GWRE · GUIDEWIRE SOFTWARE, INC.
Guidewire Software Inc (GWRE)
What's happening
- GWRE is up 5.02% today, trading at $202.54. — Live quote
- Volume today (6,738) is well below its 3-month average of 1,488,990. (Finnhub fundamentals)
- Reports earnings on 2026-09-03 (after market close), 0 days away. (Finnhub earnings calendar)
- Last quarter's EPS beat estimates: $0.82 actual vs. $0.76 estimated (+8.1%). (Finnhub earnings history)
Deterministic template sentences filled in from the same sourced figures shown elsewhere on this page -- not an AI-written summary, no live model call.
Key Statistics
Analyst Recommendations
Aggregate ratings for 2026-09-01 (22 analysts polled by Finnhub) — consensus count.
Performance Overview (Trailing returns vs S&P 500 benchmark)
Earnings Trends (Quarterly EPS Actual vs Estimate)
Valuation Measures & Ratios
Glossary — what these abbreviations mean
- 1. TTM
- Trailing twelve months — the sum of the last four reported quarters, not a calendar year or the single latest quarter.
- 2. EPS
- Earnings per share — net income divided by diluted shares outstanding.
- 3. Beta
- A stock's historical volatility relative to the overall market. Above 1 means it has moved more than the market; below 1, less.
- 4. EV (Enterprise Value)
- Market cap plus total debt minus cash — roughly what it would cost to buy the whole company, debt included.
- 5. Forward P/E
- Price divided by analysts' estimated earnings for the next 12 months, instead of trailing actual earnings.
- 6. PEG Ratio
- P/E divided by expected earnings growth rate. A lower number can indicate a stock is cheap relative to how fast it's expected to grow.
- 7. Price / Book
- Share price divided by book value (assets minus liabilities) per share.
- 8. ROE
- Return on equity — net income divided by shareholders' equity, a measure of how efficiently a company turns equity into profit.
- 9. ROA
- Return on assets — net income divided by total assets, a measure of how efficiently a company turns assets into profit.
- 10. MRQ
- Most recent quarter — the single latest reported period, as opposed to TTM. The Financials section's "Quarterly" view below shows MRQ-style figures.
- 11. YoY
- Year over year — percent change versus the same period one year earlier, used for growth figures like those on Compare cards and the Screener.
Short Interest
Source: FINRA Rule 4560 consolidated short interest, settlement date 2026-08-14. Reported bi-monthly with a reporting lag — not real-time.
Quotes and the 1-day extended-hours chart: Yahoo Finance. Longer historical charts: Alpaca (IEX feed) — real-time but IEX-only volume (~2.5% of consolidated market volume). Fundamentals + earnings: Finnhub.
Price history
Drag horizontally to zoom into a section; use Reset view to restore all observations.
Technical signal summary
Calculating from the latest year of daily price history…
Show Technical Analysis Breakdown ▾ 10 Indicators
Signals describe daily price patterns—not the company’s value and not a recommendation to buy or sell. Read several together; no single indicator predicts what happens next. “Overbought” and “oversold” are conditions, not promises of a reversal.
Indicators None active
Free IEX historical data only goes back to ~2021 — 5Y/Full show whatever's actually available, not a promise of that much history. Indicators are computed client-side from these same price bars; earnings markers ("E") come from Finnhub's free tier (~last 4 quarters + next upcoming) — older quarters aren't available. The move-highlight dots are a heuristic (|% change| vs rolling volatility) with a best-effort headline lookup, not a claim of causation.
Peer and sector context
Balanced evidence
A deterministic summary of sourced facts—not an AI verdict.
Potential strengths
- Revenue growth is 26.9% on the provider's reported measure. Finnhub fundamentals ↗
- Net profit margin is 11.2%. Finnhub fundamentals ↗
Potential concerns
- Trailing 52-week price return is -12.1%. Finnhub market metrics ↗
- Trailing P/E is 95.1, a high price relative to reported earnings. Finnhub fundamentals ↗
- Latest SEC filing is Form 4, filed 2026-09-01; review it for current changes and risks. SEC EDGAR ↗
Rule-based facts only; absence from either side is not evidence, and this is not a recommendation.
More on GWRE
No accessible free API for these — links go to the source directly.
Financials
Fundamental trends
Visualized from the same SEC figures in the tables below.
Income statement
| Line item | Apr '26 | Jan '26 | Oct '25 | Apr '25 | Jan '25 | Oct '24 | Apr '24 | Jan '24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $372.5M | $359.1M | $332.6M | $293.5M | $289.5M | $262.9M | $240.7M | $240.9M |
| Gross profit | $236.6M | $231.5M | $209.5M | $182.7M | $179.2M | $158.4M | $142.2M | $142.4M |
| Operating income | $30.6M | $38.4M | $18.5M | $4.5M | $11.7M | -$4.7M | -$16.7M | -$12.4M |
| EPS (diluted) | $0.19 | $0.70 | $0.36 | $0.54 | $-0.45 | $0.11 | $-0.07 | $0.12 |
| EPS (basic) | $0.20 | $0.71 | $0.37 | $0.55 | $-0.45 | $0.11 | $-0.07 | $0.12 |
| Operating margin | $8 | $11 | $6 | $2 | $4 | -$2 | -$7 | -$5 |
Balance sheet
| Line item | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 |
|---|---|---|---|---|---|---|---|---|
| Total assets | $2.54B | $2.69B | $2.64B | $2.72B | $2.49B | $2.54B | $2.60B | $2.23B |
| Total liabilities | $1.22B | $1.18B | $1.11B | $1.26B | $1.13B | $1.27B | $1.33B | $883.6M |
| Stockholders' equity | $1.32B | $1.51B | $1.53B | $1.46B | $1.36B | $1.27B | $1.27B | $1.34B |
| Total current assets | $1.22B | $1.35B | $1.36B | $1.51B | $1.31B | $1.48B | $1.64B | $1.30B |
| Total current liabilities | $497.2M | $459.0M | $389.9M | $544.8M | $405.9M | $558.7M | $615.2M | $837.6M |
| Cash & equivalents | $294.6M | $407.9M | $492.0M | $697.9M | $510.3M | $697.5M | $823.6M | $548.0M |
| Marketable securities (current) | $454.9M | $511.2M | $519.9M | $451.5M | $410.1M | $471.5M | $514.8M | $455.6M |
| Accounts receivable | $138.9M | $162.9M | $94.6M | $140.6M | $147.3M | $123.0M | $97.5M | $137.3M |
| Other current assets | — | — | — | — | — | — | — | — |
| Marketable securities (non-current) | $397.3M | $432.3M | $397.4M | $333.8M | $323.3M | $243.5M | $142.1M | $125.9M |
| Property, plant & equipment | $66.6M | $65.3M | $65.2M | $60.4M | $55.6M | $54.1M | $55.2M | $55.4M |
| Goodwill | $421.1M | $422.1M | $394.3M | $394.0M | $393.6M | $372.2M | $372.2M | $372.2M |
| Intangible assets | $17.7M | $19.8M | $10.7M | $12.0M | $13.5M | $6.4M | $7.6M | $9.0M |
| Other non-current assets | $86.5M | $75.7M | $71.5M | $76.3M | $65.3M | $63.6M | $64.7M | $67.3M |
| Accounts payable | $35.0M | $28.9M | $33.6M | $28.8M | $29.0M | $24.9M | $31.4M | $15.2M |
| Accrued liabilities | — | — | — | — | — | — | — | — |
| Deferred revenue (current) | $300.6M | $307.6M | $253.5M | $340.3M | $258.8M | $264.9M | $224.2M | $281.9M |
| Other current liabilities | $44.0M | $37.7M | $32.5M | $35.1M | $28.9M | $29.3M | $29.2M | $32.6M |
| Long-term debt | — | — | — | — | — | — | — | $398.9M |
| Other non-current liabilities | $12.9M | $12.2M | $9.1M | $9.3M | $7.9M | $5.5M | $5.5M | $7.6M |
| Common stock & paid-in capital | $8.0K | $8.0K | $9.0K | $8.0K | $8.0K | $8.0K | $8.0K | $8.0K |
| Retained earnings | -$845.5M | -$611.0M | -$522.9M | -$554.2M | -$606.2M | -$652.2M | -$614.9M | -$624.1M |
| Accumulated other comprehensive income (loss) | -$7.1M | -$3.0M | -$7.9M | -$8.9M | -$8.6M | -$15.4M | -$12.0M | -$12.2M |
Cash flow
| Line item | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $61.2M | $112.0M | -$67.4M | $244.8M | $32.4M | $86.0M | -$62.3M | $193.8M |
| Investing cash flow | $71.1M | -$65.8M | -$138.8M | -$58.4M | -$48.1M | -$52.9M | -$77.6M | -$7.3M |
| Financing cash flow | -$244.2M | -$134.7M | $413.0K | $728.0K | -$178.4M | -$155.6M | $415.5M | $1.0M |
| Free cash flow | $59.4M | $108.8M | -$72.3M | $241.4M | $31.6M | $85.2M | -$63.1M | $192.1M |
| Capital expenditures | $1.8M | $3.3M | $4.9M | $3.4M | $703.0K | $790.0K | $843.0K | $1.7M |
| Share-based compensation | $44.9M | $46.8M | $43.3M | $123.5M | $40.4M | $40.9M | $38.1M | $110.4M |
| Deferred income taxes | — | — | — | -$29.7M | — | — | — | -$26.7M |
| Change in accounts receivable | -$23.9M | $67.3M | -$43.7M | -$7.3M | $23.4M | $25.8M | -$38.6M | $33.6M |
| Purchases of investments | $109.4M | $217.0M | $318.5M | $186.2M | $242.6M | $218.1M | $211.6M | $162.5M |
| Sales/maturities of investments | $199.7M | $193.2M | $189.7M | $135.1M | $226.8M | $163.2M | $139.9M | $160.6M |
| Share repurchases | $244.3M | $148.2M | — | $0 | $0 | $0 | — | $0 |
| Tax withholding on stock comp | — | — | — | — | — | — | — | — |
Income statement
| Line item | Jul '25 | Jul '24 | Jul '23 | Jul '22 | Jul '21 |
|---|---|---|---|---|---|
| Revenue | $1.20B | $980.5M | $905.3M | $812.6M | $743.3M |
| Gross profit | $752.1M | $583.4M | $458.2M | $377.2M | $389.6M |
| Operating income | $41.1M | -$52.6M | -$149.5M | -$199.4M | -$105.6M |
| EPS (diluted) | $0.81 | $-0.07 | $-1.36 | $-2.16 | $-0.79 |
| EPS (basic) | $0.83 | $-0.07 | $-1.36 | $-2.16 | $-0.79 |
| Operating margin | $3 | -$5 | -$17 | -$25 | -$14 |
Balance sheet
| Line item | Jul '25 | Jul '24 | Jul '23 | Jul '22 | Aug '21 |
|---|---|---|---|---|---|
| Total assets | $2.72B | $2.23B | $2.03B | $2.27B | — |
| Total liabilities | $1.26B | $883.6M | $828.4M | $815.2M | — |
| Stockholders' equity | $1.46B | $1.34B | $1.20B | $1.45B | — |
| Total current assets | $1.51B | $1.30B | $1.10B | $1.25B | — |
| Total current liabilities | $544.8M | $837.6M | $373.3M | $337.5M | — |
| Cash & equivalents | $697.9M | $548.0M | $401.8M | $606.3M | — |
| Marketable securities (current) | $451.5M | $455.6M | $396.9M | $369.9M | — |
| Accounts receivable | $140.6M | $137.3M | $151.0M | $143.8M | — |
| Other current assets | — | — | — | — | — |
| Marketable securities (non-current) | $333.8M | $125.9M | $128.8M | $187.5M | — |
| Property, plant & equipment | $60.4M | $55.4M | $54.5M | $80.7M | — |
| Goodwill | $394.0M | $372.2M | $372.2M | $372.2M | $31.3M |
| Intangible assets | $12.0M | $9.0M | $14.5M | $21.4M | — |
| Other non-current assets | $76.3M | $67.3M | $68.0M | $56.7M | — |
| Accounts payable | $28.8M | $15.2M | $34.6M | $40.4M | — |
| Deferred revenue (current) | — | — | — | — | — |
| Other current liabilities | $35.1M | $32.6M | $27.7M | $35.3M | — |
| Long-term debt | — | $398.9M | $397.2M | $358.2M | — |
| Other non-current liabilities | $9.3M | $7.6M | $9.0M | $6.9M | — |
| Common stock & paid-in capital | $8.0K | $8.0K | $8.0K | $8.0K | — |
| Retained earnings | -$554.2M | -$624.1M | -$618.0M | -$284.0M | — |
| Accumulated other comprehensive income (loss) | -$8.9M | -$12.2M | -$13.9M | -$19.8M | — |
Cash flow
| Line item | Jul '25 | Jul '24 | Jul '23 | Jul '22 | Jul '21 |
|---|---|---|---|---|---|
| Operating cash flow | $300.9M | $195.7M | $38.4M | -$37.9M | $111.6M |
| Investing cash flow | -$237.0M | -$52.4M | $12.7M | $312.2M | $64.2M |
| Financing cash flow | $82.3M | $1.1M | -$261.6M | -$37.3M | -$159.4M |
| Free cash flow | $295.1M | $189.4M | $32.6M | -$47.5M | $92.6M |
| Capital expenditures | $5.7M | $6.4M | $5.8M | $9.5M | $19.0M |
| Share-based compensation | $161.6M | $146.5M | $142.8M | $137.0M | $115.0M |
| Deferred income taxes | -$29.7M | -$26.7M | -$27.3M | -$53.1M | -$35.8M |
| Change in accounts receivable | $3.3M | -$12.6M | $7.3M | $42.5M | -$10.8M |
| Purchases of investments | $858.6M | $615.9M | $506.1M | $519.5M | $1.03B |
| Sales/maturities of investments | $665.0M | $576.9M | $547.1M | $908.9M | $1.13B |
| Share repurchases | $0 | $0 | $261.8M | $37.5M | $161.3M |
Source: SEC EDGAR XBRL filings (10-Q/10-K), as originally tagged by the company. Quarterly cash flow is reconstructed by de-cumulating fiscal-year-to-date figures (how cash flow is tagged in 10-Qs); other quarterly lines are reported directly.
Institutional holders
SEC Form 13F filers holding GWRE as of the latest reported quarter. 13F only covers investment managers with $100M+ in assets — this is not a complete ownership picture, and does not include insiders (see Recent SEC filings below) or non-13F-eligible holders.
Source: Business Quant SEC Form 13F · report period 2026-06-30 · 31 filers
| Filer | Shares | Value | % Out | Qtr Change | Filed |
|---|---|---|---|---|---|
| BAMCO INC /NY/ | 8,994,456 | $1.11B | 10.68% | +36.3% | 2026-08-14 |
| BlackRock, Inc. | 8,909,665 | $1.10B | 10.58% | -4.5% | 2026-08-07 |
| Linonia Partnership LP | 6,933,483 | $853.2M | 8.23% | -9.4% | 2026-08-14 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4,507,288 | $554.6M | 5.35% | -1.9% | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT LLC | 3,845,465 | $473.2M | 4.56% | +0.1% | 2026-06-30 |
| Darsana Capital Partners LP | 3,804,000 | $468.1M | 4.52% | -4.9% | 2026-08-14 |
| State Street Corp | 2,681,587 | $330.0M | 3.18% | +2.3% | 2026-08-07 |
| Jpmorgan Chase & Co | 2,249,339 | $272.3M | 2.67% | +162.2% | 2026-08-12 |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | 2,028,908 | $249.6M | 2.41% | -32.3% | 2026-08-03 |
| Route One Investment Company, L.P. | 1,849,364 | $227.6M | 2.20% | +0.0% | 2026-07-23 |
| GEODE CAPITAL MANAGEMENT, LLC | 1,635,297 | $201.3M | 1.94% | -4.3% | 2026-08-12 |
| Principal Financial Group Inc | 1,249,192 | $153.7M | 1.48% | +5.8% | 2026-07-29 |
| VAN ECK ASSOCIATES CORP | 1,215,855 | $149.6M | 1.44% | +0.0% | 2026-08-14 |
| T. Rowe Price Investment Management, Inc. | 1,198,824 | $147.5K | 1.42% | +3.8% | 2026-08-14 |
| Curated Wealth Partners LLC | 1,120,357 | $1.2M | 1.33% | +0.0% | 2026-07-10 |
| Artisan Partners Limited Partnership | 970,325 | $119.4M | 1.15% | -15.3% | 2026-08-13 |
| WASATCH ADVISORS LP | 867,117 | $106.7M | 1.03% | +8.2% | 2026-07-09 |
| WESTFIELD CAPITAL MANAGEMENT CO LP | 839,337 | $103.3M | 1.00% | +72.5% | 2026-08-12 |
| JANE STREET GROUP, LLC | 834,841 | $102.7M | 0.99% | +14.2% | 2026-08-14 |
| WELLINGTON MANAGEMENT GROUP LLP | 776,446 | $95.5M | 0.92% | -30.5% | 2026-08-14 |
| Stockbridge Partners LLC | 759,827 | $93.5M | 0.90% | +456.9% | 2026-08-13 |
| Northern Trust Corp | 726,559 | $89.4M | 0.86% | -3.1% | 2026-08-12 |
| BLAIR WILLIAM & CO/IL | 726,387 | $89.4M | 0.86% | -25.5% | 2026-08-11 |
| Bank Of America Corp /De/ | 696,536 | $85.7M | 0.83% | +0.1% | 2026-08-14 |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 663,050 | $81.6M | 0.79% | +10.8% | 2026-08-13 |
Insider activity
Directors, officers, and 10%+ owners' reported transactions from SEC Form 4. A filing reports a transaction; it does not by itself explain why it happened.
Recent SEC filings
Official company reports and insider transaction filings. Form 4 reports a transaction; it does not by itself explain why it happened.
Source: SEC EDGAR submissions · updated 2026-09-03 11:49 UTC
| Filed | Form | Report period | Official filing |
|---|---|---|---|
| 2026-09-01 | 4 | 2026-08-31 | View on SEC.gov → |
| 2026-08-27 | 4 | 2026-08-27 | View on SEC.gov → |
| 2026-08-24 | 4 | 2026-08-24 | View on SEC.gov → |
| 2026-08-20 | 4 | 2026-08-19 | View on SEC.gov → |
| 2026-08-17 | 4 | 2026-08-17 | View on SEC.gov → |
| 2026-08-12 | 4 | 2026-08-12 | View on SEC.gov → |
| 2026-08-10 | 4 | 2026-08-10 | View on SEC.gov → |
| 2026-08-03 | 4 | 2026-08-03 | View on SEC.gov → |
| 2026-07-27 | 4 | 2026-07-27 | View on SEC.gov → |
| 2026-07-22 | 8-K | 2026-07-17 | View on SEC.gov → |
| 2026-07-20 | 4 | 2026-07-20 | View on SEC.gov → |
| 2026-07-13 | 4 | 2026-07-13 | View on SEC.gov → |
Recent news
Headlines about GWRE (GUIDEWIRE SOFTWARE, INC.). Links open the publisher — we don’t host full articles.
-
Guidewire Software (GWRE) Could Be 30% Below Fair Value On Earnings Day
Yahoo Finance · 2026-09-03 -
Guidewire Software Q4 2026 Earnings Preview
Seeking Alpha · 2026-09-02 -
Guidewire Software Earnings: What To Look For From GWRE
Yahoo Finance · 2026-09-02 -
Guidewire Software (GWRE) Q4 Earnings Preview: What You Should Know Beyond the Headline Estimates
Yahoo Finance · 2026-08-31 -
1 Mid-Cap Stock with Impressive Fundamentals and 2 Facing Challenges
Yahoo Finance · 2026-08-28 -
Manhattan Associates, Agilysys, Guidewire Software, Pegasystems, and Teradata Stocks Trade Up, What You Need To Know
Yahoo Finance · 2026-08-28 -
Guidewire CEO Michael Rosenbaum Sells 1,200 Shares for $207,456
Yahoo Finance · 2026-08-24 -
GUIDEWIRE TO ANNOUNCE FOURTH QUARTER & FISCAL YEAR 2026 FINANCIAL RESULTS ON SEPTEMBER 3, 2026
Yahoo Finance · 2026-08-20
No headlines in this category right now — try “All”.