Finance
30-Year Fixed Mortgage
6.55% as of 2026-07-16
The average rate on a 30-year fixed-rate mortgage in the U.S., from Freddie Mac's weekly Primary Mortgage Market Survey. It's the most common mortgage term in the U.S. and a major driver of homebuying affordability.
Source: FRED, Federal Reserve Bank of St. Louis (mirrors Freddie Mac's PMMS survey).