | -$12.9M | -$52.6M | $42.9M | -$35.0M |
| Investing cash flow | -$13.1M | -$18.4M | -$43.0M | $16.4M | -$9.0M | -$24.4M | -$198.6M | -$87.6M |
| Financing cash flow | -$5.3M | $60.4M | $41.4M | -$31.3M | $20.3M | $85.6M | $143.8M | $143.2M |
| Free cash flow | -$38.7M | $23.5M | -$11.3M | -$11.3M | -$14.2M | -$53.5M | $41.8M | -$36.1M |
| Capital expenditures | $2.4M | $1.4M | $1.4M | $1.2M | $1.3M | $900.0K | $1.2M | $1.0M |
| Depreciation & amortization | — | — | $8.8M | — | — | — | $10.6M | — |
| Share-based compensation | $4.6M | $4.5M | $3.6M | $4.0M | $4.5M | $3.8M | $3.3M | $3.3M |
| Deferred income taxes | — | — | $6.4M | — | — | — | -$2.1M | — |
| Change in accounts receivable | — | — | — | — | — | — | — | — |
| Change in accounts payable | — | — | — | — | — | — | — | — |
| Purchases of investments | — | — | — | — | — | — | — | — |
| Other investing activities | — | — | — | — | — | — | — | — |
| Share repurchases | $10.0M | $10.0M | $10.0M | $0 | $10.0M | $0 | $0 | $0 |
| Debt issued | — | — | — | — | — | — | — | — |
| Debt repaid | — | — | — | — | — | — | — | — |
| Tax withholding on stock comp | $203.0K | $2.7M | $145.0K | $132.0K | $200.0K | $1.9M | $868.0K | $175.0K |
| Other financing activities | — | — | — | — | — | — | — | — |
Income statement
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Revenue | $1.20B | $1.11B | $802.6M | $966.5M | $1.10B |
| Operating income | -$30.3M | $339.7M | $100.5M | $285.8M | $375.0M |
| Net income | -$305.1M | $70.6M | -$83.5M | $117.1M | $183.2M |
| EPS (diluted) | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 |
| EPS (basic) | $-7.79 | $1.79 | $-2.13 | $2.96 | $4.07 |
| Operating margin | -$3 | $30 | $13 | $30 | $34 |
| Net margin | -$25 | $6 | -$10 | $12 | $17 |
Balance sheet
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Total assets | $5.10B | $4.93B | $4.53B | $4.18B | $4.37B |
| Total liabilities | $4.06B | $3.74B | $3.29B | $2.89B | $3.04B |
| Stockholders' equity | $979.9M | $1.14B | $1.17B | $1.23B | $1.29B |
| Cash & equivalents | $104.4M | $105.9M | $112.5M | $83.4M | $87.6M |
| Property, plant & equipment | $24.9M | $29.5M | $36.5M | $51.6M | $54.5M |
| Goodwill | $26.9M | $396.4M | $431.6M | $435.9M | $480.3M |
| Intangible assets | — | — | — | — | — |
| Accrued liabilities | — | — | $131.9M | $111.4M | $127.8M |
| Other current liabilities | $49.0M | $24.5M | $32.6M | $34.4M | — |
| Long-term debt | — | — | — | — | — |
| Retained earnings | $1.26B | $1.56B | $1.49B | $1.57B | $1.55B |
| Accumulated other comprehensive income (loss) | -$287.0M | -$443.4M | -$329.9M | -$347.9M | -$266.9M |
Cash flow
| Line item | Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 |
|---|---|---|---|---|---|
| Operating cash flow | -$85.5M | -$94.6M | -$97.5M | $21.6M | $84.9M |
| Investing cash flow | -$59.9M | -$382.5M | -$234.9M | $120.5M | $160.4M |
| Financing cash flow | $116.0M | $490.8M | $355.3M | -$121.3M | -$262.8M |
| Free cash flow | -$90.4M | -$98.6M | -$100.4M | $8.3M | $73.7M |
| Capital expenditures | $4.8M | $4.0M | $2.9M | $13.3M | $11.2M |
| Depreciation & amortization | $8.8M | $10.6M | $13.1M | $14.9M | $15.1M |
| Share-based compensation | $15.9M | $13.5M | $11.1M | $13.0M | $15.9M |
| Deferred income taxes | $6.4M | -$2.1M | -$35.9M | $607.0K | $6.8M |
| Change in accounts receivable | — | — | — | — | — |
| Change in accounts payable | — | — | -$1.2M | $4.0M | -$1.3M |
| Purchases of investments | — | — | — | $63.0M | $110.9M |
| Other investing activities | — | — | — | — | — |
| Share repurchases | $20.0M | $0 | $0 | $111.4M | $200.9M |
| Tax withholding on stock comp | $2.3M | $2.7M | $6.2M | $8.5M | $6.0M |
| Other financing activities | — | — | — | $0 | $0 |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding PRAA as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR Form 4 filings · checked 25 most recent filings · covers 2025-06-17 to 2026-09-15
Recent transactions
- Most recent: Sehgal Rakesh (Chief Financial Officer) — Tax withholding of 1,514 shares on 2026-09-15.
Deterministic template sentences filled in from the SEC Form 4 figures in the tables below -- not an AI-written summary, no live model call.
Insider purchases & sales, last 6 months
Counts only open-market purchases (code P) and sales (code S) — grants, option exercises, tax withholding, and gifts are excluded since they aren't a market buy/sell decision.
Insider roster
| Name | Title | Most Recent Transaction | Date | Shares |
|---|---|---|---|---|
| Sehgal Rakesh | Chief Financial Officer | Tax withholding | 2026-09-15 | 1,514 |
| WEAVER LANCE L | Director | Gift | 2026-09-10 | 5,370 |
| Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 2026-08-15 | 3,342 |
| James Richard Owen | President - PRA Group Europe | Tax withholding | 2026-08-15 | 1,844 |
| Sjolund Martin | President and CEO | Tax withholding | 2026-06-17 | 9,772 |
| Butler Adrian M | Director | Grant / award | 2026-06-16 | 10,543 |
| Connelly Marjorie Mary | Director | Grant / award | 2026-06-16 | 10,543 |
| TABAKIN SCOTT M | Director | Grant / award | 2026-06-16 | 10,543 |
| Paschke Brett Lee | Director | Grant / award | 2026-06-16 | 10,543 |
| Gadhia Jayne-Anne | Director | Grant / award | 2026-06-16 | 10,543 |
| Olsen Geir | Director | Grant / award | 2026-06-16 | 10,543 |
Recent transactions
| Date | Insider | Title | Transaction | Shares | Price |
|---|---|---|---|---|---|
| 2026-09-15 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 1,514 | $19.39 |
| 2026-09-10 | WEAVER LANCE L | Director | Gift | 5,370 | $0.00 |
| 2026-09-10 | WEAVER LANCE L | Director | Gift | 5,371 | $0.00 |
| 2026-08-15 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 3,342 | $20.60 |
| 2026-08-15 | James Richard Owen | President - PRA Group Europe | Tax withholding | 1,844 | $20.60 |
| 2026-06-17 | James Richard Owen | President - PRA Group Europe | Tax withholding | 1,086 | $15.65 |
| 2026-06-17 | Sjolund Martin | President and CEO | Tax withholding | 9,772 | $15.65 |
| 2026-06-16 | WEAVER LANCE L | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Butler Adrian M | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Connelly Marjorie Mary | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | TABAKIN SCOTT M | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Paschke Brett Lee | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Gadhia Jayne-Anne | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Gadhia Jayne-Anne | Director | Tax withholding | 3,223 | $15.50 |
| 2026-06-16 | Olsen Geir | Director | Grant / award | 10,543 | $0.00 |
| 2026-06-16 | Olsen Geir | Director | Tax withholding | 3,223 | $15.50 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Grant / award | 30,303 | $0.00 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Grant / award | 1,381 | $0.00 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Grant / award | 5,509 | $0.00 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 610 | $18.15 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 3,035 | $18.15 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 2,185 | $18.15 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 5,098 | $18.15 |
| 2026-03-09 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 837 | $18.15 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Grant / award | 30,303 | $0.00 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Grant / award | 1,242 | $0.00 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Grant / award | 5,509 | $0.00 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Tax withholding | 584 | $18.15 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Tax withholding | 426 | $18.15 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Tax withholding | 2,476 | $18.15 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Tax withholding | 1,857 | $18.15 |
| 2026-03-09 | James Richard Owen | President - PRA Group Europe | Tax withholding | 3,939 | $18.15 |
| 2026-03-09 | Sjolund Martin | President and CEO | Grant / award | 101,928 | $0.00 |
| 2026-03-09 | Sjolund Martin | President and CEO | Grant / award | 4,973 | $0.00 |
| 2026-03-09 | Sjolund Martin | President and CEO | Tax withholding | 2,338 | $18.15 |
| 2026-03-09 | Sjolund Martin | President and CEO | Tax withholding | 1,700 | $18.15 |
| 2026-03-09 | Sjolund Martin | President and CEO | Tax withholding | 3,869 | $18.15 |
| 2026-03-09 | Sjolund Martin | President and CEO | Tax withholding | 1,857 | $18.15 |
| 2026-03-09 | Sjolund Martin | President and CEO | Tax withholding | 5,514 | $18.15 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Grant / award | 30,303 | $0.00 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Grant / award | 1,658 | $0.00 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Grant / award | 5,509 | $0.00 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 608 | $18.15 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 3,055 | $18.15 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 1,782 | $18.15 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 4,157 | $18.15 |
| 2026-03-09 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 836 | $18.15 |
| 2025-11-15 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 244 | $16.33 |
| 2025-11-06 | Olsen Geir | Director | Open market purchase | 15,000 | $14.15 |
| 2025-09-15 | Sehgal Rakesh | Chief Financial Officer | Tax withholding | 1,514 | $16.82 |
| 2025-08-15 | Tarrant LaTisha Owens | General Counsel & CHRO | Tax withholding | 3,342 | $16.51 |
| 2025-08-15 | James Richard Owen | President - PRA Group Europe | Tax withholding | 1,844 | $16.51 |
| 2025-06-17 | Gadhia Jayne-Anne | Director | Tax withholding | 2,283 | $14.71 |
| 2025-06-17 | Gadhia Jayne-Anne | Director | Grant / award | 10,741 | $0.00 |
| 2025-06-17 | WEAVER LANCE L | Director | Grant / award | 10,741 | $0.00 |
| 2025-06-17 | Olsen Geir | Director | Grant / award | 10,741 | $0.00 |
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-10-23 06:53 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-10-08 | 8-K | 2026-10-02 | View on SEC.gov → |
| 2026-09-29 | 8-K | 2026-09-29 | View on SEC.gov → |
| 2026-09-29 | 8-K | 2026-09-29 | View on SEC.gov → |
| 2026-09-23 | 8-K | 2026-09-21 | View on SEC.gov → |
| 2026-09-17 | 4 | 2026-09-15 | View on SEC.gov → |
| 2026-09-11 | 4 | 2026-09-10 | View on SEC.gov → |
| 2026-08-18 | 4 | 2026-08-15 | View on SEC.gov → |
| 2026-08-18 | 4 | 2026-08-15 | View on SEC.gov → |
| 2026-08-07 | 10-Q | 2026-06-30 | View on SEC.gov → |
| 2026-08-06 | 8-K | 2026-08-06 | View on SEC.gov → |
| 2026-06-23 | 8-K | 2026-06-16 | View on SEC.gov → |
| 2026-06-18 | 4 | 2026-06-16 | View on SEC.gov → |
Recent news
Headlines about PRAA (PRA Group, Inc.). Links open the publisher — we don’t host full articles.
-
PRA Group, Inc. $PRAA Stock Sold by Assenagon Asset Management S.A.
MarketBeat · 2026-10-22 -
PRAA Mar 2027 22.500 put (PRAA270319P00022500) Stock Price, News, Quote & History
Yahoo! Finance Canada · 2026-10-21 -
PRA Group sets November 5 results date: PRA Group stock sits 31.51 percent below USD 26.00 target
AD HOC NEWS · 2026-10-20 -
How Pra Group Inc. (PRAA) Affects Rotational Strategy Timing
Stock Traders Daily · 2026-10-20 -
PRA Group Q3 2026 Earnings Date and Estimates
MarketBeat · 2026-10-18 -
Zacks cuts rating to Hold for PRA Group stock at USD 26.00 consensus target - ad-hoc-news.de
ad-hoc-news.de · 2026-10-17 -
PRA Group to Announce Third Quarter 2026 Results on November 5
Yahoo · 2026-10-15 -
Debt Collectors Are Taking More Consumers to Court—and Winning
Yahoo Finance · 2026-10-06
No headlines in this category right now — try “All”.